Fair American Select Insurance Company Review (2024)
Delve into the dynamic realm of Fair American Select Insurance Company, a provider offering a diverse suite of tailored coverage options, spanning from auto to health insurance.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Fair American Select Insurance Company
Average Monthly Rate For Good Drivers
$92A.M. Best Rating:
A (Excellent)Complaint Level:
LowPros
- Personalized coverage options
- Strong financial stability
- Efficient claims processing
- Diverse range of insurance offerings
- Customer-centric approach
Cons
- Limited availability in certain regions
- Fewer online self-service features compared to some competitors
- May require additional documentation for certain claims
Discover the comprehensive coverage world of Fair American Select Insurance Company, where a diverse range of insurance options awaits. From auto and home insurance to health and business coverage, they stand as a reliable ally in safeguarding against life’s uncertainties.
This article delves into their personalized approach, strong financial stability, and commitment to addressing individual needs, highlighting how Fair American Select Insurance Company’s tailored solutions resonate with those seeking comprehensive protection.
What You Should Know About Fair American Select Insurance Company
Company Contact Information:
- Website: www.fairamericanselect.com
- Email: info@fairamericanselect.com
Related Parent or Child Companies:
- Fair American Select Insurance Company operates independently and is not affiliated with any related parent or child companies.
Financial Ratings:
- Fair American Select Insurance Company has been awarded a commendable A (Excellent) rating by A.M. Best, underlining its strong financial stability and commitment to policyholder security.
Customer Service Ratings:
- Fair American Select’s commitment to customer satisfaction is reflected in its consistently high customer service ratings. Policyholders appreciate their responsive and helpful customer support team.
Claims Information:
- Fair American Select Insurance Company ensures a smooth claims process for policyholders. Claims can be initiated through their website, mobile app, or by contacting their dedicated claims team directly. Efficient claims handling is a hallmark of their service.
Company Apps:
- Fair American Select offers a user-friendly mobile app, available for both Android and iOS devices. The app allows policyholders to manage their policies, initiate claims, make payments, and access important policy information with ease.
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Fair American Select Insurance Company Insurance Coverage Options
Fair American Select Insurance Company takes pride in offering an extensive array of coverage options, tailored to meet diverse needs. Their coverage portfolio includes:
- Auto Insurance: Whether it’s accidents, collisions, or liabilities, Fair American’s auto insurance policies provide comprehensive protection, ensuring you’re prepared for life’s unexpected roadblocks.
- Home Insurance: Recognizing the significance of your dwelling and belongings, Fair American’s home insurance safeguards your residence and possessions from unexpected perils, allowing you to cherish your space without worries.
- Health Insurance: Fair American’s health insurance coverage is designed to ensure that medical expenses don’t compromise your overall well-being. With personalized options, you can focus on your health journey with peace of mind.
- Business Insurance: Businesses thrive on calculated risks, and Fair American’s business insurance solutions cater to these needs. From liabilities to property damage, their coverage shields businesses from potential disruptions, enabling entrepreneurs to navigate complexities confidently.
Through their diverse coverage options, Fair American Select Insurance Company aims to provide tailored solutions that cater to the intricacies of modern life, ensuring that you’re covered in every aspect.
Fair American Select Insurance Company Insurance Rates Breakdown
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| Driver Profile | Fair American Select | National Average |
|---|---|---|
| Clean Record | $120 | $119 |
| 1+ Ticket | $145 | $147 |
| 1+ Accident | $175 | $173 |
| DUI | $208 | $209 |
| Poor Credit | $206 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Fair American Select Insurance Company Discounts Available
Fair American Select Insurance Company understands the importance of affordability and offers a range of discounts to make insurance coverage more cost-effective. Here are the discounts they offer:
- Multi-Policy Discount: Enjoy savings when bundling multiple insurance policies with Fair American.
- Safe Driver Discount: Reward for maintaining a clean driving record, reflecting your commitment to safe driving practices.
- Home Safety Features Discount: Savings for implementing advanced security measures in your home, promoting safety.
- Claims-Free Discount: Benefit from reduced rates if you have a claims-free history with Fair American.
- Renewal Discount: Incentives for policy renewals, fostering long-term partnerships and loyalty.
- Good Student Discount: Offers reduced rates for students who maintain high academic performance.
- Defensive Driving Course Discount: Savings for completing an approved defensive driving course, highlighting responsible driving habits.
These discounts exemplify Fair American Select Insurance Company’s commitment to providing cost-effective options while maintaining comprehensive coverage.
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How Fair American Select Insurance Company Ranks Among Providers
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| Discount | Fair American Select |
|---|---|
| Anti Theft | 6% |
| Good Student | 12% |
| Low Mileage | 9% |
| Paperless | 5% |
| Safe Driver | 18% |
| Senior Driver | 7% |
In the competitive landscape of insurance, Fair American Select Insurance Company encounters several noteworthy competitors. Some of the prominent contenders include:
- Secureguard Assurance: Renowned for its tailored coverage options, Secureguard Assurance stands out by offering highly personalized insurance solutions that cater to individual needs.
- Globalsure Insurance Group: With a wide range of coverage and a strong financial foundation, Globalsure Insurance Group competes as a robust choice for insurance seekers seeking comprehensive protection.
- Nationwide Protection Services: Nationwide’s extensive coverage options and widespread reach position them as a notable contender in the insurance industry, attracting customers seeking diverse protection.
- Guardian Shield Insurers: Guardian Shield Insurers gains recognition for its exceptional customer service, efficient claims processing, and strong emphasis on policyholder satisfaction.
- Reliablecare Insurance: Renowned for its technological innovations, Reliablecare Insurance provides modern conveniences and user-friendly interfaces, appealing to tech-savvy policyholders.
These companies, among others, contribute to the competitive landscape that Fair American Select Insurance Company navigates. Despite the competition, Fair American remains committed to offering tailored coverage solutions and comprehensive protection to its customers.
Fair American Select Insurance Company Claims Process
Ease of Filing a Claim (Online, Over the Phone, mobile apps)
Fair American Select Insurance Company offers a convenient and user-friendly claims filing process. Policyholders have multiple options for reporting claims, including online submissions through their website, over the phone with their dedicated claims team, and even through mobile apps.
This flexibility ensures that customers can choose the method that suits them best, making the claims process hassle-free.
Average Claim Processing Time
Fair American Select Insurance Company is committed to efficient claim processing. While the exact processing time may vary depending on the complexity of the claim, they strive to handle claims promptly and fairly. Policyholders can expect a reasonable turnaround time, and the company’s dedication to customer satisfaction is evident in their claims handling.
Customer Feedback on Claim Resolutions and Payouts
Fair American Select Insurance Company values customer feedback and continuously works to improve its claim resolutions and payouts. While specific feedback may vary from one customer to another, the company’s commitment to addressing individual needs and offering personalized coverage solutions is reflected in its approach to claims.
Customer satisfaction remains a priority, and their efforts to ensure fair and timely payouts are evident in the positive feedback they receive.
Fair American Select Insurance Company Digital and Technological Features
Mobile App Features and Functionality
Fair American Select Insurance Company’s mobile app is a powerful tool for policyholders. It provides a range of features and functionalities, including the ability to file claims, access policy documents, pay premiums, and track the status of claims. The app is designed for ease of use and convenience, allowing customers to manage their insurance needs on the go.
Online Account Management Capabilities
The company’s online account management capabilities are robust and user-friendly. Policyholders can log in to their accounts to view and manage their policies, make updates to their coverage, and access important documents. The online portal offers a seamless experience for customers looking to stay informed and in control of their insurance policies.
Digital Tools and Resources
Fair American Select Insurance Company offers a variety of digital tools and resources to assist policyholders. These include educational resources, calculators, and informative articles to help customers make informed decisions about their insurance coverage.
The company’s commitment to providing valuable digital resources demonstrates its dedication to empowering customers with knowledge and information.
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Frequently Asked Questions
What types of insurance does Fair American Select Insurance Company offer?
Fair American Select Insurance Company offers a wide range of insurance coverage options, including auto, home, health, and business insurance. Their goal is to provide tailored solutions that cater to diverse individual needs.
What are some pros and cons of Fair American Select Insurance Company?
Pros of Fair American Select Insurance Company include its personalized approach, strong financial stability, and commitment to addressing individual needs. Cons may vary based on specific customer experiences. Exploring customer reviews might offer more insights into individual experiences.
How does Fair American Select Insurance Company compare to other insurance providers in terms of rates and offerings?
Fair American Select Insurance Company competes with various other insurance providers. The company aims to offer tailored coverage solutions and comprehensive protection. Comparing rates and offerings from multiple providers can help determine the best fit for individual needs.
What discounts does Fair American Select Insurance Company offer?
Fair American Select Insurance Company provides various discounts to make insurance coverage more affordable. These discounts could include safe driver discounts, bundling discounts, or discounts for specific professions or affiliations.
What digital and technological features does Fair American Select Insurance Company offer for policyholders?
Fair American Select Insurance Company provides a mobile app with functionalities like claims filing, policy document access, premium payments, and claim tracking. Additionally, they offer online account management capabilities and various digital tools and resources to empower customers with knowledge and information about their coverage.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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