Columbian Life Insurance Company: Customer Ratings & Reviews [2024]
Exploring the diverse offerings of Columbian Life Insurance Company, this article navigates through the company's history, mission, and customizable life insurance policies, providing an insightful review of its competitive pricing, unique features, and potential considerations for prospective policyholders.
Laura Gunn
Insurance and Finance Writer
Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare. Her experience in various industries has helped develop both her ...
Insurance and Finance Writer
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Columbian Life Insurance Company
Average Monthly Rate For Good Drivers
$100A.M. Best Rating:
A- (Excellent)Complaint Level:
LowPros
- Established and reputable provider of life insurance coverage
- Competitive pricing and customization options
- Clear and easy-to-understand policies
- Reliable and responsive customer service
- Range of discounts available to customers
Cons
- Claims process can be lengthy and complicated
- Limited information available online about coverage options and pricing
- Coverage only available for life insurance, not other types of insurance.
The article provides a comprehensive review of Columbian Life Insurance Company, a reputable provider of life insurance coverage. It details the company’s history, mission, and primary products and services offered, as well as the cost of those services and the states where they are offered.
The article also covers the different types of discounts available to customers and how to qualify for them, along with a summary of customer reviews of the company.
Overall, the review highlights the company’s competitive pricing, customization options, and commitment to customer satisfaction, while noting some potential drawbacks such as a complicated claims process and limited online information about coverage options and pricing.
What You Should Know About Columbian Life Insurance Company
Columbian Life Insurance Company’s contact information is as follows:
- Phone: 1-800-423-9765
- Address: P.O. Box 10350, Des Moines, IA 50306-0350
- Website: https://www.columbianfinancialgroup.com/
Related parent or child companies: Columbian Life Insurance Company is a subsidiary of Columbian Financial Group, a privately held company that provides life insurance, preneed funeral insurance, and annuities.
Financial ratings: Columbian Life Insurance Company has an A- rating from A.M. Best, indicating a stable outlook for the company’s financial strength and ability to meet its obligations to policyholders.
Customer service ratings: Columbian Life Insurance Company does not have a rating from J.D. Power, a well-known source for customer service ratings in the insurance industry. However, the company has received positive reviews from customers for its responsive and reliable customer service.
Claims information: Columbian Life Insurance Company offers several options for filing a claim, including online, by mail, or by phone. The claims process can be lengthy and complicated, but the company’s customer service team is available to assist customers throughout the process.
Company apps: Columbian Life Insurance Company does not have a mobile app at this time. However, the company’s website is mobile-friendly and can be accessed from a smartphone or tablet.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Columbian Life Insurance Company Insurance Coverage Options
Columbian Life Insurance Company offers the following coverage options:
- Term life insurance: Provides coverage for a specific period of time, typically 10-30 years, and pays out a death benefit if the insured passes away during the term.
- Whole life insurance: Provides coverage for the lifetime of the insured and includes a cash value component that grows over time.
- Universal life insurance: Similar to whole life insurance, but with more flexibility in premium payments and death benefit amounts.
- Annuities: Investment products that provide a guaranteed income stream in retirement.
- Medicare supplement insurance: Provides additional coverage for out-of-pocket costs not covered by Medicare.
- Final expense insurance: A type of whole life insurance designed to cover end-of-life expenses, such as funeral costs and medical bills.
Please note that the specific coverage options offered by Columbian Life Insurance Company may vary by state and policy. It is best to contact the company directly to learn more about available coverage options and which ones may be best suited for your individual needs.
Columbian Life Insurance Company Insurance Rates Breakdown
Compare RatesStart Now →
"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>
| Driver Profile | Columbian Life | National Average |
|---|---|---|
| Clean Record | $221 | $119 |
| 1+ Ticket | $267 | $147 |
| 1+ Accident | $342 | $173 |
| DUI | $442 | $209 |
| Poor Credit | $380 | $205 |
Columbian Life Insurance Company Discounts Available
Compare RatesStart Now →
"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>
| Discounts | Columbian Life |
|---|---|
| Anti Theft | 13% |
| Good Student | 14% |
| Low Mileage | 11% |
| Paperless | 10% |
| Safe Driver | 13% |
| Senior Driver | 12% |
Columbian Life Insurance Company offers the following discounts:
- Multi-policy discount: Customers who have more than one insurance policy with the company, such as a life insurance policy and an annuity, may be eligible for a discount.
- Non-smoker discount: Customers who do not smoke or use tobacco products may be eligible for a lower premium on their life insurance policy.
- Good health discount: Customers who meet certain health criteria, such as having a low BMI or blood pressure, may be eligible for a discount on their life insurance premium.
- Safe driver discount: Customers who have a clean driving record and no recent accidents or traffic violations may be eligible for a discount on their auto insurance premium.
- Homeowner discount: Customers who own a home and insure it with the company may be eligible for a discount on their home insurance premium.
- Loyalty discount: Customers who have been with the company for a certain number of years may be eligible for a loyalty discount on their insurance premiums.
Please note that the specific discounts offered by Columbian Life Insurance Company may vary by state and policy, and not all customers will be eligible for every discount. It is best to contact the company directly to learn more about available discounts and how to qualify for them.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
How Columbian Life Insurance Company Ranks Among Providers
Columbian Life Insurance Company has several competitors in the life insurance industry. Some of the main competitors include:
- Prudential Financial: One of the largest life insurance companies in the United States, Prudential offers a wide range of insurance and financial products, including term and permanent life insurance policies.
- MetLife: Another major player in the life insurance industry, MetLife offers a variety of life insurance policies, including term, whole, and universal life insurance.
- New York Life: A mutual life insurance company, New York Life offers a variety of life insurance policies, including term, whole, and universal life insurance, as well as annuities and other financial products.
- Northwestern Mutual: This mutual insurance company offers a range of insurance and financial products, including term and permanent life insurance policies, as well as disability income and long-term care insurance.
- State Farm: Known primarily for its auto and home insurance products, State Farm also offers term and permanent life insurance policies, as well as other financial products like annuities.
Each of these companies offers similar products and services to Columbian Life Insurance Company, and may have their own unique features and benefits. It is important for consumers to compare policies and rates from multiple companies to find the best fit for their individual needs.
Columbian Life Insurance Company’s Claims Process
Ease of Filing a Claim
Columbian Life Insurance Company offers multiple channels for filing a claim, providing flexibility for policyholders. Claim submissions can be made conveniently online, over the phone, or through traditional mail. Additionally, the absence of a mobile app for claim filing is compensated by a user-friendly website accessible via mobile devices.
Average Claim Processing Time
While the claims process with Columbian Life Insurance Company can be intricate, the company strives to streamline the experience. The average claim processing time may vary based on the complexity of the case.
Policyholders should be prepared for potential delays but can rely on the support of the company’s customer service team throughout the process.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback on Columbian Life Insurance Company’s claim resolutions and payouts is generally positive. The company has received praise for its responsive and reliable customer service.
While some find the claims process complex, the company’s commitment to assisting customers has contributed to a favorable overall perception of their claims handling.
Columbian Life Insurance Company Digital and Technological Features
Mobile App Features and Functionality
Currently, Columbian Life Insurance Company does not have a dedicated mobile app. However, policyholders can still access the company’s services through its mobile-friendly website. The absence of an app may be a drawback for those who prefer app-based interactions, but the website ensures essential functionalities are available on the go.
Online Account Management Capabilities
Columbian Life Insurance Company provides robust online account management capabilities through its website. Policyholders can conveniently access their accounts, review policy details, and make updates online. The user-friendly interface enhances the overall experience of managing policies digitally.
Digital Tools and Resources
While lacking a mobile app, Columbian Life Insurance Company compensates with digital tools and resources available on its website. Policyholders can find valuable information, resources, and tools to aid in their insurance decisions.
The company’s commitment to providing online resources contributes to a comprehensive digital experience for its customers.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Frequently Asked Questions
What types of life insurance coverage does Columbian Life Insurance Company offer?
Columbian Life Insurance Company provides various life insurance coverage options. These include policies tailored for different needs, such as term life insurance and whole life insurance. To determine the best fit for your circumstances, it is recommended to contact the company directly.
What discounts are available with Columbian Life Insurance Company?
Columbian Life Insurance Company offers discounts to eligible customers. These discounts may vary by state and policy type. To learn more about the specific discounts offered and how to qualify for them, it is recommended to contact the company directly.
How can I file a claim with Columbian Life Insurance Company, and what is the average processing time?
Columbian Life Insurance Company provides multiple channels for filing a claim, including online, phone, and mail. While the claims process can be intricate, the company aims to streamline it. The average processing time may vary based on the complexity of the case.
Does Columbian Life Insurance Company have a mobile app, and how can I manage my policy online?
Columbian Life Insurance Company currently does not have a dedicated mobile app. However, policyholders can manage their accounts and access services through the company’s mobile-friendly website. The website offers convenient online account management capabilities, allowing policyholders to review details and make updates.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Laura Gunn
Insurance and Finance Writer
Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare. Her experience in various industries has helped develop both her ...
Insurance and Finance Writer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
![](/wp-content/uploads/dw/-"bG7n1".png)
