American Automobile Insurance Company Review [2024]
American Automobile Insurance Company operates as a national coverage provider, enabling individuals to evaluate auto insurance rates across different states.
Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automatio...
Insurance Operations Specialist
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
American Automobile Insurance Company
Average Monthly Rate For Good Drivers
N/AA.M. Best Rating:
N/AComplaint Level:
LowPros
- Provides auto insurance coverage nationwide
- Part of a larger corporation with strong financial backing
- Offers specialty insurance options for businesses, worker’s compensation, and more
Cons
- Difficult to pinpoint exact auto insurance rates
- Not affiliated with any one insurance provider, so cannot guarantee quotes from any single provider
- Limited information available on the company’s website
American Automobile Insurance Company Corp. is a subsidiary of Allianz of America, Inc. You can get American Automobile Ins Co auto insurance in all states. However, it may be difficult to pinpoint how much you’ll pay for auto insurance rates. Read through this guide to learn about the average cost of American auto insurance and get a full American Automobile Insurance Company Review.
You may not be able to get an American Automobile Insurance Company quote from Allianz, but you can get a few from us. Just enter your ZIP above to start comparing auto insurance companies in your local area!
American Automobile Insurance Company Insurance Coverage Options
Allianz of America, Inc. is part of an international corporation called Allianz SE, which has €1.011 trillion in total assets. The company’s strength is providing specialty insurance for airplanes, boats, businesses, worker’s compensation, health, and home.
Read more:
Can you get American Automobile Insurance Company worker’s comp? It’s possible. American Car Insurance Company and the Fireman’s Fund Insurance Company Corp. are all connected to the same company so that agents may link you to Allianz SE services.
Contact American Car Insurance Company’s customer service at 1-888-466-7883 to ask about additional insurance services. If you can’t access American Automobile Insurance Company’s phone number, go to its website at https://www.agcs.allianz.com/footer/contact-us.html.
Find out which companies in your local area offer the best insurance products. Enter your ZIP code to compare insurance rates from companies right now!
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
American Automobile Insurance Company Insurance Rates Breakdown
| Driver Profile | American Automobile | National Average |
|---|---|---|
| Clean Record | $120 | $119 |
| 1+ Ticket | $150 | $147 |
| 1+ Accident | $180 | $173 |
| DUI | $250 | $209 |
| Poor Credit | $206 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
American Automobile Insurance Company Corp. is one of many subsidiaries of Allianz of America, Inc. Grabbing an American auto insurance quote will be different for each subsidiary even though the companies are under one bigger corporation.
The National Association of Insurance Commissioners (NAIC) provides an annual report listing the average auto insurance rates in the United States by state Here’s a list of full coverage auto insurance rates for each state.
Average Annual Full Coverage Rates
| States | Average Annual Full Coverage Rates |
|---|---|
| Alabama | $898 |
| Alaska | $1,069 |
| Arizona | $1,013 |
| Arkansas | $937 |
| California | $1,004 |
| Colorado | $1,017 |
| Connecticut | $1,191 |
| Delaware | $1,248 |
| District of Columbia | $1,364 |
| Florida | $1,293 |
| Georgia | $1,097 |
| Hawaii | $878 |
| Idaho | $708 |
| Illinois | $895 |
| Indiana | $767 |
| Iowa | $721 |
| Kansas | $873 |
| Kentucky | $956 |
| Louisiana | $1,451 |
| Maine | $721 |
| Maryland | $1,145 |
| Massachusetts | $1,141 |
| Michigan | $1,388 |
| Minnesota | $881 |
| Mississippi | $1,010 |
| Missouri | $897 |
| Montana | $891 |
| Nebraska | $846 |
| Nevada | $1,139 |
| New Hampshire | $816 |
| New Jersey | $1,405 |
| New Mexico | $964 |
| New York | $1,384 |
| North Carolina | $781 |
| North Dakota | $782 |
| Ohio | $800 |
| Oklahoma | $1,014 |
| Oregon | $932 |
| Pennsylvania | $986 |
| Rhode Island | $1,337 |
| South Carolina | $1,005 |
| South Dakota | $785 |
| Tennessee | $889 |
| Texas | $1,137 |
| Utah | $891 |
| Vermont | $791 |
| Virginia | $859 |
| Washington | $985 |
| West Virginia | $1,045 |
| Wisconsin | $747 |
| Wyoming | $871 |
| Countrywide | $1,030 |
Read more:
Why include each state in this review?
American Automobile Insurance Company’s NAIC code is 21849. The code reveals American Automobile Insurance Company’s parent company, how much the company earns, and the company’s total assets.
Although some American Automobile Insurance Companies offices are located in California and Florida, its corporate offices are located in Chicago.
Compare insurance companies in your local area by entering your ZIP code in the FREE comparison tool!
Lowering Auto Insurance Rates
The best way to lower your auto insurance rates is through discounts. Auto insurance companies will give you a discount if you have a clean driving record and a vehicle with safety and anti-theft features. The biggest savings comes in when your credit score is excellent or good.
According to the Federal Trade Commission, consumers with excellent or good credit can receive lower auto insurance rates because they’re less likely to file a claim.
You can also save money through bundling insurance services. Watch this video on how you can save money through bundling insurance policies.
Think about the savings for any business. They will receive a significant reduction in prices if they bundle insurance services with the same company.
It’s not too late to compare insurance companies! Just enter your ZIP code in the FREE comparison tool to start comparing quotes from companies in your local area!
American Automobile Insurance Company Discounts Available
| Discount | American Automobile |
|---|---|
| Anti Theft | 12% |
| Good Student | 9% |
| Low Mileage | 17% |
| Paperless | 4% |
| Safe Driver | 20% |
| Senior Driver | 3% |
American Automobile Insurance Company offers various discounts designed to help policyholders save on their auto insurance premiums. These discounts are tailored to reward safe driving habits, prudent financial management, and investments in safety features. Here are some of the key discounts available:
- Safe Driver Discounts: Policyholders with a clean driving record can benefit from reduced rates as a reward for maintaining safe driving habits.
- Vehicle Safety Features: Vehicles equipped with safety and anti-theft features qualify for discounted premiums, encouraging the adoption of safer vehicles.
- Credit Score Benefits: Individuals with excellent or good credit scores can enjoy lower insurance rates, reflecting their lower likelihood of filing claims.
- Bundling Services: Policyholders can save significantly by bundling multiple insurance services with American Automobile Insurance Company, encouraging comprehensive coverage with added savings.
These discounts not only aim to reduce insurance costs but also promote responsible driving behavior and financial prudence. Contact American Automobile Insurance Company to explore how these discounts could apply to your policy and start saving on your auto insurance today.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
How American Automobile Insurance Company Ranks Among Providers
American Automobile Insurance Company holds a competitive stance in the insurance market, distinguished by several key aspects that set it apart from other providers:
- Coverage Flexibility: The company offers a wide array of insurance options, including specialty coverage for airplanes, boats, businesses, worker’s compensation, health, and home. This diversity showcases its ability to cater to various insurance needs, providing comprehensive solutions.
- Connection to Allianz SE: As a subsidiary of Allianz of America, Inc., American Automobile Insurance Company benefits from its affiliation with Allianz SE, a global corporation with substantial assets totaling €1.011 trillion. This affiliation emphasizes the company’s stability and its capability to deliver robust insurance services.
- NAIC Standing: Identified under NAIC code 21849, the company’s financial transparency is evident. This code reveals key information about the company’s earnings, total assets, and parent company, reflecting a strong financial foundation.
- Customer Service Accessibility: The company prioritizes accessibility, offering customer service via phone at 1-888-466-7883 and through their website. This facilitates inquiries and supports clients in understanding and accessing insurance services promptly.
American Automobile Insurance Company’s commitment to diverse coverage options, financial stability, and accessible customer service positions it as a reliable and comprehensive choice in the insurance landscape. The company stands out for its robust coverage options and commitment to customer support, making it a competitive player among insurance providers.
Frequently Asked Questions
What is American Automobile Insurance Company?
American Automobile Insurance Company is a subsidiary of Allianz of America, Inc. that offers auto insurance coverage across the United States.
How can I lower my auto insurance rates?
You can reduce your auto insurance rates by maintaining a clean driving record, ensuring your vehicle has safety features, having excellent or good credit, and bundling insurance services with the same provider.
Can I find customer ratings and reviews for American Automobile Insurance Company?
Yes, you can explore their website for testimonials or customer review sections. Additionally, third-party review websites and online forums can provide insights from other policyholders.
Can I receive an American Automobile Insurance Company quote from Allianz?
While it might not be possible to get a quote directly from Allianz, you can obtain quotes from other insurance providers.
Are customer ratings and reviews crucial when selecting an insurance company?
Yes, customer ratings and reviews can be essential in evaluating an insurance company’s customer service, claims handling, policy options, and overall satisfaction levels, aiding in making an informed decision.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automatio...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
