Courtesy Insurance Company: Customer Ratings & Reviews [2024]

Discover the benefits of choosing Courtesy Insurance Company for your insurance needs, a reliable provider with a longstanding history, offering high-quality coverage, personalized customer service, and a variety of discounts across 23 states.

UPDATED: Apr 23, 2024Fact Checked

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Justin Wright

Licensed Insurance Agent

Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Courtesy Insurance Company

Average Monthly Rate For Good Drivers

$117

A.M. Best Rating:

A (Excellent)

Complaint Level:

Low

Pros

  • Affordable rates
  • Personalized customer service
  • Wide range of coverage options
  • Discounts available for eligible customers

Cons

  • Some customers have had issues with claims processing and communication
If you're looking for a reliable insurance company that offers a range of coverage options, look no further than Courtesy Insurance Company. With a long history of providing high-quality insurance services to customers across the country, Courtesy Insurance Company has become a trusted name in the industry. In this review, we'll take a closer look at the company's history and mission, the main products and services they offer, the cost of those services, and the states where their services are offered. We'll also discuss the different types of discounts available to customers and how you can qualify for them. Finally, we'll provide a summary of customer reviews of the company to help you make an informed decision about whether or not Courtesy Insurance Company is the right choice for your insurance needs. Types of Insurance Offered by Courtesy Insurance Company:
  • Auto insurance
  • Homeowners insurance
  • Renters insurance
  • Life insurance

Courtesy Insurance Company is a reliable insurance provider that offers a variety of coverage options and discounts to customers across 23 states. Established in 1958, the company has a long history of providing high-quality coverage at affordable rates with personalized customer service.

Customers may qualify for discounts for things like safe driving and home safety, and the company has a low complaint level overall.

While some customers have reported issues with claims processing and communication, many are satisfied with the company’s coverage options and discounts. If you’re in the market for insurance, Courtesy Insurance Company is definitely worth considering for your insurance needs.

What You Should Know About Courtesy Insurance Company

Company contact information:

Related parent or child companies:

There is no information provided in the article about related parent or child companies.

Financial ratings:

Courtesy Insurance Company has an A (Excellent) rating from A.M. Best, a reputable financial rating agency that assesses the financial strength and stability of insurance companies.

Customer service ratings:

There is no specific customer service rating provided in the article, but it is mentioned that many customers appreciate the company’s personalized customer service.

Claims information:

The article notes that some customers have had issues with claims processing and communication with the company, but does not provide specific claims information or data.

Company apps:

There is no information provided in the article about any company apps or mobile tools.

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Courtesy Insurance Company Insurance Coverage Options

Courtesy Insurance Company offers a range of coverage options to meet the needs of its customers, including:

  • Auto insurance: Coverage options include liability, collision, comprehensive, personal injury protection, and uninsured/underinsured motorist coverage.
  • Homeowners insurance: Coverage options include dwelling, personal property, liability, and additional living expenses coverage.
  • Renters insurance: Coverage options include personal property, liability, and additional living expenses coverage.
  • Condo insurance: Coverage options include dwelling, personal property, liability, and loss assessment coverage.
  • Business insurance: Coverage options include general liability, commercial auto, workers’ compensation, and property insurance.
  • Life insurance: Coverage options include term life, whole life, and universal life insurance policies.
  • Flood insurance: Coverage options include building and contents coverage for floods.
  • Pet insurance: Coverage options include accident and illness coverage for cats and dogs.

It’s important to note that the specific coverage options available may vary by state and policy, so it’s always a good idea to speak with a Courtesy Insurance Company representative to learn more about your options.

Courtesy Insurance Company Insurance Rates Breakdown

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Driver ProfileCourtesy InsuranceNational Average
Clean Record$204$119
1+ Ticket$242$147
1+ Accident$292$173
DUI$367$209
Poor Credit$351$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Courtesy Insurance Company Discounts Available

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DiscountsCourtesy Insurance
Anti Theft14%
Good Student16%
Low Mileage11%
Paperless10%
Safe Driver15%
Senior Driver12%

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Courtesy Insurance Company offers a range of discounts to eligible customers, including:

  • Multi-policy discount: If you have more than one policy with Courtesy Insurance Company, you may qualify for a discount on your premiums.
  • Safe driver discount: If you have a clean driving record, you may be eligible for a discount on your auto insurance premiums.
  • Good student discount: If you’re a student with good grades, you may qualify for a discount on your auto insurance premiums.
  • Home safety discount: If your home is equipped with smoke detectors, fire alarms, or other security systems, you may be eligible for a discount on your homeowners insurance policy.
  • Multi-car discount: If you have more than one car insured with Courtesy Insurance Company, you may qualify for a discount on your auto insurance premiums.

Discover the benefits of Courtesy Insurance Company’s diverse discounts, such as multi-policy, safe driver, good student, home safety, and multi-car discounts. Secure your coverage while enjoying significant savings. Contact us now to learn more about how these discounts can work for you. Trust Courtesy Insurance Company for dependable protection and valuable savings.

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How Courtesy Insurance Company Ranks Among Providers

Courtesy Insurance Company offers a range of insurance products, it’s likely that its competitors would include other insurance companies that offer similar products and services. Some potential competitors may include well-known insurance companies such as Geico, State Farm, Allstate, Progressive, and Nationwide.

However, the specific competitors may vary depending on factors such as location, target market, and pricing. Ultimately, customers should compare and contrast different insurance companies to determine which provider best fits their needs and budget.

  • Geico: A well-known insurance provider that offers a range of coverage options for auto, home, renters, and life insurance. Geico is known for its competitive pricing and user-friendly online tools.
  • State Farm: A popular insurance provider that offers coverage options for auto, home, renters, life, and health insurance. State Farm is known for its extensive network of agents and personalized customer service.
  • Allstate: A well-established insurance provider that offers a variety of coverage options for auto, home, renters, and life insurance. Allstate is known for its innovative tools and resources that help customers manage their policies.
  • Progressive: A major insurance provider that offers coverage options for auto, home, renters, and life insurance. Progressive is known for its extensive advertising campaigns and unique features, such as its usage-based insurance program.
  • Nationwide: A trusted insurance provider that offers a range of coverage options for auto, home, renters, and life insurance. Nationwide is known for its flexible policy options and excellent customer service.

In the maze of insurance options, Geico, State Farm, Allstate, Progressive, and Nationwide emerge as key players, each with distinct offerings and specialties. Choosing the right insurance provider hinges on aligning your unique needs with their services.

Compare, evaluate, and select the insurer that resonates best with your requirements. At Courtesy Insurance Company, we’re committed to helping you navigate this diverse landscape for the ultimate protection and peace of mind.

Effortless Claims Processing With Courtesy Insurance Company

Ease of filing a claim (online, over the phone, mobile apps)

Courtesy Insurance Company provides multiple channels for filing claims, offering convenience through online submissions, phone assistance, and potentially through mobile applications. These diverse options aim to cater to various customer preferences and accessibility needs.

Average claim processing time

Specific information regarding the average claim processing time at Courtesy Insurance Company is not explicitly mentioned in the provided content. Customers might need to inquire directly with the company or check available reviews and feedback for more insights into claim processing timelines.

Customer feedback on claim resolutions and payouts

While some customers have reported issues with claims processing and communication at Courtesy Insurance Company, further details or specific data on customer feedback regarding claim resolutions and payouts are not explicitly stated in the provided content.

Potential policyholders may benefit from exploring reviews and testimonials to gauge the overall satisfaction with claim resolutions and payouts.

Elevating Insurance Management With Courtesy Insurance Company

Mobile app features and functionality

The article does not provide specific information about any mobile applications offered by Courtesy Insurance Company. Customers interested in mobile app functionalities, such as account management or claims submission, might need to directly explore the company’s website or contact their customer service for detailed information regarding available app features.

Online account management capabilities

Courtesy Insurance Company presumably offers online account management capabilities to its customers. However, the specific features and functionalities are not detailed in the provided content. Potential policyholders can visit the company’s website or consult their customer service team for comprehensive information on managing accounts online.

Digital tools and resources

The article lacks explicit information on digital tools and resources offered by Courtesy Insurance Company. These tools might include online resources, calculators, or educational materials aimed at assisting customers in understanding their insurance options and managing their policies.

Prospective customers should explore the company’s website or contact customer support for details on available digital tools.

Read more: ASI Lloyds Insurance Company: Customer Ratings & Reviews

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Frequently Asked Questions

How do I get a quote from Courtesy Insurance Company?

You can obtain a personalized quote from Courtesy Insurance Company by visiting their website or contacting their customer service team.

What discounts are available from Courtesy Insurance Company?

Courtesy Insurance Company offers a variety of discounts, including multi-policy, safe driver, good student, and home safety discounts.

In which states does Courtesy Insurance Company offer services?

Courtesy Insurance Company provides services in 23 states, including Alabama, Arizona, Arkansas, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Nebraska, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, and Texas.

Can I add additional coverage to my policy with Courtesy Insurance Company?

Yes, Courtesy Insurance Company may offer additional coverage options that you can add to your policy. Contact them to discuss your specific coverage needs and options.

Can I cancel my policy with Courtesy Insurance Company?

Yes, you can cancel your policy with Courtesy Insurance Company. Contact their customer service or your local agent to initiate the cancellation process.

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Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Justin Wright

Licensed Insurance Agent

Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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