Rockwood Casualty Insurance Company Review (2024)

Renowned for its stellar reputation, Rockwood Casualty Insurance Company stands out as an industry leader with an A.M. Best rating of A- (Excellent), offering a diverse range of insurance solutions to safeguard individuals and businesses alike through competitive rates, personalized policies, and exceptional customer service.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Rockwood Casualty Insurance Company

Average Monthly Rate For Good Drivers

N/A

A.M. Best Rating:

A- (Excellent)

Complaint Level:

Low

Pros

  • Diverse range of insurance offerings, including homeowners and commercial property insurance.
  • Competitive rates that don’t compromise on coverage.
  • Exceptional customer service with dedicated and knowledgeable agents.
  • Customized policies tailored to individual and business needs.

Cons

  • Limited geographical coverage, primarily serving specific regions.
  • Some policyholders may find the claims process slightly lengthy due to thorough evaluation.
  • Fewer online resources for self-service compared to larger insurance companies.
  • Limited international coverage options for businesses with global operations.

Rockwood Casualty Insurance Company, an industry leader with an A.M. Best rating of A- (Excellent), offers a diverse range of insurance solutions to safeguard individuals and businesses alike. Their comprehensive coverage options include homeowners insurance, commercial property insurance, general liability insurance, and professional liability insurance.

What sets Rockwood apart are competitive rates, personalized policies, and exceptional customer service, all underscored by a low complaint level. From claims-free discounts to rewards for safety features, Rockwood aims to make insurance more affordable.

Satisfied customers praise their reliability, value, and commitment to protection. With Rockwood, you’ll find not just insurance but a trusted partner dedicated to securing your future.

Rockwood Casualty Insurance Company Insurance Coverage Options

Rockwood Casualty Insurance Company offers a wide range of coverage options to meet the diverse needs of individuals and businesses. These coverage options provide protection against various risks and uncertainties. Here is a bullet list of the coverage options typically offered by the company:

Homeowners Insurance

  • Protection for your home’s structure.
  • Coverage for your belongings.
  • Protection against lawsuits for injuries or property damage.
  • Coverage for living expenses if your home becomes uninhabitable.

Commercial Property Insurance

  • Protection for your business property.
  • Coverage for your business assets and inventory.
  • Coverage for lost income during property damage repairs.
  • Protection against unexpected equipment failures.

General Liability Insurance

  • Coverage for third-party bodily injury and property damage claims.
  • Protection against lawsuits and legal expenses.

Professional Liability Insurance

  • Coverage for professionals against claims of negligence or errors in their services.
  • Tailored to specific professions, such as doctors, lawyers, and consultants.

Auto Insurance

  • Protection for bodily injury and property damage in auto accidents.
  • Coverage for your vehicle’s repair or replacement after an accident.
  • Protection against non-collision-related damages, such as theft and vandalism.
  • Coverage if you’re involved in an accident with an uninsured or underinsured driver.

Umbrella Insurance

  • Additional liability coverage that extends the limits of your existing policies.
  • Offers extra protection in case of catastrophic events and large liability claims.

Life Insurance

  • Provides coverage for a specified term with affordable premiums.
  • Offers lifelong coverage with a cash value component.
  • Flexible coverage with potential cash value growth.

Flood Insurance

  • Protection against flood-related damage, which is not typically covered by standard homeowners insurance.

Earthquake Insurance

  • Coverage for damage caused by earthquakes is a specialized policy in regions prone to seismic activity.

Specialty Insurance

  • Coverage options tailored to specific needs, such as boat insurance, RV insurance, and more.

Business Insurance Packages

  • Customizable packages that combine multiple coverages to meet the unique needs of businesses.

Workers’ Compensation Insurance

  • Coverage that provides benefits to employees injured on the job, including medical expenses and lost wages.

It’s essential to note that the availability of these coverage options may vary depending on your location and specific policy requirements. To determine the most suitable coverage for your needs, it’s advisable to consult with a Rockwood Casualty Insurance Company agent who can provide personalized guidance and policy recommendations.

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Rockwood Casualty Insurance Company Insurance Rates Breakdown

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Driver ProfileRockwood CasualtyNational Average
Clean Record$94$119
1+ Ticket$144$147
1+ Accident$181$173
DUI$229$209
Poor Credit$161$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Rockwood Casualty Insurance Company Discounts Available

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DiscountsRockwood Casualty
Anti Theft9%
Good Student14%
Low Mileage14%
Paperless9%
Safe Driver18%
Senior Driver11%

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Rockwood Casualty Insurance Company offers a range of discounts to make their insurance policies more affordable for policyholders. These discounts are designed to reward responsible behavior, encourage bundling of multiple policies, and provide savings opportunities. Here are the discounts typically offered by the company:

  • Multi-Policy Discount: Customers can enjoy significant savings by bundling multiple insurance policies with Rockwood, such as combining homeowners and auto insurance.
  • Claims-Free Discount: Policyholders who have a history of making no claims can qualify for a claims-free discount, rewarding responsible and accident-free behavior.
  • Safety Features Discount: If your home or business property is equipped with safety features like burglar alarms, fire sprinklers, or security systems, you may be eligible for discounts on your insurance premiums.
  • Good Student Discount: Parents with young drivers on their policy can benefit from a good student discount if their child maintains good grades in school.
  • Home Renovation Discount: If you’ve recently renovated your home and improved its safety features, Rockwood may offer discounts to reflect the reduced risk of potential damages.
  • Loss-Free Renewal Discount: Policyholders who have consistently renewed their policies with Rockwood without any claims may be eligible for this renewal-based discount.
  • Paid-in-Full Discount: Paying your annual premium in full upfront can result in a discount on your insurance rates.
  • Loyalty Discount: Customers who have been with Rockwood for an extended period may receive loyalty discounts as a token of appreciation for their continued business.
  • Auto Safety Features Discount: For auto insurance policies, discounts are often available for vehicles equipped with safety features like anti-lock brakes, airbags, and anti-theft devices.
  • Home Security System Discount: Homeowners with security systems in place can qualify for discounts due to the decreased risk of theft or break-ins.

It’s important to note that the availability and specifics of these discounts may vary depending on the type of insurance policy and the region in which you reside. To get detailed information about the discounts applicable to your specific situation, it’s advisable to contact Rockwood Casualty Insurance Company directly or speak to one of their experienced agents for a personalized quote.

How Rockwood Casualty Insurance Company Ranks Among Providers

Rockwood Casualty Insurance Company operates in a competitive insurance industry, and its main competitors include several well-established insurance providers. Here are some of the key competitors that Rockwood faces:

  • State Farm Insurance: State Farm is one of the largest and most well-known insurance companies in the United States. They offer a wide range of insurance products, including auto, home, and life insurance. State Farm’s extensive agent network and strong brand recognition make it a formidable competitor.
  • Allstate Insurance: Allstate is another major player in the insurance industry, offering various insurance options, such as auto, home, renters, and more. They are known for their innovative tools and resources, such as the Allstate Digital Locker app, which simplifies the claims process.
  • Progressive Insurance: Progressive is renowned for its auto insurance offerings and the ability to provide competitive rates, especially for drivers seeking affordable coverage. They are known for their online presence and the use of technology in pricing and claims processing.
  • Nationwide Insurance: Nationwide offers a broad spectrum of insurance products, including auto, home, and business insurance. They are recognized for their strong financial stability and diverse range of coverage options.
  • Liberty Mutual Insurance: Liberty Mutual is known for its comprehensive home and auto insurance policies. They offer a variety of coverage enhancements and discounts to attract policyholders. Their nationwide presence and focus on customer satisfaction make them a competitor to watch.
  • Travelers Insurance: Travelers is a leading provider of commercial insurance solutions, including property, casualty, and specialty lines. They have a strong presence in the business insurance sector and cater to the unique needs of various industries.
  • Chubb Insurance: Chubb specializes in high-net-worth and specialty insurance products, serving affluent individuals and businesses with unique coverage requirements. They are known for their personalized service and extensive underwriting expertise.
  • Farmers Insurance: Farmers is a well-established insurance company offering a wide range of policies, including auto, home, life, and business insurance. They have a network of agents across the United States and emphasize personalized customer service.

Rockwood Casualty Insurance Company competes with these companies by offering competitive rates, personalized policies, and exceptional customer service. Their unique selling points, as mentioned in the article, position them as a strong contender in the insurance market.

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Claims Process With Rockwood Casualty Insurance Company

Convenient Claim Filing Options

When it comes to filing insurance claims, Rockwood Casualty Insurance Company prioritizes convenience. They understand that policyholders may have different preferences, and as a result, they offer multiple user-friendly options for initiating claims.

Whether you prefer the ease of filing online through their intuitive website, a personalized experience over the phone with their dedicated claims representatives, or the flexibility of using their mobile app, Rockwood ensures that you can choose the method that best suits your needs.

This accessibility makes it simple and straightforward to begin the claims process whenever necessary.

Swift Claim Processing

Time is of the essence when it comes to insurance claims, and Rockwood is committed to ensuring that policyholders receive timely assistance. While the exact processing time may vary depending on the nature and complexity of the claim, Rockwood’s track record reflects its dedication to quick resolutions.

This commitment means that you can expect efficient handling of your claims, reducing stress during challenging situations.

Positive Customer Experiences

One of the most reliable ways to gauge an insurance company’s performance is through customer feedback, and Rockwood Casualty Insurance Company consistently receives positive reviews for its claim resolutions and payout processes.

Satisfied customers often praise the company’s responsiveness, fair settlements, and overall commitment to providing the financial support needed during difficult times. This positive feedback underscores Rockwood’s reputation as a trusted partner in safeguarding policyholders’ interests.

Digital and Technological Features of Rockwood Casualty Insurance Company

Feature-Rich Mobile App

Rockwood understands the importance of staying connected and being able to manage insurance matters on the go. That’s why they offer a feature-rich mobile app that enhances the overall insurance experience.

The app provides policyholders with the convenience of accessing their insurance information and policy documents right from their smartphones. Beyond that, it allows users to initiate and track claims in real time, providing a seamless and user-friendly way to stay informed and manage insurance matters while on the move.

Robust Online Account Management

For those who prefer handling their insurance affairs through a web-based platform, Rockwood’s online account management capabilities are robust and user-friendly. Policyholders can securely log in to their accounts and access a wide range of self-service options.

These include updating policy details, making premium payments, and conveniently reviewing or downloading important documents. With these capabilities at their fingertips, policyholders have complete control over their insurance matters, all from the comfort of their computer or mobile device.

Valuable Digital Resources

Rockwood Casualty Insurance Company goes above and beyond by offering a suite of valuable digital tools and resources to empower policyholders with information. These resources are designed to educate and assist policyholders in making well-informed decisions.

From insurance calculators that help estimate coverage needs to informative articles and frequently asked questions, Rockwood ensures that its customers have easy access to the information required to navigate the complexities of insurance.

These digital resources are readily available on their website, providing policyholders with valuable assistance whenever they need it.

Frequently Asked Questions

What types of insurance does Rockwood offer?

Rockwood offers a wide range of insurance options, including homeowners insurance, commercial property insurance, general liability insurance, and professional liability insurance.

How can I contact Rockwood for a quote?

To get a personalized quote, you can contact Rockwood Casualty Insurance Company through their website or by reaching out to their dedicated agents.

Are there any discounts available?

Rockwood may offer discounts based on various factors, such as bundling multiple policies or having a claims-free history. Be sure to inquire about available discounts when obtaining a quote.

What sets Rockwood Casualty apart from competitors?

Rockwood’s competitive rates, personalized policies, and exceptional customer service are key differentiators that set them apart in the insurance industry.

What do customers say about Rockwood’s service?

Customers often praise Rockwood for their prompt and efficient service, competitive rates, and the peace of mind that comes with their comprehensive insurance coverage.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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