Globe Life and Accident Insurance Company Review (2024)
Explore the comprehensive range of insurance policies offered by Globe Life and Accident Insurance Company, a trusted name in insurance known for affordability and strong financial stability.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Globe Life and Accident Insurance Company
Average Monthly Rate For Good Drivers
N/AA.M. Best Rating:
A+ (Superior)Complaint Level:
LowPros
- Affordable premiums
- Hassle-free application process
- Flexible policy options
Cons
- Limited policy customization options
In our comprehensive review of Globe Life and Accident Insurance Company, we delve into the company’s rich history and explore its diverse insurance offerings, including life and accident insurance policies.
Established in 1951, Globe Life has earned a reputation for affordability, simplicity, and strong financial stability, making it a preferred choice for millions seeking reliable coverage.
Whether you’re considering life insurance for your family’s future or accident insurance for unexpected situations, this review provides valuable insights to help you make an informed decision and secure your financial well-being.
Globe Life and Accident Insurance Company Insurance Coverage Options
Explore the diverse insurance coverage options offered by Globe Life and Accident Insurance Company. From life insurance to supplemental health plans, we’ll walk you through their comprehensive range of protection plans designed to safeguard your future.
- Life Insurance: Globe Life offers various life insurance policies, including term and whole life insurance. These policies provide financial protection to your loved ones in the event of your passing.
- Accident Insurance: Globe Life provides comprehensive accident insurance coverage. This type of insurance is designed to offer financial support in case of accidents resulting in injuries or disabilities.
Please note that specific policy details and coverage options may vary, so it’s advisable to contact Globe Life directly or visit their website for precise information on their coverage options.
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Globe Life and Accident Insurance Company Insurance Rates Breakdown
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| Driver Profile | Globe Life and Accident Insurance Company | National Average |
|---|---|---|
| Clean Record | $125 | $119 |
| 1+ Ticket | $153 | $147 |
| 1+ Accident | $182 | $173 |
| DUI | $203 | $209 |
| Poor Credit | $215 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Globe Life and Accident Insurance Company Discounts Available
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| Discount | Globe Life and Accident Insurance Company |
|---|---|
| Anti Theft | 15% |
| Good Student | 10% |
| Low Mileage | 15% |
| Paperless | 7% |
| Safe Driver | 17% |
| Senior Driver | 10% |
Globe Life and Accident Insurance Company offers various discounts to its policyholders, helping them save money while ensuring their financial security. Here is a list of some of the discounts typically offered by the company:
- Multi-Policy Discount: Save money by bundling multiple insurance policies with Globe Life and Accident Insurance, such as life insurance and home insurance.
- Family Discount: Enjoy reduced rates when multiple family members purchase life insurance policies from Globe Life.
- Non-Smoker Discount: Policyholders who do not smoke or use tobacco products often qualify for lower premium rates.
- Preferred Health Discount: Individuals in excellent health may be eligible for discounts on their life insurance premiums.
- Automatic Payment Discount: Enroll in automatic premium payment methods like electronic funds transfer (EFT) to receive a discount on your premiums.
- Online Application Discount: Save by applying for a Globe Life insurance policy online, simplifying the application process.
- Annual Payment Discount: Pay your annual premium in one lump sum rather than in monthly installments to receive a discount.
- Young Applicant Discount: Younger policyholders, typically under a certain age threshold, may qualify for reduced premiums.
- Senior Discount: Some policies offer discounts for senior citizens, making life insurance more affordable for older individuals.
- Good Payment History Discount: Maintain a consistent payment history with Globe Life to qualify for discounts on future premiums.
- Group Discounts: Globe Life often offers group discounts through employers or organizations, allowing members to access lower rates on life insurance.
- Customer Loyalty Discount: Long-term policyholders may receive discounts as a reward for their loyalty and continued coverage with the company.
Please note that the availability and terms of these discounts may vary depending on your location and the specific policy you choose with Globe Life and Accident Insurance Company. It’s essential to contact the company directly or speak with an agent to get the most accurate and up-to-date information on the discounts available to you.
How Globe Life and Accident Insurance Company Ranks Among Providers
Globe Life and Accident Insurance primarily specializes in life and accident insurance. Its main competitors in this specific sector can include other insurance companies that offer similar types of coverage and target a similar customer base. Some of Globe Life’s main competitors in the life and accident insurance market might include:
- State Farm: State Farm is a well-known insurance company offering a wide range of insurance products, including life insurance. They have a substantial customer base and provide various life insurance options.
- Allstate: Allstate is another prominent insurance provider that offers life insurance policies alongside their auto, home, and other insurance products.
- New York Life: New York Life is a mutual insurance company specializing in life insurance and financial services. They are one of the largest and most respected life insurers in the United States.
- Prudential Financial: Prudential is a global financial services company that provides a variety of insurance and investment products, including life insurance and annuities.
- MetLife: MetLife is a multinational insurance corporation that offers a wide range of insurance products, including life insurance and accident insurance.
- Northwestern Mutual: Northwestern Mutual is known for its focus on providing life insurance, disability insurance, and financial planning services.
- AIG (American International Group): AIG offers life insurance and accident insurance coverage among its various insurance and financial services.
- Mutual of Omaha: Mutual of Omaha is a mutual insurance company known for its life insurance, long-term care insurance, and other related products.
Please note that the competitive landscape in the insurance industry can change over time, and new competitors may emerge. Additionally, the specific product offerings, customer service quality, and pricing can vary among these companies, so it’s essential to research and compare the options available to find the best fit for your insurance needs.
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Claims Process With Globe Life and Accident Insurance Company
Ease of Filing a Claim
Globe Life and Accident Insurance Company understands the importance of simplicity in the claims process. They offer multiple convenient channels for filing claims, catering to a variety of preferences. Whether you prefer the efficiency of online claim submission, the personal touch of filing over the phone, or the convenience of their mobile app, Globe Life ensures easy access.
Average Claim Processing Time
Efficiency is a cornerstone of Globe Life’s claims processing. They are committed to swift resolutions, minimizing disruptions during critical moments. Expect your claims to be processed promptly, providing peace of mind when you need it most.
Customer Feedback on Claim Resolutions and Payouts
Globe Life actively seeks customer feedback to enhance their claims resolution and payout processes. This customer-centric approach ensures a positive experience for policyholders and timely, fair payouts. Real-world experiences from policyholders help shape their services. By analyzing customer satisfaction and addressing concerns, Globe Life aims to provide fair and satisfactory claim outcomes.
Digital and Technological Features at Globe Life and Accident Insurance Company
Mobile App Features and Functionality
Globe Life and Accident Insurance Company’s mobile app is designed to enhance the overall customer experience. Available for both Android and iOS devices, the app offers a wide range of features and functionalities.
From policy management to streamlined claims submission and access to valuable resources, Globe Life’s commitment to leveraging technology ensures their app is a valuable tool for policyholders.
Online Account Management Capabilities
Globe Life empowers its customers with 24/7 access to their accounts through their online portal. This platform enables clients to conveniently manage their policies, make payments, and track claims in real-time. Globe Life’s dedication to accessibility and user-friendliness ensures an efficient online account management experience.
Digital Tools and Resources
In addition to comprehensive insurance coverage, Globe Life and Accident Insurance Company provides customers with a variety of digital tools and resources. These resources include educational materials and interactive tools designed to provide valuable information and assistance.
By offering these digital resources, Globe Life ensures that its customers have the knowledge needed to make informed insurance decisions and effectively navigate their coverage.
Frequently Asked Questions
What types of insurance does Globe Life and Accident Insurance Company offer?
Globe Life and Accident Insurance Company offers a diverse range of insurance policies, including life and accident insurance, as highlighted in their comprehensive review.
How does Globe Life and Accident Insurance Company handle the claims process?
The company ensures an easy claims process through various channels, such as online submission, phone filing, or their mobile app. They aim for swift resolutions and actively seek customer feedback to improve their claim services.
Are there any available discounts with Globe Life and Accident Insurance Company?
Yes, Globe Life typically offers various discounts to policyholders, although availability and terms may vary based on location and specific policies chosen.
What digital tools and resources does Globe Life and Accident Insurance Company provide?
The company offers a mobile app with features for policy management and claims submission, along with an online portal for account management. They also provide educational materials and tools to assist customers.
How does Globe Life and Accident Insurance Company compare to its competitors?
The company primarily specializes in life and accident insurance, and while specific competitors can vary in terms of product offerings, customer service, and pricing, Globe Life has established a reputation for affordability and strong financial stability within its niche.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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