American Access Casualty Company: Customer Ratings & Reviews [2025]
Unleash comprehensive coverage choices with American Access Casualty Company, offering Auto, Homeowners, Renters, and Commercial policies tailored to your needs.
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Table of Contents
Table of Contents
Insurance Content Team Lead
Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage. Tonya currently leads a team of 10 insurance copywri...
Tonya Sisler
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Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
Schimri Yoyo
Updated April 2024
American Access Casualty Company (AACC) is a company that offers affordable and reliable insurance coverage options to individuals and families who may have difficulty obtaining coverage from other insurance providers. The company was founded in Illinois in 1999 and has since expanded its services to several other states.
AACC offers various types of insurance policies, including auto, homeowners, renters, umbrella, and commercial auto insurance. The cost of insurance depends on several factors, including the type of coverage needed and the customer’s location, age, driving record, and type of vehicle.
AACC also provides discounts to customers who qualify, such as multi-car policies, safe driving records, good student records, anti-theft devices, and paid-in-full policies. However, customers should be aware of the mixed reviews and higher than average complaint rates.
What You Should Know About American Access Casualty Company
Company Contact Information:
- Phone: 888-663-5443
- Website: https://www.aains.com/
- Email: customerservice@aains.com
- Mailing Address: American Access Casualty Company, 821 W. Lake St., Chicago, IL 60607
Parent or Child Companies:
American Access Casualty Company is a subsidiary of American Access Casualty Group, which also includes the following companies:
- American Access Casualty Company Insurance Company of Illinois
- American Access Casualty Company Insurance Company of Indiana
- American Access Casualty Company Insurance Company of Texas
- American Access Casualty Company Insurance Company of Nevada
- American Access Casualty Company Insurance Company of Arizona
Financial Ratings: A.M. Best Rating: A- (Excellent)
Customer Service Ratings: Mixed customer reviews regarding customer service, but overall considered to be friendly.
Claims Information: Mixed customer reviews regarding claims and billing issues.
Company Apps: There was no mention of any mobile apps offered by American Access Casualty Company.
Read more: American Casualty Company of Reading, Pennsylvania: Customer Ratings & Reviews
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American Access Casualty Company Insurance Coverage Options
American Access Casualty Company offers a variety of insurance coverage options to meet the needs of their customers. Here is a bullet list of the coverage options mentioned in the article:
- Auto insurance: AACC offers liability, collision, comprehensive, uninsured/underinsured motorist, and personal injury protection coverage for vehicles.
- Homeowners insurance: AACC offers coverage for damage to the structure of the home, personal property, liability, medical payments, and additional living expenses.
- Renters insurance: AACC offers coverage for personal property, liability, and additional living expenses for renters.
- Umbrella insurance: AACC offers additional liability coverage for customers who need more protection than their standard policies provide.
- Commercial auto insurance: AACC offers coverage for businesses that have company vehicles.
It is important to note that coverage options and availability may vary depending on the customer’s location and specific policy needs.
Read more:
American Access Casualty Company Insurance Rates Breakdown
| Driver Profile | American Access Casualty Company | National Average |
|---|---|---|
| Clean Record | $100 | $119 |
| 1+ Ticket | $120 | $147 |
| 1+ Accident | $140 | $173 |
| DUI | $165 | $209 |
| Poor Credit | $172 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
American Access Casualty Company Discounts Available
| Discount | American Access Casualty Company |
|---|---|
| Anti Theft | 9% |
| Good Student | 10% |
| Low Mileage | 10% |
| Paperless | 8% |
| Safe Driver | 20% |
| Senior Driver | 9% |
American Access Casualty Company offers various discounts to help customers save money on their insurance premiums. Here is a bullet list of the discounts mentioned in the article:
- Multi-car discount: customers who insure more than one vehicle with AACC may be eligible for a discount on their premium.
- Safe driver discount: customers with a good driving record and no accidents or violations may qualify for a safe driver discount.
- Good student discount: customers with a high grade point average or on the honor roll may qualify for a good student discount.
- Anti-theft device discount: customers who install anti-theft devices on their vehicle may be eligible for a discount.
- Paid-in-full discount: customers who pay their annual premium in full upfront may qualify for a discount.
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How American Access Casualty Company Ranks Among Providers
American Access Casualty Company competes with other insurance companies that offer similar products and services. Here are a few potential competitors that come to mind:
- Geico: Geico is a well-known insurance company that offers auto, homeowners, renters, and umbrella insurance policies. They are known for their competitive rates and easy-to-use website and mobile app.
- State Farm: State Farm is another popular insurance company that offers auto, homeowners, renters, and umbrella insurance policies. They have a large network of agents and a reputation for providing excellent customer service.
- Progressive: Progressive is known for its auto insurance policies, but also offers homeowners, renters, and umbrella insurance. They are known for their competitive rates and the ability to customize policies to fit individual needs.
- Allstate: Allstate is another major insurance company that offers auto, homeowners, renters, and umbrella insurance policies. They have a large network of agents and are known for providing comprehensive coverage options.
It is important to note that the competitive landscape of the insurance industry is constantly evolving and there may be other companies that American Access Casualty Company competes within different regions or for specific types of coverage.
Frequently Asked Questions
What types of insurance does American Access Casualty Company offer?
American Access Casualty Company provides a diverse range of insurance policies, including coverage for Auto, Homeowners, Renters, and Commercial needs.
How does American Access Casualty Company determine insurance rates?
Insurance rates from American Access Casualty Company are influenced by various factors such as the type of coverage needed, the customer’s location, age, driving record, and the type of vehicle insured.
Are there discounts available for American Access Casualty Company customers?
Yes, American Access Casualty Company offers discounts to eligible customers, including multi-car policies, safe driving records, good student records, anti-theft devices, and paid-in-full policies.
What should customers be aware of when considering American Access Casualty Company?
While American Access Casualty Company provides affordable and reliable insurance coverage, customers should be aware of mixed reviews and higher-than-average complaint rates.
How can I compare insurance quotes from different providers?
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