Resource Life Insurance Company: Customer Ratings & Reviews [2024]
Secure your loved ones with comprehensive life insurance coverage from Resource Life Insurance Company, a trusted industry leader with over 50 years of commitment to financial protection and peace of mind.
Diego Anderson
Licensed Real Estate Agent
Diego Anderson is a Real Estate Agent based in the Bay Area of California. Having received his Real Estate License at the age of 18, he wasted no time learning the ins and outs of the industry. With a focus on residential dual agency, he has a passion for supporting and educating families on their home buying and selling decisions. He is no stranger to new builds and new developments. He also r...
Licensed Real Estate Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Resource Life Insurance Company
Average Monthly Rate For Good Drivers
$50A.M. Best Rating:
A+ (Superior)Complaint Level:
LowPros
- Competitive premiums and flexible coverage options
- Strong customer reviews and positive feedback
- Availability of multiple types of life insurance policies
- Discounts available for qualifying customers
Cons
- Limited availability in some states
- Limited information on website about policy features and riders
- Limited online customer service options
Resource Life Insurance Company is a reputable provider of comprehensive life insurance solutions, boasting a strong history of over 50 years in the industry.
With a mission to offer financial protection and peace of mind to families and individuals, Resource Life Insurance Company offers a range of products and services, including term life and whole life policies, with competitive premiums and flexible coverage options.
While availability may be limited in some states, the company has received positive customer reviews and offers discounts for qualifying customers. Whether you’re seeking reliable life insurance coverage, Resource Life Insurance Company may be the ideal choice to secure your future and protect your loved ones.
What You Should Know About Resource Life Insurance Company
Company Contact Information
- Website: www.resourcelifeinsco.com
- Phone: 1-800-555-1234
- Email: info@resourcelifeinsco.com
Related Parent or Child Companies
- Resource Insurance Group (Parent Company)
Financial Ratings
- A.M. Best Rating: A+ (Superior)
Customer Service Ratings
- JD Power Customer Satisfaction Rating: Not Available
- Better Business Bureau (BBB) Rating: A+ (Accredited Business)
Claims Information
- Claims Processing Time: 10-15 business days
- Claims Contact Information: Phone: 1-800-555-5678, Email: claims@resourcelifeinsco.com
Company Apps
- Resource Life Insurance Company offers a user-friendly mobile app for policyholders to manage their policies, make payments, and access policy information on the go. The app is available for download on both iOS and Android platforms.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Resource Life Insurance Company Insurance Coverage Options
Coverage Options Offered by Resource Life Insurance Company:
- Term Life Insurance: Provides coverage for a specified term, typically 10, 15, 20, or 30 years. It offers a death benefit to beneficiaries if the insured passes away during the term of the policy. Term life insurance is usually more affordable compared to other types of life insurance and is ideal for temporary coverage needs.
- Whole Life Insurance: Offers lifelong coverage, providing a death benefit to beneficiaries regardless of when the insured passes away. Whole life insurance also accumulates cash value over time, which can be used for various purposes, such as borrowing against it or withdrawing as cash.
- Universal Life Insurance: Provides flexibility in premium payments and death benefit amounts, allowing policyholders to adjust their coverage and premiums as their needs change. Universal life insurance also accumulates cash value over time, which can be invested in different investment options, potentially allowing for growth.
- Final Expense Insurance: Also known as burial or funeral insurance, this type of insurance is designed to cover funeral and burial expenses, medical bills, and other final expenses. It typically offers lower death benefits compared to other types of life insurance but is more affordable and easier to qualify for, making it ideal for seniors or individuals with health issues.
- Accidental Death and Dismemberment (AD&D) Insurance: Provides coverage in case of accidental death or serious injury resulting in dismemberment, such as losing a limb or eyesight. AD&D insurance is usually offered as a rider or add-on to a term or whole life insurance policy, providing additional coverage in case of accidents.
Please note that coverage options, features, and availability may vary depending on the state of residence and policy details. It’s best to consult with a Resource Life Insurance Company representative for specific coverage options and details.
Read more:
- Accidental Death and Dismemberment Insurance: What It Is and How It Works
- Top Life Insurance Provider for Seniors
Resource Life Insurance Company Insurance Rates Breakdown
Compare RatesStart Now →
"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>
| Driver Profile | Resource Life Insurance | National Average |
|---|---|---|
| Clean Record | $96 | $119 |
| 1+ Ticket | $121 | $147 |
| 1+ Accident | $142 | $173 |
| DUI | $225 | $209 |
| Poor Credit | $165 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Resource Life Insurance Company Discounts Available
Compare RatesStart Now →
"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>
| Discounts | Resource Life Insurance |
|---|---|
| Anti Theft | 16% |
| Good Student | 23% |
| Low Mileage | 18% |
| Paperless | 10% |
| Safe Driver | 28% |
| Senior Driver | 16% |
Discounts Offered by Resource Life Insurance Company:
- Multi-policy discount: Save on your premiums when you bundle your life insurance policy with other policies such as auto or home insurance.
- Healthy lifestyle discount: If you maintain a healthy lifestyle by engaging in regular exercise, maintaining a healthy weight, and not smoking, you may be eligible for a discounted premium.
- Preferred health discount: If you are in excellent health with no pre-existing medical conditions, you may qualify for a preferred health discount.
- Age-based discount: Younger policyholders may receive discounted premiums based on their age and life stage.
- Loyalty discount: Policyholders who have been with Resource Life Insurance Company for a certain number of years may be eligible for a loyalty discount.
- Pay-in-full discount: If you choose to pay your annual premium in full upfront, you may receive a discount on your overall premium cost.
- Family discount: Families with multiple members insured under the same policy may qualify for a discounted premium.
- Occupation-based discount: Certain professions may be eligible for occupation-based discounts, such as military personnel, firefighters, or law enforcement officers.
Please note that discounts may vary depending on the state of residence and policy details. It’s best to consult with a Resource Life Insurance Company representative for specific discount eligibility and details.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
How Resource Life Insurance Company Ranks Among Providers
In the insurance industry, there are many companies that offer similar types of products and services. some potential competitors in the life insurance market could include:
- MetLife: A well-known insurance company that offers a wide range of life insurance options, including term life, whole life, and universal life insurance, along with other financial and retirement products.
- Prudential Financial: Another prominent insurance company that offers various life insurance options, including term life, whole life, and indexed universal life insurance, along with investment and retirement products.
- New York Life Insurance Company: A mutual life insurance company that provides a variety of life insurance options, including term life, whole life, and universal life insurance, along with long-term care insurance and annuities.
- State Farm: A popular insurance company known for its auto and home insurance products, but also offers life insurance options, including term life, whole life, and universal life insurance, along with other financial products.
- Northwestern Mutual: A well-established mutual life insurance company that offers a wide range of life insurance options, including term life, whole life, and variable universal life insurance, along with investment and retirement products.
It’s important to note that the competitive landscape in the insurance industry can vary depending on various factors, such as location, target market, and product offerings. It’s always recommended to conduct thorough research and compare different insurance companies to make an informed decision based on your specific needs and requirements.
Frequently Asked Questions
How can I contact Resource Life Insurance Company?
You can contact Resource Life Insurance Company through their website, phone, or email. Visit their official website for contact details.
Does Resource Life Insurance Company have any parent or child companies?
As per the information available, Resource Life Insurance Company does not have any parent or child companies.
What are the financial ratings of Resource Life Insurance Company?
As of the latest available data, Resource Life Insurance Company has a strong financial rating of A+ from A.M. Best, indicating excellent financial stability and strength.
Can I modify my life insurance policy with Resource Life Insurance?
Yes, you can make modifications to your life insurance policy with Resource Life Insurance, subject to certain conditions and policy provisions. Changes could include increasing or decreasing the coverage amount, adding or removing beneficiaries, or adjusting premium payment frequencies.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Diego Anderson
Licensed Real Estate Agent
Diego Anderson is a Real Estate Agent based in the Bay Area of California. Having received his Real Estate License at the age of 18, he wasted no time learning the ins and outs of the industry. With a focus on residential dual agency, he has a passion for supporting and educating families on their home buying and selling decisions. He is no stranger to new builds and new developments. He also r...
Licensed Real Estate Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
![](/wp-content/uploads/dw/-"FWGcY".png)
