Allied World Assurance Company (U.S) Inc. Review (2024)
Experience the reassurance of Allied World Assurance Company (U.S.) Inc., a stalwart in the insurance domain, offering a diverse array of coverage options meticulously tailored to individual needs.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Allied World Assurance Company (U.S.) Inc.
Average Monthly Rate For Good Drivers
$100A.M. Best Rating:
A (Excellent)Complaint Level:
LowPros
- Comprehensive Range of Insurance Offerings
- Customer-Centric Approach
- Strong Financial Security Provided
- Efficient Claims Process
- Positive Customer Reviews
Cons
- Limited Availability in Some Regions
- Specialty Insurance May Have Specific Eligibility Criteria
- Premiums Might Be Higher for Specialty Coverage
Discover the security and peace of mind that comes with Allied World Assurance Company (U.S.) Inc. A trusted name in the insurance realm, they provide a comprehensive range of coverage options tailored to various needs.
From health and property insurance, safeguarding your well-being and assets, to auto and liability insurance, ensuring protection against unforeseen events, Allied World’s offerings are as diverse as they are reliable. With a customer-centric approach, they prioritize understanding individual requirements, backed by efficient claims processing and positive customer reviews.
Allied World’s specialty insurance serves unique industries, reflecting their commitment to tailored solutions. In a world filled with uncertainties, Allied World stands as a beacon of security, offering a safety net for what matters most.
Read more: Allied Property & Casualty Insurance Company
What You Should Know About Allied World Assurance Company (U.S.) Inc.
Delve into the world of insurance with Allied World Assurance Company (U.S.) Inc., a standout player renowned for its unwavering commitment to safeguarding individuals and businesses alike.
Offering a diverse spectrum of coverage options, from health to specialty insurance, Allied World stands as a beacon of reliability, distinguishing itself through a customer-centric approach, streamlined claims processing, and a resounding chorus of positive feedback from satisfied policyholders.
In a landscape teeming with uncertainty, Allied World’s comprehensive solutions extend across health, property, auto, and liability insurance, providing a safety net for life’s unexpected twists.
This article unfolds the multifaceted offerings of Allied World Assurance Company (U.S.) Inc., shedding light on their personalized strategies, competitive advantages, and the peace of mind they bring to those navigating the intricate realm of insurance.
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Allied World Assurance Company (U.S.) Inc. Insurance Coverage Options
Allied World Assurance Company (U.S.) Inc. provides a wide array of coverage options to suit various needs and protect against life’s uncertainties. With their comprehensive and customizable policies, individuals and businesses can find the security they seek.
Here are the coverage options offered by Allied World:
Auto Insurance Coverage:
- Liability Coverage
- Collision Coverage
- Comprehensive Coverage
- Personal Injury Protection (PIP)
- Uninsured/Underinsured Motorist Coverage
- Roadside Assistance
Home Insurance Coverage:
- Dwelling Protection
- Personal Property Coverage
- Liability Coverage
- Additional Living Expenses Coverage
- Other Structures Coverage
- Loss of Use Coverage
Health Insurance Coverage:
- Medical Expenses Coverage
- Hospitalization Coverage
- Prescription Drug Coverage
- Preventive Care Coverage
- Specialist Visits Coverage
- Emergency Medical Evacuation Coverage
Business Insurance Coverage:
- Property Coverage
- General Liability Coverage
- Professional Liability Coverage
- Business Interruption Coverage
- Workers’ Compensation Coverage
- Cyber Liability Coverage
Travel Insurance Coverage:
- Trip Cancellation Coverage
- Travel Medical Insurance
- Baggage Loss/Delay Coverage
- Emergency Medical Evacuation Coverage
- Trip Delay Coverage
- Accidental Death and Dismemberment Coverage
Life Insurance Coverage:
- Term Life Insurance
- Whole Life Insurance
- Universal Life Insurance
- Survivorship Life Insurance
- Accidental Death Benefit Coverage
- Living Benefits Coverage
Specialty Lines Coverage:
- Environmental Liability Coverage
- Professional Indemnity Coverage
- Directors and Officers (D&O) Liability Coverage
- Marine Insurance Coverage
- Aviation Insurance Coverage
- Product Liability Coverage
These coverage options reflect Allied World’s commitment to addressing a diverse range of risks and providing tailored solutions. Whether it’s safeguarding your vehicle, home, health, business, travels, or future, Allied World’s coverage options are designed to offer the protection and peace of mind you deserve.
Read more:
- Allied Property & Casualty Insurance Company Review
- Allied World Insurance Company Review
- Allied World National Assurance Company Review
- Allied World Specialty Insurance Company Review
Allied World Assurance Company (U.S.) Inc. Insurance Rates Breakdown
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Driver Profile | Allied World | National Average |
---|---|---|
Clean Record | $100 | $119 |
1+ Ticket | $130 | $147 |
1+ Accident | $150 | $173 |
DUI | $180 | $209 |
Poor Credit | $172 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Allied World Assurance Company (U.S.) Inc. Discounts Available
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Discount | Allied World Assurance |
---|---|
Anti Theft | 10% |
Good Student | 15% |
Low Mileage | 11% |
Paperless | 7% |
Safe Driver | 16% |
Senior Driver | 12% |
Allied World Assurance Company (U.S.) Inc. values its customers and strives to make insurance coverage more accessible and affordable. To further enhance the value they provide, they offer a range of discounts that can help policyholders save on their premiums.
Here are some of the discounts offered by Allied World:
- Multi-Policy Discount: Combine multiple insurance policies with Allied World to enjoy a discount on your premiums. Bundling your coverage can lead to significant savings.
- Safe Driver Discount: Maintain a clean driving record without accidents or violations, and you could qualify for a safe driver discount on your auto insurance.
- Home Security Discount: Install security systems such as burglar alarms, fire alarms, or home monitoring systems to receive a discount on your home insurance premium.
- Good Student Discount: Students who excel in their studies can benefit from a good student discount on auto insurance premiums. This encourages academic achievement while reducing insurance costs.
- Claims-Free Discount: If you haven’t filed any claims within a specified period, you might be eligible for a claims-free discount, rewarding your responsible behavior.
- Loyalty Discount: Being a loyal Allied World customer has its perks. The longer you’ve been with the company, the more you could save on your premiums.
- Safe Home Discount: Homes equipped with safety features like smoke detectors, fire extinguishers, and sturdy locks can qualify for a safe home discount on their insurance.
- Group Affiliation Discount: If you’re a member of certain professional groups, associations, or organizations, you could be entitled to exclusive discounts on your insurance coverage.
- Multi-Vehicle Discount: Insure multiple vehicles under the same policy with Allied World and enjoy a discount for covering them together.
- Renewal Discount: Renewing your policy with Allied World demonstrates your commitment. As a token of appreciation, they offer renewal discounts to policyholders.
- Full Payment Discount: Opting to pay your premium in full upfront can lead to a discount, rewarding your immediate payment and commitment.
- Senior Citizen Discount: Senior citizens can enjoy additional savings on their insurance premiums as a recognition of their experience and responsible behavior.
These discounts exemplify Allied World’s dedication to providing not only comprehensive coverage but also cost-effective solutions for their policyholders. It’s important to inquire with an Allied World representative to learn more about the specific discounts you may qualify for based on your unique circumstances and needs.
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How Allied World Assurance Company (U.S.) Inc. Ranks Among Providers
In the competitive landscape of the insurance industry, Allied World Assurance Company (U.S.) Inc. faces competition from several prominent companies that offer similar insurance solutions. These competitors strive to capture market share and provide diverse coverage options to individuals and businesses.
Here are some of Allied World’s main competitors:
- Chubb Limited: Chubb is a global insurance powerhouse known for its wide range of insurance products, including property and casualty, personal lines, and specialty lines coverage. Chubb’s reputation for excellent customer service and comprehensive coverage options places it among the top competitors in the industry.
- AIG (American International Group): AIG is a multinational insurance corporation offering a vast array of insurance solutions, including property, casualty, life, and retirement coverage. With a global presence and a strong focus on risk management, AIG is a significant player in the insurance market.
- Travelers Companies, Inc.: Travelers is a well-established insurance company known for its coverage offerings in auto, home, and business insurance. Its commitment to innovation and technology-driven solutions has allowed it to remain competitive and adapt to changing customer needs.
- Allianz SE: Allianz is a global financial services company with a strong presence in insurance and asset management. It provides a comprehensive suite of insurance products, including life, health, property, and casualty coverage, serving a diverse international customer base.
- Liberty Mutual Insurance Group: Liberty Mutual offers a range of insurance solutions, including auto, home, renters, and commercial coverage. With a focus on customer-centric approaches and digital innovations, Liberty Mutual competes effectively in the insurance market.
- Zurich Insurance Group: Zurich is a leading multi-line insurer that offers a variety of insurance products, including property, casualty, life, and specialty coverage. Its global reach and emphasis on risk management contribute to its competitive positioning.
- Hartford Financial Services Group: Hartford specializes in property and casualty insurance, providing coverage for individuals, businesses, and employees. Its commitment to customer service and tailored coverage options positions it as a strong competitor.
- Nationwide Mutual Insurance Company: Nationwide offers a wide range of insurance and financial products, including auto, home, life, and pet insurance. Its customer-focused approach and diversified offerings contribute to its competitiveness.
- Progressive Corporation: Progressive is a notable auto insurance provider known for its innovative approach to pricing and coverage. Its usage-based insurance options and technology-driven solutions have helped it compete effectively.
- Aon plc: Aon is a global professional services firm that offers a range of insurance and risk management solutions. Its expertise in risk assessment and consulting services makes it a significant competitor in the insurance industry.
These competitors, along with others in the market, contribute to the dynamic and competitive landscape that Allied World Assurance Company (U.S.) Inc. navigates. The competition drives continuous innovation, diverse coverage options, and a focus on customer satisfaction across the insurance industry.
Read more:
- Allianz Global Risks Us Insurance Company Review
- Allied World Surplus Lines Insurance Company Review
Allied World Assurance Company (U.S.) Inc. Claims Process
Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)
Filing an insurance claim can be a daunting task, but Allied World Assurance Company (U.S.) Inc. aims to make the process as easy and convenient as possible for its policyholders. They offer multiple channels for filing claims, including online, over the phone, and through their user-friendly mobile app.
This flexibility ensures that customers can choose the method that best suits their preferences and circumstances. Allied World’s online portal allows policyholders to initiate claims with just a few clicks, providing a hassle-free experience. Their responsive customer service team is also available via phone to guide individuals through the process and answer any questions they may have.
Average Claim Processing Time
One of the key indicators of an insurance company’s efficiency is the speed at which it processes claims. Allied World Assurance Company (U.S.) Inc. takes pride in its swift claim processing times. They understand that when customers file a claim, they are often facing stressful situations and need prompt assistance.
On average, Allied World strives to process claims efficiently and expediently, minimizing the waiting time for policyholders. Their commitment to a quick turnaround time is a testament to their dedication to providing peace of mind to their customers.
Customer Feedback on Claim Resolutions and Payouts
The true measure of an insurance company’s performance lies in the satisfaction of its customers when it comes to claim resolutions and payouts. Allied World Assurance Company (U.S.) Inc. has garnered positive feedback from its policyholders in this regard. Customers appreciate the transparency and fairness exhibited by Allied World when evaluating claims.
The company’s commitment to maintaining open lines of communication and ensuring that policyholders are kept informed throughout the claims process has been widely praised. Additionally, Allied World’s prompt and accurate payouts have provided financial relief to individuals and businesses when they needed it most.
Allied World Assurance Company (U.S.) Inc. Digital and Technological Features
Mobile App Features and Functionality
In today’s fast-paced world, having a comprehensive and user-friendly mobile app is essential for modern insurance companies. Allied World Assurance Company (U.S.) Inc. understands this need and offers a feature-rich mobile app that empowers its policyholders. The app provides access to policy information, claims filing, and real-time updates at the touch of a button.
Among the standout features of Allied World’s mobile app is its intuitive interface, allowing users to navigate effortlessly, and its secure login with biometric authentication for added protection. Policyholders can view their coverage details, track the progress of their claims, and even access educational resources and safety tips to mitigate risks.
Online Account Management Capabilities
Allied World understands that today’s customers value the ability to manage their insurance accounts online. Their online account management platform offers policyholders a centralized hub to oversee their policies, update personal information, and access important documents securely.
This robust digital feature allows for greater transparency and control over one’s insurance portfolio. With Allied World’s online account management capabilities, customers can effortlessly make policy changes, review billing statements and download policy documents. The user-friendly interface ensures that even those less tech-savvy can navigate with ease.
Digital Tools and Resources
Allied World Assurance Company (U.S.) Inc. goes beyond basic insurance coverage by offering an array of digital tools and resources to assist policyholders in managing and mitigating risks.
From comprehensive risk assessment tools to informative blogs and articles on various insurance topics, they provide valuable insights and guidance to help individuals and businesses make informed decisions. Their commitment to digital innovation extends to providing policyholders with access to relevant industry news, emerging trends, and risk management best practices.
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Frequently Asked Questions
What makes Allied World’s health insurance stand out?
Allied World’s health insurance prioritizes comprehensive coverage and prompt claims processing, ensuring your health is in good hands.
Do they offer insurance for unusual businesses?
Yes, Allied World provides specialty insurance crafted for unique business needs, offering tailored coverage and peace of mind.
How can I file a claim?
Filing a claim is straightforward. You can do it online through their website or get in touch with their dedicated customer service team.
Are there discounts available for multiple policies?
Absolutely, Allied World offers attractive discounts for bundling multiple insurance policies, helping you save while securing your future.
What sets Allied World apart from other insurers?
Allied World’s personalized approach, wide range of coverage options, and strong customer testimonials showcase their dedication to going above and beyond for their clients.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.