Centennial Insurance Company: Customer Ratings & Reviews [2025]

Centennial Insurance Company stands as a reliable choice, securing its place with a commitment to exceptional customer service, comprehensive coverage options, and competitive rates, making it a top consideration for those seeking trustworthy insurance coverage.

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Zach Fagiano

Licensed Insurance Broker

Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...

Written by
Zach Fagiano
Brad Larson

Licensed Insurance Agent

Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...

Reviewed by
Brad Larson

Updated April 2024

Centennial Insurance Company is a trusted provider of insurance with a commitment to exceptional customer service, comprehensive coverage options, and competitive rates. They offer various insurance types such as auto, home, life, business, and renters insurance.

The company has a low complaint level and has a rating of A+ (Superior) from A.M. Best. Centennial Insurance Company provides discounts and add-ons for its customers, including multi-policy discounts, safe driving discounts, and discounts for certain professions or affiliations.

The company’s history, mission, states where they offer services, cost of services, and customer reviews were also discussed. Overall, Centennial Insurance Company provides a combination of quality coverage, affordability, and exceptional customer service, making it a top choice for those in need of insurance coverage.

What You Should Know About Centennial

Company contact information:

Related parent or child companies:

  • There is no information provided in the article about related parent or child companies of Centennial Insurance Company.

Financial ratings:

  • Centennial Insurance Company has a rating of A+ (Superior) from A.M. Best, indicating strong financial stability.

Customer service ratings:

  • The article mentions that Centennial Insurance Company is committed to exceptional customer service, but there is no specific rating or ranking provided in the article.

Claims information:

  • Centennial Insurance Company provides exceptional claims handling according to the article, but there is no specific claims information provided.

Company apps:

  • There is no information  about company apps at this time

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Centennial Insurance Coverage Options

Centennial Insurance Company offers a variety of coverage options to meet the needs of its customers. Here are some of the coverage options mentioned in the article:

  • Auto insurance: Centennial Insurance Company offers liability, collision, and comprehensive coverage for cars, trucks, and other vehicles.
  • Home insurance: Customers can get coverage for their home, personal property, and liability with Centennial Insurance Company’s home insurance policies.
  • Life insurance: Centennial Insurance Company offers term and permanent life insurance policies to provide financial protection for loved ones in the event of the policyholder’s death.
  • Business insurance: Centennial Insurance Company offers insurance policies to protect businesses against liability, property damage, and other risks.
  • Renters insurance: Customers can get coverage for their personal property and liability with Centennial Insurance Company’s renters insurance policies.

It’s important to note that the coverage options and policy details may vary depending on the state and policy type. Customers should check with Centennial Insurance Company to determine which coverage options are available in their state and which policies best suit their needs.

Centennial Insurance Rates Breakdown

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Driver ProfileCentennial InsuranceNational Average
Clean Record$221$119
1+ Ticket$267$147
1+ Accident$342$173
DUI$442$209
Poor Credit$380$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Centennial Discounts Available

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DiscountsCentennial Insurance
Anti Theft14%
Good Student17%
Low Mileage12%
Paperless11%
Safe Driver16%
Senior Driver12%

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Centennial Insurance Company offers a variety of discounts to help customers save money on their insurance premiums. Here are some of the discounts mentioned in the article:

  • Safe driving discount: Customers with a good driving record may qualify for a safe driving discount.
  • Affiliation discount: Centennial Insurance Company offers discounts for certain professions or affiliations, such as military personnel or alumni of certain universities.
  • Paperless billing discount: Customers who opt for paperless billing can receive a discount on their premiums.
  • Payment discount: Customers who pay their premiums in full upfront may qualify for a payment discount.

It’s important to note that not all discounts may be available in all states or for all policies, so customers should check with Centennial Insurance Company to see which discounts they qualify for.

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How Centennial Ranks Among Providers

The insurance industry is highly competitive, and Centennial Insurance Company may face competition from other national or regional insurance companies such as Allstate, State Farm, Progressive, Geico, and Nationwide.

These companies offer a range of insurance products and services similar to those offered by Centennial Insurance Company, and customers may choose between them based on coverage options, rates, and reputation for customer service.

Read more:

Frequently Asked Questions

What types of insurance does Centennial Insurance Company offer?

Centennial Insurance Company offers a variety of insurance products, including auto, home, life, business, and renters insurance.

Does Centennial Insurance Company offer any discounts?

Yes, Centennial Insurance Company offers discounts for multi-policy bundling, safe driving, affiliations, paperless billing, and payment in full.

How can I file a claim with Centennial Insurance Company?

Customers can file a claim by contacting Centennial Insurance Company’s claims department by phone or online.

Where is Centennial Insurance Company available?

Centennial Insurance Company is available in multiple states, but the availability of specific policies and discounts may vary by state.

Does Centennial Insurance Company offer online policy management?

Yes, Centennial Insurance Company provides online policy management services. Customers can access their policy information, make payments, update personal details, and view documents through the company’s online portal or mobile app.

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