Metropolitan Lloyds Insurance Company of Texas: Customer Ratings & Reviews [2024]
Embark on a comprehensive exploration of Metropolitan Lloyds Insurance Company of Texas, delving into its history, mission, and diverse insurance offerings in auto, home, and commercial categories.
Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Metropolitan Lloyds Insurance Company of Texas
Average Monthly Rate For Good Drivers
$103A.M. Best Rating:
A- (Excellent)Complaint Level:
LowPros
- Competitive pricing
- Reliable coverage options
- Personalized customer service
Cons
- Only available in Texas
- Limited online resources
The article provides a comprehensive review of Metropolitan Lloyds Insurance Company of Texas, detailing the company’s history, mission, and types of insurance products offered, including auto, home, and commercial insurance.
The article also covers the cost of these services, the states where they are offered, and the different types of discounts available to customers.
Additionally, the article includes a summary of customer reviews of the company and an FAQ section to address common questions. Overall, Metropolitan Lloyds Insurance Company of Texas is a reliable and affordable insurance provider in Texas, committed to offering personalized customer service and comprehensive coverage options.
What You Should Know About Metropolitan Lloyd’s
Company contact information: Metropolitan Lloyds Insurance Company of Texas Address: 1800 North Point Drive, Stevens Point, WI 54481 Phone: 888-587-8511 Website: www.metlloyds.com
Related parent or child companies: Metropolitan Lloyds Insurance Company of Texas is a subsidiary of MetLife Auto & Home.
Financial ratings: Metropolitan Lloyds Insurance Company of Texas has an A- (Excellent) rating from A.M. Best.
Customer service ratings: Metropolitan Lloyds Insurance Company of Texas has received positive customer reviews for its personalized customer service and reliable coverage options.
Claims information: To report a claim, customers can call the claims department at 800-854-6011 or file a claim online through the company’s website.
Company apps: Metropolitan Lloyds Insurance Company of Texas does not currently offer a mobile app.
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Metropolitan Lloyd’s Insurance Coverage Options
With a rich history dating back to 1959, Metropolitan Lloyds Insurance Company of Texas has consistently prioritized the protection of Texans by offering a comprehensive suite of insurance products. Their commitment to personalized service, competitive pricing, and reliable coverage options sets them apart in the insurance landscape. Let’s delve into the diverse coverages they provide:
Auto Insurance
- Liability Coverage: Meets Texas state requirements for bodily injury and property damage.
- Collision Coverage: Protects against damage to your vehicle in the event of a collision.
- Comprehensive Coverage: Covers non-collision incidents like theft, vandalism, or natural disasters.
- Uninsured/Underinsured Motorist Coverage: Ensures protection in accidents with inadequately insured drivers.
Home Insurance
- Dwelling Coverage: Safeguards the structure of your home against covered perils.
- Personal Property Coverage: Protects belongings from furniture to electronics.
- Liability Coverage: Offers protection if someone is injured on your property.
- Additional Living Expenses: Covers temporary living costs if your home becomes uninhabitable.
Commercial Insurance
- Commercial Property Insurance: Safeguards business property, including buildings and inventory.
- General Liability Insurance: Provides protection against claims of injury or property damage.
- Business Interruption Insurance: Helps cover lost income during a covered disruption.
- Commercial Auto Insurance: Covers vehicles used for business purposes against accidents and liability.
Discounts
Metropolitan Lloyds Insurance Company of Texas provides various discounts, such as:
- Multi-Policy Discount: Save by bundling multiple insurance policies.
- Safe Driver Discount: Rewards policyholders with a clean driving record.
- Protective Device Discounts: Earn discounts for having security features in your home or business.
Metropolitan Lloyds Insurance Company of Texas stands as a reliable and affordable choice for Texans seeking auto, home, and commercial insurance.
Their commitment to personalized service, competitive pricing, and comprehensive coverage options reinforces their position as a trusted insurance partner. To explore further or request a quote, visit Metropolitan Lloyds or call 888-587-8511.
Read more: Reliable Lloyds Insurance Company: Customer Ratings & Reviews
Metropolitan Lloyd’s Insurance Rates Breakdown
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| Driver Profile | Metropolitan Lloyds Insurance Company of Texas | National Average |
|---|---|---|
| Clean Record | $238 | $200 |
| 1+ Ticket | $265 | $220 |
| 1+ Accident | $295 | $240 |
| DUI | $320 | $280 |
| Poor Credit | $409 | $344 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Metropolitan Lloyd’s Discounts Available
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| Discount | Metropolitan Lloyds Insurance Company of Texas |
|---|---|
| Anti Theft | 8% |
| Good Student | 10% |
| Low Mileage | 6% |
| Paperless | 4% |
| Safe Driver | 12% |
| Senior Driver | 7% |
Metropolitan Lloyds Insurance Company of Texas offers a range of discounts to help customers save money on their insurance premiums. These discounts include:
- Safe driver discounts
- Multi-policy discounts
- Paid-in-full discounts
- Homeowner discounts
- Anti-theft device discounts
- Good student discounts
- Accident-free discounts
- Defensive driving discounts
Metropolitan Lloyds Insurance Company of Texas not only provides comprehensive coverage but also empowers its policyholders with exclusive discounts. By combining a commitment to personalized service and competitive pricing with these savings opportunities, the company reaffirms its dedication to making insurance more accessible for Texans.
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How Metropolitan Lloyd’s Ranks Among Providers
As Texans seek the right insurance coverage, understanding the competitive landscape becomes crucial. Metropolitan Lloyds Insurance Company of Texas has established itself as a trusted provider, but it’s important to explore the broader market. Here’s a closer look at some of the main competitors in the insurance arena:
- State Farm: As one of the largest insurance providers in the U.S., State Farm offers a wide array of insurance products, including auto, home, and life insurance. Known for its extensive network of agents and personalized service, State Farm is a formidable competitor in the Texas market.
- Allstate: Allstate is another major player in the insurance industry, offering a comprehensive range of coverage options. Known for its innovative features like the “Drivewise” program, Allstate attracts customers seeking customizable policies and modern insurance solutions.
- Progressive: Recognized for its user-friendly approach and competitive pricing, Progressive is a popular choice for auto insurance. With a focus on technology-driven solutions and a diverse array of discounts, Progressive competes for the attention of Texas residents seeking affordable and flexible coverage.
- GEICO: GEICO’s presence is marked by its direct-to-consumer model and catchy advertising. With a reputation for cost-effective policies and a straightforward approach, GEICO is a strong contender, particularly for those prioritizing simplicity and savings.
Readmore: Allstate Texas Lloyds, Inc: Customer Ratings & Reviews
While Metropolitan Lloyds Insurance Company of Texas has solidified its position as a reliable and customer-centric option, the competition remains fierce in the Texas insurance market.
Each competitor brings its unique strengths and offerings to the table, providing consumers with a diverse range of choices. When navigating the insurance landscape, it’s essential for Texans to consider factors such as coverage options, pricing, and customer service to find the insurer that aligns best with their individual needs.
Frequently Asked Questions
What is Metropolitan Lloyds Insurance Company of Texas?
Metropolitan Lloyds Insurance Company of Texas is an insurance company that operates in the state of Texas. They offer a range of insurance products, including auto insurance, homeowners insurance, and renters insurance.
What types of insurance products does Metropolitan Lloyds Insurance Company of Texas offer?
Metropolitan Lloyds Insurance Company of Texas offers auto insurance, homeowners insurance, and renters insurance.
How can I get a quote for insurance from Metropolitan Lloyds Insurance Company of Texas?
To get a quote for insurance from Metropolitan Lloyds Insurance Company of Texas, you can visit their website and fill out an online form or contact their customer service department by phone.
How do I file a claim with Metropolitan Lloyds Insurance Company of Texas?
To file a claim with Metropolitan Lloyds Insurance Company of Texas, you can contact their claims department by phone or visit their website for more information on the claims process.
Are there any discounts available with Metropolitan Lloyds Insurance Company of Texas?
Metropolitan Lloyds Insurance Company of Texas may offer various discounts on their insurance products. It is best to contact their customer service department or visit their website to inquire about available discounts.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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