Philadelphia American Life Insurance Company: Customer Ratings & Reviews [2024]
Exploring Philadelphia American Life Insurance Company’s comprehensive coverage and customer-centric approach, this article dives into its range of insurance products, competitive pricing, and commitment to safeguarding policyholders' futures against life's uncertainties.
Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Philadelphia American Life Insurance Company
Average Monthly Rate For Good Drivers
$0A.M. Best Rating:
A-Complaint Level:
LowPros
- Offers a wide range of insurance products and services
- Competitive pricing
- Strong financial ratings
- Excellent customer service
Cons
- Limited online quote and application options
- Availability and coverage options may vary by state.
Philadelphia American Life Insurance Company: A Complete Guide” provides an in-depth review of the insurance company’s history, mission, products and services, coverage availability, pricing, discounts, and customer reviews.
The Philadelphia American Life Insurance Company offers a range of insurance products and services, has a low complaint level, and is known for competitive pricing and excellent customer service. However, the company’s online quote and application options are limited, and coverage availability varies by state.
What You Should Know About Philadelphia Insurance Companies
Company contact information:
- Phone: 1-800-444-3333
- Website: https://www.philamerican.com/contact-us/
Related parent or child companies:
- Philadelphia American Life Insurance Company is a subsidiary of New Era Life Insurance Company.
Financial ratings:
- Philadelphia American Life Insurance Company has an A- rating from A.M. Best.
Customer service ratings:
- The Philadelphia American Life Insurance Company is known for excellent customer service.
Claims information:
- No specific claims for Philadelphia American Life Insurance Company.
Company apps:
- The Philadelphia American Life Insurance Company has limited online quote and application options, but does not mention any specific apps.
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Philadelphia Insurance Companies Insurance Coverage Options
Coverage options offered by Philadelphia American Life Insurance Company:
- Life insurance: Philadelphia American Life Insurance Company offers a range of life insurance policies, including term life, whole life, and universal life. Coverage amounts and policy terms may vary.
- Medicare supplement insurance: The company offers a variety of Medicare supplement insurance plans, which can help cover out-of-pocket costs not covered by traditional Medicare.
- Annuities: Philadelphia American Life Insurance Company offers fixed and indexed annuities, which can provide a steady stream of income over time.
- Final expense insurance: This type of policy is designed to cover end-of-life expenses, such as funeral costs and medical bills.
- Long-term care insurance: This type of insurance can help cover the costs of long-term care services, such as nursing home care or in-home care.
- Home insurance: Philadelphia American Life Insurance Company offers homeowners insurance, which can cover property damage, liability, and more.
- Auto insurance: The company also offers auto insurance, which can provide coverage for liability, collision, comprehensive, and other types of coverage.
It’s important to note that specific coverage options may vary depending on the customer’s location and policy type. To learn more about the coverage options available to you, it’s best to speak directly with a representative from Philadelphia American Life Insurance Company.
Philadelphia Insurance Companies Insurance Rates Breakdown
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| Driver Profile | Philadelphia American | National Average |
|---|---|---|
| Clean Record | $105 | $119 |
| 1+ Ticket | $155 | $147 |
| 1+ Accident | $185 | $173 |
| DUI | $230 | $209 |
| Poor Credit | $181 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Philadelphia Insurance Companies Discounts Available
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| Discount | Philadelphia American |
|---|---|
| Anti Theft | 6% |
| Good Student | 11% |
| Low Mileage | 5% |
| Paperless | 3% |
| Safe Driver | 16% |
| Senior Driver | 8% |
Discounts offered by Philadelphia American Life Insurance Company:
- Multi-policy discount: Customers who have more than one policy with Philadelphia American Life Insurance Company may qualify for a discount on their premiums.
- Safe driver discount: Customers with a good driving record may be eligible for a discount on their auto insurance premiums.
- Homeowner discount: Homeowners may qualify for a discount on their insurance premiums when they bundle home and auto policies.
- Group discount: Members of certain organizations, such as alumni associations or professional groups, may be eligible for a group discount on their insurance premiums.
- Loyalty discount: Customers who have been with Philadelphia American Life Insurance Company for a certain number of years may qualify for a loyalty discount.
It’s worth noting that specific discounts and qualifications may vary depending on the customer’s location and type of policy. To find out if you qualify for any discounts, it’s best to speak directly with a representative from Philadelphia American Life Insurance Company.
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How Philadelphia Insurance Companies Ranks Among Providers
These are the main competitors of Philadelphia American Life Insurance Company are likely to include other major life insurance and financial services companies, such as:
- Prudential: Prudential is one of the largest life insurance companies in the United States, offering a range of life insurance, retirement, and investment products and services.
- MetLife: MetLife is another major life insurance company that offers a variety of life insurance, annuity, and retirement products and services.
- State Farm: State Farm is a large insurance and financial services company that offers life insurance, auto insurance, home insurance, and more.
- Allstate: Allstate is another major insurance company that offers a range of products and services, including life insurance, auto insurance, and homeowners insurance.
- Nationwide: Nationwide is a financial services company that offers a range of insurance and investment products, including life insurance, auto insurance, and retirement plans.
These are just a few examples of the many companies that compete with Philadelphia American Life Insurance Company in the insurance and financial services market. It’s worth noting that each company may have different strengths, weaknesses, and offerings, and the best choice for an individual will depend on their specific needs and circumstances.
Read more: Best Auto Insurance Companies in Philadelphia
Philadelphia American Life Insurance Claims Process
Ease of Filing a Claim
Philadelphia American Life Insurance Company offers multiple avenues for filing claims. Policyholders can conveniently file claims through online portals, over the phone, or by using dedicated mobile apps. These options cater to different preferences, ensuring flexibility and accessibility in initiating a claim.
Average Claim Processing Time
The average claim processing time with Philadelphia American Life Insurance Company varies based on the complexity of the claim and the supporting documentation provided. Typically, the company aims to process claims efficiently, striving to provide timely resolutions to policyholders.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback on claim resolutions and payouts with Philadelphia American Life Insurance Company has generally been positive. Policyholders have reported satisfactory experiences with the company’s handling of claims, emphasizing promptness and fairness in settlements. However, individual experiences may vary based on the nature of the claim and specific circumstances.
Philadelphia American Life Insurance Digital Innovations
Mobile App Features and Functionality
Philadelphia American Life Insurance Company offers a user-friendly mobile app equipped with various features. The app allows policyholders to manage their policies, view coverage details, pay premiums, initiate claims, track claim statuses, and access relevant resources. Its intuitive interface enhances user experience and facilitates convenient policy management on-the-go.
Online Account Management Capabilities
The online account management system provided by Philadelphia American Life Insurance Company offers comprehensive functionalities. Policyholders can access their accounts through a secure online portal, enabling them to review policy information, update personal details, make payments, and track the status of claims. This user-friendly platform enhances convenience and accessibility for policy management.
Digital Tools and Resources
Philadelphia American Life Insurance Company provides digital tools and resources to assist policyholders in understanding their coverage, exploring additional insurance options, and accessing educational materials. These resources include informative articles, FAQs, calculators, and guides, empowering policyholders with valuable information to make informed decisions about their insurance needs.
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Frequently Asked Questions
What coverage options does Philadelphia American Life Insurance Company offer?
Philadelphia American Life Insurance Company provides a range of insurance products and services covering various needs. These offerings include life insurance policies, but specific coverage options can vary based on policy types and customers’ locations. For precise information about available coverage, it’s best to directly consult a representative from the company.
How does Philadelphia American Life Insurance Company handle the claims process?
Philadelphia American Life Insurance Company offers multiple avenues for filing claims, ensuring convenience for policyholders. They facilitate claim submissions through online portals, phone calls, and dedicated mobile apps. The average processing time for claims varies based on claim complexity and the submitted documentation. Generally, the company aims for efficient claim resolutions while prioritizing fairness and promptness in settlements.
Are there any digital tools or resources available for policyholders?
Yes, Philadelphia American Life Insurance Company provides user-friendly digital resources to aid policyholders. They offer a mobile app with various features, allowing policy management, premium payments, claims initiation, and resource access. Additionally, an online account management system enables customers to review policy details, update personal information, make payments, and track claim statuses.
What are the notable pros and cons of Philadelphia American Life Insurance Company?
Philadelphia American Life Insurance Company is recognized for competitive pricing, a range of insurance products, and excellent customer service. However, limitations exist, such as restricted online quote and application options and coverage availability variances by state. Prospective policyholders should consider these factors while evaluating their insurance needs and preferences.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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kcall27
Excellent company for your insurance needs