Hartford Insurance Company of Illinois Review (2024)

Explore the diverse insurance offerings of Hartford Insurance Company of Illinois, from auto and home to life and business coverage, in this comprehensive review that delves into their competitive advantages and industry comparisons.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Hartford Insurance Company of Illinois

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A+

Complaint Level:

Low

Pros

  • Wide range of insurance types
  • Competitive pricing
  • Reliable customer support
  • Quick and efficient claims processing

Cons

  • Limited coverage in some regions
  • Discount eligibility may vary

In this comprehensive review, we delve into the offerings of Hartford Insurance Company of Illinois, a well-established insurance provider. With a diverse range of insurance products, including auto, home, life, business, and health coverage, the company stands out for its commitment to tailored solutions.

Prospective customers will find detailed insights into the coverage options, discounts, and competitive advantages this company offers. Furthermore, we explore its notable competitors in the insurance landscape, providing a comprehensive overview to assist individuals in making informed decisions about their insurance needs.

What You Should Know About Hartford Insurance Company of Illinois

Company Contact Information:

Related Parent or Child Companies: Hartford Insurance Company of Illinois is part of The Hartford Financial Services Group, Inc.

Financial Ratings: A.M. Best Rating: A+

Customer Service Ratings: Customer service ratings are not available. For detailed customer service ratings, it’s advisable to check independent customer reviews and ratings on reputable websites or consult industry reports.

Claims Information: Filing a claim with Hartford is described as a straightforward process in the article. For specific claims details, it is recommended to visit the official Hartford Insurance Company of Illinois website or contact their customer support.

Company Apps: No available information about the company apps. For information on company apps, you can visit the official Hartford Insurance Company of Illinois website or check app stores for relevant applications.

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Hartford Insurance Company of Illinois Insurance Coverage Options

Hartford Insurance Company of Illinois Insurance offers a wide range of coverage options to meet the diverse needs of its policyholders. Here’s a list of the coverage options typically offered by insurance companies like Hartford Insurance Company of Illinois:

  • Auto Insurance: Provides coverage for vehicle-related accidents and damages, including liability, collision, comprehensive, uninsured motorist, personal injury protection, and rental car reimbursement.
  • Home Insurance: Safeguards your home and belongings against damage or theft, including dwelling coverage, personal property protection, liability, and coverage for additional living expenses.
  • Life Insurance: Ensures financial security for your loved ones with options such as term, whole, universal, variable life insurance, and final expense insurance.
  • Business Insurance: Protects businesses from various risks, including commercial property, general liability, workers’ compensation, professional liability, and specialized policies like cyber liability.
  • Health Insurance: Offers access to medical care and covers expenses, with options like HMOs, PPOs, high deductible health plans, and dental/vision coverage.

These coverage types cater to specific needs, and consulting with Hartford Insurance Company of Illinois or an insurance expert is advisable to tailor them to your circumstances.

Hartford Insurance Company of Illinois Insurance Rates Breakdown

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Driver ProfileHartford Insurance Company of IllinoisNational Average
Clean Record$155$119
1+ Ticket$181$147
1+ Accident$239$173
DUI$259$209
Poor Credit$267$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Hartford Insurance Company of Illinois Discounts Available

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DiscountHartford Insurance Company of Illinois
Anti Theft18%
Good Student22%
Low Mileage20%
Paperless10%
Safe Driver25%
Senior Driver18%

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Hartford Insurance Company of Illinois offers several discounts to help policyholders save on their insurance premiums. These discounts are designed to reward responsible behavior, safe driving, and loyalty. Here’s a list of some common discounts often offered by insurance companies like Hartford Insurance Company of Illinois:

  • Multi-Policy Discount: Save by bundling multiple insurance policies, such as home and auto coverage.
  • Safe Driver Discount: Rewards policyholders with clean driving records, free from accidents or violations.
  • Good Student Discount: Offers reduced rates for young drivers who maintain high academic performance.
  • Anti-Theft Discount: Lower premiums for vehicles equipped with anti-theft devices.
  • Home Safety Features Discount: Reductions for homes with safety features like smoke detectors and alarm systems.
  • Claims-Free Discount: Rewards policyholders for not filing claims over a certain period.
  • Mature Driver Discount: Discounts for older drivers who have completed safe driving courses.
  • Paid-in-Full Discount: Savings for policyholders who pay their annual premium upfront.
  • Auto Safety Features Discount: Reduced rates for vehicles equipped with safety features like airbags and anti-lock brakes.
  • Loyalty Discount: Rewards long-term customers who have remained with the company for several years.

Please note that the availability and extent of these discounts may vary depending on the insurance provider and your specific policy. To get accurate information about available discounts from Hartford Insurance Company of Illinois, it’s best to contact them directly or consult with an insurance agent.

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How Hartford Insurance Company of Illinois Ranks Among Providers

In the vast landscape of insurance providers, Hartford Insurance Company of Illinois stands out as a trusted partner for securing your financial future. However, it’s essential to understand the competitive landscape and how Hartford Insurance Company of Illinois compares to its rivals. Some of its main competitors include:

  • State Farm: Known for its extensive network of agents and comprehensive coverage options, State Farm is a major player in the insurance market, offering auto, home, life, and business insurance.
  • Allstate: Allstate is recognized for its wide range of insurance products, including auto, home, life, and specialty coverage. It’s known for its innovative features like the “Drivewise” program, which monitors safe driving habits.
  • Geico: Geico is renowned for its competitive auto insurance rates and humorous advertising campaigns. They offer a variety of coverage options and are known for their user-friendly online services.
  • Progressive: Progressive is known for its auto insurance offerings and the “Name Your Price” tool, which allows customers to customize their policies based on their budget.
  • Liberty Mutual: Liberty Mutual provides various insurance solutions, including auto, home, and renters insurance. They are recognized for their customizable coverage options.
  • USAA: USAA caters primarily to military personnel and their families, offering a range of insurance products with a strong focus on customer service and member benefits.
  • Nationwide: Nationwide offers diverse insurance products, including auto, home, and pet insurance, and is known for its “Vanishing Deductible” program.

These competitors, along with others in the insurance industry, constantly vie for market share by offering various coverage options, discounts, and customer service experiences. Choosing the right insurance provider often involves comparing these companies’ offerings to find the best fit for individual needs and preferences.

Navigating Hartford Insurance Company of Illinois Claims Process

Ease of Filing a Claim

Hartford Insurance Company of Illinois offers policyholders multiple convenient options to file a claim. Whether you prefer the ease of online submissions, the personal touch of phone assistance, or the convenience of mobile apps, they have you covered.

Average Claim Processing Time

Efficiency is key when it comes to claim processing at Hartford Insurance Company of Illinois. They are dedicated to providing prompt claim resolutions, ensuring that policyholders receive assistance when they need it most. The average claim processing time reflects their commitment to swift and efficient service.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback plays a significant role in shaping the claim resolution and payout processes at Hartford Insurance Company of Illinois. They value policyholder input, using it to continuously improve the fairness and timeliness of claim resolutions. This customer-centric approach ensures a positive experience during the claims process.

Exploring Hartford Insurance Company of Illinois Digital and Technological Features

Mobile App Features and Functionality

Explore the robust features and functionality of Hartford Insurance Company of Illinois’ mobile app, available for both Android and iOS devices. The app empowers policyholders with the ability to manage policies, file claims seamlessly, and access valuable resources. It’s a powerful tool that puts insurance management at your fingertips.

Online Account Management Capabilities

Hartford Insurance Company of Illinois offers 24/7 access to an online portal for convenient policy management. From making payments to tracking claims in real-time, their user-friendly platform ensures efficient online account management, enhancing your overall insurance experience.

Digital Tools and Resources

Hartford Insurance Company of Illinois provides a suite of digital tools and resources designed to educate and assist policyholders. These resources include informative materials and interactive tools that offer valuable insights and guidance, enabling you to make well-informed insurance decisions.

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Frequently Asked Questions

What types of insurance does Hartford Insurance Company of Illinois offer?

Hartford Insurance Company of Illinois offers a wide range of insurance types, including auto, home, life, business, and health insurance.

How can one get a quote for insurance from Hartford Insurance Company of Illinois?

To obtain a quote, individuals can visit the company’s website or contact their customer service department for assistance.

Are there any discounts available for auto insurance policies with Hartford Insurance Company of Illinois?

Yes, the company offers various discounts for auto insurance, including safe driver discounts and multi-policy discounts.

Can I bundle my home and auto insurance policies with Hartford Insurance Company of Illinois?

The company encourages policy bundling, which can lead to additional savings.

What types of life insurance policies are available from Hartford Insurance Company of Illinois?

Hartford Insurance Company of Illinois offers a range of life insurance policies, including term life, whole life, and universal life insurance.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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