North American Insurance Company Review (2024)
Dive into our comprehensive review of North American Insurance Company, a leading provider offering a wide array of insurance solutions tailored to individual and business needs, renowned for competitive rates and unwavering commitment to customer satisfaction
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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North American Insurance Company
Average Monthly Rate For Good Drivers
$100A.M. Best Rating:
A+Complaint Level:
LowPros
- Diverse range of insurance options
- Competitive rates
- Excellent customer service
- Hassle-free claims process
- Nationwide coverage
Cons
- Limited international coverage
- Not specialized in niche insurance markets
- Some policy customization options may be limited
- Rates may vary based on location and individual factors
- Limited online policy management features
In this comprehensive article, we explore North American Insurance Company, a trusted insurance provider offering a wide spectrum of coverage options tailored to meet individual and business needs.
Beginning with an engaging introduction, we highlight the diverse range of insurance types the company offers, from auto and home insurance to life, health, and travel coverage. With a focus on customer-centricity, competitive rates, and an extensive network, North American Insurance Company ensures that policyholders receive quality protection and peace of mind.
Through a conversational and informative tone, we delve into the specifics of their offerings, emphasizing their commitment to safeguarding homes, vehicles, loved ones, and personal assets. Concluding with a set of informative FAQs, this article serves as a valuable resource for those seeking comprehensive insurance solutions.
North American Insurance Company Insurance Coverage Options
North American Insurance Company offers a diverse range of coverage options to meet the needs of their policyholders. Here is a bullet list of some of the coverage options commonly provided by the company:
Auto Insurance
- Liability Coverage
- Collision Coverage
- Comprehensive Coverage
- Uninsured/Underinsured Motorist Coverage
- Personal Injury Protection (PIP) or Medical Payments Coverage
- Rental Car Reimbursement
- Roadside Assistance
Home Insurance
- Dwelling Coverage (Protection for Your Home)
- Personal Property Coverage (Protection for Your Belongings)
- Liability Coverage (Protection for Accidents on Your Property)
- Additional Living Expenses (Coverage for Temporary Relocation)
- Other Structures Coverage (e.g., Detached Garage)
- Valuable Items Coverage (e.g., Jewelry, Art)
- Flood Insurance (Optional Add-On)
Home Insurance
- Dwelling Coverage (Protection for Your Home)
- Personal Property Coverage (Protection for Your Belongings)
- Liability Coverage (Protection for Accidents on Your Property)
- Additional Living Expenses (Coverage for Temporary Relocation)
- Other Structures Coverage (e.g., Detached Garage)
- Valuable Items Coverage (e.g., Jewelry, Art)
- Flood Insurance (Optional Add-On)
Health Insurance
- Health Maintenance Organization (HMO) Plans
- Preferred Provider Organization (PPO) Plans
- High Deductible Health Plans (HDHP)
- Health Savings Account (HSA) Plans
- Prescription Drug Coverage
- Dental and Vision Insurance (Optional)
Travel Insurance
- Trip Cancellation and Interruption Coverage
- Emergency Medical Coverage
- Baggage Loss/Delay Coverage
- Travel Assistance Services
- Rental Car Coverage (Optional)
- Adventure Sports Coverage (Optional)
Business Insurance
- Commercial Property Insurance
- General Liability Insurance
- Workers’ Compensation Insurance
- Commercial Auto Insurance
- Business Interruption Insurance
- Professional Liability Insurance (Errors and Omissions)
- Cyber Liability Insurance
Pet Insurance
- Accident and Illness Coverage
- Wellness Coverage (Optional)
- Prescription Medication Coverage
- Routine and Preventive Care (Optional)
- Coverage for Hereditary and Congenital Conditions
Renters Insurance
- Personal Property Coverage
- Liability Coverage
- Additional Living Expenses
- Guest Medical Coverage
- Identity Theft Protection (Optional)
Flood Insurance
- Protection against Flood Damage
- Coverage for Contents (Optional)
Boat Insurance
- Physical Damage Coverage
- Liability Coverage
- Medical Payments Coverage
- On-Water Towing and Assistance (Optional)
Motorcycle Insurance
- Liability Coverage
- Collision Coverage
- Comprehensive Coverage
- Uninsured/Underinsured Motorist Coverage
- Medical Payments Coverage
- Custom Parts and Equipment Coverage (Optional)
Umbrella Insurance
- Additional Liability Coverage Beyond Your Primary Policies
North American Insurance Company covers it all, from homes and vehicles to personal assets. They offer tailored coverage in auto, home, health, and business insurance, along with specialized options like pet, renters, boat, motorcycle, and umbrella insurance, ensuring policyholders get the protection they need.
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North American Insurance Company Insurance Rates Breakdown
| Driver Profile | North American | National Average |
|---|---|---|
| Clean Record | $140 | $119 |
| 1+ Ticket | $170 | $147 |
| 1+ Accident | $200 | $173 |
| DUI | $240 | $209 |
| Poor Credit | $241 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
North American Insurance Company Discounts Available
| Discount | North American |
|---|---|
| Anti Theft | 8% |
| Good Student | 18% |
| Low Mileage | 12% |
| Paperless | 7% |
| Safe Driver | 22% |
| Senior Driver | 10% |
North American Insurance Company offers various discounts to help policyholders save on their insurance premiums. Here is a list of some common discounts they may offer:
- Multi-Policy Discount: Save money by bundling multiple insurance policies, such as auto and home insurance, with North American Insurance Company.
- Safe Driver Discount: Enjoy lower rates if you have a clean driving record without accidents or traffic violations.
- Good Student Discount: If you or your child is a student with good grades, you may qualify for a discount on auto insurance.
- Multi-Car Discount: Insure multiple vehicles under the same policy and receive a discount for each additional car.
- Home Safety Features Discount: If your home is equipped with safety features such as smoke detectors, burglar alarms, or fire extinguishers, you may be eligible for a discount on your home insurance.
- Claims-Free Discount: Stay claims-free for a specific period, and North American Insurance Company may reward you with lower premiums.
- Anti-Theft Discount: If your vehicle has anti-theft devices, such as car alarms or GPS tracking, you could qualify for a discount on auto insurance.
- Home Renovation Discount: If you’ve recently renovated your home to improve safety or energy efficiency, you may receive a discount on your home insurance.
- Mature Driver Discount: Older drivers with a safe driving history may be eligible for reduced auto insurance rates.
- Pay-in-Full Discount: Pay your insurance premium in full upfront, and North American Insurance Company might offer you a discount.
- Electronic Billing Discount: Opt for paperless billing and receive a discount on your premiums.
- Loyalty Discount: Stay with North American Insurance Company for an extended period, and your loyalty may be rewarded with lower rates.
It’s essential to contact North American Insurance Company directly or visit their website for the most up-to-date information on available discounts, as eligibility criteria and discount amounts may vary based on your location and specific insurance policies.
How North American Insurance Company Ranks Among Providers
North American Insurance Company operates in a highly competitive insurance industry, and its main competitors can vary depending on the specific types of insurance they offer and the geographic regions they serve. However, here are some of the main types of competitors North American Insurance Company may face in the insurance industry:
- State Farm: State Farm is one of the largest insurance providers in the United States, offering a wide range of insurance products, including auto, home, life, and more. They are known for their extensive agent network and strong brand presence.
- Allstate: Allstate is another major player in the insurance industry, offering a variety of insurance options. They are recognized for their marketing campaigns and comprehensive coverage options.
- Geico: Geico is well-known for its competitive auto insurance rates and extensive advertising efforts. They have a strong online presence and are often considered by consumers looking for affordable auto insurance.
- Progressive: Progressive is a leader in the auto insurance sector, famous for its “Name Your Price” tool and innovative use of technology in the claims process.
- Prudential: Prudential is a significant competitor in the life insurance market, offering a range of life insurance and retirement planning products.
- Travelers: Travelers is a prominent insurer that provides a wide array of insurance products, including home, auto, and business insurance. They have a strong focus on risk management and serve both individuals and businesses.
- Nationwide: Nationwide is a well-established insurer offering various insurance solutions, including auto, home, and pet insurance. They emphasize customer-centric services.
- Liberty Mutual: Liberty Mutual is known for its extensive property and casualty insurance offerings, including home and auto insurance. They have a global presence and a strong commitment to customer service.
- USAA: USAA primarily serves members of the military and their families, offering a range of insurance and financial services. They are highly regarded for their customer service and dedication to their target audience.
- Farmers Insurance: Farmers Insurance provides a variety of insurance products, including auto, home, and life insurance. They have a strong agent network and personalized customer service.
It’s essential to note that the competitive landscape in the insurance industry is continually evolving, with new digital disruptors and regional players entering the market. North American Insurance Company would need to continually adapt and innovate to remain competitive and meet the changing needs of their customers.
Read more: Allstate North American Insurance Company Review
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North American Insurance Company Claims Process
Ease of Filing a Claim
North American Insurance Company offers multiple convenient methods for policyholders to file claims. You can file a claim through their user-friendly online platform, over the phone by contacting their dedicated claims department, or via their mobile app. This flexibility ensures that you can choose the method that best suits your preferences and needs.
Average Claim Processing Time
One of the critical aspects of an insurance provider’s performance is the speed at which they process claims. North American Insurance Company is committed to efficient claims processing and aims to resolve claims promptly.
The average claim processing time may vary depending on the complexity of the claim, but the company’s emphasis on quick resolutions helps provide peace of mind to policyholders.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback is a valuable indicator of an insurance company’s performance. North American Insurance Company takes customer satisfaction seriously and strives to provide fair and satisfactory claim resolutions and payouts. Policyholders’ experiences and reviews play a crucial role in shaping the company’s commitment to service excellence.
North American Insurance Company Digital and Technological Features
Mobile App Features and Functionality
North American Insurance Company offers a feature-rich mobile app designed to enhance your insurance experience. The app provides convenient access to your policy information, allows you to file claims, view your billing details, and even request quotes for additional coverage. Its user-friendly interface ensures that managing your insurance needs on the go is hassle-free.
Online Account Management Capabilities
Managing your insurance policies online has never been easier with North American Insurance Company. Their online account management portal gives you 24/7 access to your policy information, enabling you to make payments, update your contact details, and review your coverage options.
This digital convenience empowers you to stay in control of your policies from the comfort of your home.
Digital Tools and Resources
To assist policyholders in making informed decisions, North American Insurance Company provides a range of digital tools and resources. These include educational articles, coverage calculators, and interactive resources to help you understand your insurance options better.
By leveraging these digital resources, you can make confident choices when it comes to your insurance coverage.
Frequently Asked Questions
How diverse are the coverage options offered by North American Insurance Company?
North American Insurance Company provides a broad spectrum of coverage, including auto, home, life, health, travel, business, pet, renters, flood, boat, motorcycle, and umbrella insurance. However, coverage availability might vary by location and policy specifics, so it’s advisable to consult with the company directly or visit their website for precise details.
What discounts does North American Insurance Company offer to policyholders?
The company offers various discounts that can assist in reducing insurance premiums. These discounts might include bundling policies, good driver discounts, and more. For the most up-to-date information on available discounts and eligibility criteria, it’s best to contact North American Insurance Company or check their website.
How does North American Insurance Company handle claims processing?
North American Insurance Company offers multiple convenient methods for filing claims, including through their online platform, over the phone via their dedicated claims department, or using their mobile app. They aim for efficient claim resolutions and prioritize swift processing, although claim processing times may vary based on claim complexity.
What digital tools and resources does North American Insurance Company provide for policyholders?
Their feature-packed mobile app enables policy management, including claim filing, bill viewing, and coverage quotes. The 24/7 online portal allows easy access for payments, updates, and coverage reviews. They also offer educational resources for informed decision-making.
Is it possible to customize insurance policies with North American Insurance Company?
Yes, the company offers customizable policies, allowing policyholders to tailor coverage to meet specific needs. This customization ensures adequate protection for homes, vehicles, personal belongings, and more. For precise customization options and details, it’s recommended to reach out to North American Insurance Company directly.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
