Great Western Insurance Company Review (2024)
Great Western Insurance Company, a distinguished provider in the insurance landscape, stands out with its diverse coverage options, encompassing life, health, auto, and more, offering competitive rates and a track record of financial stability for those seeking a trusted and comprehensive insurance partner.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Great Western Insurance Company
Average Monthly Rate For Good Drivers
$79A.M. Best Rating:
A++ (Superior)Complaint Level:
LowPros
- Diverse range of insurance products
- Excellent financial stability
- High customer satisfaction
- Competitive premium rates
- Efficient claims processing
Cons
- Limited availability in some regions
- Fewer specialized insurance options compared to some competitors
Great Western Insurance Company stands out as a trusted insurance provider, offering a diverse range of coverage options that cater to individual needs. Their comprehensive lineup includes life insurance policies, health insurance plans, auto insurance, home insurance, and specialized insurance options like motorcycle and pet insurance.
With a history of financial stability and a commitment to customer satisfaction, Great Western Insurance Company provides not only peace of mind but also competitive premium rates and efficient claims processing. Furthermore, they offer various discounts to help policyholders save on premiums.
In a highly competitive insurance landscape, Great Western Insurance Company remains a solid choice for those seeking reliable and customizable insurance solutions.
Great Western Insurance Company Insurance Coverage Options
Great Western Insurance Company is your trusted partner in safeguarding the various aspects of your life. Their comprehensive range of coverage options ensures that you can protect what matters most to you and your loved ones.
Whether you’re planning for the future, safeguarding your health, securing your vehicles, or defending your home. Here’s a comprehensive breakdown of the coverage options provided by Great Western Insurance Company:
Life Insurance Policies
- Term Life Insurance: A cost-effective option with a fixed premium for a specified term.
- Whole Life Insurance: Lifelong coverage with a cash value component that grows over time.
- Universal Life Insurance: Flexible coverage with the potential for cash value growth and premium adjustments.
- Final Expense Insurance: Coverage designed to assist with end-of-life expenses, offering peace of mind to your loved ones.
Health Insurance Policies
- Health Maintenance Organization (HMO) Plans: Affordable plans that require primary care physician referrals.
- Preferred Provider Organization (PPO) Plans: Flexible plans that allow you to choose your healthcare providers.
- Medicare Supplement Insurance: Coverage that supplements Medicare benefits to reduce out-of-pocket expenses.
Auto Insurance Policies
- Liability Coverage: Protects you against financial loss if you’re responsible for an accident.
- Collision Coverage: This covers damage to your vehicle in the event of a collision.
- Comprehensive Coverage: Protects against non-collision incidents like theft, vandalism, or natural disasters.
- Personal Injury Protection: Provides medical coverage for you and your passengers in case of injury.
Home Insurance Policies
- Homeowners Insurance: Covers your home’s structure and personal belongings.
- Renters Insurance: Protects your personal belongings as a tenant.
- Condo Insurance: Covers your condo unit and personal property within it.
Specialized Insurance Policies
- Motorcycle Insurance: Protection for motorcycle enthusiasts.
- RV Insurance: Coverage for recreational vehicles, ensuring your adventures are worry-free.
- Boat Insurance: Safeguard your boat and watercraft against unexpected events.
- Pet Insurance: Caring for your furry family members’ health and well-being.
Great Western Insurance Company’s commitment to offering a diverse array of coverage options means you can find the protection you need for every aspect of your life. With their tailored policies and dedication to your peace of mind, you can rest easy knowing that you and your loved ones are well-covered.
Take the time to explore these options further to discover the right insurance solutions that align with your unique needs and lifestyle.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Great Western Insurance Company Insurance Rates Breakdown
| Driver Profile | Great Western Insurance Company | National Average |
|---|---|---|
| Clean Record | $200 | $210 |
| 1+ Ticket | $280 | $300 |
| 1+ Accident | $320 | $330 |
| DUI | $350 | $340 |
| Poor Credit | $344 | $361 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Great Western Insurance Company Discounts Available
| Discount | Great Western Insurance Company |
|---|---|
| Anti Theft | 5% |
| Good Student | 12% |
| Low Mileage | 10% |
| Paperless | 5% |
| Safe Driver | 10% |
| Senior Driver | 5% |
Great Western Insurance Company not only provides a wide range of insurance coverage options but also offers an array of discounts to help you save on your insurance premiums. These discounts can make your policies even more affordable while maintaining the high-quality protection that Great Western is known for. Let’s take a closer look at the discounts available to policyholders.
- Multi-Policy Discount: Combine multiple insurance policies (e.g., auto and home) to receive a discount on each.
- Safe Driver Discount: If you maintain a clean driving record, you can enjoy reduced auto insurance rates.
- Good Student Discount: Students with excellent academic records may qualify for lower auto insurance premiums.
- Home Security Discount: Invest in home security systems or safety features to lower your homeowners or renters insurance rates.
- Claims-Free Discount: Maintain a claims-free history to receive discounts on your various insurance policies.
- Senior Discount: Senior citizens may be eligible for special discounts on certain insurance policies.
- Auto Safety Features Discount: Equip your vehicle with safety features like anti-lock brakes or airbags to reduce your auto insurance costs.
- Renewal Discount: Policyholders who renew their insurance with Great Western may qualify for loyalty discounts.
- Pay-in-Full Discount: Pay your annual premium in full upfront to enjoy additional savings.
- Paperless Billing Discount: Opt for paperless billing and electronic communications to receive discounts on your premiums.
- Multi-Vehicle Discount: Insure multiple vehicles under a single policy to lower your auto insurance rates.
- Safety Course Discount: Complete a recognized safety course and receive discounts on your auto insurance.
Great Western Insurance Company goes the extra mile to make insurance affordable and accessible for its policyholders. These discounts not only help you save money but also encourage safe practices and responsible behavior. By exploring and taking advantage of these discounts, you can enjoy the peace of mind that comes with great coverage while keeping your insurance costs manageable.
How Great Western Insurance Company Ranks Among Providers
Great Western Insurance Company operates in a highly competitive insurance industry, and it faces competition from several prominent insurers. While the level of competition may vary depending on the specific insurance product and geographic region, here are some of the company’s main competitors:
- State Farm Insurance: State Farm is one of the largest insurance providers in the United States, offering a wide range of insurance products, including auto, home, and life insurance. They are known for their extensive agent network and strong customer service.
- Geico: Geico is renowned for its affordable auto insurance rates and clever advertising campaigns. They offer a straightforward online experience and competitive pricing.
- Allstate: Allstate is a well-established insurance company with a comprehensive suite of insurance options, including auto, home, and life insurance. They emphasize personalized service and have a significant presence in the market.
- Progressive: Progressive is known for its innovative approach to auto insurance, offering features like usage-based insurance and a user-friendly online platform. They compete heavily on pricing and discounts.
- Nationwide: Nationwide is a diversified insurance company offering various insurance products, including auto, home, and pet insurance. They often focus on building long-term relationships with policyholders.
- Farmers Insurance: Farmers Insurance is known for its wide range of insurance options and a strong network of agents. They offer auto, home, life, and business insurance, among other products.
- Liberty Mutual: Liberty Mutual offers a broad spectrum of insurance products and is recognized for its commitment to customer service and innovation.
- USAA: USAA primarily serves military members and their families, providing a range of insurance and financial services. They are known for exceptional customer service and specialized coverage options.
- Prudential: Prudential is a major player in the life insurance market, offering a variety of life insurance and retirement products. They are often considered for long-term financial planning.
- AIG (American International Group): AIG is a global insurance and financial services company that competes in various insurance sectors, including property and casualty, life, and retirement services.
It’s important to note that competition can vary by location and the specific types of insurance policies offered. Each of these competitors has its own strengths, weaknesses, and unique selling points, making the insurance market a dynamic and competitive space.
Consumers often evaluate factors such as coverage options, pricing, customer service, and reputation when choosing an insurance provider, and Great Western Insurance Company must continually innovate and provide value to stay competitive in this landscape.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Streamlining Great Western Insurance Company Claims Process
Ease of Filing a Claim
Great Western Insurance Company streamlines the claims process, offering policyholders multiple convenient channels for filing claims. Whether you prefer the ease of online submission, the personal touch of phone assistance, or the mobility of their mobile app, they provide flexible options to suit your preferences.
Average Claim Processing Time
Great Western Insurance Company is dedicated to efficient claim processing, ensuring that claims are handled promptly. This commitment helps minimize disruptions and ensures timely support during critical situations.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback is invaluable to Great Western Insurance Company’s continuous improvement of their claim resolution and payout processes. Their customer-centric approach aims to deliver a positive experience and ensure fair, timely payouts for policyholders.
Exploring Great Western Insurance Company Digital and Technological Features
Mobile App Features and Functionality
Explore the robust features and functionality of Great Western Insurance Company’s mobile app, available for both Android and iOS devices. The app offers a wide range of capabilities, including policy management, streamlined claims submission, and access to valuable resources, putting convenience at your fingertips.
Online Account Management Capabilities
Great Western Insurance Company empowers policyholders with 24/7 access to their online portal for convenient policy management. From making payments to tracking claims in real-time, their user-friendly platform ensures efficient online account management, enhancing your overall experience.
Digital Tools and Resources
Great Western Insurance Company provides a suite of digital tools and resources designed to educate and assist policyholders. These resources include informative materials and interactive tools that offer valuable insights and guidance, empowering you to make well-informed insurance decisions.
Frequently Asked Questions
What types of insurance does Great Western Insurance Company offer?
Great Western Insurance Company provides a diverse range of insurance products, including life insurance, health insurance, auto insurance, home insurance, and specialized insurance options such as motorcycle and pet insurance.
How does Great Western Insurance Company’s financial stability impact policyholders?
Great Western Insurance Company boasts an A++ (Superior) rating from A.M. Best, indicating excellent financial stability. This stability ensures that policyholders can rely on the company to fulfill its financial obligations and provide long-term security.
What are the key reasons to consider Great Western Insurance for insurance coverage?
Great Western Insurance Company stands out for its diverse coverage options, competitive premium rates, high customer satisfaction, efficient claims processing, and a commitment to personalized service. These factors make it a compelling choice for insurance needs.
Can I save on premiums with Great Western Insurance Company?
Yes, Great Western offers various discounts, including multi-policy, safe driver, good student, home security, claims-free, senior, auto safety features, renewal, pay-in-full, and paperless billing discounts. These discounts can help policyholders reduce their insurance costs.
Does Great Western Insurance offer any additional services or resources beyond insurance coverage?
Some insurance companies offer value-added services such as educational resources, safety tips, or emergency assistance programs. It’s worth asking if Great Western provides any supplementary services to enhance policyholder experiences.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
