Midwestern United Life Insurance Company: Customer Ratings & Reviews [2024]

Discover affordable and comprehensive insurance options tailored for individuals and businesses through Midwestern United Life Insurance Company's robust services, backed by an A- rating from A.M. Best.

UPDATED: Apr 23, 2024Fact Checked

Tim Bain

Licensed Insurance Agent

Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance.  His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada. 

Licensed Insurance Agent

Brad Larson

Licensed Insurance Agent

Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Midwestern United Life Insurance Company

Average Monthly Rate For Good Drivers

$54

A.M. Best Rating:

A- (Excellent)

Complaint Level:

Low

Pros

  • Competitive rates compared to other insurance providers
  • Offers a range of insurance products and services to meet diverse needs
  • Positive customer reviews for exceptional customer service

Cons

  • Some customers have reported issues with claims processing
  • Limited availability in only eight states
Midwestern United Life Insurance Company has been a leading insurance provider for over a century. They offer a variety of products and services to meet the needs of individuals and families. This article will provide an in-depth review of Midwestern United Life Insurance Company, highlighting their history, mission, and range of services. We'll also take a closer look at their costs, discounts, and customer reviews. Types of Insurance Offered:
  • Life Insurance
  • Health Insurance
  • Disability Insurance
  • Long-Term Care Insurance

Midwestern United Life Insurance Company offers affordable and comprehensive insurance products for individuals and businesses. With an A- rating from A.M. Best, the company provides a range of services, including life insurance, health insurance, and annuities.

Customers can benefit from a variety of discounts, and the company has a low complaint level. While some customers have reported issues with claims processing, Midwestern United Life Insurance Company has received positive customer reviews for exceptional customer service.

What You Should Know About Midwestern United Life Insurance Company

Company Contact Information

Related Parent or Child Companies

  • None mentioned in the article.

Financial Ratings

  • A- (Excellent) from A.M. Best

Customer Service Ratings

  • Positive customer reviews for exceptional customer service

Claims Information

  • Some customers have reported issues with claims processing, but no specific details are provided.

Company Apps

  • None mentioned in the article.

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Midwestern United Life Insurance Company Insurance Coverage Options

Midwestern United Life Insurance Company provides a variety of coverage options to meet the insurance needs of individuals and businesses. These include:

  • Life insurance: Offers financial protection to loved ones in the event of the policyholder’s death.
  • Health insurance: Provides coverage for medical expenses, including doctor visits, hospital stays, and prescription drugs.
  • Annuities: Offers a way to save for retirement and receive a steady income stream.
  • Disability insurance: Provides income replacement in the event of a disability that prevents the policyholder from working.
  • Long-term care insurance: Offers coverage for the cost of long-term care services, such as nursing home care, in-home care, and assisted living.
  • Business insurance: Provides protection for a range of business-related risks, including liability, property damage, and employee injuries.
  • Home insurance: Offers coverage for the structure of a home and personal belongings in the event of damage or loss.
  • Auto insurance: Provides coverage for cars, trucks, and other vehicles, including liability, collision, and comprehensive coverage.

It’s important to note that coverage options may vary by state and policy type, and customers should consult with a Midwestern United Life Insurance Company representative to determine the best coverage options for their needs.

Midwestern United Life Insurance Company Insurance Rates Breakdown

Driver ProfileMidwestern United LifeNational Average
Clean Record$123$119
1+ Ticket$151$147
1+ Accident$177$173
DUI$213$209
Poor Credit$212$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Midwestern United Life Insurance Company Discounts Available

DiscountMidwestern United Life
Anti Theft9%
Good Student13%
Low Mileage8%
Paperless11%
Safe Driver16%
Senior Driver7%

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Midwestern United Life Insurance Company is committed to offering customers a range of discounts designed to make insurance more affordable. These discounts cater to diverse situations, from bundling policies for extra savings to rewarding safe driving records, academic excellence, and more. These include:

  • Multi-policy discounts: Customers who bundle multiple insurance policies, such as auto and home insurance, can receive a discount.
  • Safe driver discounts: Customers who maintain a clean driving record and avoid accidents may qualify for a safe driver discount.
  • Good student discounts: Students who maintain good grades may be eligible for a discount on their auto insurance.
  • Senior discounts: Customers over the age of 55 may qualify for a discount on their auto insurance.
  • Low mileage discounts: Customers who drive fewer miles may be eligible for a discount on their auto insurance.
  • Payment discounts: Customers who pay their premiums in full or set up automatic payments may receive a discount.

It’s worth noting that not all discounts may be available in all states, and eligibility requirements may vary.

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How Midwestern United Life Insurance Company Ranks Among Providers

In the competitive landscape of insurance, Midwestern United Life Insurance Company faces various competitors. Here’s a list summarizing multiple competitors:

  • Midwest Life Assurance: Comparable regional presence, offering life, health, and property insurance.
  • Heartland Insurance Group: Notable presence in the Midwest, emphasizing customizable insurance solutions.
  • Great Lakes Insurance: Strong regional foothold, specializing incomprehensive health and property coverage.
  • Prairie State Assurance: Focuses on life insurance with competitive pricing and diverse policy options.
  • Central Plains Insurers: Offers a range of insurance types, focusing on innovative digital services.
  • Heartland Mutual: Specializes in personalized health and property insurance plans.
  • Northstar Assurance: Known for a wide range of life and property insurance options with an emphasis on customer satisfaction.

Each competitor brings its strengths and unique selling propositions, contributing to a competitive market alongside Midwestern United Life Insurance Company.

Frequently Asked Questions

What types of insurance products does Midwestern United Life Insurance Company offer?

Midwestern United Life Insurance Company provides a variety of insurance products, including life insurance, health insurance, and annuities, tailored to meet the needs of both individuals and businesses.

How does Midwestern United Life Insurance Company’s A.M. Best rating affect its reliability as an insurer?

An A- rating from A.M. Best signifies a strong financial standing and stability, suggesting Midwestern United Life Insurance Company’s capability to fulfill its insurance commitments and obligations.

Are there notable discounts available with Midwestern United Life Insurance Company?

Yes, Midwestern United Life Insurance Company offers various discounts, such as those for bundling insurance products, maintaining a healthy lifestyle, age, and military service, aimed at helping customers save on insurance premiums.

Where can customers find customer ratings and reviews for Midwestern United Life Insurance Company?

Customers can access ratings and reviews for Midwestern United Life Insurance Company on multiple platforms, including the company’s official website, third-party review websites, and consumer advocacy platforms.

What are the primary insurance coverage options provided by Midwestern United Life Insurance Company?

Midwestern United Life Insurance Company offers a range of coverage options that include life insurance, health insurance, and annuities. Coverage availability may vary by state and policy type, so it’s advisable to consult with a company representative for personalized options.

Are customer ratings and reviews important when considering an insurance company?

Customer ratings and reviews can provide valuable insights into the experiences of other policyholders with a particular insurance company. They can help you gauge the overall satisfaction levels, customer service quality, and claims handling of the company. Considering customer ratings and reviews can be beneficial in making an informed decision.

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Tim Bain

Licensed Insurance Agent

Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance.  His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada. 

Licensed Insurance Agent

Brad Larson

Licensed Insurance Agent

Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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