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Geico Indemnity Company: Customer Ratings & Reviews [2024]

Geico Indemnity Company stands out as a reliable choice for insurance needs, offering comprehensive coverage and affordable rates, reinforced by a strong reputation in the industry.

UPDATED: Apr 23, 2024Fact Checked

Written by:

Laura Gunn

Insurance and Finance Writer

Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare.  Her experience in various industries has helped develop both her ...

Full Bio →
Written by Laura Gunn

Insurance and Finance Writer

Reviewed by:

Justin Wright

Licensed Insurance Agent

Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...

Full Bio →
Reviewed by Justin Wright

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

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UPDATED: Apr 23, 2024Fact Checked
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Geico Indemnity Company

Average Monthly Rate For Good Drivers

$92

A.M. Best Rating:

A++

Complaint Level:

Low

Pros

  • Geico Indemnity Company is a reputable insurance provider with a strong financial rating.
  • The company offers a variety of insurance products and coverage options.
  • Geico Indemnity Company is available in all 50 states and the District of Columbia.
  • They offer a range of discounts to help customers save on their insurance premiums.
  • The company provides a mobile app for filing and managing claims.

Cons

  • Some customers have reported issues with customer service and claims processing.
  • The company may not offer the lowest rates for all customers.
If you're looking for reliable and affordable insurance, Geico Indemnity Company may be the solution you've been searching for. As a subsidiary of Geico, one of the largest and most respected insurers in the country, Geico Indemnity Company offers a variety of insurance products and services designed to meet the needs of customers across the United States. In this review, we'll take a closer look at Geico Indemnity Company's history, mission, and the products and services they offer. We'll also explore the cost of those services, the states where they're available, and the different types of discounts you can qualify for. Plus, we'll summarize customer reviews to help you get a better sense of what it's like to work with this insurer.

Geico Indemnity Company, a reputable insurance provider that offers a range of insurance products and services, including auto, home, and renters insurance. The company has a strong financial rating and reputation for excellence in the insurance industry.

Geico Indemnity Company is available in all 50 states and the District of Columbia and offers a variety of discounts for multi-policy, safe driver, good student, military, and federal employee customers. While the company may not offer the lowest rates for all customers, its overall complaint level is low, and it offers a mobile app for filing and managing claims.

What You Should Know About geico

Company contact information: Geico Indemnity Company can be contacted by phone at 1-800-841-3000 or through their website at www.geico.com/contact-us.

Related parent or child companies: Geico Indemnity Company is a subsidiary of Geico Corporation, which is a wholly-owned subsidiary of Berkshire Hathaway.

Financial ratings: Geico Indemnity Company has an A++ financial rating from A.M. Best, which is the highest possible rating.

Customer service ratings: While some customers have reported issues with customer service and claims processing, the overall complaint level for Geico Indemnity Company is low. The company has received a 3.9 out of 5-star rating on Trustpilot, based on over 13,000 customer reviews.

Read More: Top Auto Insurance Providers

Claims information: To file a claim with Geico Indemnity Company, customers can visit their website or contact them directly at 1-800-841-3000. The company also offers a mobile app that can be used to file and manage claims.

Company apps: Geico Indemnity Company offers a mobile app for iOS and Android devices that can be used to manage policies, file and track claims, and request roadside assistance. The app has received a 4.7 out of 5-star rating on the App Store, based on over 480,000 customer reviews.

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geico Insurance Coverage Options

Geico Indemnity Company offers a range of insurance products and coverage options to meet the needs of different customers. These coverage options include:

  • Auto insurance: Geico Indemnity Company offers liability coverage, collision coverage, comprehensive coverage, and more for cars, trucks, motorcycles, and other vehicles.
  • Homeowners insurance: Geico Indemnity Company offers coverage for property damage, personal liability, medical payments, and more for homeowners, renters, and condo owners.
  • Renters insurance: Geico Indemnity Company offers coverage for personal property, liability, and additional living expenses for renters.
  • Life insurance: Geico Indemnity Company offers term life insurance policies to provide financial protection for loved ones in the event of the policyholder’s death.
  • Business insurance: Geico Indemnity Company offers coverage for businesses of all sizes, including general liability insurance, workers’ compensation insurance, and commercial auto insurance.

These coverage options provide customers with the protection they need in various situations, whether they need to protect their vehicle, home, business, or loved ones. Geico Indemnity Company offers flexible coverage options and customized policies to meet the unique needs of each customer.

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geico Insurance Rates Breakdown

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Driver ProfileGeico IndemnityNational Average
Clean Record$70$119
1+ Ticket$190$147
1+ Accident$210$173
DUI$270$209
Poor Credit$120$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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geico Discounts Available

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DiscountGeico Indemnity
Anti Theft12%
Good Student18%
Low Mileage10%
Paperless6%
Safe Driver22%
Senior Driver12%

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Geico Indemnity Company offers a range of discounts to help customers save on their insurance premiums. These discounts include:

  • Multi-policy discount: Save up to 25% when you bundle multiple policies, such as auto and home insurance.
  • Safe driver discount: Save up to 26% if you have a clean driving record for at least five years.
  • Good student discount: Save up to 15% if you maintain a “B” average or higher in school.
  • Military discount: Active duty and retired military personnel may be eligible for a discount of up to 15%.
  • Federal employee discount: Federal employees may be eligible for a discount of up to 8%.
  • Emergency deployment discount: Military members deployed to an imminent danger pay area may be eligible for a discount of up to 25%.
  • Membership and employee discounts: Geico Indemnity Company partners with a variety of organizations to offer discounts to members and employees.

These discounts can help customers save significantly on their insurance premiums and make Geico Indemnity Company a more affordable option for many people.

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How geico Ranks Among Providers

Geico Indemnity Company operates in a highly competitive industry, with many other insurance companies offering similar products and services. Some of the main competitors of Geico Indemnity Company include:

  • State Farm: One of the largest insurance companies in the United States, State Farm offers a range of insurance products, including auto, home, and life insurance.
  • Progressive: Another large insurance company, Progressive offers a variety of insurance products, including auto, home, and renters insurance, as well as business insurance.
  • Allstate: Allstate is a well-known insurance company that offers a variety of insurance products, including auto, home, and life insurance, as well as business insurance and retirement planning services.
  • Nationwide: Nationwide offers a range of insurance products, including auto, home, and renters insurance, as well as business insurance and retirement planning services.
  • Farmers: Farmers is another popular insurance company that offers a variety of insurance products, including auto, home, and life insurance, as well as business insurance and financial services.

These companies, along with many others, compete with Geico Indemnity Company for customers in the insurance industry. Each company offers its own unique products, services, and discounts to attract and retain customers.

Frequently Asked Questions

Is Geico Indemnity Company the same as Geico?

Geico Indemnity Company is a subsidiary of Geico. While they operate under the same parent company, they offer slightly different products and services.

What discounts are available from Geico Indemnity Company?

Geico Indemnity Company offers a variety of discounts, including multi-policy, safe driver, good student, military, and federal employee discounts. To qualify for these discounts, customers must meet certain eligibility requirements.

Is Geico Indemnity Company available in all states?

Yes, Geico Indemnity Company offers insurance products and services in all 50 states and the District of Columbia.

What types of insurance does Geico Indemnity Company offer?

Geico Indemnity Company offers auto insurance, homeowners insurance, and renters insurance.

Can I get a quote for Geico Indemnity Company insurance online?

Yes, you can get a personalized quote for Geico Indemnity Company insurance by visiting their website or contacting them directly.

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Written by:

Laura Gunn

Insurance and Finance Writer

Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare.  Her experience in various industries has helped develop both her ...

Full Bio →
Written by Laura Gunn

Insurance and Finance Writer

Reviewed by:

Justin Wright

Licensed Insurance Agent

Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...

Full Bio →
Reviewed by Justin Wright

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Reviews
for Geico

4.11 (19,116 reviews)
0.5
October 31, 2023

Tomer Ravid

GEICO review

GEICO is unpredictable and arbitrary. You\'d need insurance for this insurance, since GEICO is unable or unwilling to provide the most important function of insurance: certainty. They cancelled my new auto insurance for no reason other than their own incompetence. Long story short: I paid the policy in full. While on a vacation with my family, I opened GEICO app and was surprised to find that my policy is scheduled to be cancelled. When I cam...
GEICO is unpredictable and arbitrary. You\'d need insurance for this insurance, since GEICO is unable or unwilling to provide the most important function of insurance: certainty. They cancelled my new auto insurance for no reason other than their own incompetence. Long story short: I paid the policy in full. While on a vacation with my family, I opened GEICO app and was surprised to find that my policy is scheduled to be cancelled. When I came back home I found a letter saying that I have eight days from the 5th of October to send them documents (only accepted by postal mail, even though every document was a copy) or my insurance would be cancelled. In fact the letter was delivered *about 8 days after the 5th of October* (again, delivered while I was not home). At no earlier point had I been informed that these documents were required, and GEICO made no attempt to contact me by phone call, text message or Email. In fact, had I not checked the app and stayed on vacation for longer, I might have ended up driving without insurance unwittingly. I called GEICO multiple times. They consistently assured me that if I sent the correct documents before the fast-approaching cancellation date, my policy would continue. So I sent all the documents they requested by priority mail. In spite of the supposed urgency they were attempting to convey, it took them six days after receiving the documents to start reviewing them (with no way to contact the underwriting department or confirm that they had recieved them). It took five more days for the final review because of their own confusion about what was clearly included in the documents I\'d sent them. Two days before the deadline, I find out by calling them (without any notification on their part) that, in fact, my policy will be cancelled. The reason is that I had no prior insurance, which they claimed was contrary to my statements. This is 100% false and can be refuted by recorded calls to customer service in which I stated that GEICO was my first insurance, and by the fact that they don\'t have the name of my previous insurance company and the coverage limits (required information when you register online if you state that you\'ve been insured). GEICO had zero interest in checking the evidence or compensating me, and there was no way to appeal. Price I have to pay for GEICO\'s incompetence: Having to find new insurance in two days (which was hard in the first place since I have no driving record in the US), possibly higher rates because of the cancellation on my record. If it happened to me, it must have happened to thousands of other customers in the country, as confirmed by a large fraction of GEICO\'S customer reviews online. So the chance that it will happen to you is non-negligible.
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1
January 3, 2022

Volodymyr_Korolevych

Adjuster stopped responding

Cant get ahold of anyone. Always different people giving me different numbers. No resolution Mr [REDACTED NAME], claim adjuster stopped responding to my requests without any resolution. Also not picking up my phone
1
May 17, 2021

Sergei_K

Can't get rid of them

From my personal experience, GEICO is the best place if you want to be fooled. Once you open the door, you can't get rid of them. About a year ago I canceled my policy ceasing any dealings with Geico. I paid the premiums in full and closed my account. Throughout the year, I've been a happy StateFarm customer. Several weeks ago, Geico unilaterally opened my policy forcing me to pay premiums for the following 6 months. Understanding that it could b...
From my personal experience, GEICO is the best place if you want to be fooled. Once you open the door, you can't get rid of them. About a year ago I canceled my policy ceasing any dealings with Geico. I paid the premiums in full and closed my account. Throughout the year, I've been a happy StateFarm customer. Several weeks ago, Geico unilaterally opened my policy forcing me to pay premiums for the following 6 months. Understanding that it could be a mistake, I contacted them 3 times. I talked to 6 different people. All of them promised to help me. I wrote 2 emails attaching copies of my StateFarm Id's for the entire period (after Geico policy cancellation). It didn't cure the problem. Moreover, Geico retroactively and unilaterally (without my desire, knowledge, and consent) reopened the policy. Now, they force me to pay for the previous months (last year). Geico supervisor [REDACTED NAME] claims that he obtains sufficient evidence that I hadn't been insured after I officially broke with Geico in April-May 2020 = the company is right demanding me to pay for nothing. From my non-legal understanding, it's a fraud, He knowingly (I sent them StateFarm Id's for the entire period) mispresents the facts unlawfully demanding payment.
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1
February 10, 2021

vscore16

BAIT AND SWITCH

They waited 60 days and then doubled my rate. they never notified me. When I looked it up they said it was due to the agent putting it in as a sports bus, and since I am using it for sales my rate is double. yes on their letter they sent me it shows right on it that the old use is class "C" and the new use is class "C". The reviews on geicos website are fake. real reviews are much more negative. They lie in their commercials about saving money s...
They waited 60 days and then doubled my rate. they never notified me. When I looked it up they said it was due to the agent putting it in as a sports bus, and since I am using it for sales my rate is double. yes on their letter they sent me it shows right on it that the old use is class "C" and the new use is class "C". The reviews on geicos website are fake. real reviews are much more negative. They lie in their commercials about saving money so why would I not expect them to lie about the rate they are giving me. I am no risk adjuster but any halfway intelligent person knows their is a lot more risk for a bus full of athletes that ways 20,000 pounds than a minivan with one person in it. Yet according to geico insuring a moving tank is cheaper than insuring a minivan. Would you believe that? I am not that gullible. Bait and switch all the way.
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5
February 3, 2021

Trinidad2_

geico is the best

great company with fantastic customer service they lowered my cost due to covid with no issues and they are always a phoen call away fo r help wiht my policy, i wholeheartedly reccomend them
2
February 3, 2021

Jotwox

Not recommend

They were alright not the best. If they put in more effort into the customers they could’ve kept me.
5
February 2, 2021

Waycross43_

Helpful

Geico has been great during the pandemic. They have worked with me changing billing dates based on what I need. They have helped me save 212 dollars a month on insurance.
5
February 1, 2021

Babanana

Geico is amazing

My experience receiving auto insurance from Geico has been extremely positive. The insurance process was perfectly smooth and I have all my insurance information neatly organized at the tip of my fingers on my mobile phone. The coverage and premiums are much better than I received from my previous provider.
2
February 1, 2021

Justin_Kim

Filing a claim at geico

They were very nice and had good customer service. Once I even filed a claim and they got back to me within seventy-four hours.
5
January 28, 2021

Dingo

Insurance You Can Understand

The representative borke down all information in an easy-to-understand manner and then made very easy the process of initiating the policies. I am also very happy with the ease of managing online and on the app.
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<h3>Geico Indemnity Company Monthly Auto Insurance Rates</h3>
<h3>Geico Indemnity Company Monthly Auto Insurance Rates</h3>