American Standard Insurance Company of Wisconsin Review (2024)
Experience a sense of safety and tranquility with American Standard Insurance Company of Wisconsin, offering a broad range of options and outstanding service for auto, home, life, health, and travel coverage, establishing itself as a dependable choice in the intricate landscape of insurance.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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American Standard Insurance Company of Wisconsin
Average Monthly Rate For Good Drivers
$100A.M. Best Rating:
A+Complaint Level:
LowPros
- Wide range of insurance options
- Excellent customer service
- Customizable policies to fit individual needs
- Competitive rates
- Smooth and efficient claims process
Cons
- Limited availability in some regions
- Fewer online resources compared to larger competitors
- Additional discounts could be more generous
Amid uncertainties, American Standard Insurance of Wisconsin is a trusted guardian. It offers comprehensive coverage – auto, home, life, health, travel. With a legacy of exceptional service, it stands as a beacon of reliability, shielding families from life’s unpredictabilities.
Setting themselves apart in the competitive insurance landscape, American Standard offers diverse coverage choices and a commitment to personalized support, empowering customers. With competitive rates and efficient claims, they provide assurance and peace of mind on the road, at home, or abroad.
American Standard Insurance Coverage Options
American Standard Insurance Company of Wisconsin takes pride in its diverse range of coverage options, designed to meet the unique needs and preferences of its customers. From protecting your vehicle to ensuring the security of your home and loved ones, their comprehensive offerings provide a safety net in a world of uncertainties. Here are some of the coverage options they provide:
- Auto Insurance: American Standard’s auto insurance policies offer a wide range of coverage, including liability protection, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage. Whether you’re looking for basic protection or a comprehensive plan, they have options tailored to your needs.
- Home Insurance: Safeguard your home with customizable home insurance plans. Their coverage includes protection against natural disasters, theft, vandalism, and accidents. Additional options are available for valuable possessions and liability coverage.
- Life Insurance: American Standard offers various life insurance options, including term life, whole life, and universal life insurance. These policies provide financial security for your loved ones in the event of your passing, with flexible terms and benefits.
- Health Insurance: Prioritize your health with comprehensive health insurance coverage. Their policies cover medical expenses, hospital stays, prescription drugs, and preventive care. Different plans cater to individuals, families, and specific healthcare needs.
- Travel Insurance: Travel confidently knowing you’re protected against unexpected events with American Standard’s travel insurance. Coverage includes trip cancellations, medical emergencies abroad, lost baggage, and travel delays.
These coverage options exemplify American Standard’s commitment to offering versatile solutions that address various aspects of life’s uncertainties.
Whether you’re hitting the road, relaxing at home, planning for the future, or exploring the world, American Standard has coverage to provide peace of mind every step of the way.
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American Standard Insurance Rates Breakdown
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Driver Profile | American Standard | National Average |
---|---|---|
Clean Record | $170 | $119 |
1+ Ticket | $210 | $147 |
1+ Accident | $240 | $173 |
DUI | $400 | $209 |
Poor Credit | $292 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
American Standard Discounts Available
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Discount | American Standard |
---|---|
Anti Theft | 8% |
Good Student | 15% |
Low Mileage | 12% |
Paperless | 7% |
Safe Driver | 18% |
Senior Driver | 10% |
American Standard Insurance Company of Wisconsin not only provides comprehensive coverage options but also offers a range of discounts to help customers save on their insurance premiums.
These discounts are designed to reward responsible behavior, promote safety, and make insurance more affordable for individuals and families. Here are some of the discounts you can take advantage of:
- Multi-policy Discount: Bundling multiple insurance policies with American Standard, such as auto and home insurance, can lead to significant savings on your premiums.
- Safe Driver Discount: If you have a clean driving record without accidents or violations, you may qualify for a safe driver discount.
- Good Student Discount: Students with excellent academic performance can often benefit from lower insurance rates.
- Multi-vehicle Discount: Insuring more than one vehicle with American Standard can result in a discount on your premiums.
- Home Security Discount: If your home is equipped with security systems, smoke detectors, or other safety features, you may be eligible for a discount on your home insurance.
- Pay-in-full Discount: Paying your annual premium in full upfront may qualify you for a discount.
- Loyalty Discount: Customers who remain with American Standard for an extended period may enjoy loyalty discounts as a token of appreciation.
- Defensive Driving Course Discount: Completing an approved defensive driving course can often lead to reduced premiums.
- Good Health Habits Discount: Some health insurance policies offer discounts for individuals who maintain healthy lifestyles and participate in wellness programs.
- Good Credit Discount: Having a strong credit history may result in lower insurance rates for certain policies.
These discounts not only make insurance more affordable but also reflect American Standard’s commitment to promoting safety, responsible behavior, and customer satisfaction. By tailoring discounts to various aspects of customers’ lives, American Standard aims to provide value beyond just insurance coverage.
How American Standard Ranks Among Providers
In the highly competitive landscape of insurance, American Standard Insurance Company of Wisconsin stands alongside several key competitors, each vying to offer customers comprehensive coverage and exceptional service.
These competitors have established their own strengths and unique value propositions, contributing to a dynamic market where consumers have a variety of options. Here are a few of American Standard’s main competitors:
- State Farm Insurance: With a strong presence across the United States, State Farm is renowned for its wide range of insurance offerings, including auto, home, life, and health insurance. Their extensive agent network and emphasis on personalized customer service make them a formidable rival.
- Allstate Insurance: Allstate is known for its innovative approach to insurance, offering features like accident forgiveness and safe driving rewards. Their customizable policies and nationwide reach make them a prominent player in the industry.
- Geico Insurance: Geico is recognized for its focus on competitive rates and user-friendly digital platforms. Their humorous advertising campaigns have also contributed to their widespread recognition and popularity.
- Progressive Insurance: Progressive is a pioneer in online insurance services and is known for its Snapshot program, which rewards safe driving habits with potential discounts. Their range of coverage options and strong online presence give them a competitive edge.
- Nationwide Insurance: Nationwide’s diverse offerings span from auto and home insurance to specialized policies like pet insurance. Their emphasis on customer relationships and financial services sets them apart.
- Liberty Mutual Insurance: Liberty Mutual offers a range of insurance products along with personalized guidance. They are known for their educational resources and tools to help customers understand their coverage options.
- USAA Insurance: Serving members of the military and their families, USAA is highly regarded for its excellent customer service and tailored coverage options.
- Travelers Insurance: Travelers provides a variety of insurance solutions for individuals and businesses, including property, casualty, and specialty insurance. Their risk management services cater to a broad spectrum of needs.
Among others, these competitors contribute to a vibrant and competitive insurance market. American Standard Insurance Company of Wisconsin distinguishes itself through its commitment to customization, customer-centric approach, and a wide array of coverage options that cater to the diverse needs of individuals and families.
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American Standard Insurance Company of Wisconsin Claims Process
Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)
American Standard Insurance Company of Wisconsin prides itself on offering a convenient and user-friendly claims process. Policyholders have multiple options for filing a claim, ensuring flexibility and ease. Whether you prefer the convenience of online submission, the personal touch of speaking to a representative over the phone, or the efficiency of mobile apps, American Standard has you covered.
Average Claim Processing Time
One of the critical aspects of an insurance provider is how quickly they can process claims and provide assistance when needed most. American Standard Insurance Company of Wisconsin is committed to a swift claims processing timeline.
Typically, they aim to process auto insurance claims within a few business days, provided all required information is received promptly. This commitment to efficiency helps policyholders get back on their feet faster after an accident or unexpected event.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback is invaluable when evaluating an insurance provider’s reliability and customer satisfaction. American Standard Insurance Company of Wisconsin consistently receives positive reviews for its claim resolutions and payouts.
Their commitment to personalized support and competitive rates ensures that policyholders feel secure and well taken care of during the claims process. Customer testimonials highlight the company’s dedication to providing assurance and peace of mind, both on the road and at home.
American Standard Insurance Company of Wisconsin Digital and Technological Features
Mobile App Features and Functionality
American Standard Insurance Company of Wisconsin recognizes the importance of digital tools in enhancing the customer experience. Their mobile app offers a range of features and functionalities that empower policyholders to manage their insurance conveniently.
From policy information access to claims submission and tracking, the app streamlines interactions with the company and puts essential resources at your fingertips.
Online Account Management Capabilities
Efficient online account management is a priority for American Standard. Policyholders can easily access and manage their accounts through the company’s website. This includes reviewing policy details, making payments, and updating information as needed.
The online portal provides a user-friendly platform for policyholders to stay in control of their insurance matters from the comfort of their homes.
Digital Tools and Resources
In addition to the mobile app and online account management, American Standard Insurance Company of Wisconsin offers a variety of digital tools and resources to assist policyholders in making informed decisions.
These resources include educational materials, calculators, and articles that provide valuable insights into insurance-related topics. American Standard is dedicated to empowering customers with the knowledge they need to make the right coverage choices.
Frequently Asked Questions
Is American Standard Insurance available nationwide?
Yes, American Standard Insurance Company of Wisconsin operates nationally, providing coverage to customers across the country.
Can I bundle different insurance types for a discount?
American Standard offers bundling options that can lead to significant savings.
What is the advantage of choosing term life insurance?
Term life insurance provides coverage for a specific duration, making it an affordable choice for temporary needs.
How quickly are auto insurance claims processed?
American Standard aims to process auto insurance claims promptly, typically within a few business days once all required information is received.
Are pre-existing health conditions covered under their health insurance policies?
While coverage can vary, American Standard’s health insurance may offer options for pre-existing conditions depending on the specific policy chosen. It’s advisable to review policy details for more information.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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