United Fire Lloyds: Customer Ratings & Reviews [2024]

Navigate the insurance landscape with confidence as United Fire Lloyds, backed by a history of exceptional service and competitive pricing, stands ready to protect what matters most to you.

UPDATED: Apr 23, 2024Fact Checked

Dorothea Hudson

Insurance and Finance Writer

Dorothea Hudson has been professionally writing in many spheres since 2013. She has written on entertainment, insurance, finance, travel, technology, AI, renewable energy, crypto, fundraising, and real estate for many websites. Her work has been published for British retailer Marks and Spencer, Kroger Magazine, the Vision Group, and more. Her passions include writing, music, running, travel, te...

Insurance and Finance Writer

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
no image available

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

United Fire Lloyds

Average Monthly Rate For Good Drivers

$96

A.M. Best Rating:

A (Excellent)

Complaint Level:

Low

Pros

  • Competitive pricing for insurance products and services
  • Exceptional customer service
  • Quick and efficient claims process
  • Offers a range of insurance products and services to meet customers’ needs
  • Provides discounts for multi-policy bundling, safe driving, home safety features, and farm safety

Cons

  • Limited availability in only five states (Texas, Oklahoma, Kansas, Nebraska, and South Dakota)
  • No online quotes available, customers must contact customer service to receive a quote.
United Fire Lloyds is a leading insurance company that offers a wide range of insurance products to customers in various states. If you're looking for reliable and affordable insurance coverage, United Fire Lloyds may be the perfect fit for your needs. In this review, we'll take a closer look at the company's history, mission, products and services, pricing, discounts, and customer reviews. By the end of this article, you'll have a better understanding of whether United Fire Lloyds is the right insurance provider for you.

United Fire Lloyds is an insurance company with a long-standing history of providing exceptional services to its customers. The company’s mission is to offer a range of insurance products and services to meet its customers’ needs at competitive prices.

United Fire Lloyds provides a range of insurance products and services, including personal auto insurance, homeowners insurance, farm insurance, and commercial insurance. The company offers discounts for multi-policy bundling, safe driving, home safety features, and farm safety.

United Fire Lloyds has a low complaint level, a rating of A (Excellent) from A.M. Best, and an average annual rate of $1,156 for a 45-year-old male driver with a clean driving record.

Although the company has limited availability in only five states, its exceptional customer service, quick and efficient claims process, and competitive pricing make it a popular choice among its customers.

What You Should Know About United Fire Lloyds

Company Contact Information:

Parent Company:

  • United Fire Group, Inc.

Financial Ratings:

  • A.M. Best Rating: A (Excellent)

Customer Service Ratings:

  • The company is praised for exceptional customer service.

Claims Information:

  • Quick and efficient claims process.

Company Apps:

  • No specific information of any company apps.

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

United Fire Lloyds Insurance Coverage Options

United Fire Lloyds offers a range of insurance products and services to meet the needs of its customers. Here are the coverage options the company offers:

  • Personal Auto Insurance: Provides coverage for cars, trucks, and other personal vehicles, including liability coverage, collision coverage, and comprehensive coverage.
  • Homeowners Insurance: Provides coverage for homes, including the physical structure, personal belongings, and liability coverage.
  • Farm Insurance: Provides coverage for farms, including farm liability insurance, farm property insurance, and farm auto insurance.
  • Commercial Insurance: Provides coverage for businesses, including general liability insurance, commercial property insurance, and workers’ compensation insurance.

It’s important to note that coverage options and availability may vary depending on the state in which you live. It’s recommended to contact the company directly to discuss the specific coverage options available to you.

United Fire Lloyds Insurance Rates Breakdown

Driver ProfileUnited Fire LloydsNational Average
Clean Record$113$119
1+ Ticket$129$147
1+ Accident$158$173
DUI$283$209
Poor Credit$194$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

Compare RatesStart Now →

United Fire Lloyds Discounts Available

DiscountsUnited Fire Lloyds
Anti Theft14%
Good Student11%
Low Mileage17%
Paperless8%
Safe Driver19%
Senior Driver13%

Compare RatesStart Now →

United Fire Lloyds offers a range of discounts to help customers save money on their insurance premiums. Here are the discounts the company offers:

  • Multi-Policy Discount: Customers who bundle two or more policies, such as auto and home insurance, can receive a discount on their premiums.
  • Safe Driving Discount: Customers who maintain a safe driving record over a certain period can receive a discount on their auto insurance premiums.
  • Home Safety Features Discount: Customers who have certain safety features installed in their homes, such as smoke detectors or security systems, can receive a discount on their homeowners insurance premiums.
  • Farm Safety Discount: Customers who take steps to ensure safety on their farms, such as participating in safety training programs, can receive a discount on their farm insurance premiums.

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

How United Fire Lloyds Ranks Among Providers

Some of the main competitors in those regions could include well-known insurance companies such as State Farm, Allstate, Farmers Insurance, and Nationwide. It’s important to note that the insurance industry is highly competitive, and there are numerous companies that offer similar insurance products and services.

Hence, it’s recommended to shop around and compare rates and coverage options from multiple companies before making a decision.

Frequently Asked Questions

What insurance products does United Fire Lloyds offer?

United Fire Lloyds provides a range of insurance solutions, including personal auto insurance, homeowners insurance, farm insurance, and commercial insurance.

How does United Fire Lloyds differentiate itself from other insurance providers?

United Fire Lloyds distinguishes itself through a combination of low complaint levels, an A (Excellent) rating from A.M. Best, and an average annual rate of $1,156 for a 45-year-old male driver with a clean record.

What discounts are available with United Fire Lloyds insurance policies?

United Fire Lloyds offers discounts for multi-policy bundling, safe driving, home safety features, and farm safety.

How does United Fire Lloyds handle customer service and claims?

Known for its exceptional customer service, United Fire Lloyds ensures a quick and efficient claims process, making it a popular choice among its customers.

In which states is United Fire Lloyds available?

While United Fire Lloyds has limited availability in only five states, its competitive pricing and commitment to customer satisfaction make it a preferred option for those seeking reliable insurance coverage.

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

Dorothea Hudson

Insurance and Finance Writer

Dorothea Hudson has been professionally writing in many spheres since 2013. She has written on entertainment, insurance, finance, travel, technology, AI, renewable energy, crypto, fundraising, and real estate for many websites. Her work has been published for British retailer Marks and Spencer, Kroger Magazine, the Vision Group, and more. Her passions include writing, music, running, travel, te...

Insurance and Finance Writer

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

<h3>United Fire Lloyds Monthly Auto Insurance Rates</h3>
<h3>United Fire Lloyds Monthly Auto Insurance Rates</h3>