Old Reliance Insurance Company: Customer Ratings & Reviews [2024]

Old Reliance Insurance Company is an established insurance provider with a long history of offering quality insurance products to its customers. The company has a wide range of insurance options, including auto, home, renters, and life insurance policies.

They have an A.M. Best rating of A (Excellent) and a low complaint level, which is a testament to their dedication to customer satisfaction. In addition, they offer several discounts for safe driving, multiple policies, and loyalty, making their policies affordable for a range of customers.

However, the company’s availability is limited in some states, and some customers have reported slow claims processing. Despite these minor drawbacks, Old Reliance Insurance Company is a reliable choice for those seeking quality insurance coverage.

Old Reliance Insurance Company Insurance Coverage Options

Old Reliance Insurance Company offers a comprehensive array of coverage options to meet diverse insurance needs:

• Auto insurance: Old Reliance Insurance Company offers liability coverage, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage for drivers of cars, trucks, SUVs, and other vehicles.
• Home insurance: This coverage protects homeowners from financial losses due to damages to their homes, personal property, or liability claims.
• Renters insurance: This type of insurance provides coverage for renters, protecting their personal property and providing liability coverage.
• Life insurance: Old Reliance Insurance Company offers several types of life insurance, including term life insurance, whole life insurance, and universal life insurance.
• Business insurance: This coverage protects businesses from financial losses due to property damage, liability claims, or other risks associated with running a business.

This extensive range ensures that customers can find tailored solutions to safeguard various aspects of their lives, from their vehicles and homes to personal well-being and belongings.

Old Reliance Insurance Company Insurance Rates Breakdown

Old Reliance Insurance Company Discounts Available

Old Reliance Insurance Company provides various discounts, making their policies more accessible and affordable for customers. Here is a breakdown of the discounts offered:

• Safe driving discount: This discount is available to drivers who have a clean driving record and have completed a defensive driving course.
• Multiple policies discount: Customers who have more than one policy with Old Reliance Insurance Company, such as both auto and home insurance, can qualify for a discount on their premiums.
• Loyalty discount: This discount is available to customers who have been with the company for a certain number of years and have maintained a good payment history.
• Paid-in-full discount: Customers who choose to pay their annual premium in full rather than in monthly installments can qualify for a discount on their premiums.

These discounts reflect Old Reliance’s commitment to providing value and cost-effective insurance solutions for their customers.

How Old Reliance Insurance Company Ranks Among Providers

Old Reliance Insurance Company faces competition in the insurance market, with notable competitors that customers may consider. Here is a list of some of Old Reliance’s main competitors:

• State Farm: This is one of the largest insurance companies in the United States, offering a wide range of insurance products, including auto, home, and life insurance. State Farm also offers banking and financial services.
• Allstate: Another major insurance company, Allstate offers similar products as Old Reliance Insurance Company, including auto, home, and life insurance. Allstate also offers banking and financial services.
• Progressive: Known for its catchy advertising campaigns, Progressive is a popular insurance company that offers a variety of insurance products, including auto, home, and life insurance. Progressive is also known for its usage-based insurance program, Snapshot, which rewards safe driving habits.
• Geico: Geico is a well-known insurance company that offers auto, home, and other types of insurance. Geico is known for its low rates and user-friendly website and mobile app.
• Nationwide: This company offers a variety of insurance products, including auto, home, and life insurance, as well as pet insurance and other specialty insurance products. Nationwide is known for its strong customer service and financial stability.

Each competitor brings its unique offerings and strengths to the table, providing customers with alternatives to consider based on their specific insurance needs and preferences.