National American Insurance Company of California Review (2024)

Explore the extensive coverage options provided by National American Insurance Company Of California, a trusted insurer boasting over 30 years of experience in delivering customizable protection for your car, home, health, and life needs, all supported by exceptional service and money-saving discounts.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

National American Insurance Company of California

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A (Excellent)

Complaint Level:

Low

Pros

  • Wide range of insurance products
  • Excellent customer service
  • Customizable policies
  • High customer satisfaction
  • Competitive rates

Cons

  • Limited online account management options
  • Not available in all states
  • Discounts may vary by location

In this comprehensive article, we explore the world of National American Insurance Company Of California, a trusted insurance provider offering a diverse range of coverage options, including auto, home, health, life, and business insurance.

Delving into the company’s history and commitment to customer-centric services, we highlight the benefits of choosing National American, emphasizing its customization, affordability, and exceptional customer service. Real customer reviews add credibility to their offerings.

Additionally, we introduce and discuss key competitors in the insurance industry, showcasing the competitive landscape in which the National American Insurance Company Of California operates. Whether you’re safeguarding your assets or planning for the future, this article provides valuable insights into a leading insurance provider.

National American Insurance Coverage Options

National American Insurance Company Of California is dedicated to providing a comprehensive range of coverage options to safeguard your most valuable assets. Whether you’re looking for protection on the road, at home, for your health, or your family’s future, they have you covered. Here’s a closer look at their diverse insurance offerings:

  • Auto Insurance: Comprehensive coverage for your vehicles, including cars, motorcycles, and RVs.
  • Home Insurance: Protection for your dwelling, personal belongings, and liability coverage.
  • Health Insurance: Comprehensive health coverage, including medical expenses and prescriptions.
  • Life Insurance: Financial security for your loved ones in case of the unexpected.

National American Insurance Company Of California offers customized policies, competitive rates, and unwavering customer commitment, making them your trusted choice for unique insurance needs, ensuring peace of mind for your assets and family’s future.

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

National American Insurance Rates Breakdown

Compare RatesStart Now →

"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>

Driver ProfileNational American Insurance Company Of CaliforniaNational Average
Clean Record$120$119
1+ Ticket$134$147
1+ Accident$174$173
DUI$196$209
Poor Credit$206$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

Compare RatesStart Now →

National American Insurance Discounts Available

Compare RatesStart Now →

"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>

DiscountNational American Insurance Company Of California
Anti Theft15%
Good Student10%
Low Mileage11%
Paperless7%
Safe Driver12%
Senior Driver10%

Compare RatesStart Now →

National American Insurance Company Of California provides a comprehensive range of insurance coverage options and, additionally, offers discounts aimed at enhancing affordability while maintaining high-quality coverage. Explore how you can make the most of these valuable discounts.

  • Multi-Policy Discount: Save when you bundle multiple insurance policies, such as auto and home insurance.
  • Safe Driver Discount: Rewards policyholders with clean driving records and no accidents.
  • Good Student Discount: Discounts for students who maintain high grades.
  • Anti-Theft Device Discount: Lower rates for vehicles equipped with anti-theft devices.
  • Defensive Driving Course Discount: Discounts for completing approved defensive driving courses.
  • Home Safety Features Discount: Savings for homes with safety features like smoke detectors and alarm systems.
  • Loyalty Discount: Rewards for long-term customers who stay with the company.
  • Pay-in-Full Discount: Discounts for customers who pay their premiums in a single annual payment.
  • Low Mileage Discount: Reduced rates for policyholders who drive fewer miles annually.
  • Senior Citizen Discount: Savings for senior citizens who meet age-related criteria.

National American Insurance Company Of California values your financial well-being. These discounts, combined with their commitment to excellent service and customizable policies, making an ideal choice for those seeking cost-effective insurance solutions without compromising on coverage quality.

How National American Insurance Ranks Among Providers

National American Insurance Company Of California, like any insurance company, faces competition from several key players in the insurance industry. These competitors include both large, well-established insurance companies and smaller, more specialized firms. Here are some of the main competitors of the National American Insurance Company Of California:

  • State Farm Insurance: State Farm is one of the largest and most well-known insurance providers in the United States. They offer a wide range of insurance products, including auto, home, and life insurance. State Farm’s extensive network of agents and strong brand recognition make it a formidable competitor.
  • Allstate: Allstate is another major player in the insurance industry, known for its auto, home, and renters insurance offerings. They are known for their innovative tools and resources, such as the Allstate Digital Locker and Drivewise program, which can attract tech-savvy customers.
  • Geico: Geico is famous for its auto insurance and memorable advertising campaigns. They emphasize competitive pricing and easy online access to policies, making them a popular choice for many consumers.
  • Progressive: Progressive is a leading provider of auto insurance and is known for its Snapshot program, which offers discounts based on safe driving behavior. They have a strong online presence and a reputation for being a forward-thinking company.
  • Liberty Mutual: Liberty Mutual offers a wide range of insurance products, including auto, home, and business insurance. They have a strong emphasis on customer service and offer various discounts to policyholders.
  • Farmers Insurance: Farmers Insurance is known for its comprehensive range of insurance offerings, including home, auto, life, and business insurance. They have a significant network of agents across the country.
  • USAA: USAA primarily serves members of the military and their families, providing auto, home, and life insurance, among other financial services. They are highly regarded for their customer service and loyalty programs.
  • Nationwide: Nationwide is a well-established insurance company offering auto, home, and life insurance, as well as various financial services. They have a strong presence in the property and casualty insurance market.
  • Travelers Insurance: Travelers is known for its commercial insurance products, but it also offers personal insurance, including auto and home coverage. They are often chosen by businesses for their comprehensive risk management solutions.
  • Chubb: Chubb is a global insurance company that specializes in high-end personal and commercial insurance. They are known for providing coverage for valuable assets and complex risks.

These competitors vary in terms of their size, product offerings, customer base, and market presence. National American Insurance Company Of California would need to differentiate itself through its unique features, customer service, pricing, and the quality of its insurance policies to effectively compete in this competitive landscape.

Read more: National American Insurance Company Review

Additionally, a strong digital presence and innovative technology solutions can help insurance companies remain competitive in today’s market.

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

National American Insurance Company Claims Process

Ease of Filing a Claim

National American Insurance Company of California understands the importance of a hassle-free claims process for its customers. They offer multiple convenient ways to file a claim, ensuring flexibility and ease.

Policyholders can file claims online through their user-friendly website, over the phone by speaking to a dedicated claims representative, or even through their mobile app for added convenience.

Average Claim Processing Time

Timely claim processing is a top priority for National American Insurance Company. On average, they strive to process claims efficiently to provide quick assistance to their policyholders during stressful times. The exact processing time may vary depending on the type and complexity of the claim, but their commitment to a swift resolution remains consistent.

Customer Feedback on Claim Resolutions and Payouts

Customer satisfaction is at the heart of National American Insurance Company’s claims process. They value feedback from policyholders to continuously improve their services. Reviews and feedback from customers shed light on the company’s performance in terms of claim resolutions and payouts.

These insights provide valuable information for potential policyholders considering National American Insurance.

National American Insurance Company Digital and Technological Features

Mobile App Features and Functionality

National American Insurance Company offers a feature-rich mobile app designed to enhance the overall customer experience. The app provides policyholders with convenient access to their insurance information, allowing them to view policy details, make payments, and even file claims directly from their mobile devices.

The app’s user-friendly interface ensures that customers can easily manage their policies on the go.

Online Account Management Capabilities

Managing insurance policies has never been easier with National American Insurance Company’s online account management capabilities. Policyholders can log in to their accounts on the company’s website to access a range of self-service options.

From updating personal information to reviewing policy documents, the online portal empowers customers to take control of their insurance needs with ease.

Digital Tools and Resources

National American Insurance Company provides a wealth of digital tools and resources to assist policyholders in making informed decisions. These resources include educational articles, insurance calculators, and informative guides to help customers understand their coverage options better.

By offering these digital resources, the company aims to empower individuals to make confident insurance choices.

Frequently Asked Questions

What types of insurance does National American Insurance Company Of California offer?

National American Insurance provides a wide range of insurance options, including auto, home, health, and life insurance coverage.

How can I save on my insurance premiums with National American Insurance?

You can save through various discounts, such as bundling policies, safe driving, good student discounts, and more. Contact them for specific details.

Is National American Insurance known for good customer service?

Yes, National American Insurance is known for excellent customer service with a low complaint level, ensuring a positive experience for policyholders.

Can I customize my insurance policies with National American Insurance?

They offer customizable policies, allowing you to tailor coverage to your specific needs and preferences.

How can I get a quote or more information about National American Insurance policies?

To obtain a quote or learn more, you can visit their official website or get in touch with their dedicated team of professionals for personalized assistance.

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Related Articles

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption