Old American Insurance Company: Customer Ratings & Reviews [2024]
Explore Old American Insurance Company’s extensive insurance offerings, from auto to life insurance, backed by solid financial ratings and praised customer service.
Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Old American Insurance Company
Average Monthly Rate For Good Drivers
$101A.M. Best Rating:
A- (Excellent)Complaint Level:
LowPros
- Long-standing reputation
- Range of insurance products
- Solid financial rating
- Competitive rates
- Positive customer reviews
Cons
- Limited information on discounts
- Lack of customer service ratings
- No information on company apps
- Limited claims information
- Lack of direct competitor comparison
Old American Insurance Company, founded in 1939, offers a range of insurance products, including home, auto, and life insurance, and operates in 25 states across the United States.
The company has a solid financial rating from A.M. Best, with competitive rates for its products. It also offers various discounts, including safe driver and multi-policy discounts. Customer reviews of Old American Insurance Company are generally positive, with customers praising the company’s customer service and ease of use.
What You Should Know About Old American Insurance Company
Company contact information:
- Website: www.oldamerican.com
- Phone: 800-798-0762
- Mailing Address: Old American Insurance Company, 11100 NE 8th St, Suite 460, Bellevue, WA 98004
Related parent or child companies: Old American Insurance Company is a subsidiary of Kansas City Life Insurance Company.
Financial ratings: Old American Insurance Company has an A- (Excellent) rating from A.M. Best, a well-known credit rating agency that specializes in the insurance industry.
Customer service ratings: There is currently no information available.
Claims information: Old American Insurance Company offers claims services to policyholders. Claims can be reported 24/7 through the company’s toll-free number, 800-798-0762. The website also provides a claims center with information and resources to help policyholders through the claims process.
Company apps: There is currently no information available.
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Old American Insurance Company Insurance Coverage Options
Old American Insurance Company provides the following coverage options:
- Medicare Supplement Insurance (Medigap): The different levels of coverage offered are A, F, G, and N.
- Life Insurance: Policies offer a choice between term life or whole life insurance.
- Cancer Insurance: Provides lump-sum benefits upon diagnosis of cancer.
- Hospital Indemnity Insurance: Provides a daily benefit for hospital stays.
- Recovery Care Insurance: Offers benefits for home recovery after a hospital stay
- Short-Term Recovery Care Insurance: Provides coverage for a short-term care facility or at-home recovery after an illness or injury.
Read more: Old American County Mutual Fire Insurance Company: Customer Ratings & Reviews
Old American Insurance Company Insurance Rates Breakdown
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| Driver Profile | Old American Insurance Company | National Average |
|---|---|---|
| Clean Record | $133 | $119 |
| 1+ Ticket | $141 | $147 |
| 1+ Accident | $160 | $173 |
| DUI | $194 | $209 |
| Poor Credit | $229 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Old American Insurance Company Discounts Available
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| Discount | Old American Insurance Company |
|---|---|
| Anti Theft | 10% |
| Good Student | 8% |
| Low Mileage | 12% |
| Paperless | 5% |
| Safe Driver | 10% |
| Senior Driver | 5% |
Old American Insurance Company provides various discounts to help policyholders save on their insurance premiums. These discounts are designed to offer cost-effective options for individuals seeking coverage. Below are the discounts available:
- Safe Driver Discount: Offered to policyholders who maintain a good driving record without accidents or traffic violations.
- Multi-Policy Discount: Available when customers bundle multiple insurance policies, such as auto and home insurance, with Old American Insurance Company.
- Good Student Discount: For eligible students who maintain a high academic standing, usually reflected in their grades.
- Anti-Theft Device Discount: Provided to policyholders who equip their vehicles with approved anti-theft devices.
- Driver Training Discount: Offered to drivers who complete an approved driver training or defensive driving course.
- Low Mileage Discount: Available to policyholders who drive fewer miles than the average, reducing their risk profile.
Old American Insurance Company offers a range of discounts tailored to reward responsible behavior and encourage policy bundling, ultimately assisting customers in reducing their insurance costs. For more detailed information on eligibility and the application of these discounts, it’s advisable to contact the insurance company or a licensed agent directly.
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How Old American Insurance Company Ranks Among Providers
Old American Insurance Company operates in a competitive landscape within the insurance industry. Understanding its competitors can provide insight into alternative insurance options available to consumers. Below are some of the primary competitors:
- Metlife: Known for offering various life insurance policies, retirement solutions, and employee benefits, MetLife is a prominent competitor in the insurance market.
- Prudential: A leading insurer offering a wide array of life insurance products, including term life, whole life, and universal life policies, along with investment and retirement planning services.
- State Farm: Recognized for its diverse insurance offerings, including auto, home, life, and other financial services, State Farm is a formidable competitor.
- Northwestern Mutual: With a focus on life insurance, investment products, and advisory services, Northwestern Mutual stands as a significant competitor in the life insurance sector.
- New York Life: Known for its long-standing history in the industry, New York Life offers various life insurance products and financial planning services.
- Massmutual: A major player in the insurance market, MassMutual provides life insurance, retirement, and investment solutions for individuals and businesses.
Old American Insurance Company faces competition from several well-established insurance providers in the industry. Each competitor offers a range of insurance products and services, emphasizing different aspects to cater to varying customer needs.
Evaluating these competitors alongside Old American Insurance Company can assist consumers in selecting the most suitable insurance coverage based on their requirements and preferences.
Old American Insurance Company Claims Process
Ease of Filing a Claim
Policyholders can report claims 24/7 through the company’s toll-free number, 800-798-0762. The claims can also be reported online through the company’s website.
Average Claim Processing Time
Specific information about the average claim processing time is currently not available publicly. Policyholders are encouraged to inquire directly with the company for more details.
Customer Feedback on Claim Resolutions and Payouts
While specific customer feedback on claim resolutions isn’t outlined, Old American Insurance Company generally receives positive reviews for its customer service and ease of use, indicating a satisfactory claims experience for many policyholders.
Old American Insurance Company’s Advanced Digital and Technological Offerings
Mobile App Features and Functionality
At present, information about mobile app features isn’t available. There is currently no information regarding the existence or functionality of a mobile app offered by Old American Insurance Company.
Online Account Management Capabilities
The company’s online platform likely offers policyholders access to manage their accounts, view policy details, and potentially make payments. However, specific functionalities are not detailed.
Digital Tools and Resources
Detailed information regarding digital tools and resources provided by Old American Insurance Company is currently unavailable. It is advisable to directly inquire with the company for comprehensive details on available digital resources.
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Frequently Asked Questions
What insurance products does Old American Insurance Company offer?
Old American Insurance Company provides a range of insurance products, including home, auto, and life insurance, available in 25 states across the United States.
How does Old American Insurance Company fare in terms of financial stability?
The company holds a solid A- (Excellent) financial rating from A.M. Best, a reputable credit rating agency specializing in the insurance industry.
What discounts does Old American Insurance Company offer to policyholders?
Old American Insurance Company offers various discounts, including safe driver and multi-policy discounts, aiming to provide cost-effective options for policyholders.
How can policyholders file claims with Old American Insurance Company, and what’s the claims process like?
Policyholders can report claims 24/7 through the company’s toll-free number (800-798-0762) or online via their website. While specific information about average claim processing times isn’t available publicly, the company generally receives positive feedback for its customer service and ease of claims processing.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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