American Strategic Insurance Corp Review (2024)

Navigate with confidence on American Strategic Insurance Corp for comprehensive coverage in home, auto, flood, and business, with swift claim processing and personalized solutions.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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American Strategic Corp

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A (Excellent)

Complaint Level:

Low

Pros

  • Comprehensive range of insurance options
  • Swift and efficient claim processing
  • Personalized coverage tailored to individual needs
  • Strong financial stability and A.M. Best rating
  • Dedicated and knowledgeable customer service

Cons

  • Limited availability in certain regions
  • Some policy options may have higher premiums
  • Online account management could be more user-friendly

Discover the stronghold of security with American Strategic Insurance Corp (ASIC), a trusted guardian against life’s uncertainties. From home to auto, flood to business, ASIC’s comprehensive range of insurance options forms an unyielding shield, safeguarding what matters most.

With an unwavering commitment to swift claim processing, personalized coverage, and a legacy of excellence, ASIC stands as a beacon of reliability in an unpredictable world.  Be it the sense of security from home insurance, the confidence of auto coverage, the durability of flood protection, or the strengthening of business policies, ASIC’s customized solutions redefine tranquility.

Choose ASIC today and embark on a journey where uncertainties are met with unwavering security.

What You Should Know About American Strategic Corp

Rates:

American Strategic Insurance Corp’s rates involve a thorough examination of the affordability of their insurance offerings, ensuring competitive and fair pricing aligned with industry standards.

Discounts:

The incentives and rewards that ASIC provides to policyholders, aim to highlight potential savings through discounts related to responsible behavior, loyalty, and safety measures.

Complaints/Customer Satisfaction:

Customer satisfaction is paramount in our evaluation, and we delve into feedback and complaints to gauge the overall experience with American Strategic Insurance Corp, providing insights into the customer journey.

Claims Handling:

Efficiency and effectiveness in the claims process are crucial, and our assessment examines the ease of filing a claim, average processing time, and customer feedback on resolutions and payouts, ensuring clarity for policyholders.

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American Strategic Corp Insurance Coverage Options

Diving into the spectrum of coverage options that American Strategic Insurance Corp (ASIC) offers is like uncovering a treasure trove of protection tailored to your unique needs.

With a commitment to safeguarding your most valuable assets, ASIC presents a range of insurance solutions that paint a comprehensive canvas of security:

  • Home Insurance: ASIC’s home insurance wraps your abode in a shield of protection, guarding not only the physical structure but also your cherished possessions. From unforeseen accidents to natural calamities, your home is fortified against life’s unexpected twists.
  • Auto Insurance: On the road of life, ASIC’s auto insurance is your steadfast companion. Whether you’re cruising through cityscapes or venturing into the unknown, rest assured that accidents, breakdowns, and mishaps won’t derail your journey.
  • Flood Insurance: Nature’s tempestuous whims are no match for ASIC’s flood insurance. When waters rise and chaos ensues, this coverage ensures that you have the support to rebuild and recover, no matter how relentless the storm.
  • Business Insurance: The entrepreneurial spirit deserves protection, and ASIC’s business insurance delivers exactly that. From shielding your property to covering liability risks, your business pursuits are fortified against the unpredictable.

Each coverage option is a testament to ASIC’s commitment to tailoring solutions that fit seamlessly into the unique tapestry of your life. With ASIC by your side, you’re not just securing your assets; you’re securing your peace of mind.

American Strategic Corp Insurance Rates Breakdown

Driver ProfileAmerican StrategicNational Average
Clean Record$185$119
1+ Ticket$225$147
1+ Accident$255$173
DUI$430$209
Poor Credit$318$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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American Strategic Corp Discounts Available

DiscountAmerican Strategic
Anti Theft7%
Good Student14%
Low Mileage10%
Paperless6%
Safe Driver20%
Senior Driver9%

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American Strategic Insurance Corp (ASIC) not only excels in offering comprehensive coverage but also goes the extra mile to make insurance more accessible and affordable through a range of enticing discounts.

These discounts are designed to reward responsible behavior, loyalty, and various safety measures, ensuring that your protection doesn’t come at a hefty cost. Here’s a glimpse into the discounts ASIC has in store:

  • Multi-policy Discount: Consolidate your insurance policies under ASIC and enjoy the benefits of a multi-policy discount, saving you money while optimizing your coverage.
  • Safe Driver Discount: Your careful driving habits are acknowledged with a safe driver discount, a nod to your commitment to road safety and responsible behavior.
  • Home Security Features: If your home boasts security features like alarms, smoke detectors, or security systems, ASIC rewards your proactive measures with a discount.
  • Good Student Discount: For the academically inclined, ASIC offers a good student discount, recognizing the dedication to excellence both in studies and in life.
  • Renewal Discount: Staying loyal to ASIC has its perks. As a token of appreciation for your continued trust, a renewal discount awaits when you renew your policy.
  • Claims-free Discount: Your ability to avoid claims doesn’t go unnoticed. ASIC values your diligence and offers a discount as a reward for your claims-free track record.
  • Auto Payment Discount: Opting for automatic payment methods showcases your commitment to seamless transactions, and ASIC acknowledges this with a discount.
  • New Home Discount: If you’ve recently purchased a new home, ASIC extends a welcoming hand with a discount, recognizing the reduced risks associated with newer properties.
  • Protective Device Discount: Installing protective devices like security cameras or fire alarms in your home earns you a discount for bolstering the safety of your property.

Not only do these discounts enhance the affordability of insurance, but they also exemplify ASIC’s commitment to nurturing a partnership that transcends mere protection—a partnership that recognizes your endeavors and offers them well-deserved rewards.

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How American Strategic Corp Ranks Among Providers

In the ever-evolving landscape of insurance, American Strategic Insurance Corp (ASIC) faces competition from several notable players. These competitors also strive to provide comprehensive coverage and exemplary services to their customers. Take a closer look at some of ASIC’s main rivals:

  • State Farm: A giant in the insurance industry, State Farm boasts a vast network of agents and a wide range of coverage options, making it a formidable competitor for ASIC. With its long-standing reputation and extensive resources, State Farm appeals to individuals and businesses alike.
  • Allstate: Known for its catchy slogan and diverse coverage options, Allstate stands as a strong contender against ASIC. Their comprehensive offerings, along with innovative tools and resources, resonate with customers seeking reliable protection.
  • Progressive: With a strong emphasis on innovation and user-friendly digital platforms, Progressive competes with ASIC by providing a seamless experience for obtaining and managing insurance. Their focus on technology and personalized rates has garnered a loyal customer base.
  • Travelers: As a seasoned player in the insurance field, Travelers competes with ASIC by offering a wide array of coverage options, particularly in the realm of business insurance. Their specialized products and risk management services attract businesses seeking tailored protection.
  • Nationwide: Nationwide’s diversified offerings, along with its focus on customer satisfaction, position it as a direct competitor to ASIC. Its flexibility in policy customization and strong customer service appeal to a wide range of clientele.

These competitors, each with their own unique strengths and strategies, keep the insurance market dynamic and customer-centric. While they may share some similarities with ASIC, it’s ASIC’s dedication to personalized solutions and customer-focused approach that sets it apart in the competitive landscape.

American Strategic Insurance Corp Claims Process

Ease of Filing a Claim

American Strategic Insurance Corp (ASIC) offers a streamlined and user-friendly claims process to ensure that policyholders can easily file claims when needed. They provide multiple channels for filing claims, including online, over the phone, and through mobile apps. This accessibility allows customers to choose the method that suits them best, making the claims process more convenient and efficient.

Average Claim Processing Time

One of the key factors that set ASIC apart is their commitment to swift claim processing. Policyholders can expect their claims to be handled promptly, reducing the stress and inconvenience often associated with insurance claims. This quick turnaround time reflects ASIC’s dedication to providing timely support to their customers during challenging times.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is a valuable indicator of an insurance company’s performance in handling claims. ASIC prides itself on its personalized solutions, and customer feedback on claim resolutions and payouts is generally positive. This section explores the experiences of policyholders and their satisfaction with the outcomes of their claims, highlighting ASIC’s reputation for reliable service.

American Strategic Insurance Corp Digital and Technological Features

Mobile App Features and Functionality

In today’s digital age, having a user-friendly mobile app is essential for insurance companies. ASIC offers a feature-rich mobile app that allows policyholders to manage their insurance policies, file claims, and access important documents on the go. This section delves into the functionality of the ASIC mobile app, detailing how it enhances the overall customer experience.

Online Account Management Capabilities

Online account management is a convenient way for policyholders to access and manage their insurance information. ASIC’s online account management capabilities provide policyholders with easy access to their policies, billing information, and claims status. This section explores the features and benefits of ASIC’s online account management system.

Digital Tools and Resources

To empower their customers with valuable information and resources, ASIC offers a range of digital tools and resources. These tools may include educational materials, calculators, and resources to help policyholders make informed decisions about their insurance coverage.

This section provides an overview of the digital tools and resources available to ASIC’s policyholders, showcasing their commitment to customer education and empowerment.

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Frequently Asked Questions

What insurance coverage options does American Strategic Insurance Corp offer?

American Strategic Insurance Corp provides a range of coverage options, including home, auto, flood, and business insurance, tailoring solutions to meet diverse needs.

How does American Strategic Insurance Corp stand out in the competitive insurance market?

American Strategic Insurance Corp differentiates itself through swift claim processing, personalized coverage, and a legacy of excellence, offering a beacon of reliability in an unpredictable world.

What discounts are available with American Strategic Insurance Corp?

American Strategic Insurance Corp offers discounts that reward responsible behavior, loyalty, and safety measures, enhancing affordability and fostering a partnership that transcends mere protection.

How does American Strategic Insurance Corp rank among other insurance providers in the market?

While facing competition from notable players, American Strategic Insurance Corp’s dedication to personalized solutions and a customer-focused approach sets it apart in the ever-evolving insurance landscape.

What can customers expect from the claims process with American Strategic Insurance Corp?

American Strategic Insurance Corp ensures a streamlined and user-friendly claims process, providing multiple channels for filing claims, quick processing times, and positive customer feedback on claim resolutions and payouts.

Compare Insurance Providers Rates to Save Up to 75%

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption