Constitution Insurance Company: Customer Ratings & Reviews [2024]

Constitution Insurance Company stands as a reliable and affordable choice for insurance coverage, catering to the diverse needs of individuals and businesses nationwide, offering comprehensive options, discounts, and swift claims processing to ensure peace of mind.

UPDATED: Apr 23, 2024Fact Checked

Merriya Valleri

Insurance and Finance Writer

Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...

Insurance and Finance Writer

Michael Leotta

Insurance Operations Specialist

Michael earned a degree in Business Management with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automatio...

Insurance Operations Specialist

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Constitution Insurance Company

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A-

Complaint Level:

Med

Pros

  • Reliable and affordable insurance coverage
  • Comprehensive coverage options for auto, home, life, health, and business insurance
  • Discounts available for qualifying customers
  • Positive reviews for competitive pricing and personalized customer service

Cons

  • Limited information on the financial ratings
  • Reports of issues with claims or complications in receiving payouts.
  • Difficulty in reaching customer service representatives
  • Limited information on the claims process
Are you in need of reliable insurance coverage? Look no further than Constitution Insurance Company. With a variety of insurance options and personalized customer service, Constitution Insurance Company has been a trusted provider of insurance for individuals and businesses alike.

Constitution Insurance Company is a reliable and affordable provider of insurance coverage for individuals and businesses across the United States. With a mission to provide comprehensive and personalized customer service, Constitution Insurance Company offers a variety of insurance options, including auto, home, life, health, and business insurance.

They also offer discounts to qualifying customers, such as multi-policy, safe driver, and good student discounts. While the company has received positive reviews for its competitive pricing and personalized customer service, some customers have reported issues with the claims process and difficulty reaching customer service representatives.

Despite this, Constitution Insurance Company remains a trusted provider of insurance for those seeking peace of mind and protection for their assets.

What You Should Know About Constitution Insurance Company

Financial Ratings: A.M. Best Rating: A-

Customer Service Ratings: Personalized customer service is mentioned positively.

Claims Information: Constitution Insurance Company has a fast and efficient claims process. Some customers have reported issues with the claims process and difficulty reaching customer service representatives.

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Constitution Insurance Company Insurance Coverage Options

Constitution Insurance Company offers a range of coverage options to protect individuals and businesses from a variety of risks. Here are some of the coverage options mentioned in the article:

  • Auto insurance: Provides coverage for damages and liability related to car accidents, theft, and other incidents.
  • Home insurance: Provides coverage for damages and liability related to home and property damage, theft, and personal liability.
  • Life insurance: Provides coverage for death benefits to beneficiaries in the event of the policyholder’s death.
  • Health insurance: Provides coverage for medical expenses, including preventative care, hospital visits, and prescription medications.
  • Business insurance: Provides coverage for property damage, liability, and business interruption related to various types of businesses, including commercial property, liability, and workers’ compensation.

Note that Constitution Insurance Company may offer additional types of coverage options beyond those listed here, and that specific policy details, coverage limits, and premiums may vary based on individual circumstances.

Read more: Constitution Life Insurance Company: Customer Ratings & Reviews

Constitution Insurance Company Insurance Rates Breakdown

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Driver ProfileConstitution Insurance CompanyNational Average
Clean Record$110$119
1+ Ticket$160$147
1+ Accident$185$173
DUI$225$209
Poor Credit$189$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Constitution Insurance Company Discounts Available

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DiscountConstitution Insurance Company
Anti Theft20%
Good Student18%
Low Mileage15%
Paperless10%
Safe Driver25%
Senior Driver15%

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Constitution Insurance Company offers a variety of discounts to qualifying customers to help them save money on their insurance premiums. Here are some of the discounts mentioned in the article:

  • Multi-policy discount: Customers who bundle multiple policies, such as home and auto insurance, with Constitution Insurance Company can receive a discount on their premiums.
  • Safe driver discount: Customers who maintain a clean driving record and avoid accidents or traffic violations can receive a discount on their auto insurance premiums.
  • Good student discount: Students who maintain a high GPA and meet other qualifications can receive a discount on their auto insurance premiums.
  • Loyalty discount: Customers who have been with Constitution Insurance Company for a certain length of time can receive a discount on their premiums.
  • Home security and safety features discount: Homeowners who install security systems or other safety features in their homes can receive a discount on their home insurance premiums.
  • Business owner discount: Business owners who purchase multiple policies or have a certain number of employees can receive a discount on their business insurance premiums.

Note that the specific eligibility requirements and amount of discount for each of these programs may vary based on individual circumstances.

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How Constitution Insurance Company Ranks Among Providers

Constitution Insurance Company faces competition from various players in the insurance market, with key rivals including well-established industry leaders and smaller regional providers. Among its main competitors are:

  • State Farm: A giant in the insurance industry, State Farm is known for its extensive range of coverage options, nationwide presence, and a strong financial rating. Customers often compare State Farm with Constitution Insurance Company based on pricing, coverage, and customer service.
  • Allstate: Another major player, Allstate, competes with Constitution Insurance Company in offering diverse insurance solutions. Allstate’s reputation for innovative coverage options and a robust network of agents makes it a formidable competitor.
  • Geico: Geico, renowned for its competitive pricing and user-friendly online platform, is a direct competitor for Constitution Insurance Company, especially in the auto insurance sector. Geico’s emphasis on digital accessibility and discounts may influence customers’ choices.
  • Progressive: Progressive is known for its innovative approach, particularly in auto insurance with features like usage-based insurance. The company competes with Constitution Insurance Company in providing a wide array of coverage options and discounts.
  • Regional and Local Insurers: Constitution Insurance Company also competes with smaller regional and local insurance providers that may have a more personalized approach and a focus on specific geographical areas. These companies often appeal to customers seeking localized service and expertise.

Differentiating factors among these competitors include pricing structures, coverage options, customer service experiences, and the efficiency of claims processing.

Customers may choose one over the other based on individual preferences, needs, and the perceived value offered by each insurance provider. The ongoing competition in the market encourages companies like Constitution Insurance to continually enhance their offerings and services to stay competitive and meet evolving customer expectations.

Frequently Asked Questions

What states does Constitution Insurance Company operate in?

Constitution Insurance Company operates in all 50 states.

How can I qualify for a discount on my insurance?

Discounts are available to customers who meet certain criteria, such as having multiple policies with Constitution Insurance Company or having a good driving record.

How can I file a claim with Constitution Insurance Company?

You can file a claim with Constitution Insurance Company by contacting the claims department by phone or online.

Is Constitution Insurance Company available for commercial/business insurance?

Yes, Constitution Insurance Company offers business insurance coverage, including general liability, property, workers’ compensation, and commercial auto insurance.

How can I contact Constitution Insurance Company for customer support?

You can reach Constitution Insurance Company’s customer support through their dedicated hotline or online channels such as email or live chat. Check their website or policy documents for contact information.

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Merriya Valleri

Insurance and Finance Writer

Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...

Insurance and Finance Writer

Michael Leotta

Insurance Operations Specialist

Michael earned a degree in Business Management with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automatio...

Insurance Operations Specialist

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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