American European Insurance Company Review (2024)

Unveil a world of protection and peace of mind with American European Insurance Company, where diverse coverage options, an A+ rating, and customizable plans converge to shield you from life's uncertainties, offering a legacy of trust and expertise for a secure tomorrow.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked

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American European Insurance Company

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A+

Complaint Level:

Low

Pros

  • Customizable insurance plans tailored to individual needs
  • 24/7 customer support for timely assistance
  • Fast and efficient claims processing
  • Extensive network of reputable partners
  • Diverse range of insurance offerings

Cons

  • Limited availability in certain regions
  • Online account management interface can be improved for user-friendliness

Discover the world of protection and peace of mind with American European Insurance Company. Offering an array of insurance solutions including auto, home, health, and travel insurance, the company stands as a reliable shield against life’s uncertainties.

With a legacy of trust and an A+ A.M. Best rating, American European provides not only coverage but also benefits like customizable plans, 24/7 customer support, and efficient claims processing.

From safeguarding your vehicle on the road to ensuring the security of your home, health, and travels, the company’s comprehensive coverage options cater to diverse needs. With discounts to make insurance affordable and a commitment to customer satisfaction, American European Insurance Company is your partner in securing today and tomorrow.

American European Insurance Coverage Options

American European Insurance Company provides a comprehensive range of coverage options to ensure that individuals and families have the protection they need. Here are the coverage options offered by the company:

Auto Insurance Coverage:

  • Liability Coverage
  • Collision Coverage
  • Comprehensive Coverage
  • Uninsured/Underinsured Motorist Coverage
  • Personal Injury Protection (PIP)
  • Medical Payments Coverage

Home Insurance Coverage:

  • Dwelling Coverage
  • Personal Property Coverage
  • Liability Coverage
  • Guest Medical Protection
  • Additional Living Expenses Coverage
  • Other Structures Coverage

Health Insurance Coverage:

  • Medical Expenses Coverage
  • Hospitalization Coverage
  • Prescription Drug Coverage
  • Preventive Care Coverage
  • Specialist Care Coverage
  • Emergency Services Coverage

Travel Insurance Coverage:

  • Trip Cancellation Coverage
  • Trip Interruption Coverage
  • Emergency Medical Coverage
  • Baggage Loss/Delay Coverage
  • Travel Assistance Services

American European Insurance Company’s diverse coverage options ensure that individuals can select the policies that best suit their needs and circumstances, providing a safety net for various aspects of their lives.

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American European Insurance Rates Breakdown

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Driver ProfileAmerican European Insurance CompanyNational Average
Clean Record$210$119
1+ Ticket$250$147
1+ Accident$275$173
DUI$360$209
Poor Credit$361$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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American European Insurance Discounts Available

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DiscountAmerican European Insurance Company
Anti Theft22%
Good Student20%
Low Mileage25%
Paperless8%
Safe Driver20%
Senior Driver15%

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American European Insurance Company values its customers and strives to make insurance more affordable without compromising on quality coverage. The company offers a range of discounts to help policyholders save on their premiums. Here are the discounts available:

  • Multi-Policy Discount: Save when you bundle multiple insurance policies, such as auto and home insurance, with American European.
  • Safe Driver Discount: Enjoy reduced rates if you have a clean driving record without accidents or violations.
  • Good Student Discount: Students with excellent academic performance may qualify for lower premiums.
  • Multi-Vehicle Discount: Insure multiple vehicles under the same policy and receive a discount on each one.
  • Home Safety Features Discount: If your home is equipped with safety features like smoke detectors and security systems, you can qualify for this discount.
  • Safe Homeowner Discount: Homeowners can enjoy savings for having a claim-free history and maintaining their property well.
  • Loyalty Discount: Stay with American European over the years and receive discounts as a token of appreciation.
  • Paid-in-Full Discount: Pay your premium in full upfront and receive a discount on your policy.
  • Good Health Discount: Maintain good health, and you could be eligible for lower rates on health insurance.
  • Early Bird Discount: Renew your policy before it expires and receive a discount as an early renewal benefit.

These discounts make it more convenient and economical for policyholders to secure the coverage they need while saving on their insurance costs. By offering a variety of ways to reduce premiums, American European Insurance Company ensures that its customers can access quality protection at competitive rates.

How American European Insurance Ranks Among Providers

American European Insurance Company operates in a competitive landscape alongside several notable players in the insurance industry. Here are some of the company’s main competitors:

  • National Insurance Corporation (NIC): NIC is a well-established insurance provider known for its wide range of insurance products, including auto, home, health, and life insurance. They are recognized for their competitive rates and strong customer service.
  • Global Assurance Group (GAG): GAG is a prominent player in the insurance sector, offering comprehensive coverage options for individuals and businesses. Their innovative digital platform and emphasis on tailored policies make them a strong competitor.
  • Continental Security Assurance (CSA): CSA has built a reputation for its customizable insurance plans and responsive claims processing. They cater to a diverse clientele and are particularly known for their personalized approach.
  • United Insurance Services (UIS): UIS is recognized for its extensive network of partners and providers, offering a wide range of coverage options. Their focus on customer education and transparent policies sets them apart.
  • Globalrisk Solutions (GRS): GRS is a tech-driven insurance company that leverages data analytics to provide targeted coverage solutions. Their emphasis on risk assessment and prevention appeals to clients seeking advanced insurance options.
  • National Shield Insurance (NSI): NSI is known for its competitive pricing and straightforward policies. They offer various insurance lines, including auto, home, and health insurance, with a streamlined customer experience.
  • Continuum Insurance Group (CIG): CIG stands out for its emphasis on bundling insurance policies, offering customers convenience and potential cost savings. Their all-in-one approach appeals to those seeking comprehensive coverage.
  • United Assurance Alliance (UAA): UAA is a customer-centric insurer with a focus on personalized service and quick claims processing. Their strong online presence and user-friendly platform attract tech-savvy consumers.
  • Globalcare Insurance Solutions (GIS): GIS is known for its innovative health insurance solutions, providing coverage for various medical needs. Their emphasis on wellness programs and telehealth services makes them a unique competitor.
  • National Guardian Group (NGG): NGG is a major player in the insurance market, offering a diverse portfolio of coverage options. Their longstanding presence and reputation for stability make them a strong contender.

Each of these competitors brings unique strengths to the insurance industry, from technology-driven approaches to personalized services. American European Insurance Company maintains its position by emphasizing customization, reliability, and a diverse range of coverage options to meet the varying needs of customers.

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American European Insurance Company Claims Process

Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)

American European Insurance Company offers multiple convenient options for filing insurance claims. Policyholders can submit their claims online through the company’s user-friendly website, ensuring a hassle-free process.

Additionally, customers have the option to file claims over the phone, speaking directly with knowledgeable representatives. For those who prefer mobile solutions, American European Insurance Company provides a dedicated mobile app, making claim submissions and tracking easily accessible at their fingertips.

Average Claim Processing Time

The efficiency of an insurance company’s claims processing is a crucial factor for policyholders. American European Insurance Company understands this and strives for prompt claim resolutions.

While the exact processing time may vary depending on the nature of the claim and individual circumstances, the company is committed to minimizing delays and ensuring that customers receive their payouts in a reasonable timeframe.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is invaluable when assessing the quality of an insurance company’s claims process. American European Insurance Company has garnered a reputation for its responsive and fair claim resolutions.

Policyholders have expressed satisfaction with the company’s handling of claims and the timeliness of payouts. Positive customer feedback underscores the company’s commitment to providing excellent service during critical moments.

Digital and Technological Features of American European Insurance Company

Mobile App Features and Functionality

American European Insurance Company’s mobile app offers a range of user-friendly features and functionalities. Policyholders can conveniently access their insurance policies, view coverage details, and file claims directly from the app.

The app also provides tools for managing policies, making payments, and receiving important notifications, ensuring that customers have full control of their insurance needs on their mobile devices.

Online Account Management Capabilities

For policyholders who prefer managing their insurance accounts online, American European Insurance Company offers a robust online account management platform. This platform allows customers to review and update their policies, make payments, and access important documents with ease.

The online portal is designed for user convenience, ensuring that policyholders have 24/7 access to their insurance information.

Digital Tools and Resources

In today’s digital age, access to relevant information and resources is essential. American European Insurance Company provides a wealth of digital tools and resources to help policyholders make informed decisions about their coverage.

These resources include educational materials, FAQs, and articles on insurance-related topics, empowering customers to navigate the complexities of insurance and make confident choices.

Frequently Asked Questions

What makes American European Insurance Company unique?

The company’s commitment to customization and 24/7 support sets it apart.

Can I tailor my insurance plan according to my needs?

Absolutely, American European Insurance Company offers customizable plans.

How do I file an insurance claim?

Visit their website or contact their customer support for seamless claims processing.

Are their policies budget-friendly?

Yes, their range of plans caters to various budgets and requirements.

Why should I choose travel insurance for my trips?

Travel insurance ensures you’re financially protected during unforeseen events abroad.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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