Eagle Life Insurance Company Review (2024)

Eagle Life Insurance Company, with its diverse coverage offerings spanning life, health, home, and auto insurance, emerges as a versatile and reliable choice prioritizing financial security and customer needs, solidified by its A+ rating and commitment to comprehensive protection.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Eagle Life Insurance Company

Average Monthly Rate For Good Drivers

$67

A.M. Best Rating:

A+

Complaint Level:

Low

Pros

  • Comprehensive range of insurance types: Eagle Life Insurance Company offers a diverse portfolio of insurance types, including life, health, home, and auto insurance, catering to various individual and family needs.
  • Tailored coverage options: The company’s policies are designed to provide customized coverage, ensuring that individuals can choose plans that align with their specific requirements and financial situations.
  • Strong financial security and stability: With an A+ rating from A.M. Best, Eagle Life Insurance demonstrates its financial strength and stability, assuring policyholders that their claims will be met even during challenging times.
  • User-friendly online application process: Applying for insurance is made convenient through an intuitive online application process, reducing paperwork and enhancing the overall customer experience.
  • Positive customer reviews and testimonials: Satisfied customers have consistently praised Eagle Life Insurance for its attentive customer service, prompt claims processing, and overall commitment to their well-being.

Cons

  • Rates may be higher for certain high-risk demographics: While the company offers competitive rates, individuals in high-risk demographics might find their premiums to be slightly higher, reflecting the increased potential for claims.
  • Limited availability in some states: Eagle Life Insurance’s coverage might not be available in all states, limiting its accessibility to potential customers residing in specific geographic areas.
  • Additional discounts could enhance competitiveness: While the company provides standard discounts, the availability of additional discounts or incentive programs could further enhance its competitiveness in the insurance market.

Discover the comprehensive world of Eagle Life Insurance Company, where safeguarding your future takes center stage. Offering a diverse array of insurance types, from life and health to home and auto coverage, Eagle Life Insurance ensures tailored solutions for every need.

Backed by a solid A+ rating from A.M. Best, the company’s commitment to financial security shines through. Navigating the landscape of benefits and features, the article explores the user-friendly application process, the depths of coverage limits, and the seamless claims journey.

With satisfied customers attesting to its excellence, Eagle Life Insurance emerges as a trustworthy partner in securing what matters most. Whether it’s protecting loved ones, homes, or journeys on the road, Eagle Life Insurance Company offers a holistic and reliable approach to safeguarding your present and future.

Eagle Life Insurance Company Insurance Coverage Options

Eagle Life Insurance Company offers plenty of coverage options to choose from. Eagle Life Insurance Company presents a diverse range of coverage options to meet the unique needs of individuals and families:

  • Life Insurance: Safeguard your loved ones’ financial well-being with comprehensive life insurance policies that offer varying coverage levels, ensuring your family’s security in times of need.
  • Health Insurance: Prioritize your well-being with a selection of health insurance plans tailored to your health needs and budget, providing access to quality medical care when it matters most.
  • Home Insurance: Protect your most valuable asset with flexible home insurance coverage, shielding your residence from unforeseen events such as fires, theft, and natural disasters.
  • Auto Insurance: Drive with confidence knowing you’re covered by auto insurance plans that cater to your driving habits and vehicle type, offering protection against accidents and unforeseen road-related incidents.

Eagle Life Insurance Company’s coverage options are designed to offer peace of mind and financial security across various aspects of life, ensuring that you’re prepared for whatever comes your way.

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Eagle Life Insurance Company Insurance Rates Breakdown

Driver ProfileEagle Life InsuranceNational Average
Clean Record$81$119
1+ Ticket$113$147
1+ Accident$138$173
DUI$254$209
Poor Credit$140$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Eagle Life Insurance Company Discounts Available

DiscountsEagle Life Insurance
Anti Theft19%
Good Student17%
Low Mileage20%
Paperless15%
Safe Driver28%
Senior Driver18%

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Eagle Life Insurance Company values its customers and strives to make insurance coverage even more accessible and affordable through a range of discounts:

  • Safe Driver Discount: Rewarding responsible driving behavior with lower premiums for individuals with clean driving records and a history of safe driving practices.
  • Multi-Policy Discount: Enjoy cost savings by bundling multiple insurance policies with Eagle Life Insurance Company, such as combining auto and home insurance.
  • Good Student Discount: Recognizing the achievements of young drivers, this discount offers reduced rates for students who maintain good grades in school.
  • Senior Citizen Discount: Catering to the needs of senior citizens, this discount provides cost-effective insurance solutions for those in their golden years.
  • Annual Payment Discount: Opting for an annual payment plan can lead to reduced premiums compared to monthly payment options.
  • Loyalty Discount: Demonstrating appreciation for long-term customers, this discount rewards policyholders who stay loyal to Eagle Life Insurance Company over the years.
  • Safety Features Discount: If your vehicle is equipped with advanced safety features, you may qualify for a discount due to the reduced risk associated with such features.

Eagle Life Insurance Company’s array of discounts reflects its commitment to offering competitive rates while promoting responsible behavior and rewarding customer loyalty.

How Eagle Life Insurance Company Ranks Among Providers

Eagle Life Insurance Company operates in a competitive landscape alongside several other notable players in the insurance industry. Some of its main competitors include:

  • Phoenix Insurance Group: Phoenix Insurance Group is recognized for its comprehensive range of insurance options, including life, health, home, and auto coverage. With a strong financial standing and a commitment to customer service, Phoenix Insurance Group poses as a formidable competitor to Eagle Life Insurance Company.
  • Guardian Assurance: Guardian Assurance is known for its innovative insurance solutions and emphasis on customer-centric services. Their diverse range of coverage options and reputation for reliability make them a significant rival in the market.
  • Safeguard Insurance Services: Safeguard Insurance Services stands out for its customizable policies and focus on meeting individual customer needs. With a range of discounts and a reputation for personalized service, SafeGuard Insurance Services competes for the attention of customers seeking tailored coverage.
  • Horizon Insurance Solutions: Horizon Insurance Solutions is a prominent competitor with its extensive portfolio of insurance types and commitment to transparency. Their user-friendly online tools and accessibility make them an appealing choice for those seeking insurance options.
  • Nationwide Assurance: Nationwide Assurance boasts a wide geographical reach and a reputation for its long-standing presence in the insurance industry. Their range of coverage and strong brand recognition position them as a key contender in the competitive landscape.

As Eagle Life Insurance Company strives to stand out through its tailored coverage options, financial stability, and customer-centric approach, it faces stiff competition from these and other well-established insurance providers, each vying to offer the best solutions and service to customers.

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Eagle Life Insurance Company Claims Process

Ease of Filing a Claim

Eagle Life Insurance Company offers policyholders a hassle-free claims process with multiple convenient options. Whether you prefer to file a claim online, over the phone, or through their user-friendly mobile apps, Eagle Life Insurance ensures that you can report claims in a way that suits your preferences and needs.

Average Claim Processing Time

Eagle Life Insurance is committed to efficiency when it comes to processing claims. Policyholders can expect their claims to be handled promptly, reducing the waiting time for claim resolutions. This dedication to swift claim processing minimizes disruptions and underscores the company’s commitment to providing timely assistance.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is highly valued at Eagle Life Insurance Company. They actively seek input from policyholders to ensure that claim resolutions are fair, transparent, and meet or exceed expectations. Positive customer feedback highlights their commitment to providing reliable and responsive claims services.

Eagle Life Insurance Company’s Digital and Technological Features

Mobile App Features and Functionality

Eagle Life Insurance Company offers a feature-rich mobile app designed to empower policyholders with comprehensive insurance management tools.

The app boasts a user-friendly interface that allows users to effortlessly manage their policies, file claims, and access essential resources while on the go. It serves as a valuable tool for policyholders, providing convenient access to insurance-related tasks and information.

Online Account Management Capabilities

With 24/7 online account management capabilities, Eagle Life Insurance Company ensures that policyholders have complete control over their insurance accounts.

Through their online portal, policyholders can make payments, update personal information, and track claims in real-time. The company’s online platform prioritizes accessibility and simplicity, enhancing the overall insurance experience.

Digital Tools and Resources

In addition to insurance coverage, Eagle Life Insurance Company offers a suite of digital tools and resources to further assist policyholders.

These resources include educational materials and interactive tools designed to equip policyholders with the knowledge and resources necessary to navigate the complexities of insurance confidently. Their commitment to providing valuable digital resources sets them apart in the insurance landscape.

Frequently Asked Questions

Why should I choose Eagle Life Insurance Company over other providers?

Eagle Life Insurance Company stands out for its tailored coverage, financial security, and exceptional customer service, ensuring your peace of mind.

What’s the significance of Eagle Life Insurance’s A+ rating?

The A+ rating signifies our strong financial stability and reliability. It assures you that we have the resources to meet our obligations and provide peace of mind.

What sets Eagle Life Insurance apart from its competitors?

Eagle Life Insurance stands out with tailored coverage, an A+ financial rating, and exceptional customer service. We prioritize your security and well-being.

How efficient is the claims process with Eagle Life Insurance?

Eagle Life Insurance claims process is designed for promptness and convenience. You can track your claim status online or contact our dedicated claims team for updates and assistance.

Is Eagle Life Insurance suitable for senior citizens?

Yes, Eagle Life Insurance offers coverage options designed to cater to the needs of senior citizens, providing them with cost-effective insurance solutions tailored to their circumstances.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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