Navigators Insurance Company: Customer Ratings & Reviews [2025]

Navigators Insurance Company, with an A.M. Best rating of A (Excellent) and a commendable customer service track record, offers comprehensive coverage options to safeguard your future.

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Chris Abrams

Licensed Insurance Agent

Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed life and health insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chr...

Written by
Chris Abrams
Kristen Gryglik

Licensed Insurance Agent

Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

Reviewed by
Kristen Gryglik

Updated April 2024

Navigators Insurance Company is a highly rated insurance provider with an A.M. Best rating of A (Excellent) and a low complaint level. The company offers a variety of insurance products and services, including auto, home, and business insurance.

The pricing is competitive, with an average annual rate of $1,100 for a 45-year-old male driver with a clean record. Navigators Insurance Company takes a personalized approach to customer service, with a commitment to understanding each customer’s unique needs.

While there is limited information available about the claims process and customer service experience, customer reviews generally praise the company for its attentive service and comprehensive coverage options.

What You Should Know About Navigators Insurance Company

Company Contact Information:

Related Parent or Child Companies:

  • No information was provided about related parent or child companies.

Financial Ratings:

  • Navigators Insurance Company has an A.M. Best rating of A (Excellent).

Customer Service Ratings:

  • While there is limited information available about customer service ratings, the article mentions that Navigators Insurance Company takes a personalized approach to customer service and has received positive customer reviews for its attentive service.

Claims Information:

  • The article provides limited information about the claims process for Navigators Insurance Company.

Company Apps:

  • No information was provided about any company apps offered by Navigators Insurance Company.

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Navigators Insurance Company Insurance Coverage Options

Navigators Insurance Company offers a range of insurance products and services to meet the needs of individuals and businesses. Here is a list of some of the coverage options the company offers, as mentioned in the article:

  • Auto insurance: Navigators Insurance Company offers various types of auto insurance coverage, including liability, collision, comprehensive, and uninsured/underinsured motorist coverage.
  • Homeowners insurance: The company offers coverage for homes, condos, and apartments, including protection for property damage, liability, and personal belongings.
  • Business insurance: Navigators Insurance Company offers various types of business insurance coverage, including property, liability, workers’ compensation, and cyber liability insurance.
  • Professional liability insurance: The company offers coverage for professionals in various industries, including lawyers, architects, and healthcare providers.
  • Marine insurance: Navigators Insurance Company offers coverage for commercial marine risks, such as cargo, hull, and liability coverage.
  • Surety bonds: The company offers various types of surety bonds to protect businesses and individuals from financial losses.

Navigators Insurance Company Insurance Rates Breakdown

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Driver ProfileNavigators Insurance CompanyNational Average
Clean Record$180$120
1+ Ticket$220$146
1+ Accident$270$164
DUI$291$189
Poor Credit$310$206

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Navigators Insurance Company Discounts Available

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DiscountNavigators Insurance Company
Anti Theft7%
Good Student10%
Low Mileage6%
Paperless3%
Safe Driver8%
Senior Driver12%

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Navigators Insurance Company offers various discounts to help customers save money on their insurance premiums. Here is a list of some of the discounts the company offers, as mentioned in the article:

  • Multi-policy discount: Customers can save money by bundling multiple insurance policies, such as auto and home insurance.
  • Safe driver discount: Customers who maintain a clean driving record may qualify for a discount on their auto insurance premiums.
  • Good student discount: Students who maintain a high GPA or are on the honor roll may be eligible for a discount on their auto insurance premiums.
  • Anti-theft device discount: Customers who install anti-theft devices in their vehicles may qualify for a discount on their auto insurance premiums.
  • Defensive driving discount: Customers who complete a defensive driving course may be eligible for a discount on their auto insurance premiums.

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How Navigators Insurance Company Ranks Among Providers

Based on the article, there is no specific mention of Navigators Insurance Company’s main competitors. However, the insurance industry is highly competitive, and there are numerous companies that offer similar products and services. Some of the key competitors in the insurance market include:

  • Geico: A large insurance company that offers a range of coverage options, including auto, home, and business insurance.
  • Allstate: Another large insurance company that offers various types of insurance coverage, including auto, home, and business insurance.
  • State Farm: A well-known insurance company that offers a range of insurance products and services, including auto, home, and life insurance.
  • Progressive: A popular insurance company that offers a range of coverage options, including auto, home, and business insurance.
  • Liberty Mutual: A large insurance company that offers various types of insurance coverage, including auto, home, and life insurance.

These companies are just a few examples of the many insurance providers that compete with Navigators Insurance Company in the market.

Frequently Asked Questions

Is Navigators Insurance Company a good choice?

Navigators Insurance Company is a reputable insurance provider with an A.M. Best rating of A (Excellent) and positive customer reviews for its attentive service and comprehensive coverage options.

What types of insurance products and services does Navigators Insurance Company offer?

Navigators Insurance Company offers a range of insurance products and services, including general liability insurance, professional liability insurance, property insurance, management liability insurance, and marine insurance.

What states does Navigators Insurance Company operate in?

Navigators Insurance Company operates in all 50 states in the United States.

Are there discounts available for Navigators Insurance Company’s coverage?

Navigators Insurance Company offers various discounts to help customers save on insurance premiums. While specific discounts are not detailed in the article, customers are encouraged to inquire directly to explore potential savings based on their coverage needs.

Are there specific details available about Navigators Insurance Company’s coverage options for auto, home, and business insurance?

The company provides comprehensive coverage options for auto, home, and business insurance. While specific details are not outlined in the article, customers are encouraged to contact Navigators Insurance Company directly for detailed information on coverage features and benefits.

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