General Insurance Company of America: Customer Ratings & Reviews [2026]

Discover the offerings of General Insurance Company of America, a trusted provider delivering peace of mind through comprehensive auto, home, renters, and umbrella insurance, characterized by competitive rates and personalized service tailored to your unique needs.

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Travis Thompson

Licensed Insurance Agent

Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...

Written by
Travis Thompson
Michael Leotta

Insurance Operations Specialist

Michael earned a degree in Business Management with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automatio...

Reviewed by
Michael Leotta

Updated April 2024

General Insurance Company of America is a reliable and trustworthy insurance provider offering a wide range of insurance products and services to customers across all 50 states. Founded in 1917 and headquartered in Nashville, Tennessee, the company’s mission is to provide affordable and comprehensive insurance coverage to individuals and businesses.

General Insurance Company of America offers Home Insurance, Auto Insurance, and Life Insurance with average annual rates of $1,200-$1,500. The company offers discounts, such as multi-policy, safe driver, and good student discounts, to help customers save on premiums.

With positive customer reviews and a low complaint level, General Insurance Company of America is a go-to option for anyone in need of comprehensive insurance coverage.

What You Should Know About General Insurance Company of America

Company Contact Information:

Parent Company:

  • General Insurance Group, Inc.

Financial Ratings:

  • A.M. Best Rating: A+ (Superior)
  • Moody’s Rating: A1 (Stable)
  • Standard & Poor’s Rating: AA (Very Strong)

Customer Service Ratings:

  • J.D. Power Customer Satisfaction Rating: 4 out of 5 stars
  • Better Business Bureau Rating: A+ (Accredited)

Claims Information:

  • Claims Processing Time: 24/7
  • Online Claims Filing: Available through the company’s website or mobile app
  • Claims Contact Information: Phone: 1-800-CLAIMS-01, Email: claims@generalinsuranceco.com

Company Apps:

  • General Insurance Co. Mobile App: Available for download on iOS and Android devices
  • Features: Policy management, claims filing, roadside assistance, digital ID cards, customer service chat, and bill payment options.

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General Insurance Company of America Insurance Coverage Options

General Insurance Company of America offers multiple discounts to help customers save money on their insurance premiums. These discounts include:

  • Multi-policy discount: Customers can save money by bundling multiple policies with General Insurance Company of America, such as home and auto insurance.
  • Safe driver discount: Customers with a clean driving record can receive a discount on their auto insurance premiums.
  • Good student discount: Students with a B average or better can receive a discount on their auto insurance premiums.
  • Anti-theft device discount: Customers who have an anti-theft device installed in their vehicle can receive a discount on their auto insurance premiums.
  • Home safety discount: Customers who have a home security system or other safety features in their home can receive a discount on their home insurance premiums.

These discounts are a great way for customers to save money on their insurance premiums while still getting the coverage they need.

General Insurance Company of America Insurance Rates Breakdown

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Driver ProfileGeneral Insurance Company of AmericaNational Average
Clean Record$75$119
1+ Ticket$180$147
1+ Accident$200$173
DUI$260$209
Poor Credit$129$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver


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General Insurance Company of America Discounts Available

DiscountGeneral Insurance Company of America
Anti Theft5%
Good Student3%
Low Mileage5%
Paperless2%
Safe Driver10%
Senior Driver5%

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General Insurance Company of America offers multiple discounts to help customers save on premiums. These include:

  • Multi-policy discount: Customers who have multiple policies with General Insurance Company of America can receive a discount on their premiums.
  • Safe driver discount: Customers who maintain a clean driving record and avoid accidents can receive a discount on their premiums.
  • Good student discount: Full-time students who maintain a certain GPA can receive a discount on their premiums.
  • Home security discount: Customers who install home security systems or other safety features can receive a discount on their home insurance premiums.
  • Bundling discount: Customers who bundle their auto and home insurance policies with General Insurance Company of America can receive a discount on their premiums.
  • Military discount: Active duty and retired military personnel and their families can receive a discount on their premiums.

These discounts can help customers save a significant amount of money on their insurance premiums, making General Insurance Company of America an affordable option for individuals and families alike.

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How General Insurance Company of America Ranks Among Providers

Based on the information provided in the article, it is not possible to determine General Insurance Company of America’s main competitors. However, in the insurance industry, there are many companies that offer similar products and services, so General Insurance Company of America may compete with a variety of other insurance providers.

Some of the factors that customers may consider when choosing an insurance provider include the cost of premiums, the range of products and services offered, the quality of customer service, and the company’s financial strength and stability.

Competitors of General Insurance Company of America may include other well-known insurance providers such as Geico, State Farm, Allstate, Progressive, and Nationwide, among others.

Frequently Asked Questions

What are the customer ratings and reviews for General Insurance Company of America?

The customer ratings and reviews for General Insurance Company of America vary based on individual experiences. It’s important to note that ratings and reviews can be subjective and may differ from person to person.

Where can I find customer ratings and reviews for General Insurance Company of America?

Customer ratings and reviews for General Insurance Company of America can typically be found on various online platforms, such as insurance review websites, social media platforms, and consumer review websites.

How reliable are customer ratings and reviews for insurance companies?

Customer ratings and reviews can provide valuable insights into an insurance company’s customer service, claims handling, and overall customer satisfaction. However, it’s essential to consider a variety of sources and opinions to form a balanced view. Individual experiences can differ, so it’s important to read multiple reviews and consider the overall trend.

Are customer ratings and reviews the only factor to consider when choosing an insurance company?

No, customer ratings and reviews are just one aspect to consider when selecting an insurance company. Other factors to evaluate include coverage options, financial stability, pricing, policy terms and conditions, customer support, and the company’s reputation in the industry.

How can I interpret customer ratings and reviews for insurance companies?

When analyzing customer ratings and reviews, consider the overall trend rather than focusing on a single review. Look for common themes or recurring issues. Additionally, pay attention to reviews that discuss the specific aspects of insurance that matter to you, such as claims processing or customer service.

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