Balboa Insurance Company Review [2024]
Balboa Insurance Company stands as a reliable choice for individuals seeking affordable and customizable insurance options, providing a diverse range of coverage options and discounts across auto, home, renters, and life insurance policies.
Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Balboa Insurance Company
Average Monthly Rate For Good Drivers
$112A.M. Best Rating:
A (Excellent)Complaint Level:
LowPros
- Customizable insurance options
- Multiple discounts available
- Nationwide coverage
Cons
- Limited online resources
- Customer service availability varies by state
- No mobile app for managing policies
Balboa Insurance Company provides affordable and customizable insurance options to protect what matters most to you. With a wide range of coverage options and discounts available, Balboa Insurance offers auto, home, renters, and life insurance policies in multiple states nationwide.
The company has a low complaint level and an A (Excellent) rating from A.M. Best. Balboa Insurance provides various discounts such as safe driver, multi-policy, and good student discounts, among others. However, the company has limited online resources and customer service availability varies by state. Overall, Balboa Insurance is a great option for those looking for a reliable and affordable insurance provider.
What You Should Know About Balboa Insurance Company
Company Contact Information:
- Phone: 1-866-459-1349
- Email: customerservice@balboa.com
- Mailing Address: Balboa Insurance Group, P.O. Box 3199, Cerritos, CA 90703-3199
Related Parent or Child Companies: Balboa Insurance Group is a subsidiary of QBE Insurance Group Limited.
Financial Ratings: A (Excellent) rating from A.M. Best.
Customer Service Ratings: Customer service availability varies by state.
Claims Information: Claims can be filed online or over the phone. Customers can track the status of their claims online or through the Balboa Insurance mobile app.
Company Apps: Balboa Insurance does not have a mobile app for managing policies.
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Balboa Insurance Company Insurance Coverage Options
Balboa Insurance Company is dedicated to safeguarding what matters most to you through a comprehensive array of insurance coverages. Whether it’s your car, home, belongings, or life, Balboa Insurance offers a range of options tailored to your unique needs.
- Auto Insurance: Balboa Insurance provides coverage for your vehicles, ensuring protection on the road against unexpected events.
- Home Insurance: Safeguard your home and possessions with Balboa’s comprehensive home insurance coverage, offering protection against damages and unforeseen circumstances.
- Renters Insurance: Balboa Insurance extends its coverage to renters, ensuring the protection of personal belongings within rented spaces.
- Life Insurance: Balboa offers life insurance policies, providing financial security and peace of mind for your loved ones in the event of unforeseen circumstances.
Customers can customize their policies by choosing the coverage options that fit their specific needs. Balboa Insurance also offers additional features and endorsements, such as roadside assistance and identity theft protection, to enhance the protection provided by their policies.
Balboa Insurance Company Insurance Rates Breakdown
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| Driver Profile | Balboa Insurance Company | National Average |
|---|---|---|
| Clean Record | $125 | $119 |
| 1+ Ticket | $155 | $147 |
| 1+ Accident | $188 | $173 |
| DUI | $225 | $209 |
| Poor Credit | $215 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Balboa Insurance Company Discounts Available
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| Discount | Balboa Insurance Company |
|---|---|
| Anti Theft | 25% |
| Good Student | 15% |
| Low Mileage | 12% |
| Paperless | 10% |
| Safe Driver | 25% |
| Senior Driver | 12% |
Balboa Insurance offers various discounts to help customers save money on their policies. Here is a list of some of the discounts offered by the company:
- Safe Driver Discount: Enjoy savings by maintaining a clean driving record, rewarding your commitment to safe driving habits.
- Multi-Policy Discount: Bundle your insurance policies with Balboa and benefit from additional savings for combining your coverage needs.
- Good Student Discount: Students excelling academically can capitalize on reduced premiums, reflecting Balboa’s commitment to supporting educational achievements.
- Multi-Vehicle Discount: Insure more than one vehicle with Balboa Insurance and receive a discount for securing multiple assets.
- Home and Auto Bundle: Combine your home and auto insurance for added convenience and savings with a bundled policy.
- Claim-Free Discount: Stay claims-free, and Balboa rewards your careful management with discounted insurance rates.
Customers can qualify for these discounts by meeting certain criteria, such as maintaining a clean driving record, bundling multiple policies, being a good student, and more.
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How Balboa Insurance Company Ranks Among Providers
Balboa Insurance operates in a highly competitive market, with several insurance companies vying for customers’ attention. Some of Balboa Insurance’s main competitors include:
- Allstate: A large insurance company offering auto, home, renters, and life insurance policies.
- State Farm: A well-known insurance company providing auto, home, renters, and life insurance policies, as well as banking and financial services.
- Geico: A popular insurance company offering affordable auto, home, renters, and life insurance policies.
- Progressive: A large insurance company providing a wide range of coverage options, including auto, home, renters, and life insurance policies.
- Nationwide: A well-established insurance company offering auto, home, renters, and life insurance policies, as well as banking and financial services.
These companies offer similar coverage options and discounts, and compete with Balboa Insurance for customers seeking affordable and customizable insurance policies.
Frequently Asked Questions
What states does Balboa Insurance operate in?
Balboa Insurance operates in several states across the United States. Customers can check the company’s website or contact customer service to confirm if coverage is available in their state.
How can I file a claim with Balboa Insurance?
Customers can file a claim online or by phone. To file a claim online, visit the Balboa Insurance website and follow the instructions. To file a claim by phone, call the company’s customer service hotline.
What types of discounts does Balboa Insurance offer?
Balboa Insurance offers a range of discounts, including safe driver discounts, multi-policy discounts, good student discounts, and more. Customers can contact the company or visit their website to learn more about available discounts.
Does Balboa Insurance offer roadside assistance?
Yes, Balboa Insurance offers roadside assistance as an optional add-on to their auto insurance policies. Customers can add this feature to their policy for an additional cost.
Can I manage my policy through the Balboa Insurance mobile app?
Balboa Insurance does not currently have a mobile app for managing policies. However, customers can access their policy information and track their claims status through the company’s website.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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