Perico Life Insurance Company: Customer Ratings & Reviews [2024]

Discover the comprehensive insights into Perico Life Insurance Company, its history, mission, and a spectrum of personalized policy options to cater to individual needs.

UPDATED: Apr 23, 2024Fact Checked

Zach Fagiano

Licensed Insurance Broker

Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...

Licensed Insurance Broker

Justin Wright

Licensed Insurance Agent

Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Perico Life Insurance Company

Average Monthly Rate For Good Drivers

N/A

A.M. Best Rating:

A (Excellent)

Complaint Level:

Low

Pros

  • Offers a variety of policy options to meet different needs
  • Provides excellent customer service
  • Competitive premiums compared to other life insurance providers
  • Offers discounts and promotions to help customers save money
  • Financially stable with a long-standing history

Cons

  • Limited information available online about their policies and rates
  • May not be available in all states, so coverage may be limited for some customers
  • No online quoting tool, so customers must contact an agent for a personalized quote.
Are you looking for a reliable life insurance provider that can offer you a range of policy options at competitive prices? Look no further than Perico Life Insurance Company. With a history dating back to 1922, Perico Life Insurance Company has a reputation for financial stability and excellent customer service. Their mission is to provide financial security for life, offering a range of life insurance policies to suit the diverse needs of their customers. Perico Life Insurance Company operates in multiple states across the country, offering customized policies at competitive rates. They also offer discounts to customers who qualify, making it easy to get the coverage you need at a price you can afford. Don't just take our word for it, though – read on for a summary of customer reviews of Perico Life Insurance Company.

This article provides a comprehensive overview of Perico Life Insurance Company, a reputable life insurance provider offering a range of policy options to suit the diverse needs of their customers.

The article highlights the company’s history, mission, main products and services, cost of those services, states where their services are offered, and the different types of discounts available to customers.

The company’s A.M. Best rating, complaint level, pros, and cons are also presented. The article includes customer reviews and an FAQ section, providing readers with a complete understanding of Perico Life Insurance Company and what it has to offer.

What You Should Know About Perico Life Insurance Company

Company Contact Information

Related Parent or Child Companies:

  • Perico Life Insurance Company is a standalone life insurance provider and is not a parent or child company of any other insurance provider.

Financial Ratings:

  • Perico Life Insurance Company has an A (Excellent) rating from A.M. Best, indicating financial strength and stability.

Customer Service Ratings:

  • Perico Life Insurance Company is known for its excellent customer service, which is reflected in their low complaint level and positive customer reviews.

Claims Information:

  • To file a claim with Perico Life Insurance Company, customers should contact their dedicated claims team.
  • Claims can be submitted online, over the phone, or through email.
  • Once the claim is submitted, a claims adjuster will be assigned to the case, and the customer will be kept updated on the status of their claim.

Company Apps:

  • No information

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Perico Life Insurance Company Insurance Coverage Options

Perico Life Insurance Company offers a variety of coverage options to suit the diverse needs of their customers. These coverage options include:

  • Term life insurance: Coverage for a specific period of time, typically 10-30 years. This is a popular option for those who want to provide financial protection for their loved ones during their working years.
  • Whole life insurance: Coverage that lasts for the policyholder’s entire life, as long as premiums are paid. This type of policy provides a death benefit as well as a savings component that grows over time.
  • Universal life insurance: Coverage that combines a death benefit with a savings component that earns interest. Customers can adjust their premium payments and death benefit amount over time to fit their changing needs.
  • Final expense insurance: Coverage that is designed to cover end-of-life expenses, such as funeral costs and medical bills. This is a popular option for seniors and those with health conditions.
  • Group life insurance: Coverage offered through an employer or organization. This is a cost-effective option for those who want to provide life insurance coverage for their employees or members.

Perico Life Insurance Company also offers riders that can be added to policies to provide additional coverage, such as accidental death and dismemberment coverage or a waiver of premium in the event of disability. Customers should contact Perico Life Insurance Company to discuss their coverage needs and find the policy that is right for them.

Perico Life Insurance Company Insurance Rates Breakdown

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Driver ProfilePerico LifeNational Average
Clean Record$160$119
1+ Ticket$180$147
1+ Accident$220$173
DUI$265$209
Poor Credit$275$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Perico Life Insurance Company Discounts Available

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DiscountPerico Life
Anti Theft12%
Good Student14%
Low Mileage10%
Paperless17%
Safe Driver22%
Senior Driver11%

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Perico Life Insurance Company offers a range of discounts to help customers save money on their life insurance policies. These discounts include:

  • Multi-policy discount: Customers who have multiple policies with Perico Life Insurance Company may be eligible for a discount on their life insurance premiums.
  • Non-smoker discount: Customers who do not smoke or use tobacco products may be eligible for a lower premium on their life insurance policy.
  • Healthy lifestyle discount: Customers who live a healthy lifestyle, such as exercising regularly and maintaining a healthy weight, may be eligible for a discount on their life insurance premiums.
  • Safe occupation discount: Customers who work in low-risk occupations, such as teachers or accountants, may be eligible for a discount on their life insurance premiums.
  • Age-based discount: Customers who are over a certain age may be eligible for a discount on their life insurance premiums.

Read more: Teachers Insurance Company: Customer Ratings & Reviews

These discounts can help customers save money and make life insurance more affordable. Customers should contact Perico Life Insurance Company to see which discounts they may qualify for.

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How Perico Life Insurance Company Ranks Among Providers

Perico Life Insurance Company operates in a highly competitive industry, with several other major players in the life insurance market. Here are some of Perico’s main competitors:

  • Prudential: Prudential is one of the largest life insurance companies in the world, with a wide range of products and services. They offer term life, universal life, and variable universal life insurance, as well as other financial products.
  • MetLife: MetLife is another major player in the life insurance industry, offering term life, whole life, and universal life insurance, as well as other financial products such as annuities and retirement planning services.
  • Northwestern Mutual: Northwestern Mutual is known for its strong financial ratings and a long history of serving customers. They offer a range of life insurance products, including term, whole, and universal life insurance, as well as disability and long-term care insurance.
  • New York Life: New York Life is one of the oldest and largest mutual life insurance companies in the United States, offering term, whole, and universal life insurance, as well as other financial products such as annuities and retirement planning services.

Perico Life Insurance Company distinguishes itself from its competitors by offering a variety of coverage options, including final expense insurance and group life insurance, as well as a range of discounts to help customers save money on their policies. Perico also has a strong financial rating and a reputation for excellent customer service.

Frequently Asked Questions

How do I qualify for discounts on Perico Life Insurance Company’s policies?

To qualify for discounts, customers must meet certain criteria, such as having multiple policies with the company or maintaining a safe driving record.

What types of life insurance policies does Perico Life Insurance Company offer?

Perico Life Insurance Company offers a range of life insurance policies, including term life insurance, whole life insurance, universal life insurance, and variable life insurance.

In which states does Perico Life Insurance Company operate?

Perico Life Insurance Company operates in multiple states across the country, including California, Texas, New York, Florida, and many more.

Where can I find customer ratings and reviews for Perico Life Insurance Company?

To find customer ratings and reviews for Perico Life Insurance Company, you can explore different online platforms and websites. Start by visiting the company’s official website, as they may provide testimonials or customer feedback.

 

Additionally, you can check independent review websites, consumer forums, and social media platforms to gather a broader range of opinions and experiences.

Why are customer ratings and reviews important when considering Perico Life Insurance Company?

Customer ratings and reviews are important when considering Perico Life Insurance Company as they offer insights into the experiences of policyholders. They can help you evaluate the company’s customer service, claims process, policy options, pricing, and overall satisfaction.

 

By considering these ratings and reviews, you can make a more informed decision based on the experiences of others.

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Zach Fagiano

Licensed Insurance Broker

Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...

Licensed Insurance Broker

Justin Wright

Licensed Insurance Agent

Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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