Independence Casualty and Surety Company: Customer Ratings & Reviews [2024]

Independence Casualty and Surety Company is a well-established insurance provider with a solid reputation for offering a range of tailored insurance solutions for individuals and businesses across the United States.

While pricing for their products may vary, the company’s competitive rates and low complaint level make them a viable option for those seeking comprehensive coverage. However, customers may want to compare discount options with other providers, as Independence Casualty and Surety Company’s offerings in this area may be limited.

Overall, the company’s positive customer reviews and nationwide coverage make them a reputable choice for insurance needs.

Independence Casualty and Surety Company Insurance Coverage Options

Independence Casualty and Surety Company offers a range of insurance coverage options to meet the needs of their customers. These options include:

• Auto insurance: This coverage option provides protection against liability, collision, and other types of damages that can occur to your vehicle.
• Homeowners insurance: This option provides protection against property damage, liability, and theft for homeowners.
• Renters insurance: This option provides coverage for renters, protecting against damage to personal belongings and providing liability coverage.
• Umbrella insurance: This option provides additional liability coverage above and beyond what is provided by standard homeowners or auto insurance policies.
• Commercial insurance: This option provides coverage for businesses, protecting against property damage, liability, and other potential risks.
• Surety bonds: This option provides guarantees of performance or financial responsibility for individuals and businesses involved in various industries, such as construction or finance.

Independence Casualty and Surety Company Insurance Rates Breakdown

Independence Casualty and Surety Company Discounts Available

Independence Casualty and Surety Company offers various discounts to their customers, which are outlined below:

• Multi-policy discount: Customers can save money by bundling their home and auto insurance policies with Independence Casualty and Surety Company.
• Safe driver discount: Customers who have a good driving record with no accidents or violations can receive a discount on their auto insurance premiums.
• Anti-theft device discount: Customers who install anti-theft devices in their vehicles may be eligible for a discount on their auto insurance premiums.
• Good student discount: Full-time students under the age of 25 who maintain good grades may be eligible for a discount on their auto insurance premiums.
• Low mileage discount: Customers who drive their vehicles less frequently than the average driver may be eligible for a discount on their auto insurance premiums.
• Senior discount: Customers who are 55 years old or older may be eligible for a discount on their auto insurance premiums.

How Independence Casualty and Surety Company Ranks Among Providers

Independence Casualty and Surety Company operates in a highly competitive industry, with several other insurance providers vying for customers. Some of the main competitors of Independence Casualty and Surety Company include:

• State Farm: As one of the largest insurance providers in the United States, State Farm offers a wide range of coverage options, including auto, homeowners, renters, and life insurance.
• Allstate: Another major insurance provider, Allstate offers similar coverage options to State Farm, with a focus on personalized service and customer support.
• Progressive: Known for their popular advertising campaigns, Progressive is a major player in the auto insurance market, offering coverage options for cars, motorcycles, boats, and more.
• Geico: like Progressive, Geico is a well-known name in the auto insurance industry, offering coverage for drivers of all types of vehicles.
• Nationwide: With a focus on personalized service and a range of coverage options, Nationwide is a popular choice for both personal and commercial insurance needs.

While Independence Casualty and Surety Company faces significant competition from these providers and others, the company’s commitment to customer service, competitive pricing, and quality coverage options help it stand out in a crowded marketplace.