California Capital Insurance Company: Customer Ratings & Reviews [2024]

California Capital Insurance Company, a seasoned player in the insurance arena, stands ready to guide businesses through a diverse range of insurance solutions, offering reliability, competitive pricing, and a steadfast commitment to personalized service.

UPDATED: Apr 23, 2024Fact Checked

Laura Gunn

Insurance and Finance Writer

Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare.  Her experience in various industries has helped develop both her ...

Insurance and Finance Writer

Diego Anderson

Licensed Real Estate Agent

Diego Anderson is a Real Estate Agent based in the Bay Area of California. Having received his Real Estate License at the age of 18, he wasted no time learning the ins and outs of the industry. With a focus on residential dual agency, he has a passion for supporting and educating families on their home buying and selling decisions. He is no stranger to new builds and new developments. He also r...

Licensed Real Estate Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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California Capital Insurance Company

Average Monthly Rate For Good Drivers

N/A

A.M. Best Rating:

A- (Excellent)

Complaint Level:

Low

Pros

  • Wide range of insurance coverage options
  • Availability of customer ratings and reviews
  • Operates specifically in California
  • Potential for competitive pricing and discounts

Cons

  • Individual experiences may vary
  • Limited geographical coverage
  • Customer service quality and responsiveness may vary
  • Factors such as premium rates, claims processing, and coverage options may not meet the specific needs and expectations of all customers
When it comes to protecting your business and property, you need an insurance company that you can trust. California Capital Insurance Company is a top-rated insurance provider that has been serving businesses across the United States for over 20 years. With a wide range of insurance products and exceptional customer service, California Capital Insurance Company has become a go-to choice for businesses looking for comprehensive and affordable insurance coverage.

California Capital Insurance Company is a top-rated insurance provider that has been serving businesses across the United States for over 20 years. The company offers a wide range of insurance products, including General Liability Insurance, Workers’ Compensation Insurance, Commercial Auto Insurance, Commercial Property Insurance, and Umbrella Insurance.

With its mission to provide personalized service, competitive pricing, and innovative solutions to meet the unique needs of businesses of all sizes, California Capital Insurance Company has become a go-to choice for businesses looking for comprehensive and affordable insurance coverage.

The company has a low complaint level and has received mostly positive reviews from customers, with many appreciating its excellent customer service, competitive pricing, and quick claims processing. Some customers have noted that the company’s website can be difficult to navigate.

What You Should Know About California Capital Insurance Company

Company Contact Information:

  • Website: https://www.calcaps.com/
  • Phone: 1-800-986-9974
  • Email: info@calcaps.com
  • Mailing Address: 2300 Contra Costa Blvd., Suite 600, Pleasant Hill, CA 94523

Parent or Child Companies: California Capital Insurance Company is a subsidiary of Pacific Compensation Insurance Company.

Financial Ratings: California Capital Insurance Company has an A- (Excellent) rating from A.M. Best, a leading credit rating agency that specializes in the insurance industry.

Customer Service Ratings: California Capital Insurance Company is known for its exceptional customer service. The company has received mostly positive reviews from customers, with many appreciating its responsiveness and helpfulness.

Claims Information: California Capital Insurance Company offers quick claims processing and has a reputation for making the claims process as straightforward and stress-free as possible. Customers can file a claim online or by calling the company’s claims hotline.

Company Apps: California Capital Insurance Company does not currently offer a mobile app for its customers.

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California Capital Insurance Company Insurance Coverage Options

California Capital Insurance Company offers a wide range of insurance products to meet the needs of businesses of all sizes and industries.

Here are some of the coverage options offered by California Capital Insurance Company:

  • General Liability Insurance: This coverage protects businesses against claims of bodily injury, property damage, and advertising injury.
  • Workers’ Compensation Insurance: This coverage provides benefits to employees who are injured or become ill as a result of their job.
  • Commercial Auto Insurance: This coverage protects businesses against claims of bodily injury or property damage caused by their vehicles.
  • Commercial Property Insurance: This coverage protects businesses against loss or damage to their property, including buildings, equipment, and inventory.
  • Umbrella Insurance: This coverage provides additional liability protection beyond the limits of other insurance policies.
  • Cyber Liability Insurance: This coverage protects businesses against cyber attacks, data breaches, and other cyber-related risks.
  • Directors and Officers Liability Insurance: This coverage protects businesses against claims of wrongful acts by directors and officers.
  • Employment Practices Liability Insurance: This coverage protects businesses against claims of discrimination, harassment, wrongful termination, and other employment-related claims.
  • Professional Liability Insurance: This coverage protects businesses against claims of professional negligence, errors, or omissions.

California Capital Insurance Company Insurance Rates Breakdown

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Driver ProfileCalifornia Capital InsuranceNational Average
Clean Record$163$119
1+ Ticket$208$147
1+ Accident$283$173
DUI$367$209
Poor Credit$280$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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California Capital Insurance Company Discounts Available

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DiscountsCalifornia Capital Insurance Company
Anti Theft14%
Good Student16%
Low Mileage12%
Paperless5%
Safe Driver16%
Senior Driver12%

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California Capital Insurance Company offers various discounts to help businesses save money on their insurance premiums. These discounts are designed to reward businesses for being responsible and taking measures to reduce their risk.

Here are some of the discounts offered by California Capital Insurance Company:

  • Bundle Discount: Businesses that bundle multiple insurance policies with California Capital Insurance Company can qualify for a bundle discount, which can save them money on their premiums.
  • Safety Program Discount: Businesses that implement a safety program to reduce the risk of accidents and injuries can qualify for a safety program discount.
  • Claims-Free Discount: Businesses that have not filed a claim in a certain period can qualify for a claims-free discount.
  • Early Quote Discount: Businesses that request a quote from California Capital Insurance Company in advance can qualify for an early quote discount.
  • Payment Discount: Businesses that pay their insurance premiums in full or on time can qualify for a payment discount.
  • Group Discount: Businesses that are part of a group or association can qualify for a group discount.

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How California Capital Insurance Company Ranks Among Providers

California Capital Insurance Company operates in a highly competitive market, and there are many other insurance companies that offer similar products and services.

Some of California Capital Insurance Company’s main competitors include:

  • The Hartford: The Hartford is a leading provider of insurance products and services for businesses of all sizes. The company offers a wide range of coverage options, including general liability, workers’ compensation, and commercial property insurance.
  • Travelers Insurance: Travelers Insurance is another major player in the commercial insurance market. The company offers a variety of coverage options, including general liability, commercial auto, and cyber liability insurance.
  • Nationwide: Nationwide is a large insurance company that offers a range of insurance products and services for businesses. The company’s offerings include general liability, workers’ compensation, and commercial property insurance.
  • Liberty Mutual: Liberty Mutual is one of the largest insurance companies in the world and offers a range of insurance products and services for businesses of all sizes. The company’s offerings include general liability, commercial auto, and workers’ compensation insurance.
  • CNA Insurance: CNA Insurance is a leading provider of insurance products and services for businesses. The company offers a variety of coverage options, including general liability, workers’ compensation, and cyber liability insurance.

These companies and others compete with California Capital Insurance Company in terms of product offerings, pricing, customer service, and reputation.

Frequently Asked Questions

What is California Capital Insurance Company?

California Capital Insurance Company is an insurance provider operating in the state of California. They offer various types of insurance coverage, including auto, home, renters, and business insurance.

Where can I find customer ratings and reviews for California Capital Insurance Company?

Customer ratings and reviews for California Capital Insurance Company can be found on popular review websites such as Yelp, Google Reviews, and the Better Business Bureau (BBB).

How can I contact California Capital Insurance Company?

To contact California Capital Insurance Company, you can visit their website and find their contact information, including phone numbers and email addresses. Additionally, you may be able to reach out to them through their social media accounts or visit one of their local offices if available.

Are there any discounts or savings opportunities offered by California Capital Insurance Company?

California Capital Insurance Company may provide discounts and savings opportunities to their customers. These can vary depending on the type of insurance and eligibility criteria. It is advisable to inquire directly with the company or speak to an insurance agent to explore any available discounts.

How can I cancel my policy with California Capital Insurance Company?

To cancel your policy with California Capital Insurance Company, you will typically need to contact their customer service department. They will guide you through the cancellation process, which may involve submitting a written request or completing specific forms.

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Laura Gunn

Insurance and Finance Writer

Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare.  Her experience in various industries has helped develop both her ...

Insurance and Finance Writer

Diego Anderson

Licensed Real Estate Agent

Diego Anderson is a Real Estate Agent based in the Bay Area of California. Having received his Real Estate License at the age of 18, he wasted no time learning the ins and outs of the industry. With a focus on residential dual agency, he has a passion for supporting and educating families on their home buying and selling decisions. He is no stranger to new builds and new developments. He also r...

Licensed Real Estate Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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