UBS Life Insurance Company: Customer Ratings & Reviews [2024]
Discover peace of mind with UBS Life Insurance Company USA - a trusted provider offering a range of coverage options, customizable policies, and competitive premiums. Get a quote today and secure a future tailored to your needs.
Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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UBS Life Insurance Company USA
Average Monthly Rate For Good Drivers
N/AA.M. Best Rating:
A++Complaint Level:
LowPros
- Comprehensive coverage options for various life insurance needs
- Customizable policies to suit individual requirements
- Positive customer reviews and high ratings from independent rating agencies
- Reliable and efficient claims process
- Competitive premiums for quality coverage
Cons
- Rates may vary depending on individual factors
- Coverage not available in all states
- Discounts subject to underwriting guidelines
- Limited information on website about policy details
- Additional riders and features may come with extra costs
UBS Life Insurance Company USA is a leading insurance provider with a stellar A.M. Best rating and a low complaint level. Offering a wide range of comprehensive coverage options, customizable policies, and competitive premiums, UBS Life Insurance Company USA has earned positive customer reviews and high ratings from independent rating agencies.
While rates may vary depending on individual factors and coverage is not available in all states, the company’s reliable claims process, quality coverage, and potential for discounts make it a compelling choice for individuals seeking life insurance coverage tailored to their needs.
What You Should Know About UBS Life Insurance Company USA
- Related Parent or Child Companies: UBS Life Insurance Company USA is a standalone insurance company and does not have any parent or child companies.
- Financial Ratings: UBS Life Insurance Company USA has been awarded the highest rating of A++ for its financial strength and stability, indicating a strong financial position.
- Customer Service Ratings: UBS Life Insurance Company USA has received positive customer reviews for its responsive and helpful customer service. However, specific customer service ratings are not available.
- Claims Information: UBS Life Insurance Company USA has a reliable and efficient claims process. Customers can file claims through the company’s website or by contacting the claims department directly. Detailed information on the claims process and requirements can be obtained from the company’s customer service.
- Company Apps: UBS Life Insurance Company USA offers a user-friendly mobile app for customers to manage their policies, make premium payments, view policy details, and file claims. The app is available for download on both iOS and Android platforms and can be accessed through the company’s website or respective app stores.
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UBS Life Insurance Company USA Insurance Coverage Options
Welcome to the world of life insurance, offering tailored solutions for diverse needs:
- Term Life Insurance: Provides coverage for a specified term, typically 10, 15, 20, or 30 years. Offers a death benefit to beneficiaries if the insured passes away during the term of the policy.
- Whole Life Insurance: Provides lifelong coverage with a death benefit that remains in force as long as premiums are paid. May also accumulate cash value over time that can be borrowed against or used for other purposes.
- Universal Life Insurance: Offers flexibility in premium payments and death benefit amounts. Allows for potential cash value accumulation and the option to adjust coverage levels as needs change.
- Indexed Universal Life Insurance: Provides the potential for cash value growth based on the performance of a stock market index, with downside protection against market losses.
- Variable Universal Life Insurance: Offers investment options for policyholders to allocate their premiums into various investment accounts, potentially allowing for greater cash value growth but also subject to market risks.
It’s important to note that the availability and details of coverage options may vary depending on the state of residence and individual policy details. Customers are encouraged to contact UBS Life Insurance Company USA directly or speak with a licensed insurance agent to learn more about the specific coverage options available and determine which one best meets their unique insurance needs.
UBS Life Insurance Company USA Insurance Rates Breakdown
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| Driver Profile | UBS | National Average |
|---|---|---|
| Clean Record | $75 | $119 |
| 1+ Ticket | $117 | $147 |
| 1+ Accident | $142 | $173 |
| DUI | $158 | $209 |
| Poor Credit | $129 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
UBS Life Insurance Company USA Discounts Available
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| Discounts | UBS |
|---|---|
| Anti Theft | 10% |
| Good Student | 18% |
| Low Mileage | 13% |
| Paperless | 10% |
| Safe Driver | 20% |
| Senior Driver | 13% |
Unlock savings with Ubs Life Insurance Company USA through our exclusive discounts:
- Multi-policy discount: Customers who bundle their life insurance policy with another policy, such as auto or home insurance, may qualify for a multi-policy discount.
- Preferred health discount: Customers who are in good health and do not have any pre-existing medical conditions may qualify for a preferred health discount, which can result in lower premiums.
- Non-smoker discount: Customers who do not smoke or use tobacco products may be eligible for a non-smoker discount, which can lead to reduced premiums.
- Annual payment discount: Customers who choose to pay their annual premium in a lump sum instead of monthly or quarterly may qualify for an annual payment discount.
- Loyalty discount: Customers who have been with Ubs Life Insurance Company USA for a certain period of time may be eligible for a loyalty discount as a reward for their continued loyalty.
- Safe lifestyle discount: Customers who lead a healthy lifestyle, such as maintaining a healthy weight, exercising regularly, and having no history of risky hobbies or occupations, may qualify for a safe lifestyle discount.
Please note that the availability and amount of discounts may vary depending on the state of residence and policy details. Customers are encouraged to contact UBS Life Insurance Company USA directly or speak with a licensed insurance agent to learn more about the specific discounts available and the qualifications for each.
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How UBS Life Insurance Company USA Ranks Among Providers
Explore top-tier life insurance options with these industry leaders:
- Prudential Financial, Inc.: Prudential is a well-established insurance company that offers a wide range of life insurance products and services, including term life, whole life, universal life, and variable universal life insurance. They have a strong presence in the market with a long-standing reputation for financial stability and customer service.
- New York Life Insurance Company: New York Life is one of the largest mutual life insurance companies in the United States, offering a comprehensive range of life insurance options, including term life, whole life, and universal life insurance. They are known for their strong financial ratings and long history of providing reliable coverage to policyholders.
- MetLife, Inc.: MetLife is a leading global insurance company that offers a diverse portfolio of life insurance products, including term life, whole life, universal life, indexed universal life, and variable universal life insurance. They have a strong brand presence and offer coverage options tailored to different customer needs.
- Northwestern Mutual Life Insurance Company: Northwestern Mutual is a well-known mutual insurance company that specializes in offering whole life insurance and other permanent life insurance options. They are known for their financial strength, customer-centric approach, and long-term policyholder dividends.
- State Farm Life Insurance Company: State Farm is a popular insurance company that offers a range of life insurance products, including term life, whole life, and universal life insurance. They are known for their strong customer service and a network of local agents across the United States.
Please note that the competitive landscape of the insurance industry can change over time and may vary depending on factors such as geographic location, customer preferences, and market trends. It’s always recommended to research and compare multiple insurance companies to find the one that best meets your specific needs and budget.
Frequently Asked Questions
What is the coverage amount available with UBS Life Insurance Company USA’s life insurance products?
The coverage amount offered by UBS Life Insurance Company USA varies depending on the policyholder’s needs, financial situation, and underwriting guidelines. It is important to discuss your coverage requirements with a qualified insurance agent from UBS Life Insurance Company USA.
How can I qualify for discounts on my life insurance premiums with UBS Life Insurance Company USA?
Qualifying for discounts on your life insurance premiums with UBS Life Insurance Company USA depends on various factors, such as age, health, coverage amount, and policy duration. It is best to consult with an insurance agent from UBS Life Insurance Company USA to determine if you are eligible for any discounts.
Can I customize my life insurance coverage with UBS Life Insurance Company USA?
Yes, UBS Life Insurance Company USA offers customizable life insurance coverage options to suit individual needs and budgets. Policyholders can discuss their coverage requirements with an insurance agent from UBS Life Insurance Company USA to customize their policy based on their specific financial goals.
What is UBS Life Insurance Company USA’s financial rating, and does it have any parent or child companies?
UBS Life Insurance Company USA has been awarded the highest rating of A++ for its financial strength and stability, indicating a strong financial position. It is a standalone insurance company and does not have any parent or child companies.
How can customers file claims with UBS Life Insurance Company USA, and does the company offer a mobile app for policy management?
UBS Life Insurance Company USA has a reliable and efficient claims process. Customers can file claims through the company’s website or by contacting the claims department directly. Additionally, the company offers a user-friendly mobile app for customers to manage their policies, make premium payments, view policy details, and file claims.
Compare Insurance Providers Rates to Save Up to 75%
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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