Ascot Surety & Casualty Company Review (2024)
Ascot Surety & Casualty Company stands out as a reliable insurance partner, providing personalized coverage plans and expert guidance for both individuals and businesses, with a stellar A.M. Best rating and a diverse range of insurance options, Ascot Surety & Casualty Company aims to secure peace of mind for its clients.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Ascot Surety & Casualty Company
Average Monthly Rate For Good Drivers
$67A.M. Best Rating:
AComplaint Level:
LowPros
- Customizable Coverage Plans Tailored to Individual Needs
- Strong Financial Stability Ensuring Timely Claim Settlements
- Experienced Agents Providing Expert Guidance
- Comprehensive Auto Insurance Coverage with 24/7 Roadside Assistance
- Robust Home Insurance Policies Guarding Against Various Risks
- Specialized Business Liability Insurance Protecting Enterprises
- Dedicated Workers’ Compensation Insurance for Employee Welfare
- Professional Indemnity Coverage for Service-Based Professionals
- Hassle-Free Application Process for Personalized Quotes
Cons
- Rates May Vary Depending on Individual Circumstances
- Limited Information Available on Discount Programs Online
Discover a realm of insurance excellence with Ascot Surety & Casualty Company, your trusted partner in protection. As uncertainties abound, Ascot emerges as a beacon of reliability, offering a diverse range of insurance options that cater to the unique needs of individuals and businesses alike.
From auto insurance providing 24/7 roadside assistance to comprehensive home insurance guarding against the unexpected, Ascot’s commitment to personalized coverage plans ensures tailored solutions.
Their A.M. Best rating, low complaint level, and financial stability underscore their reliability. With expert guidance, recognition for excellence, and a dedication to customer-centricity, Ascot provides more than just insurance; it offers peace of mind for a secure future.
Ascot Surety & Casualty Company Insurance Coverage Options
Their diverse range of insurance options ensures that you can tailor your protection to suit your specific requirements. Here are the comprehensive coverage options they offer:
- Auto Insurance: From comprehensive coverage to protection against uninsured drivers, Ascot’s auto insurance policies offer peace of mind on the road. They include 24/7 roadside assistance and a network of authorized repair shops to keep you moving.
- Home Insurance: Safeguard your most significant investment with Ascot’s home insurance coverage. It protects against damages caused by natural disasters, theft, accidents, and more. Your haven remains a secure sanctuary with Ascot’s comprehensive home insurance.
- Business Liability Insurance: Businesses face numerous risks, but Ascot’s liability insurance mitigates them. Whether it’s third-party injuries or property damage claims, their policies ensure your business stays resilient in the face of challenges.
- Workers’ Compensation Insurance: Protect both your employees and your business with Ascot’s workers’ compensation coverage. In case of workplace injuries, this coverage ensures that your employees receive necessary care while shielding your business from potential legal issues.
- Professional Indemnity Coverage: Professionals like consultants and service providers may encounter unexpected errors. Ascot’s professional indemnity coverage offers financial protection if your advice or service leads to a client’s loss, helping you navigate the complexities of your profession with confidence.
Ascot Surety & Casualty Company’s commitment to providing tailored coverage solutions ensures that you can choose the protection that aligns with your unique circumstances. (For more information, read “Ascot Insurance Company Review“)
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Ascot Surety & Casualty Company Insurance Rates Breakdown
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| Driver Profile | Ascot Surety & Casualty | National Average |
|---|---|---|
| Clean Record | $110 | $119 |
| 1+ Ticket | $160 | $147 |
| 1+ Accident | $210 | $173 |
| DUI | $260 | $209 |
| Poor Credit | $189 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Ascot Surety & Casualty Company Discounts Available
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| Discount | Ascot Surety & Casualty |
|---|---|
| Anti Theft | 12% |
| Good Student | 9% |
| Low Mileage | 15% |
| Paperless | 4% |
| Safe Driver | 17% |
| Senior Driver | 3% |
Ascot Surety & Casualty Company values their clients and offers various discounts to make their insurance solutions even more accessible and cost-effective.
- Safe Driver Discounts: If you have a clean driving record and demonstrate safe driving habits, you could qualify for a safe driver discount, which rewards your commitment to responsible driving.
- Multi-Policy Discounts: Bundling multiple insurance policies with Ascot, such as auto and home insurance, can lead to significant savings through multi-policy discounts.
- Good Student Discounts: Students who excel academically are often eligible for good student discounts. This incentive encourages young drivers to maintain their dedication to education and responsible behavior on the road.
- Safe Home Discounts: Implementing safety measures in your home, such as installing security systems and smoke detectors, can earn you discounts on your home insurance premiums.
- Claims-Free Discounts: If you haven’t filed any insurance claims during a specified period, you may be eligible for a claims-free discount, which reflects your commitment to safety and responsible management of potential risks.
- Pay-in-Full Discounts: Opting to pay your insurance premium in full upfront can lead to a pay-in-full discount, helping you save on the overall cost of your coverage.
- Affinity Group Discounts: Ascot partners with various organizations and affinity groups, offering exclusive discounts to their members as a way to foster community and reward loyalty.
- Renewal Discounts: Staying loyal to Ascot Surety & Casualty Company over the years can result in renewal discounts, reflecting the company’s appreciation for your continued business.
These discounts not only make insurance more affordable but also recognize and incentivize positive behaviors.
How Ascot Surety & Casualty Company Ranks Among Providers
Understanding the company’s main competitors provides insight into the market dynamics and the unique value that Ascot brings to the table. Here are some of Ascot Surety & Casualty Company’s main competitors:
- Geico: Known for its wide-ranging advertising campaigns and competitive rates, Geico is a significant competitor in the insurance industry. It offers various types of insurance, including auto, home, and more. Geico’s strong online presence and user-friendly interface make it a popular choice for customers seeking convenience.
- State Farm: With a robust network of agents and a comprehensive range of insurance offerings, State Farm is a well-established competitor. The company’s personalized approach and emphasis on building relationships with customers give it a competitive edge in the market.
- Progressive: Progressive is recognized for its innovative approach to insurance and its “Name Your Price” tool, allowing customers to tailor their coverage to their budget. The company’s Snapshot program, which tracks driving behavior, appeals to those looking for usage-based insurance options.
- Allstate: Allstate is known for its diverse insurance offerings, including auto, home, and life insurance. The company’s emphasis on customer support, bundled insurance options, and tools like Drivewise for safe driving discounts make it a strong contender in the industry.
- Liberty Mutual: Liberty Mutual’s broad range of insurance products, along with its focus on personalized coverage and customizable policies, positions it as a notable competitor. The company also offers a variety of discounts and incentives to attract customers.
- Nationwide: Nationwide offers a range of insurance solutions for both individuals and businesses. Its “On Your Side” promise and commitment to customer service contribute to its competitive stance. Nationwide’s array of coverage options and innovative features, like SmartRide for safe driving rewards, make it a significant player.
- Travelers: Travelers Insurance stands out for its comprehensive business insurance offerings and risk management solutions. It also provides personal insurance coverage, and its strong reputation for handling claims efficiently adds to its competitive advantage.
- Farmers Insurance: Farmers Insurance is known for its unique coverage options and customizable policies. The company’s diverse range of insurance products, including auto, home, and business insurance, allows customers to bundle coverage for convenience and savings.
While these competitors share the insurance landscape with Ascot Surety & Casualty Company, each has its own strengths and areas of focus.
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Ascot Surety & Casualty Company Claims Process
Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)
Ascot Surety & Casualty Company offers a user-friendly claims process that caters to the diverse preferences of their customers. Whether you prefer the convenience of filing a claim online, the ease of over-the-phone assistance, or the efficiency of mobile apps, Ascot has you covered.
Their commitment to providing multiple channels for claim submissions ensures that you can choose the method that suits you best.
Average Claim Processing Time
One of the key aspects that customers consider when selecting an insurance provider is the speed at which claims are processed. Ascot Surety & Casualty Company prides itself on its efficient claim processing system. They have implemented measures to minimize the waiting time for claim approvals and payouts, providing customers with timely support during their moments of need.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback is invaluable when assessing an insurance company’s performance in handling claims. Ascot Surety & Casualty Company has garnered positive reviews for their fair and prompt claim resolutions. Their commitment to customer satisfaction is reflected in the feedback from policyholders who have experienced a smooth claims process and received timely payouts.
Ascot Surety & Casualty Company Digital and Technological Features
Mobile App Features and Functionality
Ascot Surety & Casualty Company understands the importance of digital convenience in today’s fast-paced world. Their mobile app offers a range of features and functionality to simplify insurance management for their customers. From policy access to claims tracking, the app provides a seamless experience, putting essential insurance information at your fingertips.
Online Account Management Capabilities
Managing your insurance policies and accounts online has never been easier with Ascot. They offer robust online account management capabilities that allow you to view and update your policy details, make payments, and access important documents with ease. This digital convenience ensures that you have control over your insurance matters at any time.
Digital Tools and Resources
In addition to their mobile app and online account management, Ascot Surety & Casualty Company provides a wealth of digital tools and resources to empower their policyholders. These resources include informative articles, calculators, and educational materials designed to help customers make informed decisions about their insurance coverage.
With these digital tools, Ascot aims to support their customers in navigating the complexities of insurance and planning for a secure future.
Frequently Asked Questions
What types of insurance does Ascot Surety & Casualty Company offer?
Ascot offers a diverse range of insurance options, including auto insurance, home insurance, business liability insurance, workers’ compensation insurance, and professional indemnity coverage.
What sets Ascot apart from other insurance providers?
Ascot stands out through its commitment to personalized coverage plans tailored to individual needs, strong financial stability ensuring timely claim settlements, and a team of experienced agents providing expert guidance.
Can I bundle multiple insurance policies with Ascot for more savings?
Absolutely! Ascot offers multi-policy discounts, allowing you to bundle auto, home, and other insurance policies for significant savings while enjoying comprehensive coverage.
How can I get a quote for insurance coverage from Ascot?
Getting a personalized quote is simple. Visit Ascot’s website, fill out the application form with your details and coverage preferences, and receive a quote tailored to your specific needs.
What discounts are available to customers with Ascot insurance?
Ascot offers various discounts, including safe driver discounts, multi-policy discounts, good student discounts, and more. These incentives reward responsible behavior and help you save on your insurance premiums.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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