Great American Insurance Company Review (2024)
Great American Insurance Company, renowned for its legacy of reliability, competitive rates, and exceptional customer service, stands as a trusted name in the insurance industry, offering a diverse range of coverage options for individuals and businesses nationwide.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Great American Insurance Company
Average Monthly Rate For Good Drivers
$100A.M. Best Rating:
A+ (Superior)Complaint Level:
LowPros
- Diverse range of insurance products
- Excellent A.M. Best rating (A+ Superior)
- Competitive rates and discounts
- Strong customer satisfaction record
- Comprehensive services and support
Cons
- Rate variability based on location and coverage choices
- Limited online quote customization options
In our exploration of Great American Insurance Company, we uncovered a trusted and versatile insurance provider offering a diverse range of coverage options, including auto, home, life, business, and specialty insurance, tailored to individual needs.
With an impressive A.M. Best rating of A+ (Superior), competitive rates, and a track record of customer satisfaction, they stand as a reliable choice for safeguarding what matters most. The company’s rich history and commitment to customer service underscore its reputation for excellence.
Additionally, Great American Insurance Company provides a variety of discounts, from safe driver incentives to multi-policy savings, ensuring affordability for their policyholders. With their comprehensive services and strong customer reviews, they prove themselves as a dependable partner in securing a brighter future.
Great American Insurance Company Insurance Coverage Options
When it comes to protecting what matters most, Great American Insurance Company offers a comprehensive range of coverage options tailored to meet your unique needs. Whether you’re looking to secure your vehicle, safeguard your home, provide for your family’s future, or protect your business assets, Great American has you covered.
Below, we’ll delve into the various coverage options provided by this trusted insurer.
- Auto Insurance: Tailored coverage for vehicles to ensure protection on the road.
- Home Insurance: Safeguarding homes and personal belongings with customizable policies.
- Life Insurance: Providing financial security for the future of policyholders and their families.
- Business Insurance: Protecting business assets with a variety of coverage options for commercial enterprises.
- Specialty Insurance: Offering specialized coverage for unique needs, ensuring a tailored approach to protection.
Great American Insurance Company’s diverse portfolio of coverage options ensures that you can find the protection you need, no matter your circumstances. With customizable policies and a commitment to exceptional service, they provide peace of mind for individuals, families, and businesses alike. Explore their offerings and secure your future with confidence.
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Great American Insurance Company Insurance Rates Breakdown
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| Driver Profile | Great American Insurance Company | National Average |
|---|---|---|
| Clean Record | $192 | $218 |
| 1+ Ticket | $224 | $240 |
| 1+ Accident | $262 | $299 |
| DUI | $300 | $322 |
| Poor Credit | $330 | $375 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Great American Insurance Company Discounts Available
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| Discount | Great American Insurance Company |
|---|---|
| Anti Theft | 3% |
| Good Student | 5% |
| Low Mileage | 5% |
| Paperless | 8% |
| Safe Driver | 8% |
| Senior Driver | 10% |
Great American Insurance Company values its policyholders and offers a variety of discounts to help you save on your insurance premiums. These discounts are designed to reward safe driving, responsible homeownership, and more. Below, we’ll highlight some of the discounts you can take advantage of:
- Safe Driver Discount: If you have a history of safe driving and a clean driving record, you may qualify for a safe driver discount, which can significantly reduce your auto insurance premiums.
- Multi-Policy Discount: Bundling your home and auto insurance with Great American can lead to substantial savings. This multi-policy discount encourages you to consolidate your coverage for added convenience and cost-effectiveness.
- Good Student Discount: Students who maintain a high GPA or meet specific academic criteria can benefit from a good student discount, making insurance more affordable for young drivers.
- Home Security Discount: Investing in home security measures, such as burglar alarms, smoke detectors, or a monitored security system, may make you eligible for a home security discount on your homeowners insurance.
- Claim-Free Discount: If you have a history of not filing claims, Great American may reward your responsible behavior with a claim-free discount, which can lead to lower premiums.
- Anti-Theft Device Discount: Equipping your vehicle with anti-theft devices, such as alarms or GPS tracking systems, can help you qualify for an anti-theft device discount on your auto insurance.
- Payment Discounts: Some insurers offer discounts for choosing specific payment methods, such as paying your premium in full upfront or setting up automatic payments.
- Loyalty Discount: Staying with Great American Insurance Company for an extended period can lead to a loyalty discount, which rewards your commitment as a long-term policyholder.
- Renewal Discounts: Renewing your policy with Great American may result in a renewal discount, offering savings to policyholders who continue their coverage.
The availability and specifics of these discounts may vary based on your location and the type of insurance coverage you choose. To get the most accurate information about the discounts available to you, it’s advisable to contact Great American Insurance Company directly or consult their official website.
How Great American Insurance Company Ranks Among Providers
Great American Insurance Company operates in a highly competitive insurance industry, with several well-established competitors. The company’s main competitors can vary depending on the specific insurance markets and regions they target. However, here are some of the notable competitors that Great American may encounter in various segments of the insurance market:
- State Farm: State Farm is one of the largest and most recognized insurance companies in the United States. They offer a wide range of insurance products, including auto, home, and life insurance, making them a significant competitor in all these sectors.
- Allstate: Allstate is known for its strong presence in the auto and home insurance markets. They provide a variety of coverage options and have a substantial customer base.
- Progressive: Progressive is a major player in the auto insurance industry, known for its innovative approach and competitive rates. They often compete with Great American in the auto insurance market.
- Nationwide: Nationwide offers a range of insurance products, including auto, home, and business insurance. They have a significant presence in multiple insurance sectors and compete with Great American on various fronts.
- Geico: Geico is renowned for its direct-to-consumer model and competitive auto insurance rates. They are a prominent competitor in the auto insurance sector.
- Liberty Mutual: Liberty Mutual is another large insurer that competes across various insurance categories, including auto, home, and business insurance. They have a strong market presence.
- Chubb: Chubb specializes in high-end insurance products, including property and casualty, and serves a more affluent clientele. They can be a competitor in the business insurance and high-value home insurance markets.
- Prudential: Prudential is a major player in the life insurance industry, offering a wide range of life insurance and retirement products. They compete with Great American in the life insurance sector.
- Travelers: Travelers is a well-known insurer with a strong presence in commercial insurance, offering various business insurance solutions. They can be a competitor in the business insurance market.
- Farmers Insurance: Farmers Insurance provides auto, home, and business insurance and competes with Great American in these segments, particularly in some regional markets.
Competition in the insurance industry is fierce, and factors such as pricing, customer service, coverage options, and regional focus can all influence the competitive landscape. Great American Insurance Company competes by offering customizable policies, a commitment to customer service, and a diverse range of coverage options.
To assess the specific competitors in your area or for the type of insurance coverage you need, it’s advisable to research locally and obtain insurance quotes from multiple companies to compare offerings and pricing.
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Great American Insurance Company Claims Process
Ease of Filing a Claim
Great American Insurance Company offers multiple convenient methods for filing insurance claims, ensuring flexibility for their policyholders. You can file a claim online through their user-friendly website, over the phone by contacting their dedicated claims team, or through their mobile app.
This variety of options makes it easy for you to report a claim in a way that suits your preferences and needs.
Average Claim Processing Time
The average claim processing time with Great American Insurance Company is known for its efficiency. They understand the importance of a prompt response when you need to make a claim.
While specific processing times can vary depending on the nature of the claim, their commitment to quick and fair claims resolution is a testament to their dedication to customer satisfaction.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback plays a crucial role in assessing the quality of an insurance company’s claims process. Great American Insurance Company has received positive reviews from policyholders regarding their claim resolutions and payouts. Their reputation for fair and timely settlements reflects their commitment to providing peace of mind to their customers.
Great American Insurance Company Digital and Technological Features
Mobile App Features and Functionality
Great American Insurance Company offers a feature-rich mobile app that empowers policyholders with convenient access to their insurance information. The app allows you to view and manage your policies, make payments, report and track claims, and access digital ID cards. It’s a powerful tool that puts your insurance coverage at your fingertips.
Online Account Management Capabilities
Managing your insurance policies online is made effortless with Great American Insurance Company’s online account management system. You can log in to your account through their website to review policy details, update personal information, and make payments securely.
This online platform enhances your ability to stay informed and in control of your insurance coverage.
Digital Tools and Resources
In addition to their mobile app and online account management, Great American Insurance Company provides a range of digital tools and resources to assist their policyholders. These resources may include educational materials, insurance calculators, and informative articles to help you make informed decisions about your coverage.
Their commitment to digital innovation ensures that you have the support and information you need at your fingertips.
Frequently Asked Questions
What sets Great American Insurance Company apart from other insurance providers?
They have a long-standing history of excellence and a commitment to customer satisfaction that’s second to none.
Can I bundle different insurance policies with them for added savings?
Yes, they offer bundle options, allowing you to save on your premiums by combining multiple policies.
Are their rates competitive in the market?
Absolutely, they offer competitive rates and often have discounts for loyal customers.
How do I file a claim with Great American Insurance Company?
You can easily file a claim through their website or by contacting their dedicated claims team.
Do they offer 24/7 customer support?
Yes, they provide round-the-clock customer support to assist you whenever you need it.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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