Liberty Mutual Mid-Atlantic Insurance Company Review (2024)

Liberty Mutual Mid-Atlantic Insurance Company, a stalwart in the mid-Atlantic region, provides a comprehensive range of insurance solutions tailored for individuals and businesses, emphasizing competitive rates and unwavering commitment to customer satisfaction.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Liberty Mutual Mid-Atlantic Insurance Company

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A (Excellent)

Complaint Level:

Low

Pros

  • Diverse range of insurance offerings
  • Strong customer satisfaction and positive reviews
  • Competitive pricing and discounts
  • Smooth and efficient claims process
  • Local expertise in the Mid-Atlantic region

Cons

  • Limited coverage area to the Mid-Atlantic region
  • Rates may vary based on individual circumstances
  • Online policy management could be more user-friendly
  • Not suitable for those outside the service area

In this comprehensive guide, Liberty Mutual Mid-Atlantic Insurance Company is examined as a trusted insurance provider in the Mid-Atlantic region. The article explores the company’s diverse insurance offerings, including auto, home, life, and commercial insurance, highlighting their commitment to tailored coverage.

Liberty Mutual Mid-Atlantic’s rich company history, positive customer reviews, extensive coverage area, competitive pricing, and efficient claims process are featured, emphasizing their reliability. With a variety of discounts available to policyholders, the company aims to make insurance coverage affordable.

Ultimately, Liberty Mutual Mid-Atlantic Insurance Company emerges as a dependable partner dedicated to safeguarding the financial well-being of individuals and businesses in the Mid-Atlantic region.

Liberty Mutual Mid-Atlantic Insurance Company Insurance Coverage Options

Liberty Mutual Mid-Atlantic Insurance Company is dedicated to providing a wide range of insurance solutions tailored to your unique needs. Their coverage options are designed to offer comprehensive protection for individuals and businesses in the Mid-Atlantic region. Here’s a closer look at the insurance coverage they offer:

Auto Insurance

  • Protect your vehicle with Liberty Mutual Mid-Atlantic’s reliable auto insurance policies.
  • Coverage for damage, liability, and medical expenses.
  • Additional options like collision and comprehensive coverage available.
  • Discounts for safe driving and bundling policies.

Home Insurance

  • Safeguard your home and belongings with Liberty Mutual Mid-Atlantic’s home insurance.
  • Coverage for property damage, personal liability, and loss of use.
  • Options for homeowners, renters, and condominium owners.
  • Additional coverage for valuable items and natural disasters.

Life Insurance

  • Secure your family’s financial future with Liberty Mutual Mid-Atlantic’s life insurance policies.
  • Term life insurance for temporary coverage needs.
  • Whole life insurance for lifelong protection and cash value.
  • Options for customizable coverage amounts.

Commercial Insurance

  • Protect your business with Liberty Mutual Mid-Atlantic’s commercial insurance solutions.
  • Coverage for property, liability, and workers’ compensation.
  • Tailored policies for various industries and business sizes.
  • Business interruption coverage available.

Motorcycle Insurance

  • Hit the open road with confidence with Liberty Mutual Mid-Atlantic’s motorcycle insurance.
  • Coverage for bodily injury, property damage, and theft.
  • Optional coverage for accessories and safety gear.
  • Discounts for experienced riders and safety courses.

Renters Insurance

  • Renters can safeguard their personal belongings with Liberty Mutual Mid-Atlantic’s renters insurance.
  • Coverage for personal property, liability, and additional living expenses.
  • Protection against theft, fire, and vandalism.
  • Affordable coverage for tenants.

Condo Insurance

  • Condominium owners can protect their investment with Liberty Mutual Mid-Atlantic’s condo insurance.
  • Coverage for the condo structure, personal property, and liability.
  • Additional options for loss assessment and improvements.
  • Peace of mind for condo residents.

Umbrella Insurance

  • Enhance your liability coverage with Liberty Mutual Mid-Atlantic’s umbrella insurance.
  • Added protection beyond your primary insurance policies.
  • High coverage limits for legal defense and liability claims.
  • Affordable peace of mind for unexpected situations.

In the Mid-Atlantic region, Liberty Mutual Mid-Atlantic Insurance Company offers a comprehensive suite of insurance options to meet your individual and business needs. Whatever your circumstances, they aim to provide you with the peace of mind that comes from knowing you’re protected.

Read more: Liberty Mutual Insurance Company Review

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Liberty Mutual Mid-Atlantic Insurance Company Insurance Rates Breakdown

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Driver ProfileLiberty Mutual Mid-Atlantic Insurance CompanyNational Average
Clean Record$110$119
1+ Ticket$160$147
1+ Accident$185$173
DUI$230$209
Poor Credit$189$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Liberty Mutual Mid-Atlantic Insurance Company Discounts Available

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DiscountLiberty Mutual Mid-Atlantic Insurance Company
Anti Theft12%
Good Student10%
Low Mileage13%
Paperless5%
Safe Driver15%
Senior Driver9%

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Liberty Mutual Mid-Atlantic Insurance Company values your financial well-being and strives to make insurance coverage more affordable for you. To ensure you get the most out of your insurance policies, they offer a variety of discounts tailored to your needs. Here’s a look at the discounts available:

Safe Driving Discount

  • Reward for maintaining a clean driving record.
  • Demonstrates responsible and safe driving habits.
  • Encourages accident-free and violation-free driving.

Multi-Policy Discount

  • Save by bundling multiple insurance policies.
  • Combine auto, home, or other policies for increased savings.
  • Simplifies policy management and payments.

Good Student Discount

  • Recognizes the achievements of young drivers.
  • Eligible for students with good academic performance.
  • Encourages responsible behavior on and off the road.

Safety Features Discount

  • Lower rates for vehicles equipped with safety features.
  • Examples include anti-lock brakes and airbags.
  • Reduces the risk of accidents and injuries.

Anti-Theft Device Discount

  • Reduced rates for vehicles with anti-theft devices.
  • Deters theft and vandalism.
  • Provides added security for your vehicle.

Accident Forgiveness Discount

  • Protection from rate increases after your first at-fault accident.
  • Provides peace of mind if an unexpected incident occurs.
  • Rewards your loyalty as a responsible driver.

Home Safety Discount

  • Lower home insurance rates for safety measures.
  • Examples include smoke detectors and security systems.
  • Increases the safety and security of your residence.

New Car Discount

  • Savings for insuring a new vehicle.
  • New cars often have advanced safety features.
  • Lower risk of mechanical issues and breakdowns.

Paperless Billing Discount

  • Incentive for opting for electronic billing and payments.
  • Reduces paperwork and environmental impact.
  • Convenient and efficient way to manage your policy.

Preferred Payment Discount

  • Savings for choosing certain payment methods.
  • Encourages timely and secure payment.
  • May include discounts for auto-pay or annual payments.

Military Discount

  • Special rates for active-duty and retired military personnel.
  • Recognizes the service and sacrifices of military members.
  • Tailored insurance solutions for military families.

Liberty Mutual Mid-Atlantic Insurance Company understands the importance of affordability when it comes to insurance coverage. These discounts are designed to help you protect what matters most without straining your budget. Explore these options to find the savings that fit your unique circumstances and enjoy the peace of mind that comes with comprehensive coverage.

How Liberty Mutual Mid-Atlantic Insurance Company Ranks Among Providers

In the highly competitive insurance industry, Liberty Mutual Mid-Atlantic Insurance Company faces formidable rivals. These companies offer a range of insurance products and services in the Mid-Atlantic region and beyond. Here are some of Liberty Mutual Mid-Atlantic’s main competitors:

  • State Farm: A national insurance giant with a strong presence in the Mid-Atlantic region. Offers a wide range of insurance products, including auto, home, and life insurance. Known for its extensive network of local agents and competitive rates.
  • Allstate: Another prominent national insurer serving the Mid-Atlantic region. Provides comprehensive coverage options, including auto, home, and renters insurance. Emphasizes customer service and claims satisfaction.
  • Geico: A well-known auto insurance provider with a substantial customer base in the Mid-Atlantic. Renowned for competitive pricing and user-friendly online services. Offers a range of discounts for policyholders.
  • Progressive: A major player in the auto insurance sector, popular in the Mid-Atlantic region. Known for its innovative insurance products and competitive rates. Offers unique features like usage-based insurance.
  • Nationwide: A well-established insurer with a presence in the Mid-Atlantic and across the U.S. Provides a variety of insurance options, including auto, home, and pet insurance. Focuses on personalized customer service.
  • Travelers: A leading insurance company offering coverage in the Mid-Atlantic and beyond. Known for its commercial insurance solutions for businesses. Provides a wide range of personal insurance products as well.
  • Erie Insurance: A regional insurer with a strong presence in the Mid-Atlantic states. Offers a variety of insurance products, including auto, home, and life insurance. Emphasizes customer satisfaction and local service.
  • USAA: A financial services provider serving military personnel and their families. Offers a range of insurance products, including auto, home, and life insurance. Known for outstanding customer service and tailored solutions for the military community.

These competitors, like Liberty Mutual Mid-Atlantic, strive to meet the diverse insurance needs of individuals and businesses in the region. Each company brings its own strengths and unique selling points to the table, creating a dynamic landscape in which customers can choose the insurance provider that aligns best with their requirements.

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Liberty Mutual Mid-Atlantic Insurance Company Process

Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)

When it comes to filing a claim with Liberty Mutual Mid-Atlantic Insurance Company, policyholders have the convenience of multiple options. The company offers an easy-to-use online claims portal, allowing customers to initiate the claims process from the comfort of their own homes.

Additionally, claims can be filed over the phone, providing a more personalized experience. Liberty Mutual also offers a mobile app that allows policyholders to report and track their claims on the go, making it a flexible and accessible choice for those who prefer digital interactions.

Average Claim Processing Time

One crucial aspect of any insurance provider is the speed at which they process claims. Liberty Mutual Mid-Atlantic aims to provide efficient service in this regard.

The average claim processing time may vary depending on the complexity of the claim and the documentation provided, but the company strives to handle claims promptly to alleviate the financial burden on policyholders during challenging times.

Customer Feedback on Claim Resolutions and Payouts.

Customer feedback plays a pivotal role in evaluating an insurance company’s performance. Liberty Mutual Mid-Atlantic Insurance Company has garnered positive reviews for its claim resolutions and payouts. Policyholders have appreciated the company’s commitment to fair and timely settlements.

The company’s dedication to customer satisfaction is reflected in the feedback received, enhancing its reputation as a reliable insurance provider.

Liberty Mutual Mid-Atlantic Insurance Company Digital and Technological Features

Mobile app features and functionality

Liberty Mutual Mid-Atlantic Insurance Company offers a feature-rich mobile app designed to streamline the insurance experience. The app allows users to manage their policies, file claims, access digital insurance cards, and even request roadside assistance when needed.

With a user-friendly interface, the mobile app provides policyholders with the convenience of handling their insurance matters from their smartphones, making it a valuable digital tool for modern customers.

Online account management capabilities

Online account management is a key feature for today’s insurance customers, and Liberty Mutual Mid-Atlantic delivers on this front. Policyholders can access their accounts through the company’s website, where they can view policy details, make payments, update information, and track claims.

This online account management capability ensures that customers have easy access to their policy information and can make necessary changes without the need for phone calls or office visits.

Digital tools and resources

Liberty Mutual Mid-Atlantic Insurance Company offers a range of digital tools and resources to assist policyholders in making informed decisions. These resources include informative articles, insurance calculators, and educational materials to help customers understand their coverage options better.

By providing these digital resources, Liberty Mutual Mid-Atlantic demonstrates its commitment to empowering its customers with knowledge and tools to navigate the insurance landscape effectively.

Frequently Asked Questions

What makes Liberty Mutual Mid-Atlantic unique?

Liberty Mutual Mid-Atlantic’s uniqueness lies in its deep roots in the Mid-Atlantic region, tailored insurance solutions, and unwavering commitment to customer satisfaction.

How do I get a quote for Liberty Mutual Mid-Atlantic’s insurance policies?

Obtaining a quote is easy; you can do it online or by contacting their dedicated customer service team.

Are there special discounts available from Liberty Mutual Mid-Atlantic?

Yes, Liberty Mutual Mid-Atlantic offers various discounts, such as multi-policy discounts, safe driving discounts, and more. These can lead to significant savings on your premiums.

Can I manage my policy with Liberty Mutual Mid-Atlantic online?

Liberty Mutual Mid-Atlantic provides an intuitive online portal for policy management, making it convenient to access your policy details, make payments, and more.

What should I do if I need to file a claim with Liberty Mutual Mid-Atlantic?

In case of a claim, simply reach out to Liberty Mutual Mid-Atlantic’s claims department, and they will guide you through the process, ensuring a smooth experience during a challenging time.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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