Mesa Underwriters Specialty Insurance Company Review (2024)

Discover Mesa Underwriters Specialty Insurance Company, a standout in the insurance landscape, offering tailored coverage, competitive rates, and an unwavering commitment to customer satisfaction, with a diverse range of insurance options spanning commercial property, liability, and specialized coverages.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
no image available

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Mesa Underwriters Specialty Insurance Company

Average Monthly Rate For Good Drivers

N/A

A.M. Best Rating:

N/A

Complaint Level:

Low

Pros

  • Wide range of insurance options
  • Tailored and customizable policies
  • Decades of insurance expertise
  • Strong financial stability
  • Exceptional customer service

Cons

  • Rates may vary depending on individual circumstances
  • Specific coverage details may require consultation
  • Complaint levels may vary by region and customer experience

Mesa Underwriters Specialty Insurance Company, shedding light on its diverse range of insurance offerings, including commercial property, general liability, professional liability, environmental liability, and cyber liability insurance.

Mesa Underwriters’ commitment to tailoring policies to individual needs, offering competitive rates, and providing exceptional customer service is emphasized. The piece highlights their straightforward application process, benefits like financial stability and extensive experience, and an array of discounts.

Additionally, it mentions the company’s competitors in the insurance industry. Mesa Underwriters emerges as a trusted insurance provider, distinguished by its comprehensive coverage options, dedication to client satisfaction, and competitive positioning in a crowded marketplace.

Mesa Underwriters Specialty Insurance Company Insurance Coverage Options

When it comes to safeguarding your business, having the right insurance coverage is essential. Mesa Underwriters Specialty Insurance Company offers a diverse range of coverage options designed to provide comprehensive protection for businesses of all sizes and industries. Here are the coverage options offered by Mesa Underwriters Specialty Insurance Company:

  • Commercial Property Insurance: Protection for your business assets against various risks and perils, including fire, theft, and natural disasters.
  • General Liability Insurance: Coverage that safeguards your business from legal claims, liabilities, and lawsuits arising from accidents or injuries on your premises.
  • Professional Liability Insurance: Insurance designed for professionals to protect against errors, omissions, or negligence claims made by clients or third parties.
  • Environmental Liability Insurance: Protection against environmental risks and liabilities, ensuring your business is covered in case of pollution, contamination, or other environmental issues.
  • Cyber Liability Insurance: Coverage to shield your business from the financial fallout of cyberattacks, data breaches, and other digital threats, including data loss and customer notification expenses.

Choosing the right insurance coverage is a critical decision for any business. Mesa Underwriters Specialty Insurance Company offers a wide range of insurance options to address the unique challenges that businesses face.

Whether you need protection for your physical assets, liability coverage, or safeguarding against digital threats, Mesa Underwriters has you covered with tailored solutions to ensure your peace of mind.

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

Mesa Underwriters Specialty Insurance Company Insurance Rates Breakdown

Compare RatesStart Now →

"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>

Driver ProfileMesa Underwriters Specialty Insurance CompanyNational Average
Clean Record$205$175
1+ Ticket$260$225
1+ Accident$310$280
DUI$340$325
Poor Credit$353$301

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

Compare RatesStart Now →

Mesa Underwriters Specialty Insurance Company Discounts Available

Compare RatesStart Now →

"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>

DiscountMesa Underwriters Specialty Insurance Company
Anti Theft10%
Good Student12%
Low Mileage8%
Paperless6%
Safe Driver15%
Senior Driver9%

Compare RatesStart Now →

In the world of insurance, finding ways to maximize your savings without compromising on coverage is a top priority. At Mesa Underwriters Specialty Insurance Company, they understand the significance of providing financial relief to their valued customers. That’s why they offer a diverse range of discounts tailored to suit your unique needs.

  • Multi-Policy Discount: Savings for bundling multiple insurance policies, such as auto and home insurance, with the same company.
  • Safe Driver Discount: Rewards for having a clean driving record and a history of safe driving.
  • Good Student Discount: Discounts for students who maintain good grades in school.
  • Multi-Car Discount: Lower rates when you insure multiple vehicles on the same policy.
  • Anti-Theft Discount: Savings for having anti-theft devices or systems installed in your vehicle.
  • Defensive Driving Course Discount: Discounts for completing an approved defensive driving course.
  • Low Mileage Discount: Savings for driving fewer miles, which can reduce the risk of accidents.
  • Safety Features Discount: Discounts for vehicles equipped with safety features such as airbags, anti-lock brakes, and electronic stability control.
  • Homeowner Discount: If you own a home, you may receive a discount on your auto insurance.
  • Military or Veteran Discount: Discounts for active-duty military personnel, veterans, and their families.
  • Loyalty Discount: Rewards for long-term customers who renew their policies with the same company.
  • Pay-in-Full Discount: Savings for paying your entire premium upfront rather than in installments.
  • Paperless Billing Discount: Discounts for choosing electronic billing and communication.
  • Telematics or Usage-Based Insurance Discount: Discounts based on your driving behavior, monitored through a telematics device or smartphone app.
  • Occupation or Affiliation Discount: Special discounts for certain professions or affiliations, such as teachers or members of specific organizations.

Through their comprehensive range of discounts, Mesa Underwriters empowers their clients to make the most of their insurance investment. These discounts not only make insurance more affordable but also demonstrate Mesa Underwriters’ dedication to delivering tailored solutions that meet your unique needs.

How Mesa Underwriters Specialty Insurance Company Ranks Among Providers

Mesa Underwriters Specialty Insurance Company operates in a highly competitive insurance industry. Their main competitors include both well-established insurance giants and niche insurers specializing in various coverage areas. Here are some of the company’s main competitors:

  • State Farm: State Farm is one of the largest and most recognizable insurance providers in the United States. They offer a wide range of insurance products, including auto, home, and life insurance, competing directly with Mesa Underwriters in the personal and commercial insurance sectors.
  • Allstate: Allstate is another major player in the insurance industry, offering various insurance products and services. They are known for their comprehensive coverage options and strong presence in the market.
  • Progressive: Progressive is a well-known auto insurance company with a strong focus on technology and innovation. They often compete with Mesa Underwriters in the auto insurance space, particularly for drivers seeking customizable coverage options.
  • Chubb: Chubb is a global insurance company that specializes in providing high-value insurance solutions, including commercial property, casualty, and specialty insurance. They are a significant competitor for Mesa Underwriters in the specialty insurance market.
  • The Hartford: The Hartford is a leading provider of commercial insurance, particularly for small and midsize businesses. They offer a range of business insurance products, including general liability and workers’ compensation insurance.
  • Travelers: Travelers is a well-established insurance company that offers a wide variety of insurance solutions, including business insurance, personal insurance, and specialty insurance lines. They compete with Mesa Underwriters in several market segments.
  • Nationwide: Nationwide is a major insurance and financial services company that provides personal and commercial insurance products. They are a direct competitor in the personal lines insurance sector.
  • AIG (American International Group): AIG is a global insurance organization that offers a range of insurance products, including specialty lines such as cyber insurance and environmental liability coverage. They often compete with Mesa Underwriters in the specialty insurance space.
  • Liberty Mutual: Liberty Mutual is a well-known insurance provider offering a variety of insurance products, including auto, home, and commercial insurance. They compete with Mesa Underwriters in multiple insurance segments.
  • Hiscox: Hiscox is a specialty insurance company known for its focus on small businesses and niche insurance products, including professional liability and cyber insurance. They are a direct competitor in the specialty insurance market.

In the highly competitive insurance industry, Mesa Underwriters Specialty Insurance Company faces a diverse array of rivals, ranging from industry giants to niche specialists. These competitors span various insurance sectors, all striving to secure their share of the market.

Read more: Hartford Underwriters Insurance Company Review

What sets Mesa Underwriters Specialty Insurance Company apart is its distinct approach to delivering customized insurance solutions, specialized coverage options, and an unwavering dedication to exceptional customer service.

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

Mesa Underwriters Specialty Insurance Company Claims Process

Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)

Mesa Underwriters Specialty Insurance Company offers a straightforward and convenient claims filing process to ensure a hassle-free experience for policyholders.

They provide multiple avenues for filing claims, including online submission through their user-friendly website, over the phone, and through their dedicated mobile app. This flexibility allows customers to choose the method that suits them best, making it easy to initiate a claim whenever needed.

Average Claim Processing Time

Policyholders can expect efficient claim processing with Mesa Underwriters. While specific processing times may vary depending on the nature and complexity of the claim, the company is committed to swift resolutions.

Customers can typically track the progress of their claims through the online account management system, ensuring transparency throughout the process.

Customer Feedback on Claim Resolutions and Payouts

Mesa Underwriters Specialty Insurance Company places a strong emphasis on customer satisfaction when it comes to claim resolutions and payouts. They actively seek feedback from policyholders to continually improve their claims handling process.

Customer reviews and testimonials reflect a high level of satisfaction with the company’s responsiveness, fair evaluations, and prompt payouts, demonstrating their commitment to providing exceptional service in this crucial aspect of insurance coverage.

Digital and Technological Features of Mesa Underwriters Specialty Insurance Company

Mobile App Features and Functionality

Mesa Underwriters’ mobile app offers a range of features and functionalities designed to enhance the overall customer experience. Policyholders can use the app to access their accounts, view policy documents, initiate claims, and track the progress of existing claims.

The app also provides convenient tools for calculating premiums, obtaining quotes, and even connecting with customer support, making it a valuable resource for policy management on the go.

Online Account Management Capabilities

The online account management system provided by Mesa Underwriters empowers policyholders with self-service options and easy access to their insurance information.

Customers can log in to their accounts to review policy details, make payments, update personal information, and track the status of their claims. This user-friendly platform streamlines the insurance management process, putting essential information at customers’ fingertips.

Digital Tools and Resources

Mesa Underwriters offers a comprehensive suite of digital tools and resources to assist policyholders in making informed decisions about their insurance coverage.

These resources include educational articles, risk assessment tools, and calculators to help customers understand their insurance needs better. By leveraging these digital resources, policyholders can make confident choices and tailor their coverage to their specific requirements.

Frequently Asked Questions

What types of insurance does Mesa Underwriters Specialty Insurance Company offer?

Mesa Underwriters provides a wide range of insurance coverage, including commercial property, general liability, professional liability, environmental liability, and cyber liability insurance.

What sets Mesa Underwriters apart from other insurance providers?

Mesa Underwriters distinguishes itself by offering tailored insurance solutions, specialized coverage options, competitive rates, and a strong commitment to exceptional customer service.

Can I customize my insurance policy with Mesa Underwriters?

Yes, Mesa Underwriters offers customizable policies to match your unique insurance needs, allowing you to tailor your coverage.

How do I apply for insurance coverage with Mesa Underwriters?

The application process is straightforward. You can start by requesting a quote, discussing your requirements with their knowledgeable agents, filling out the application form, undergoing underwriting assessment, and finally receiving your policy documents once approved.

What are the benefits of choosing Mesa Underwriters for insurance coverage?

Benefits include decades of insurance expertise, financial stability, competitive rates, comprehensive coverage, and exceptional customer service.

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Related Articles

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption