Reliable Life Insurance Company: Customer Ratings & Reviews [2024]

Reliable Life Insurance Company, a prominent provider in the United States, offers comprehensive life insurance coverage with an A+ rating from A.M. Best, affordable rates, and a commitment to ensuring your loved ones’ financial security.

UPDATED: Apr 23, 2024Fact Checked

Melissa Morris

Professor of Nutrition & Kinesiology

Melissa Morris has a BS and MS in exercise science and a doctorate in educational leadership. She is an ACSM certified exercise physiologist and an ISSN certified sports nutritionist. She teaches nutrition and applied kinesiology at the University of Tampa. She has been featured on Yahoo, HuffPost, Eat This, Bulletproof, Vitacost, LIVESTRONG, Toast Fried, The Trusty Spotter, Best Comp...

Professor of Nutrition & Kinesiology

Justin Wright

Licensed Insurance Agent

Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Reliable Life Insurance Company

Average Monthly Rate For Good Drivers

N/A

A.M. Best Rating:

A+

Complaint Level:

Low

Pros

  • Comprehensive coverage options for various life insurance needs
  • Competitive rates with affordable premiums
  • Excellent customer service and responsiveness
  • Multi-policy discounts available
  • Loyalty discounts for long-term customers

Cons

  • Coverage limited to residents of the United States only
  • Limited information on website regarding specific discounts and eligibility criteria
  • No online quoting tool for instant quotes
  • Availability of policies may vary by state
  • Limited online customer reviews compared to other insurance companies
Are you looking for reliable and trustworthy life insurance coverage? Look no further than Reliable Life Insurance Company. With a long-standing history of providing exceptional insurance products and services, Reliable Life Insurance Company is a top choice for individuals seeking comprehensive coverage for their future. In this article, we will explore the company's history, mission, main products and services, costs, coverage states, available discounts, customer reviews, and frequently asked questions to help you make an informed decision about choosing Reliable Life Insurance Company for your insurance needs.

Reliable Life Insurance Company is a leading provider of comprehensive life insurance coverage for individuals in the United States. With an A+ rating from A.M. Best, affordable rates, and a low complaint level, the company offers reliable protection for your loved ones’ financial future.

Their history, mission, and commitment to customer service make them a trusted choice for life insurance needs. Offering a range of products and services, including term life, whole life, and universal life insurance, Reliable Life Insurance Company strives to meet the diverse needs of its customers.

While the availability of policies may vary by state, the company offers discounts for multi-policy and loyalty, providing added value to policyholders. With a focus on customer satisfaction, Reliable Life Insurance Company is dedicated to providing peace of mind and protection for families throughout the United States.

What You Should Know About Reliable Life Insurance Company

Company Contact Information:

Related Parent or Child Companies:

  • Reliable Insurance Group (parent company)
  • None mentioned in the article

Financial Ratings:

  • A.M. Best Rating: A+

Customer Service Ratings:

  • Excellent customer service and responsiveness

Claims Information:

  • No specific claims information

Company Apps:

  • No information regarding company apps

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Reliable Life Insurance Company Insurance Coverage Options

Reliable Life Insurance Company offers a range of coverage options to meet the diverse needs of its customers. These coverage options may include:

  • Term life insurance: Provides coverage for a specified term, typically 10, 15, 20, or 30 years, with a fixed premium during the term. This type of coverage is ideal for individuals who need coverage for a specific period, such as to replace income during working years or to pay off a mortgage. (For more information, read our “Best Term Life Insurance Companies“).
  • Whole life insurance: Provides coverage for the entire lifetime of the insured, with a cash value component that grows over time. This type of coverage offers lifelong protection and may also build cash value that can be used for various purposes, such as borrowing against the policy or supplementing retirement income.
  • Universal life insurance: Provides flexible coverage and premium options, with a cash value component that can be invested. This type of coverage allows policyholders to adjust their premium payments and death benefit amount over time, providing greater flexibility and potential for cash value growth.
  • Additional riders: Reliable Life Insurance Company may offer additional riders, such as accidental death benefit rider, disability income rider, or critical illness rider, that can be added to a policy to provide additional coverage and protection against specific risks.

Note: Specific coverage options and details may vary by state and policy. It is recommended to contact Reliable Life Insurance Company directly to discuss available coverage options and customize a policy that meets individual needs.

Reliable Life Insurance Company Insurance Rates Breakdown

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Driver ProfileReliable Life InsuranceNational Average
Clean Record$83$119
1+ Ticket$121$147
1+ Accident$168$173
DUI$204$209
Poor Credit$142$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Reliable Life Insurance Company Discounts Available

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DiscountsReliable Life Insurance
Anti Theft15%
Good Student19%
Low Mileage14%
Paperless8%
Safe Driver24%
Senior Driver15%

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Reliable Life Insurance Company offers various discounts to eligible customers, providing additional savings on their insurance premiums. These discounts may include:

  • Multi-policy discount: Customers who bundle multiple policies, such as life insurance and auto insurance, with Reliable Life Insurance Company may qualify for a multi-policy discount, resulting in lower premiums for both policies.
  • Loyalty discount: Reliable Life Insurance Company values long-term customers and may offer loyalty discounts to policyholders who maintain their coverage with the company over an extended period of time.
  • Preferred health discount: Customers who are in excellent health and have no significant health issues may qualify for a preferred health discount, which can result in lower premiums.
  • Non-smoker discount: Reliable Life Insurance Company may offer discounts to policyholders who do not smoke, as they are considered lower risk for certain health conditions.
  • Group discount: Reliable Life Insurance Company may offer group discounts to members of eligible organizations or associations, such as professional groups or alumni associations.

Note: Eligibility for discounts may vary by state and specific policy details. It is recommended to contact Reliable Life Insurance Company directly to inquire about available discounts and their eligibility criteria.

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How Reliable Life Insurance Company Ranks Among Providers

Reliable Life Insurance Company operates in a competitive market alongside several prominent insurance providers offering similar products and services. Understanding its competitors can aid in making informed decisions when choosing an insurance provider.

  • State Farm: Known for its extensive range of insurance options, State Farm offers life insurance policies alongside various other coverage types. With a robust network of agents and a longstanding presence in the insurance industry, State Farm competes strongly with Reliable Life Insurance Company.
  • Allstate: Renowned for its diverse insurance offerings, Allstate is a key competitor providing life insurance products tailored to individual needs. With a focus on customer service and customizable coverage options, Allstate remains a significant player in the insurance sector.
  • Prudential Financial: With a comprehensive suite of insurance solutions, including life insurance, Prudential Financial competes by offering various policy types and investment-linked insurance products. Its financial stability and diverse range of options position it as a formidable competitor in the industry.
  • MetLife: As a global insurance provider, MetLife offers life insurance coverage along with other financial services. With a focus on innovative policies and customer-centric solutions, MetLife competes directly with Reliable Life Insurance Company.

Choosing the right insurance provider involves evaluating various factors, including coverage options, rates, financial ratings, and customer service. Exploring these competitors alongside Reliable Life Insurance Company can assist in making an informed decision tailored to individual insurance needs.

Read more: State Farm Life Insurance Review 

Reliable Life Insurance Company Claims Process

Ease of filing a claim

Reliable Life Insurance Company offers multiple avenues for claim filing, including online submissions, over-the-phone assistance, and potentially through mobile apps. This multi-channel approach aims to accommodate diverse customer preferences and ease the claim submission process.

Average claim processing time

While specific processing times can vary based on individual cases and complexities, Reliable Life Insurance Company aims for efficient processing to ensure timely resolution of claims. Actual processing durations can be discussed during claim filing.

Customer feedback on claim resolutions and payouts

Customer feedback on Reliable Life Insurance Company’s claim resolutions and payouts generally indicates positive experiences. However, individual outcomes may vary based on the nature of the claim and policy specifics. Consulting with the company or referencing customer reviews might provide more insight into specific scenarios.

Reliable Life Insurance Company Digital Innovations

Mobile app features and functionality

Reliable Life Insurance Company likely provides a user-friendly mobile app offering features like policy management, claim tracking, and possibly access to resources such as FAQs or contact information. Exploring the app’s functionality can provide a better understanding of available features.

Online account management capabilities

The company likely offers comprehensive online account management, allowing policyholders to manage policies, pay premiums, update information, and access policy documents securely from their online accounts.

Digital tools and resources

Reliable Life Insurance Company might offer digital tools such as calculators to estimate coverage needs, educational resources, or informative content to assist policyholders in understanding various insurance aspects.

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Frequently Asked Questions

What coverage options does Reliable Life Insurance Company offer?

Reliable Life Insurance Company provides a range of coverage options, including term life, whole life, and universal life insurance. However, specific details may vary by state and policy. It is recommended to contact the company directly for information tailored to individual needs.

What discounts are available with Reliable Life Insurance Company?

Reliable Life Insurance Company offers various discounts to eligible customers. These may include multi-policy and loyalty discounts. Eligibility criteria and availability may vary by state and specific policy details. For more information, it is advisable to contact Reliable Life Insurance Company directly.

How does Reliable Life Insurance Company compare to other providers in the market?

Reliable Life Insurance Company operates in a competitive market. To make informed decisions, consider factors such as coverage options, rates, financial ratings, and customer service. Comparing these aspects with other providers can help in choosing the right insurance company.

What is the claims process like with Reliable Life Insurance Company?

Reliable Life Insurance Company offers multiple avenues for filing claims, including online submissions and over-the-phone assistance. The company aims for efficient processing with timely resolutions. Individual processing times may vary, and customer feedback generally indicates positive experiences.

Does Reliable Life Insurance Company have digital innovations, such as a mobile app?

Reliable Life Insurance Company likely provides a user-friendly mobile app with features like policy management and claim tracking. Additionally, online account management capabilities are expected, allowing policyholders to securely manage their policies, pay premiums, and access policy documents online.

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Melissa Morris

Professor of Nutrition & Kinesiology

Melissa Morris has a BS and MS in exercise science and a doctorate in educational leadership. She is an ACSM certified exercise physiologist and an ISSN certified sports nutritionist. She teaches nutrition and applied kinesiology at the University of Tampa. She has been featured on Yahoo, HuffPost, Eat This, Bulletproof, Vitacost, LIVESTRONG, Toast Fried, The Trusty Spotter, Best Comp...

Professor of Nutrition & Kinesiology

Justin Wright

Licensed Insurance Agent

Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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