Republic Lloyds: Customer Ratings & Reviews [2025]

Explore comprehensive insurance coverage with Republic Lloyds – safeguard your valuables with reliable options for home, auto, renters, flood, and umbrella insurance. Get a quote today and make confident coverage choices tailored to you.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate
AllstateState FarmNationwideLiberty MutualFarmers Insurance
Laura Gunn

Insurance and Finance Writer

Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare.  Her experience in various industries has helped develop both her ...

Written by
Laura Gunn
Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications.  As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...

Reviewed by
Ty Stewart

Updated April 2024

Republic Lloyds is a trusted insurance company with a strong reputation in the industry. With a wide range of insurance options, competitive pricing, and positive customer reviews, Republic Lloyds offers reliable coverage for auto, home, renters, flood, and umbrella insurance needs.

While availability may be limited to select states and coverage details may vary, the company’s low complaint level and high customer satisfaction make it a compelling choice for individuals seeking comprehensive insurance solutions. Don’t hesitate to explore Republic Lloyds for your insurance needs and protect your valuable assets with confidence.

What You Should Know About Republic Group

Company Contact Information

Related Parent or Child Companies

  • Republic Group (Parent Company)

Financial Ratings

  • A.M. Best Rating: A (Excellent) from ambest.com

Customer Service Ratings

  • Positive customer reviews and high customer satisfaction ratings

Claims Information

  • Claims process details can be found on the company’s website or by contacting their customer service

Company Apps

  • Republic Lloyds offers a user-friendly mobile app for policyholders to manage their accounts, access policy information, make payments, and file claims conveniently on their smartphones. Available for download on both iOS and Android platforms.

Free Auto Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

Republic Group Insurance Coverage Options

Republic Lloyds offers a diverse range of coverage options to meet the insurance needs of their customers. Some of the coverage options provided by Republic Lloyds include:

  • Auto insurance: Republic Lloyds provides coverage for personal vehicles, including liability coverage, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage.
  • Home insurance: Republic Lloyds offers homeowners insurance, which includes coverage for the structure of the home, personal belongings, liability protection, and additional living expenses.
  • Renters insurance: Republic Lloyds offers renters insurance, which provides coverage for personal belongings, liability protection, and additional living expenses for renters.
  • Flood insurance: Republic Lloyds offers flood insurance to protect against flood-related damages to properties in flood-prone areas.
  • Umbrella insurance: Republic Lloyds offers umbrella insurance, which provides additional liability coverage beyond the limits of other policies, such as auto and home insurance.

It’s important to note that coverage options may vary by state and policy type, and it’s recommended to contact Republic Lloyds directly or visit their website for detailed information on coverage options and policy details.

Republic Group Insurance Rates Breakdown

Compare RatesStart Now →

"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>

Driver ProfileRepublic LloydsNational Average
Clean Record$165$119
1+ Ticket$175$147
1+ Accident$185$173
DUI$265$209
Poor Credit$284$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

Compare RatesStart Now →

Republic Group Discounts Available

Compare RatesStart Now →

"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>

DiscountRepublic Lloyds
Anti Theft14%
Good Student9%
Low Mileage13%
Paperless6%
Safe Driver17%
Senior Driver14%

Compare RatesStart Now →

Republic Lloyds offers various discounts to help customers save on their insurance premiums. Some of the discounts available include:

  • Multi-policy discount: Customers who bundle multiple policies, such as auto and home insurance, with Republic Lloyds can qualify for a discount on their premiums.
  • Safe driver discount: Policyholders with a clean driving record and no at-fault accidents or traffic violations may be eligible for a safe driver discount.
  • Home security discount: Customers who have installed qualifying security devices, such as burglar alarms or fire alarms, in their homes may be eligible for a home security discount.
  • Loyalty discount: Policyholders who have been with Republic Lloyds for a certain number of years may be eligible for a loyalty discount.
  • Paid-in-full discount: Customers who choose to pay their annual premium in full upfront may qualify for a paid-in-full discount.

Please note that availability of discounts may vary by state and policy type, and qualification requirements may apply. It’s best to contact Republic Lloyds directly or visit their website for detailed information on discounts and eligibility.

Free Auto Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

How Republic Group Ranks Among Providers

Some potential competitors of Republic Lloyds may include:

  • State Farm: State Farm is a well-known insurance company that offers a wide range of insurance products, including auto, home, renters, and other types of insurance.
  • Allstate: Allstate is another prominent insurance company that offers various insurance products, including auto, home, renters, and umbrella insurance, among others.
  • Geico: Geico is a popular insurance company known for its auto insurance offerings, but also provides other types of insurance, such as home, renters, and umbrella insurance.
  • Progressive: Progressive is a major insurance company that offers a variety of insurance products, including auto, home, renters, and umbrella insurance, with a focus on providing competitive rates and innovative policy options.
  • USAA: USAA is a specialized insurance company that primarily serves military members and their families, offering a range of insurance products, including auto, home, renters, and other insurance options.

Please note that the competitors of Republic Lloyds may vary depending on the region and market conditions, and it’s recommended to conduct thorough research and analysis to accurately identify the main competitors in a specific area or market segment.

Frequently Asked Questions

What types of insurance discounts does Republic Lloyds offer?

Republic Lloyds, a renowned insurance provider, takes pride in its wide array of discounts aimed at maximizing savings for its valued customers. Recognizing the importance of customer satisfaction, they offer a multitude of enticing discounts, ensuring that policyholders can secure comprehensive coverage while keeping their wallets happy.

How can I qualify for discounts with Republic Lloyds?

To qualify for discounts with Republic Lloyds, you may need to meet certain criteria, such as having multiple policies with the company, maintaining a clean driving record, installing anti-theft devices in your vehicle, and other qualifying factors. It’s best to check with Republic Lloyds directly for specific details.

Does Republic Lloyds offer any additional benefits or discounts?

Yes, Republic Lloyds offers additional benefits and discounts to their policyholders. These may include multi-policy discounts, safety features discounts, loyalty rewards, and more. By exploring the available options and discussing your specific circumstances with their representatives, you can find potential cost-saving opportunities and maximize the benefits.

Does Republic Lloyds have a mobile app for policy management?

Yes, Republic Lloyds offers a mobile app that allows customers to manage their policies, view coverage details, pay bills, report claims, and access other policy-related information conveniently on their smartphones. The app is available for download on both iOS and Android platforms.

Does Republic Lloyds have a strong financial foundation?

Yes, Republic Lloyds maintains a strong financial foundation, ensuring their ability to fulfill their commitments to policyholders. As an insurance company, financial stability is crucial, and Republic Lloyds has a solid track record of sound financial management and maintaining reserves to handle claims promptly and efficiently.

Get a FREE Quote in Minutes

Insurance rates change constantly — we help you stay ahead by making it easy to compare top options and save.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate
Farmers InsuranceState FarmLiberty MutualAllstate

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate