Clarendon National Insurance Company Review (2024)

Explore the comprehensive protection and peace of mind offered by Clarendon National Insurance Company, a trusted choice known for its exceptional customer service and commitment to tailored coverage.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Clarendon National Insurance Company

Average Monthly Rate For Good Drivers

$79

A.M. Best Rating:

A+

Complaint Level:

Low

Pros

  • Comprehensive Range of Insurance Options
  • Personalized Coverage Plans
  • Swift and Responsive Claims Processing
  • Attentive Customer Service
  • Positive Customer Reviews

Cons

  • Premiums might be higher compared to budget providers
  • Limited availability in certain regions
  • Additional discounts may not be as extensive as some competitors

Discover the world of protection and peace of mind with Clarendon National Insurance Company. Offering a comprehensive range of insurance options, from auto and home coverage to health and life insurance, Clarendon National stands out as a reliable partner in safeguarding what matters most.

The company’s commitment to customer satisfaction is evident in their attentive service and positive customer reviews. Whether it’s shielding your home, health, or loved ones, Clarendon National’s diverse coverage options and dedication to quality make them a steadfast choice in the ever-changing landscape of insurance.

Clarendon National Insurance Coverage Options

Clarendon National Insurance Company provides a diverse range of coverage options that cater to various aspects of individuals’ lives. Here’s a breakdown of their comprehensive coverage offerings:

Auto Insurance Coverage

  • Liability Coverage: Protection in case you’re at fault in an accident, covering injuries and property damage.
  • Collision Coverage: Covers repair costs for your vehicle in case of a collision, regardless of fault.
  • Comprehensive Coverage: Protects against non-collision incidents like theft, vandalism, and natural disasters.
  • Personal Injury Protection (PIP): Covers medical expenses for you and your passengers after an accident, regardless of fault.
  • Uninsured/Underinsured Motorist Coverage: Provides coverage if you’re in an accident with a driver who doesn’t have sufficient insurance.

Home Insurance Coverage

  • Dwelling Coverage: Protects the structure of your home against covered perils like fire, windstorms, and more.
  • Personal Property Coverage: Covers your belongings, such as furniture, electronics, and clothing, in case of theft or damage.
  • Liability Coverage: Offers financial protection if someone is injured on your property and sues you.
  • Additional Living Expenses: Covers costs if your home becomes uninhabitable due to a covered peril.
  • Medical Payments to Others: Pays for medical expenses if someone is injured on your property, regardless of fault.

Health Insurance Coverage

  • Medical Coverage: Includes hospital stays, doctor visits, prescription medications, and preventive care.
  • Dental Coverage: Offers coverage for routine dental procedures and treatments.
  • Vision Coverage: Covers eye exams, prescription glasses, and contact lenses.
  • Prescription Drug Coverage: Helps offset the cost of prescription medications.
  • Specialist Visits: Allows you to see specialists for specific medical needs.

Life Insurance Coverage

  • Term Life Insurance: Provides coverage for a specific term, offering a death benefit to beneficiaries.
  • Whole Life Insurance: Offers lifelong coverage with a cash value component that grows over time.
  • Universal Life Insurance: Flexible coverage with adjustable premiums and potential cash value growth.
  • Final Expense Insurance: Covers end-of-life expenses like funeral costs and medical bills.
  • Accidental Death and Dismemberment (AD&D) Insurance: Provides benefits in the event of accidental death or severe injury.

Clarendon National Insurance Company’s coverage options are designed to address a wide range of needs, ensuring that individuals and families can find the protection they require for different aspects of their lives.

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Clarendon National Insurance Rates Breakdown

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Driver ProfileClarendon National Insurance CompanyNational Average
Clean Record$180$200
1+ Ticket$220$240
1+ Accident$260$290
DUI$330$380
Poor Credit$310$344

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Clarendon National Insurance Discounts Available

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DiscountClarendon National Insurance Company
Anti Theft10%
Good Student15%
Low Mileage8%
Paperless5%
Safe Driver12%
Senior Driver7%

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Clarendon National Insurance Company offers a variety of discounts to help policyholders save on their insurance premiums while still enjoying comprehensive coverage. Here’s a breakdown of the discounts they provide:

  • Multi-Policy Discount: Combine multiple insurance policies, such as auto and home, to receive a discount on both.
  • Safe Driver Discount: Reward for maintaining a clean driving record without accidents or violations.
  • Good Student Discount: Discounts for young drivers who excel academically, showing responsibility on the road.
  • Defensive Driving Discount: Complete a defensive driving course to improve your skills and lower your premiums.
  • Bundled Coverage Discount: Bundle different types of insurance coverage with Clarendon National to enjoy extra savings.
  • Home Security Discount: Install security measures in your home, such as alarms and surveillance systems, for reduced home insurance rates.
  • Multi-Car Discount: Insure multiple vehicles with Clarendon National to receive a discount on each policy.
  • Pay-in-Full Discount: Pay your premium upfront for the entire term to get a discounted rate.
  • Automatic Payment Discount: Set up automatic premium payments for added convenience and a discount.
  • Loyalty Discount: Stay with Clarendon National for an extended period and receive loyalty-based savings.
  • Safe Vehicle Discount: Insure a vehicle equipped with safety features like anti-lock brakes and airbags for lower rates.
  • Renewal Discount: Renew your policy with Clarendon National to unlock additional savings.
  • Affinity Group Discount: Membership in certain organizations or groups can lead to exclusive discounts.
  • Senior Citizen Discount: Older drivers can enjoy reduced rates as a reward for their safe driving experience.

Clarendon National’s extensive range of discounts ensures that policyholders have multiple opportunities to lower their insurance costs while maintaining high-quality coverage.

How Clarendon National Insurance Ranks Among Providers

Clarendon National Insurance Company operates in a competitive landscape within the insurance industry. Here are some of the company’s main competitors:

  • Nationwide Insurance: Known for its wide range of insurance products, Nationwide is a strong competitor with its emphasis on personalized coverage and extensive network of agents. They offer auto, home, life, and various other insurance options.
  • Geico: Geico is renowned for its competitive pricing and catchy advertising campaigns. They focus on offering affordable auto insurance with options for customization and bundling.
  • State Farm: State Farm is a major player in the insurance industry, offering comprehensive coverage across multiple lines, including auto, home, life, and more. Their extensive network of agents and strong customer service sets them apart.
  • Allstate: Allstate is recognized for its broad range of insurance offerings and innovative tools like Drivewise, which tracks driving habits for potential discounts. They emphasize personalized coverage and various discount opportunities.
  • Progressive: Progressive is known for its user-friendly online platform and Snapshot program, which offers personalized auto insurance rates based on driving behavior. Their direct-to-consumer model appeals to tech-savvy customers.
  • Liberty Mutual: Liberty Mutual offers a variety of insurance products, including auto, home, and life insurance. Their emphasis on customer service and comprehensive coverage options makes them a strong competitor.
  • Farmers Insurance: Farmers Insurance provides a diverse selection of insurance products, including specialized coverage options. Their agents are well-versed in tailoring policies to customers’ needs.
  • USAA: USAA caters primarily to military personnel and their families, offering a wide range of insurance and financial services. Their focus on exceptional customer service and tailored military-specific benefits sets them apart.
  • Travelers Insurance: Travelers is known for its commercial and personal insurance offerings. They emphasize risk management and work with businesses and individuals to address unique coverage needs.
  • Aetna (A CVS Health Company): Aetna specializes in health insurance, offering a variety of plans to individuals and employers. Their strong reputation and network of healthcare providers position them as a key competitor.

Each of these competitors brings its own strengths and strategies to the market, creating a dynamic environment where Clarendon National Insurance Company continues to distinguish itself through its personalized coverage options, efficient claims processing, and commitment to customer satisfaction.

Read more: Aetna vs. Liberty National Life Insurance Company

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Navigating Clarendon National Insurance Company Claims Process

Ease of Filing a Claim

Clarendon National Insurance Company understands the importance of a seamless claims process. We offer multiple convenient options for filing a claim to ensure you have the flexibility to choose what works best for you. Whether you prefer the efficiency of our online portal, the personal touch of filing over the phone, or the convenience of our mobile apps, we’ve got you covered.

Average Claim Processing Time

Time is of the essence when it comes to claims. At Clarendon National, we take pride in our quick and efficient claim processing. Our average claim processing time is designed to be one of the industry’s fastest, ensuring that you receive prompt attention and timely settlements when you need it the most.

Customer Feedback on Claim Resolutions and Payouts

Your satisfaction matters to us. We actively seek and value customer feedback on our claim resolutions and payouts. Clarendon National Insurance Company is committed to transparent and fair claims handling. Our positive customer reviews reflect our dedication to providing you with a reliable and responsive claims experience.

Exploring Clarendon National Insurance Company Digital and Technological Features

Mobile App Features and Functionality

Experience the convenience of managing your insurance through our feature-rich mobile app. Clarendon National’s app offers a user-friendly interface and a wide range of functionalities. From policy management to easy claim filing and access to essential documents, our mobile app puts control and accessibility right at your fingertips.

Online Account Management Capabilities

Take charge of your insurance with our 24/7 online account management platform. Our online portal empowers you to make payments, update personal information, and track claims in real-time. We understand the importance of accessibility and have designed our platform to make managing your insurance a breeze.

Digital Tools and Resources

At Clarendon National, we go beyond insurance coverage. We provide you with valuable digital tools and resources to make informed decisions. Our digital offerings include educational materials and interactive resources that equip you with the knowledge you need to navigate the complexities of insurance confidently.

Frequently Asked Questions

What types of insurance does Clarendon National offer?

Clarendon National Insurance Company offers a comprehensive range of insurance types, including auto, home, health, and life insurance. These options provide coverage for various aspects of your life, ensuring you have the protection you need.

How does Clarendon National’s claims process work?

Clarendon National’s claims process is designed for simplicity and efficiency. You can file a claim online through their user-friendly portal, and their responsive support team is available to guide you through the process and provide assistance.

Are there discounts available for policyholders?

Yes, Clarendon National offers a variety of discounts to help you save on your insurance premiums. These include multi-policy discounts, safe driver discounts, good student discounts, and more. Bundling multiple policies can lead to substantial savings.

Can I customize my coverage plan with Clarendon National?

Absolutely. Clarendon National specializes in personalized coverage plans that cater to your specific needs. Their range of coverage options and additional benefits allow you to tailor your plan to address your unique circumstances.

How do I get started with Clarendon National Insurance?

Starting with Clarendon National is easy. Visit their website to explore their coverage options, and enter your details to receive a personalized insurance plan. Their user-friendly interface and supportive agents make the process straightforward

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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Compare Insurance Providers Rates to Save Up to 75%

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