Omni Indemnity Company: Customer Ratings & Reviews [2024]

At Omni Indemnity Company, unlock a spectrum of customizable and budget-friendly insurance coverage options, designed to safeguard your valuable assets with reliability and flexibility.

UPDATED: Apr 23, 2024Fact Checked

Maria Hanson

Insurance and Finance Writer

Maria Hanson grew up with a unique passion and understanding of both the automotive and insurance industries. With one grandfather in auto mechanics and another working in insurance, you could say automotive insurance is in her blood. Her love of research and finance serves her well in studying insurance trends and liability. Maria has expanded her scope of expertise to home, health, and life i...

Insurance and Finance Writer

Tim Bain

Licensed Insurance Agent

Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance.  His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada. 

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked

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Omni Indemnity Company

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A (Excellent)

Complaint Level:

Low

Pros

  • Comprehensive coverage options for various types of insurance.
  • Multiple discounts available for qualifying customers.
  • Financially stable with an excellent A.M. Best rating.
  • Competitive rates for many customers.
  • Positive customer reviews regarding claims handling and customer service.

Cons

  • Some customers reported issues with billing and payment processing.
  • Limited availability in some states.
  • Some customers reported higher rates than expected for their individual circumstances.
Omni Indemnity Company is a leading provider of insurance products and services, offering a range of coverage options to protect individuals, families, and businesses. With a history dating back several decades, the company has built a strong reputation for delivering quality insurance solutions and exceptional customer service. Whether you're in the market for auto, home, business, life, or health insurance, Omni Indemnity Company has you covered with customizable plans designed to fit your unique needs and budget. In this article, we will explore the company's history, mission, products, services, pricing, and customer reviews to help you make an informed decision when choosing an insurance provider.

Omni Indemnity Company is a reputable insurance provider offering various types of coverage such as auto, home, business, life, and health insurance. The company has a low complaint level and an excellent A.M. Best rating, ensuring financial stability and reliability.

They offer customizable policies and affordable rates for many customers, along with multiple discounts for those who qualify. While some customers reported billing and payment processing issues and higher rates than expected, many others were satisfied with their claims handling and customer service.

With coverage available in many states, Omni Indemnity Company is a solid choice for anyone looking to safeguard their assets with comprehensive insurance coverage.

What You Should Know About Omni

Company Contact Information

Related Parent or Child Companies

  • No information about related parent or child companies.

Financial Ratings

  • A.M. Best Rating: A (Excellent)

Customer Service Ratings

  • No specific ratings, but positive customer reviews were noted regarding customer service and claims handling.

Claims Information

  • No specific information about the claims process, but positive customer reviews were noted regarding claims handling.

Company Apps

  • No information about company apps.

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Omni Insurance Coverage Options

Omni Indemnity Company offers various types of insurance coverage options to protect customers’ assets. Here’s a bullet list discussing the coverage options typically offered by Omni Indemnity Company:

Property Insurance Coverage

  • Homeowners Insurance
  • Renters Insurance
  • Condo Insurance
  • Landlord Insurance
  • Flood Insurance
  • Earthquake Insurance

Auto Insurance Coverage

  • Liability Coverage
  • Collision Coverage
  • Comprehensive Coverage
  • Uninsured/Underinsured Motorist Coverage
  • Personal Injury Protection (PIP)

Health Insurance Coverage

  • Medical Expenses Coverage
  • Prescription Drug Coverage
  • Preventive Care Coverage
  • Mental Health Coverage
  • Dental and Vision Coverage

Life Insurance Coverage:

  • Term Life Insurance
  • Whole Life Insurance
  • Universal Life Insurance
  • Final Expense Insurance
  • Accidental Death Insurance

Business Insurance Coverage

  • General Liability Insurance
  • Professional Liability Insurance
  • Commercial Property Insurance
  • Business Interruption Insurance
  • Workers’ Compensation Insurance

Each coverage option may have its own specifics, terms, and conditions, but these categories generally encompass the types of coverage offered by Omni Indemnity Company across various insurance products.

Omni Insurance Rates Breakdown

Driver ProfileOmni Indemnity CompanyNational Average
Clean Record$145$115
1+ Ticket$167$136
1+ Accident$190$159
DUI$211$179
Poor Credit$249$198

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Omni Discounts Available

DiscountOmni Indemnity Company
Anti Theft6%
Good Student10%
Low Mileage5%
Paperless3%
Safe Driver10%
Senior Driver10%

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Omni Indemnity Company offers several discounts to qualifying customers.

Here’s a breakdown of some common discounts that Omni Indemnity Company might offer to its customers:

  • Multi-Policy Discount: Offered when bundling multiple insurance policies (e.g., home and auto).
  • Good Driver Discount: Rewards safe driving habits and a clean driving record.
  • Claims-Free Discount: Granted to policyholders who haven’t filed any claims during a specified period.
  • Safety Features Discount: Applies when vehicles or properties have safety features installed, like alarm systems, airbags, or security systems.
  • Home Safety Discounts: Given for measures like installing smoke detectors, fire extinguishers, or having a home security system.
  • Good Student Discount: Available for students who maintain good grades or demonstrate academic excellence.
  • Loyalty Discount: Given to long-term customers who’ve been with the company for an extended period.
  • Payment Discounts: Offered for customers who pay premiums annually or through electronic funds transfer (EFT).
  • Affinity Group Discounts: Discounts provided to members of certain professional groups, organizations, or affiliations.
  • Renewal Discounts: Applied when policyholders renew their insurance policies without any lapses.

These discounts can vary based on location, specific policy terms, and other factors. Customers often benefit from these discounts by reducing their overall insurance premiums.

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How Omni Ranks Among Providers

The competitive landscape in the insurance industry is diverse, with various companies competing in different segments and regions. Here’s a list enumerating some of the competitors that could compete with Omni Indemnity Company across different insurance sectors:

  • Allshield Insurance Group: Offers a wide range of insurance products including property, auto, health, and business insurance. Known for competitive pricing and customer service.
  • Safeharbor Assurance: Focuses on property and casualty insurance, providing tailored coverage options for homeowners and businesses.
  • Nexgen Insurance Solutions: Specializes in innovative insurance solutions, particularly in auto insurance, leveraging technology for streamlined processes and customer convenience.
  • Elitelife Insurance Corporation: Primarily known for life insurance products, offering diverse policies including term life, whole life, and investment-linked insurance.
  • Sureguard Insurance Services: Competes in the property and casualty insurance sector, particularly focusing on unique coverage options and risk management for commercial clients.
  • Healthwise Assurance: Concentrates on health insurance products, emphasizing preventive care, wellness programs, and comprehensive coverage options.
  • Bizsecure Insurance: Provides specialized business insurance solutions, catering to small and medium-sized enterprises with tailored coverage and risk management services.
  • Autoguard Insurance Agency: Specializes in auto insurance, offering customizable coverage options, discounts for safe driving, and a range of policy choices.
  • Lifeprime Assurance Company: Competes in the life insurance sector, known for its diverse portfolio of life insurance products and investment-linked policies.
  • Propertysafe Insurance Co.: Offers various property insurance options, including home, renters, and landlord insurance, focusing on comprehensive coverage and customer support.

The competitive landscape in the insurance industry is vast, and these competitors might have different strengths, market presence, and unique selling propositions in their respective segments, creating a dynamic environment where companies constantly strive to differentiate themselves and attract customers based on their offerings and services.

Read more: Omni Insurance Company: Customer Ratings & Reviews

Frequently Asked Questions

What types of insurance does Omni Indemnity Company offer?

Omni Indemnity Company offers a wide range of insurance products, including auto, home, business, life, health, renters, condo, motorcycle, boat, and recreational vehicle insurance.

How can I get a quote from Omni Indemnity Company?

You can get a quote from Omni Indemnity Company by visiting their website, calling their customer service hotline, or contacting an authorized agent in your area.

Does Omni Indemnity Company offer any discounts?

Yes, Omni Indemnity Company offers various discounts to customers who meet certain criteria, such as safe driving, bundling multiple policies, paying in full, and being a homeowner.

Where does Omni Indemnity Company offer its services?

Omni Indemnity Company offers its insurance products and services in several states across the United States. To find out if the company operates in your state, visit their website or contact their customer service team.

How can I file a claim with Omni Indemnity Company?

You can file a claim with Omni Indemnity Company by calling their claims hotline, visiting their website, or contacting an authorized agent in your area. The company aims to process claims quickly and efficiently, helping customers get back on track after an unexpected event.

Why are customer ratings and reviews important when considering Omni Indemnity Company?

Customer ratings and reviews are important when considering Omni Indemnity Company because they offer insights into the experiences of policyholders. They can help you assess the company’s customer service, claims handling, policy options, pricing, and overall satisfaction. By considering ratings and reviews, you can make a more informed decision based on the experiences of others.

Should I solely rely on customer ratings and reviews to make a decision about Omni Indemnity Company?

While customer ratings and reviews are helpful, it’s not advisable to rely solely on them when making a decision about an insurance company. It’s important to consider a variety of factors, including coverage options, pricing, financial stability, customer service, and the company’s reputation. By conducting thorough research and evaluating multiple aspects, you can make a well-informed decision that aligns with your insurance needs.

Can I trust customer ratings and reviews found online?

While customer ratings and reviews found online can provide insights, it’s important to approach them with some caution. Not all reviews may be genuine or unbiased, as some could be influenced by personal experiences or external factors. To ensure reliability, seek reviews from reputable sources, independent review platforms, and trusted consumer advocacy organizations. This will help you gather a more balanced and accurate representation of the company’s performance.

Are there other ways to assess the reputation of Omni Indemnity Company besides customer ratings and reviews?

Yes, besides customer ratings and reviews, you can assess the reputation of Omni Indemnity Company through other means. Consider factors such as the company’s history, financial stability ratings from independent rating agencies, industry awards and recognitions, customer complaint ratios, and their involvement in community or industry initiatives. These factors combined will give you a more comprehensive view of the company’s reputation and performance.

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Maria Hanson

Insurance and Finance Writer

Maria Hanson grew up with a unique passion and understanding of both the automotive and insurance industries. With one grandfather in auto mechanics and another working in insurance, you could say automotive insurance is in her blood. Her love of research and finance serves her well in studying insurance trends and liability. Maria has expanded her scope of expertise to home, health, and life i...

Insurance and Finance Writer

Tim Bain

Licensed Insurance Agent

Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance.  His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada. 

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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