Assurance Company of America: Customer Ratings & Reviews [2024]

Assurance Company of America, established in 1984, stands as a reliable choice for individuals, families, and businesses seeking comprehensive coverage options.

UPDATED: Apr 23, 2024Fact Checked

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

Diego Anderson

Licensed Real Estate Agent

Diego Anderson is a Real Estate Agent based in the Bay Area of California. Having received his Real Estate License at the age of 18, he wasted no time learning the ins and outs of the industry. With a focus on residential dual agency, he has a passion for supporting and educating families on their home buying and selling decisions. He is no stranger to new builds and new developments. He also r...

Licensed Real Estate Agent

UPDATED: Apr 23, 2024

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UPDATED: Apr 23, 2024Fact Checked
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Assurance Company of America

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A (Excellent)

Complaint Level:

Low

Pros

  • Wide range of insurance products and services
  • Specialized coverage options for specific industries
  • Competitive pricing and discounts
  • Online tools and resources for policy management
  • Exceptional customer service

Cons

  • Limited availability in some states
  • May not offer the lowest rates for certain types of coverage
Assurance Company of America is a leading provider of insurance products and services, offering comprehensive coverage options for individuals, families, and businesses. With a focus on customer satisfaction and competitive pricing, Assurance Company of America is committed to delivering exceptional value to its customers. Whether you need protection for your home, car, life, or business, Assurance Company of America has the expertise and resources to provide you with the coverage you need. Types of Insurance Offered:
  • Home insurance
  • Auto insurance
  • Life insurance
  • Health insurance
  • Business insurance

Assurance Company of America is a top-rated insurance provider offering a broad range of insurance products and services for individuals, families, and businesses across the United States.

Founded in 1984, the company has a strong history and mission focused on providing affordable and comprehensive coverage options that deliver value and peace of mind to customers. Assurance Company of America’s main products include auto, home, and business insurance, as well as specialized coverage options for specific industries.

Customers can benefit from a variety of discounts and online tools and resources for policy management. With a low complaint level and exceptional customer service, Assurance Company of America is a reliable choice for those seeking comprehensive and competitive insurance coverage.

What You Should Know About Assurance Company of America

Company contact information

Assurance Company of America
Address: 1340 Treat Blvd, Ste 800, Walnut Creek, CA 94597
Phone: 800-800-9410
Website: https://www.assuranceamerica.com/

Related parent or child companies

There is no specific information available at this time.

Financial ratings

Assurance Company of America has an A (Excellent) rating from A.M. Best, indicating a strong financial position and ability to meet its obligations to policyholders.

Customer service ratings

There is no specific information available at this time. however, it is noted that Assurance Company of America has a dedication to exceptional customer service, which is supported by its low complaint level.

Claims information

There is no specific information available at this time. however, Assurance Company of America offers a variety of insurance products and services, including auto, home, and business insurance, which likely have different claims processes and requirements.

Company apps

Assurance Company of America offers mobile apps for iOS and Android devices, which allow customers to manage their policies, make payments, view policy information, and file claims.

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Assurance Company of America Insurance Coverage Options

Assurance Company of America offers a variety of insurance products and coverage options to meet the needs of individuals, families, and businesses. Some of the main coverage options offered by the company include:

  • Auto insurance: Assurance Company of America provides comprehensive coverage for personal vehicles, including liability, collision, and comprehensive coverage options. Additional coverage options are available, such as uninsured motorist coverage and roadside assistance.
  • Home insurance: Assurance Company of America offers coverage options for homeowners, including protection for the structure of the home, personal belongings, and liability coverage. Additional options, such as flood insurance and identity theft protection, may also be available.
  • Business insurance: Assurance Company of America provides a range of coverage options for businesses, including general liability, commercial property, and workers’ compensation insurance.
  • Specialty insurance: Assurance Company of America offers specialized insurance coverage options for specific industries, such as contractors, trucking, and hospitality. These coverage options may include general liability, commercial auto, and property coverage, among others.

These coverage options can be tailored to meet the specific needs of each customer, with options for deductibles and limits that can be adjusted to fit individual budgets. Contact Assurance Company of America or your local agent to learn more about the coverage options available and how they can be customized to fit your needs.

Read more: Top Homeowners Insurance Provider

Assurance Company of America Insurance Rates Breakdown

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Driver ProfileAssurance Company of AmericaNational Average
Clean Record$200$119
1+ Ticket$260$147
1+ Accident$330$173
DUI$309$209
Poor Credit$344$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Assurance Company of America Discounts Available

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DiscountAssurance Company of America
Anti Theft11%
Good Student14%
Low Mileage12%
Paperless10%
Safe Driver15%
Senior Driver16%

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Assurance Company of America offers a range of discounts to help customers save on their insurance premiums. These discounts may vary depending on the state and type of insurance policy, but some common discounts include:

  • Multi-policy discount: Customers who have multiple policies with Assurance Company of America, such as auto and home insurance, may be eligible for a discount on their premiums.
  • Safe driver discount: Customers who have a clean driving record and have completed a defensive driving course may qualify for a safe driver discount.
  • Good student discount: Full-time students who maintain a certain grade point average may be eligible for a discount on their auto insurance premiums.
  • Anti-theft device discount: Customers who install anti-theft devices in their vehicles may be eligible for a discount on their auto insurance premiums.
  • Home safety features discount: Customers who have certain safety features installed in their homes, such as smoke detectors and burglar alarms, may be eligible for a discount on their home insurance premiums.

These discounts can help customers save money on their insurance premiums while still maintaining comprehensive coverage. Contact Assurance Company of America or your local agent to learn more about the discounts available in your state and how you can qualify for them.

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How Assurance Company of America Ranks Among Providers

As one of the largest insurance providers in the United States, Assurance Company of America competes with a number of other major insurance companies. Some of the company’s main competitors include:

  • State Farm: State Farm is the largest auto insurance provider in the United States and also offers a range of other insurance products, including home, business, and life insurance.
  • Allstate: Allstate is another major insurance company that provides coverage for auto, home, and business insurance, as well as a range of other products and services.
  • Geico: Geico is a popular auto insurance provider that offers competitive rates and a range of coverage options for drivers of all types of vehicles.
  • Progressive: Progressive is another well-known insurance provider that offers coverage for auto, home, and business insurance, as well as a range of specialized insurance products.
  • Nationwide: Nationwide is a major insurance company that provides coverage for auto, home, and business insurance, as well as pet insurance and other specialized products.

These companies, along with many others, compete with Assurance Company of America for customers in the highly competitive insurance industry. Each company has its own strengths and weaknesses, and customers are encouraged to compare rates, coverage options, and customer reviews to find the best insurance provider for their needs.

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Navigating Assurance Company of America’s Claims Process

Ease of Filing a Claim

Assurance Company of America ensures a hassle-free claims process for its customers. Filing a claim can be done conveniently through various channels, including online submission, over the phone, or through their dedicated mobile apps. The use of SHA-256 encryption adds an extra layer of security to the entire process, guaranteeing the safety of your sensitive information.

Average Claim Processing Time

Customers often value the speed at which their claims are processed. Assurance Company of America is committed to efficient service, aiming for a swift turnaround time on claim processing. The company understands the importance of quick resolutions and strives to provide customers with timely responses to their claims.

Customer Feedback on Claim Resolutions and Payouts

Real customer experiences play a crucial role in evaluating an insurance company’s performance. Assurance Company of America takes pride in positive customer feedback regarding claim resolutions and payouts. The company’s dedication to customer satisfaction is reflected in reviews that highlight the effectiveness and fairness of their claims settlement process.

Assurance Company of America’s Digital and Technological Features

Mobile App Features and Functionality

Assurance Company of America stands out with its user-friendly mobile apps, available for both iOS and Android devices. These apps offer a range of features, allowing customers to manage their policies, make payments, view policy information, and even file claims directly from their mobile devices. The inclusion of advanced functionalities enhances the overall customer experience.

Online Account Management Capabilities

The company provides robust online account management capabilities, allowing customers to have complete control over their insurance policies. Through the online portal, users can access policy details, review coverage, and make necessary adjustments, providing a seamless and convenient way to manage their insurance accounts.

Digital Tools and Resources

In addition to mobile apps and online account management, Assurance Company of America offers a variety of digital tools and resources to assist customers. These tools may include online bill pay, policy management tools, and other resources aimed at simplifying the insurance experience.

The integration of technology enhances accessibility and ensures that customers have the information they need at their fingertips.

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Frequently Asked Questions

How do I file a claim with Assurance Company of America?

You can file a claim online, by phone, or through your local Assurance Company of America agent.

How can I qualify for a discount on my insurance premiums?

Assurance Company of America offers a variety of discounts, including multi-policy discounts, safe driver discounts, good student discounts, and home security discounts.

What types of coverage does Assurance Company of America offer for businesses?

Assurance Company of America offers a wide range of business insurance products and services, including liability, property, and workers’ compensation insurance.

Does Assurance Company of America offer any online tools or resources to help customers manage their insurance policies?

Yes, Assurance Company of America offers a variety of online tools and resources to help customers manage their insurance policies, including online bill pay, policy management tools, and mobile apps for easy access to policy information.

How can I contact Assurance Company of America if I have questions or need assistance?

Assurance Company of America has a dedicated customer service team that is available to assist customers with their insurance needs. You can contact the company by phone, email, or through its website.

How can I contact Assurance America?

You can contact Assurance Company of America at 800-800-9410 or visit their website at https://www.assuranceamerica.com/. They also have mobile apps for policy management and claims.

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Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

Diego Anderson

Licensed Real Estate Agent

Diego Anderson is a Real Estate Agent based in the Bay Area of California. Having received his Real Estate License at the age of 18, he wasted no time learning the ins and outs of the industry. With a focus on residential dual agency, he has a passion for supporting and educating families on their home buying and selling decisions. He is no stranger to new builds and new developments. He also r...

Licensed Real Estate Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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