American Progressive Life & Health Insurance Company of New York Review (2024)

Securing your future is paramount, and American Progressive Life & Health Insurance Company of New York stands as a stalwart partner in this endeavor, offering a spectrum of coverage options tailored to your individual needs, exceptional customer service, and an unwavering commitment to financial stability.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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American Progressive Life & Health Insurance Company

Average Monthly Rate For Good Drivers

$42

A.M. Best Rating:

A+

Complaint Level:

Low

Pros

  • Diverse insurance coverage options
  • Exceptional customer service
  • Quick and efficient claims process
  • Strong financial stability
  • Customizable plans for different life stages

Cons

  • Limited availability in certain regions
  • Additional features may come at an extra cost

Discover the comprehensive offerings of American Progressive Life & Health Insurance Company in this insightful article. From versatile life and health coverage to disability and long-term care plans, the company presents tailored solutions to safeguard your future. Unveil a range of insurance options, each thoughtfully designed to provide financial security and peace of mind.

With a strong A+ rating from A.M. Best and a low complaint level, the company’s exceptional customer service, efficient claims process, and customizable plans make it a reliable partner for your insurance needs. Explore the coverage benefits, discounts, and competitors in this holistic overview, empowering you to make informed decisions about securing what matters most.

American Progressive Life & Health Insurance Company Insurance Coverage Options

American Progressive Life & Health Insurance Company takes pride in offering a diverse array of coverage options that cater to a wide range of needs:

  • Life Insurance: Our life insurance plans are meticulously tailored to provide financial security and peace of mind for your loved ones in case of unforeseen events. Whether you’re looking for term life, whole life, or universal life coverage, we have options that suit your preferences.
  • Health Insurance: With our comprehensive health insurance plans, you’ll have access to top-notch medical care throughout every stage of life. From routine check-ups to major medical procedures, our policies ensure you and your family are covered when health concerns arise.
  • Disability Insurance: We understand the importance of maintaining financial stability, even during unexpected disabilities. Our disability insurance policies offer income protection, ensuring that you can continue to support yourself and your family without worries.
  • Long-Term Care Insurance: As you plan for retirement, our long-term care insurance becomes a valuable asset. It provides coverage for assisted living and in-home care services, allowing you to enjoy your golden years without the stress of potential healthcare expenses.

At American Progressive, we believe in offering coverage that matches your unique circumstances, allowing you to select the plans that align with your needs and aspirations.

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American Progressive Life & Health Insurance Company Insurance Rates Breakdown

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Driver ProfileAmerican Progressive Life & HealthNational Average
Clean Record$180$119
1+ Ticket$200$147
1+ Accident$220$173
DUI$240$209
Poor Credit$310$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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American Progressive Life & Health Insurance Company Discounts Available

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DiscountAmerican Progressive Life & Health Insurance
Anti Theft8%
Good Student10%
Low Mileage7%
Paperless5%
Safe Driver10%
Senior Driver15%

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American Progressive Life & Health Insurance Company values its customers and offers various discounts to make coverage even more accessible:

  • Multi-Policy Discount: Enjoy savings when you bundle multiple insurance policies, such as life and health coverage.
  • Safe Driver Discount: If you opt for our auto insurance and have a clean driving record, you can benefit from reduced premiums.
  • Healthy Lifestyle Discount: Embrace a healthy lifestyle, and you may qualify for discounts on health insurance premiums.
  • Long-Term Policy Discount: Commit to long-term coverage with us, and receive special pricing as a token of our appreciation.

These discounts are designed to reward your loyalty and encourage responsible living, making it easier for you to protect what matters most.

How American Progressive Life & Health Insurance Company Ranks Among Providers

American Progressive Life & Health Insurance Company faces robust competition from several key players in the insurance industry. Among its primary rivals are:

  • Guardian Shield Insurance Group: Renowned for its comprehensive suite of insurance offerings and exceptional customer service, Guardian Shield Insurance Group stands out as a significant competitor in the market.
  • Securecare Insurance Corporation: Backed by a strong financial standing and an extensive network of agents, Securecare Insurance Corporation excels in providing innovative and reliable coverage solutions.
  • Flexicoverage Insurance Services: Noted for its flexible and customizable policy options, along with competitive pricing, FlexiCoverage Insurance Services is a favored choice for individuals seeking adaptable insurance plans.
  • Techguard Assurance Providers: With a focus on technology-driven services and user-friendly interfaces, TechGuard Assurance Providers caters effectively to the digitally engaged customer base, setting itself apart in the industry.
  • Curaguardian Coverage Solutions: Specializing in tailored policies, especially in long-term care and disability insurance, CuraGuardian Coverage Solutions addresses the specific needs of customers seeking comprehensive coverage for life’s uncertainties.

As American Progressive Life & Health Insurance Company navigate this dynamic landscape, its commitment to diverse coverage options, exceptional customer experiences, and steadfast financial stability positions it prominently amongst these notable contenders.

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American Progressive Life & Health Insurance Company Claims Process

Ease of Filing a Claim

The American Progressive Life & Health Insurance Company of New York offers a user-friendly claims process, providing multiple convenient channels for filing claims. Policyholders can choose to submit their claims online through the company’s website, over the phone by speaking with a knowledgeable representative, or even through dedicated mobile apps.

This flexibility ensures that customers can select the method that suits them best, making the claims process as hassle-free as possible.

Average Claim Processing Time

One of the critical aspects of any insurance company’s claims process is the speed at which claims are processed and resolved. American Progressive excels in this regard, boasting a reputation for swift claim processing.

The company understands the importance of timely support during challenging times, ensuring that policyholders receive the financial assistance they need without unnecessary delays.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is a valuable source of information for assessing the effectiveness of an insurance company’s claims process. American Progressive Life & Health Insurance Company of New York consistently receives positive reviews from policyholders regarding their claim resolutions and payouts.

This reflects the company’s commitment to providing fair and efficient claim settlements, ultimately delivering peace of mind to their customers.

American Progressive Life & Health Insurance Company Digital and Technological Features

Mobile App Features and Functionality

American Progressive offers a feature-rich mobile app that empowers policyholders with convenient access to their insurance information. The app allows users to view their policy details, track claims, make premium payments, and even request assistance or support directly from their smartphones or tablets.

This user-friendly mobile app enhances the overall customer experience by providing policyholders with the tools they need to manage their insurance on the go.

Online Account Management Capabilities

Policyholders can take full control of their insurance policies through American Progressive’s robust online account management platform. This secure online portal enables users to review policy documents, update personal information, make policy changes, and view payment history.

With 24/7 access, customers have the flexibility to manage their policies at their convenience, eliminating the need for time-consuming phone calls or office visits.

Digital Tools and Resources

American Progressive goes the extra mile by offering an array of digital tools and resources designed to educate and assist policyholders. These resources may include informative articles, guides, and calculators that help customers make informed decisions about their insurance coverage.

Additionally, the company’s online resources provide valuable insights into various insurance products, ensuring that policyholders have the knowledge they need to select the right policies for their unique needs.

Frequently Asked Questions

What types of insurance does American Progressive Life & Health Insurance Company offer?

The company provides a range of insurance options including life, health, disability, and long-term care coverage.

How does the company’s claims process work?

American Progressive’s claims process is streamlined and efficient. Simply file a claim, and their dedicated team will guide you through the process.

What discounts are available for policyholders?

The company offers multi-policy, safe driver, healthy lifestyle, and long-term policy discounts to make coverage more affordable.

How does American Progressive compare to its competitors?

American Progressive’s claims process is streamlined and efficient. Simply file a claim, and their dedicated team will guide you through the process.

What discounts are available for policyholders?

The company offers multi-policy, safe driver, healthy lifestyle, and long-term policy discounts to make coverage more affordable.

How does American Progressive compare to its competitors?

The company stands out with diverse coverage, exceptional customer service, and a strong financial foundation, setting it apart in the industry.

Can I customize my insurance plans to suit my needs?

Yes, the company offers customizable policies, ensuring that your coverage aligns with your unique circumstances and requirements.

What is the company’s A.M. Best rating?

American Progressive boasts an A+ rating from A.M. Best, reflecting its financial stability and reliability.

Are there specialized policies for long-term care and disability insurance?

Yes, the company offers specialized plans in these areas, addressing the specific needs of individuals seeking extended care and income protection.

How can I get started with American Progressive’s insurance plans?

Getting started is easy – simply follow their step-by-step guide to secure the coverage you need for a secure future.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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