United Fidelity Life Insurance: Customer Ratings & Reviews [2024]

What You Should Know About United Fidelity Life Insurance Company

Here is the requested information about United Fidelity Life Insurance Company:

Company Contact Information:

• Phone: 1-800-633-6901
• Email: customerservice@unitedfidelity.com
• Address: United Fidelity Life Insurance Company, P.O. Box 7192, Des Moines, IA 50309-7192

Related Parent or Child Companies:

• United Fidelity and Guaranty Company is a subsidiary of United Fire & Casualty Company, which is owned by United Fire Group, Inc.

Financial Ratings:

• United Fidelity Life Insurance Company has an A- (Excellent) rating from A.M. Best, a leading credit rating agency in the insurance industry.

Customer Service Ratings:

• United Fidelity Life Insurance Company has a rating of 4.6 out of 5 stars on Trustpilot, based on 196 reviews as of April 2023.
• The company has an A+ rating from the Better Business Bureau (BBB), based on factors such as complaint history, transparency, and customer reviews.

Claims Information:

• United Fidelity Life Insurance Company provides detailed information about the claims process on its website, including a claims checklist and forms.
• The company aims to process claims within 10 business days of receiving all required documentation.

Company Apps:

• No information

United Fidelity Life Insurance Company Insurance Coverage Options

United Fidelity Life Insurance Company offers a range of coverage options to meet the needs of different individuals and families. Here are some of the coverage options offered:

• Term Life Insurance: Provides coverage for a specific period of time, typically 10, 20, or 30 years, and pays a death benefit if the policyholder passes away during that time. This coverage option can be more affordable than other types of life insurance.
• Whole Life Insurance: Provides lifelong coverage and builds cash value over time. Premiums are typically higher than for term life insurance, but the policy can be a good investment option and can be used as collateral for loans.
• Universal Life Insurance: Provides lifelong coverage and allows for flexibility in premium payments and death benefits. This coverage option can also build cash value over time and can be used as collateral for loans.
• Fixed Annuities: Provides a guaranteed interest rate on a lump-sum investment and provides income payments for a specific period of time or for life. This coverage option can provide a steady source of income in retirement.
• Variable Annuities: Provides investment options that can be customized to meet the policyholder’s risk tolerance and investment goals. This coverage option can also provide income payments for a specific period of time or for life.

Please note that eligibility requirements, coverage amounts, and policy details may vary by state and individual circumstances. Contact United Fidelity Life Insurance Company for more information about coverage options and how to apply.

United Fidelity Life Insurance Company Insurance Rates Breakdown

United Fidelity Life Insurance Company Discounts Available

• Multi-policy discount: If you have more than one insurance policy with United Fidelity, such as both life insurance and annuities, you may be eligible for a discount on your premiums.
• Non-smoker discount: If you are a non-smoker, you may be eligible for lower premiums on your life insurance policy.
• Good health discount: If you are in good health, you may be eligible for lower premiums on your life insurance policy.
• Safe driver discount: If you have a good driving record, you may be eligible for lower premiums on your auto insurance policy.
• Homeowner discount: If you own a home, you may be eligible for lower premiums on your home insurance policy.

All discounts are available in all states and that eligibility requirements may vary. Contact United Fidelity Life Insurance Company for more information about discounts and how to apply.

How United Fidelity Life Insurance Company Ranks Among Providers

• State Farm: State Farm is one of the largest insurance companies in the US and offers a wide range of insurance products, including life insurance, auto insurance, and home insurance.
• Northwestern Mutual: Northwestern Mutual is a leading provider of life insurance, disability insurance, and long-term care insurance. The company has been in business for over 160 years and has a strong reputation for financial strength and stability.
• Prudential: Prudential is a global financial services company that offers life insurance, annuities, retirement planning, and investment management services. The company is one of the largest life insurers in the US and has a strong brand reputation.
• MetLife: MetLife is a multinational insurance company that offers life insurance, dental insurance, vision insurance, and other financial products and services. The company has been in business for over 150 years and has a strong reputation for financial strength and stability.
• Allstate: Allstate is one of the largest insurance companies in the US and offers a wide range of insurance products, including life insurance, auto insurance, and home insurance. The company has a strong reputation for customer service and claims handling.

United Fidelity Life Insurance Company differentiates itself from its competitors by offering personalized service, competitive pricing, and flexible coverage options. The company has a strong reputation for financial strength and stability, with an A- (Excellent) rating from A.M. Best.