Principal National Life Insurance Company Review (2024)
This article examines Principal National Life Insurance Company's extensive range of insurance solutions, encompassing life insurance, disability insurance, retirement planning, income protection, and investment opportunities, emphasizing its commitment to tailored financial solutions and customer satisfaction.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Principal National Life Insurance Company
Average Monthly Rate For Good Drivers
N/AA.M. Best Rating:
A+, SuperiorComplaint Level:
LowPros
- The comprehensive range of insurance products.
- Strong financial stability and history.
- Positive customer reviews.
- Customer-centric approach.
- User-friendly online platform.
Cons
- N/A
In this comprehensive article, we explore Principal National Life Insurance Company, a trusted player in the insurance and financial planning industry.
Principal National offers a diverse range of insurance solutions, including life insurance, disability insurance, retirement planning, income protection, and investment opportunities, all tailored to meet the unique needs of individuals and families.
With a strong financial standing and a commitment to customer satisfaction, Principal National stands out as a reliable partner for securing one’s financial future. From the simplicity of obtaining policies to the rave reviews from satisfied customers, Principal National is a go-to choice for those seeking comprehensive coverage and expert financial guidance.
Principal National Life Insurance Company Insurance Coverage Options
We embark on an exploration of Principal National’s comprehensive insurance coverage options. Here is a bullet list summarizing the coverage options offered by Principal National Life Insurance Company:
- Life Insurance: Provides financial protection for your loved ones in the event of your passing, ensuring they have the financial resources they need.
- Disability Insurance: Safeguards your income if you become disabled and are unable to work, ensuring you can meet your financial obligations.
- Retirement Planning: Helps you build a secure financial future by offering retirement planning and investment options tailored to your goals.
- Income Protection: Protects your income against unexpected interruptions, such as accidents or illnesses, ensuring you can continue to meet your financial needs.
- Investment Opportunities: Offers a variety of investment options to help you grow your wealth and achieve your financial objectives.
As you navigate the complex landscape of insurance coverage, Principal National Life Insurance Company stands out as a trusted partner committed to your financial well-being. These coverage options cater to a wide range of financial and insurance needs, providing comprehensive protection and financial planning services.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Principal National Life Insurance Company Insurance Rates Breakdown
Compare RatesStart Now →
"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>
| Driver Profile | Principal National Life | National Average |
|---|---|---|
| Clean Record | $167 | $119 |
| 1+ Ticket | $184 | $147 |
| 1+ Accident | $228 | $173 |
| DUI | $279 | $209 |
| Poor Credit | $287 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Principal National Life Insurance Company Discounts Available
Compare RatesStart Now →
"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>
| Discount | Principal National Life |
|---|---|
| Anti Theft | 10% |
| Good Student | 12% |
| Low Mileage | 10% |
| Paperless | 15% |
| Safe Driver | 23% |
| Senior Driver | 13% |
The specific discounts offered by the company may vary and should be verified on their official website or by contacting them directly. Here are some common types of discounts that Principal National Life Insurance often provides:
- Multi-Policy Discount: Save when you bundle multiple insurance policies such as auto and home insurance with Principal National.
- Safe Driver Discount: Reward for maintaining a clean driving record without accidents or violations.
- Good Student Discount: Lower rates for students who maintain good grades.
- Multi-Vehicle Discount: Discounts when you insure multiple vehicles under the same policy.
- Anti-Theft Discount: Savings for vehicles equipped with anti-theft devices.
- Defensive Driving Course Discount: Get a discount for completing an approved defensive driving course.
- Pay-in-Full Discount: Save by paying your annual premium upfront instead of monthly.
- Low Mileage Discount: Reduced rates for drivers who don’t drive long distances.
- Loyalty Discount: Reward for staying with Principal National for an extended period.
- Renewal Discount: Discounts for policy renewals with a good claims history.
- Affinity Group Discount: Special rates for members of certain organizations or groups.
- Electronic Funds Transfer (EFT) Discount: Savings for enrolling in automatic premium payments.
The availability and terms of these discounts can vary by location and may change over time. To get accurate and up-to-date information on the discounts offered by Principal National Life Insurance, it’s advisable to contact the company directly or visit their official website.
How Principal National Life Insurance Company Ranks Among Providers
We delve into how Principal National Life Insurance Company ranks among insurance providers, exploring its offerings, financial stability, and customer satisfaction. Here are some potential main competitors for Principal National Life Insurance Company:
- Prudential Financial, Inc.: Prudential is a well-established financial services company offering a wide range of insurance and investment products, including life insurance, retirement planning, and asset management.
- Metlife, Inc.: Metlife is another major player in the insurance industry, providing various insurance and financial solutions, including life insurance, annuities, and employee benefits.
- New York Life Insurance Company: New York Life is one of the largest mutual life insurance companies in the United States, known for its life insurance and financial planning services.
- Northwestern Mutual: Northwestern Mutual is a prominent provider of life insurance, disability insurance, and financial planning services, with a strong emphasis on financial security and wealth management.
- Massmutual (Massachusetts Mutual Life Insurance Company): MassMutual offers life insurance, retirement planning, and investment services, with a focus on long-term financial security.
- Guardian Life Insurance Company: Guardian Life offers a range of insurance and financial products, including life insurance, disability insurance, and retirement planning.
- AIG (American International Group, Inc.): AIG is a global insurance and financial services conglomerate offering a wide array of insurance solutions, including life insurance and retirement products.
- Lincoln Financial Group: Lincoln Financial provides life insurance, retirement planning, and investment products, catering to individuals and businesses.
In an ever-evolving insurance landscape, Principal National Life Insurance Company continues to shine as a reputable choice for individuals and families seeking peace of mind and financial security. The competitive landscape in the insurance industry can evolve, and the market dynamics may have changed.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Claims Process at Principal National Life Insurance Company
Filing a Claim Made Easy
Principal National Life Insurance Company offers multiple convenient methods for policyholders to file claims. You can submit a claim online through their user-friendly website or via their mobile app. Alternatively, you can also file a claim over the phone, providing flexibility to meet your specific needs.
Efficient Claim Processing
While Principal National Life Insurance Company strives to process claims efficiently, the exact processing time may vary depending on the nature and complexity of the claim. Policyholders can typically expect a reasonable processing time, and the company’s commitment to prompt service is reflected in its reputation.
Satisfactory Claim Resolutions
Customer feedback on claim resolutions and payouts for Principal National Life Insurance Company is overwhelmingly positive. Many policyholders have expressed satisfaction with the smooth and fair resolution of their claims.
The company’s commitment to customer service and financial stability contributes to the high level of satisfaction among policyholders.
Digital and Technological Features at Principal National Life Insurance Company
Mobile App for On-the-Go Management
Principal National offers a feature-rich mobile app that allows policyholders to manage their insurance policies and access essential services with ease. The app provides a user-friendly interface, enabling customers to view policy details, make premium payments, and even file claims directly from their mobile devices.
Seamless Online Account Management
Principal National’s online account management capabilities are comprehensive and intuitive. Policyholders can log in to their accounts through the company’s website to access policy information, update personal details, and track the status of claims. The online portal simplifies the management of insurance policies and enhances the overall customer experience.
Digital Tools for Informed Decision-Making
Principal National provides a range of digital tools and resources to help policyholders make informed decisions about their insurance coverage and financial planning.
These tools may include calculators for estimating insurance needs, educational articles, and resources to assist with retirement planning. The company’s commitment to empowering customers through digital resources is evident in its offerings.
Frequently Asked Questions
What types of insurance does Principal National offer?
Principal National offers a range of insurance options, including life insurance, disability insurance, retirement planning, income protection, and various investment opportunities.
How can I contact Principal National to inquire about their policies?
You can contact Principal National through their website or by reaching out to their dedicated agents for personalized assistance.
Is Principal National financially stable?
Yes, Principal National has a strong financial standing, ensuring they can meet their policyholders’ commitments.
Are their policies customizable to my specific needs?
Absolutely, Principal National tailors its insurance plans to match your unique circumstances and requirements.
What sets Principal National apart from other insurance providers?
Principal National’s exceptional customer service, investment expertise, and comprehensive coverage options make them a preferred choice for many.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
![](/wp-content/uploads/dw/-"LqPbN".png)
