American United Life Insurance Company Review (2024)

Explore the diverse landscape of insurance offerings provided by American United Life Insurance Company (AULIC), a seasoned player with over 40 years of expertise in safeguarding what matters most.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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American United Life Insurance Company (AULIC)

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A+

Complaint Level:

Low

Pros

  • Diverse range of insurance policies
  • Competitive rates without compromising quality
  • Responsive and helpful customer support
  • Streamlined claims process for ease of use
  • Additional services such as financial planning and wellness programs

Cons

  • Limited availability in certain regions
  • Online quote system occasionally requires improvement
  • Some policy options might have stricter eligibility criteria

Discover the comprehensive world of American United Life Insurance Company (AULIC) as we delve into an array of insurance policies tailored to safeguard what matters most. With over four decades of expertise, AULIC emerges as a key player in the insurance industry, offering diverse coverage options spanning life, health, auto, homeowners, and business insurance.

Seamlessly balancing competitive rates and quality, AULIC provides responsive customer support and a streamlined claims process. Explore beyond insurance with additional services such as financial planning and wellness programs. Join a legacy of trust and excellence, choosing AULIC for your security today and tomorrow.

American United Life Insurance Company (AULIC) Insurance Coverage Options

AULIC offers a versatile selection of coverage options that cater to various aspects of your life and assets. Our policies are designed to provide comprehensive protection, ensuring peace of mind in every facet of your journey:

  • Life Insurance: Safeguard your loved ones’ financial future with a range of life insurance policies, including term life, whole life, and universal life options.
  • Health Insurance: Prioritize your well-being with health insurance plans that cover medical expenses, prescriptions, and preventive care, tailored to your specific health needs.
  • Auto Insurance: Keep your vehicle secure with auto insurance policies that encompass liability coverage, collision protection, and comprehensive coverage for unexpected events.
  • Homeowners Insurance: Protect your home and valuable possessions against risks such as theft, damage, and natural disasters through our homeowners insurance policies.
  • Business Insurance: Nurture your business with comprehensive insurance solutions, including general liability, commercial property, and business interruption coverage, safeguarding against potential setbacks.

No matter where you are on life’s journey, American United Life Insurance Company’s diverse coverage options are designed to provide you with the confidence and security you deserve.

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American United Life Insurance Company (AULIC) Insurance Rates Breakdown

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Driver ProfileAmerican United LifeNational Average
Clean Record$180$119
1+ Ticket$220$147
1+ Accident$250$173
DUI$420$209
Poor Credit$310$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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American United Life Insurance Company (AULIC) Discounts Available

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DiscountAmerican United
Anti Theft7%
Good Student14%
Low Mileage10%
Paperless6%
Safe Driver20%
Senior Driver9%

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Discover a wide array of coverage options provided by American United Life Insurance Company (AULIC). Our range of policies is designed to address various aspects of your life and assets, ensuring comprehensive protection and peace of mind:

  • Life Insurance: From term life to whole life and universal life policies, safeguard the financial future of your loved ones.
  • Health Insurance: Tailored health insurance plans cover medical expenses, prescriptions, and preventive care, prioritizing your well-being.
  • Auto Insurance: Secure your vehicle with liability, collision protection, and comprehensive coverage for unforeseen events.
  • Homeowners Insurance: Protect your home and prized possessions against theft, damage, and natural disasters.
  • Business Insurance: Nurture your business with coverage including general liability, commercial property, and business interruption insurance.

At AULIC, our comprehensive coverage options are designed to cater to your unique needs and provide you with the assurance you deserve at every stage of life.

How American United Life Insurance Company (AULIC) Ranks Among Providers

American United Life Insurance Company (AULIC) operates in a competitive landscape alongside several other prominent players in the insurance industry. Here are some of its main competitors:

  • Prudential Financial: A major insurance and financial services company, Prudential offers a diverse range of insurance products, retirement planning, and investment solutions.
  • Metlife: Known for its extensive insurance offerings, Metlife provides life, auto, home, and dental insurance, along with financial planning services.
  • State Farm: With a strong focus on auto, home, and life insurance, State Farm is one of the largest insurers in the United States, renowned for its personalized service.
  • New York Life Insurance: This mutual insurance company specializes in life insurance and annuities, focusing on long-term financial security for its policyholders.
  • Allstate: Allstate offers a wide array of insurance products, including auto, home, and life insurance, as well as investment and retirement solutions.
  • Aetna: A subsidiary of CVS Health, Aetna is a major player in health insurance, offering a variety of health plans and related services.
  • Nationwide Mutual Insurance Company: Known for its “Nationwide is on your side” slogan, Nationwide provides a range of insurance and financial products, including auto, home, and life insurance.

These competitors, among others, shape the dynamic insurance market and drive AULIC to continuously innovate and enhance its offerings to remain a strong contender in the industry.

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American United Life Insurance Company Claims Process

Ease of Filing a Claim

American United Life Insurance Company (AULIC) strives to provide a hassle-free claims process for its policyholders. You have multiple options for filing a claim, including online, over the phone, and through mobile apps, ensuring flexibility according to your preferences.

Average Claim Processing Time

Timely claim processing plays a vital role in securing financial support during challenging circumstances. AULIC is fully committed to accelerating the claim process, emphasizing swift assistance to its policyholders. Their analysis of the average claim processing time aims to offer you a more transparent understanding of how quickly your claims can be resolved.

Customer Feedback on Claim Resolutions and Payouts

An insurance company’s effectiveness is assessed by its ability to efficiently manage claims and payouts. Here, we gain insight into customer feedback and experiences regarding AULIC’s claim resolutions and payouts. Hearing from policyholders who have navigated this process can offer valuable insights into the company’s performance and customer satisfaction.

American United Life Insurance Company Digital and Technological Features

Mobile App Features and Functionality

In today’s digital age, a robust mobile app can significantly enhance the insurance experience. AULIC offers a mobile app with features and functionality that simplify policy management and claims tracking.

Online Account Management Capabilities

Convenience and accessibility are crucial for managing your insurance policies effectively. AULIC provides online account management tools that empower you to stay in control of your coverage. These capabilities include policy updates, premium payments, and more.

Digital Tools and Resources

Insurance decisions often require access to information and resources. AULIC recognizes this need and offers various digital tools and resources to assist policyholders. These offerings, such as educational resources, calculators, and guides, are designed to help you make informed choices about your insurance coverage.

Frequently Asked Questions

Can I bundle different insurance policies with AULIC?

Absolutely! AULIC offers bundle options to streamline your coverage and save you money.

What factors affect my life insurance premium?

Factors like age, health, and coverage amount influence your life insurance premium.

Are there discounts available for safe drivers?

Yes, AULIC rewards safe drivers with attractive discounts on auto insurance.

How quickly can I expect claim processing?

AULIC is committed to swift claim processing, aiming to provide timely assistance.

Can I update my coverage as my business expands?

Certainly! AULIC understands business growth; we’ll adjust your coverage to match your expansion.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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