Unigard Insurance Company: Customer Ratings & Reviews [2025]

Explore the comprehensive landscape of Unigard Insurance – a provider offering tailored coverage options across auto, homeowners, renters, business, and umbrella insurance, ensuring your protection in every aspect of life.

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Angie Watts

Licensed Real Estate Agent

Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...

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Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications.  As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...

Reviewed by
Ty Stewart

Updated April 2024

Unigard Insurance Company is a regional insurance provider that offers a range of insurance products, including auto insurance, homeowners insurance, renters insurance, business insurance, and umbrella insurance. Founded in 1901, the company is headquartered in Bellevue, Washington, and primarily operates in the Pacific Northwest region of the United States.

Unigard Insurance Company sets itself apart by offering personalized service and customized insurance options to meet the unique needs of its customers. While the company has received mixed reviews for its customer service, it has an A- (Excellent) rating from A.M. Best, indicating strong financial stability and an ability to meet its obligations to policyholders.

Unigard Insurance Company offers several discounts, including multi-policy, safe driver, good student, home security system, and business experience discounts, and customers can file claims by calling the company’s claims hotline or filing online through the company’s website.

What You Should Know About Unigard Insurance Company

Company Contact Information

  • Phone: 800-777-0078
  • Email: info@unigard.com
  • Mailing Address: P.O. Box 690, Seattle, WA 98111

Related Parent or Child Companies:

  • Unigard Insurance Company is a subsidiary of QBE Insurance Group Limited.

Financial Ratings:

  • Unigard Insurance Company has an A (Excellent) rating from A.M. Best, indicating its strong financial stability and ability to meet its obligations to policyholders.

Customer Service Ratings:

  • Unigard Insurance Company has a strong reputation for exceptional customer service, with a high level of customer satisfaction and few complaints.

Claims Information:

  • Unigard Insurance Company offers a streamlined claims process, with 24/7 claims reporting available online or by phone. The company also assigns a dedicated claims adjuster to each claim to ensure personalized attention and prompt resolution.

Company Apps:

  • Unigard Insurance Company offers a mobile app that allows customers to access their policy information, make payments, report claims, and contact customer service. The app is available for download on both iOS and Android devices.

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Unigard Insurance Company Insurance Coverage Options

Unigard Insurance Company offers a range of insurance products to meet the diverse needs of its customers. Here are the coverage options offered by the company:

  • Auto insurance: Unigard Insurance Company provides liability, collision, comprehensive, personal injury protection, and uninsured/underinsured motorist coverage.
  • Homeowners insurance: The company’s homeowners insurance policies offer protection for your home, personal property, liability, and additional living expenses.
  • Renters insurance: Unigard Insurance Company’s renters insurance policies provide coverage for personal property, liability, and additional living expenses.
  • Business insurance: The company offers a variety of business insurance options, including general liability, commercial property, workers’ compensation, and commercial auto insurance.
  • Umbrella insurance: Unigard Insurance Company’s umbrella insurance provides additional liability coverage to protect against unexpected lawsuits or damages that exceed your existing policy limits.

These coverage options can be customized to fit the unique needs of each customer, allowing them to choose the coverage amounts and deductibles that work best for their budget and lifestyle.

Unigard Insurance Company Insurance Rates Breakdown

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Driver ProfileUnigardNational Average
Clean Record$75$119
1+ Ticket$117$147
1+ Accident$142$173
DUI$150$209
Poor Credit$129$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Unigard Insurance Company Discounts Available

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DiscountsUnigard
Anti Theft10%
Good Student18%
Low Mileage13%
Paperless10%
Safe Driver20%
Senior Driver13%

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Unigard Insurance Company offers several discounts to help customers save on their insurance premiums. Here are the discounts currently available:

  • Multi-policy discount: Customers can save up to 25% by bundling their home and auto insurance policies with Unigard Insurance Company.
  • Safe driver discount: Drivers who maintain a clean driving record for a certain number of years are eligible for a safe driver discount.
  • Good student discount: Full-time high school or college students who maintain a certain grade point average are eligible for a discount.
  • Home security system discount: Homeowners who install qualifying security systems may be eligible for a discount on their homeowners insurance premiums.
  • Business experience discount: Business owners who have been in business for a certain number of years may be eligible for a discount on their commercial insurance premiums.

These discounts can help customers save significantly on their insurance premiums and are a testament to Unigard Insurance Company’s commitment to offering affordable insurance options to its customers.

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How Unigard Insurance Company Ranks Among Providers

Unigard Insurance Company primarily competes with other insurance providers in the Pacific Northwest region of the United States. Some of its main competitors include:

  • Safeco: A subsidiary of Liberty Mutual, Safeco offers a range of insurance products, including auto, home, and renters insurance.
  • PEMCO: Based in Seattle, PEMCO specializes in providing insurance to residents of the Pacific Northwest and offers a range of insurance products, including auto, home, and renters insurance.
  • Farmers Insurance: A national insurance company, Farmers Insurance offers a range of insurance products, including auto, home, and business insurance.
  • Allstate: Another national insurance company, Allstate offers a variety of insurance products, including auto, home, and renters insurance.

While Unigard Insurance Company may face stiff competition from these and other insurance providers, it sets itself apart by offering personalized service and customized insurance options to meet the unique needs of its customers.

Frequently Asked Questions

What is Unigard Insurance?

Unigard Insurance is an insurance company that offers a variety of insurance products to individuals, families, and businesses. They provide coverage for personal insurance needs, such as auto, home, and umbrella insurance, as well as commercial insurance solutions for businesses.

How does Unigard Insurance differentiate itself in the insurance market?

Unigard Insurance sets itself apart by offering personalized service and customized insurance options to meet the unique needs of its customers. Despite mixed reviews on customer service, it maintains an A- (Excellent) rating from A.M. Best, indicating strong financial stability.

What types of insurance does Unigard Insurance Company offer?

Unigard Insurance Company offers a range of insurance products, including auto insurance, homeowners insurance, renters insurance, business insurance, and umbrella insurance.

How does Unigard handle claims and customer service?

Unigard Insurance Company provides a streamlined claims process, with 24/7 claims reporting available online or by phone. The company assigns a dedicated claims adjuster to each claim to ensure personalized attention and prompt resolution. The company also offers a mobile app for policy management and customer service.

What are the discounts available with Unigard Insurance?

Unigard Insurance Company offers several discounts to help customers save on their insurance premiums. These include multi-policy, safe driver, good student, home security system, and business experience discounts.

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