American Hardware Mutual Insurance Company: Customer Ratings & Reviews [2024]
Explore the comprehensive offerings of American Hardware Mutual Insurance Company through this detailed review, covering insurance options, rates, discounts, and customer feedback, to make informed decisions about your coverage needs.
Angie Watts
Licensed Real Estate Agent
Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...
Licensed Real Estate Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
American Hardware Mutual Insurance Company
Average Monthly Rate For Good Drivers
$100A.M. Best Rating:
A (Excellent)Complaint Level:
LowPros
- Long-standing history of providing quality coverage
- Competitive rates and discounts for policyholders
- Comprehensive coverage options for individuals and businesses
- Excellent customer service and support
Cons
- Limited information available online regarding coverage options
- Limited availability in some areas, particularly outside of the United States
In this article, we reviewed American Hardware Mutual Insurance Company, a reputable insurance provider with a long history of providing quality coverage and excellent customer service. We began by outlining the types of insurance the company offers, which include auto, home, and business insurance.
We then discussed the company’s history and mission, its products and services, the cost of those services, the states where they are offered, and the discounts available to customers. Additionally, we provided a summary of customer reviews of the company and highlighted its strengths and weaknesses.
Overall, American Hardware Mutual Insurance Company is a reliable and affordable option for individuals and businesses in need of comprehensive insurance coverage.
American Hardware Mutual Insurance Company Insurance Coverage Options
American Hardware Mutual Insurance Company offers a variety of insurance coverage options to meet the needs of individuals and businesses. Here are some of the coverage options that the company offers:
- Auto insurance: American Hardware Mutual Insurance Company provides liability, collision, and comprehensive coverage for cars, trucks, and other vehicles.
- Homeowners insurance: This coverage protects your home, personal property, and liability in case of damage or loss.
- Renters insurance: Renters insurance protects your personal belongings and liability in case of damage or loss in a rented property.
- Business insurance: American Hardware Mutual Insurance Company offers various types of commercial insurance, including liability insurance, property insurance, and workers’ compensation insurance.
- Life insurance: This type of coverage provides financial protection for your family and loved ones in case of your unexpected death.
- Disability insurance: Disability insurance can provide financial protection if you become unable to work due to a disability or illness.
Note that coverage options may vary by state and policy type, so it’s best to contact American Hardware Mutual Insurance Company directly to learn more about which coverage options may be available to you.
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American Hardware Mutual Insurance Company Insurance Rates Breakdown
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Driver Profile | American Hardware Mutual Insurance Company | National Average |
---|---|---|
Clean Record | $125 | $119 |
1+ Ticket | $155 | $147 |
1+ Accident | $185 | $173 |
DUI | $220 | $209 |
Poor Credit | $215 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
American Hardware Mutual Insurance Company Discounts Available
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Discount | American Hardware Mutual Insurance Company |
---|---|
Anti Theft | 15% |
Good Student | 18% |
Low Mileage | 22% |
Paperless | 8% |
Safe Driver | 25% |
Senior Driver | 15% |
American Hardware Mutual Insurance Company offers a range of discounts to policyholders, including:
- Multi-policy discount: Save on your premiums when you bundle two or more policies with American Hardware Mutual Insurance Company.
- Safe driver discount: Get rewarded for safe driving habits, such as maintaining a clean driving record and completing a defensive driving course.
- Good student discount: Students with good grades may qualify for a discount on their auto insurance premiums.
- Home safety features discount: Install certain safety features in your home, such as a security system or smoke detectors, to potentially qualify for a discount on your homeowners insurance.
- Business safety features discount: Install certain safety features in your business, such as a security system or fire alarms, to potentially qualify for a discount on your commercial insurance.
Note that these discounts may vary by state and policy type, so it’s best to contact American Hardware Mutual Insurance Company directly to learn more about which discounts may be available to you.
How American Hardware Mutual Insurance Company Ranks Among Providers
some of the major players in the insurance industry that may be considered competitors include:
- State Farm: One of the largest providers of auto, home, and life insurance in the United States.
- Allstate: A well-known provider of auto, home, and life insurance, with a focus on personalized customer service.
- Geico: A popular provider of auto insurance known for its humorous advertising campaigns and affordable rates.
- Progressive: A leading provider of auto insurance, offering a range of discounts and coverage options.
- Nationwide: A provider of auto, home, and life insurance with a strong focus on customer service and support.
Note that this is not an exhaustive list and there may be other competitors in the insurance industry that American Hardware Mutual Insurance Company competes with. Additionally, it’s important to note that insurance rates and coverage options may vary by state and policy type, so it’s best to compare multiple insurance providers to find the best fit for your specific needs.
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Streamlined Claims Process for American Hardware Mutual Insurance Company
Ease of filing a claim (online, over the phone, mobile apps)
American Hardware Mutual Insurance Company provides multiple channels for filing insurance claims, ensuring convenience for policyholders. Whether you prefer the ease of online submissions, the simplicity of phone calls, or the accessibility of mobile apps, the company offers a seamless experience. This flexibility allows customers to choose the method that best suits their preferences and needs.
Average claim processing time
Policyholders can expect efficient claim processing from American Hardware Mutual Insurance Company. The company is dedicated to streamlining the claims process, aiming for prompt resolutions. The average claim processing time is a crucial factor for customers, and American Hardware Mutual Insurance Company strives to deliver timely and effective outcomes.
Customer feedback on claim resolutions and payouts
Customer feedback is a valuable resource for evaluating the performance of an insurance provider. American Hardware Mutual Insurance Company takes pride in its commitment to customer satisfaction.
Reviews and ratings from policyholders indicate the company’s effectiveness in resolving claims and providing satisfactory payouts. This section explores the sentiments and experiences of customers in dealing with the claims process.
Unveiling American Hardware Mutual Insurance Company’s Cutting-Edge Digital and Technological Features
Mobile app features and functionality
American Hardware Mutual Insurance Company recognizes the importance of technology in enhancing customer experience. The mobile app offered by the company comes equipped with various features and functionalities designed to make managing insurance policies more convenient.
This section delves into the specifics of what the mobile app offers, highlighting its user-friendly interface and practical utilities.
Online account management capabilities
Efficient online account management is a cornerstone of modern insurance services. American Hardware Mutual Insurance Company provides policyholders with robust online account management capabilities.
This includes easy access to policy information, payment processing, and other essential features. The convenience of managing policies online contributes to an enhanced customer experience.
Digital tools and resources
Staying at the forefront of digital innovation, American Hardware Mutual Insurance Company invests in digital tools and resources to empower its customers. This section explores the various digital tools and resources available to policyholders, such as educational materials, interactive tools, and any innovative solutions that contribute to a more informed and engaged customer base.
American Hardware Mutual Insurance Company prioritizes both the convenience of a streamlined claims process and the integration of cutting-edge digital and technological features. Whether you’re filing a claim or managing your policies online, the company’s commitment to efficiency and innovation shines through.
Experience a seamless insurance journey with American Hardware Mutual Insurance Company – where customer satisfaction is not just a commitment but a promise.
Frequently Asked Questions
What types of insurance does American Hardware Mutual Insurance Company offer?
American Hardware Mutual Insurance Company provides auto, home, and business insurance coverage.
How long has American Hardware Mutual Insurance Company been in operation?
With a history spanning over 150 years, American Hardware Mutual Insurance Company has been a trusted provider of insurance protection.
What is the A.M. Best rating for American Hardware Mutual Insurance Company?
American Hardware Mutual Insurance Company holds an A (Excellent) rating from A.M. Best, a leading credit rating provider for the insurance industry.
How can I contact American Hardware Mutual Insurance Company for more information or a quote?
You can reach American Hardware Mutual Insurance Company by phone at 1-800-545-4269 or visit their website at www.americanhardwaremutual.com.
What discounts are available to policyholders with American Hardware Mutual Insurance Company?
American Hardware Mutual Insurance Company offers a range of discounts, including those for good drivers and other qualifying factors. Contact them directly to learn about specific discounts available in your state.
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Angie Watts
Licensed Real Estate Agent
Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...
Licensed Real Estate Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.