Strathmore Insurance Company Review (2024)
Strathmore Insurance Company, a standout in the insurance industry, offers a wide array of coverage options for individuals and businesses, providing peace of mind through competitive rates, multi-policy discounts, and a commitment to exceptional customer service.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Strathmore Insurance Company
Average Monthly Rate For Good Drivers
N/AA.M. Best Rating:
A+Complaint Level:
LowPros
- Diverse range of insurance offerings, catering to various needs.
- Strong financial stability, is reflected in the A+ rating.
- Competitive pricing and discounts for bundling policies.
- Excellent customer service with easy quote and claims processes.
- Specialized coverage options for niche businesses.
- Robust coverage for both individuals and businesses.
- Comprehensive umbrella and cyber insurance options.
- Quick response to customer inquiries and claims.
Cons
- Limited information was available on the website regarding policy details.
- May not offer coverage in all regions or for all types of businesses.
- Discounts and rates may vary depending on individual circumstances.
- Flood insurance coverage may be limited in high-risk areas.
- Some policyholders may find specific coverage requirements complex.
- Limited availability of additional endorsements for highly specialized needs.
Strathmore Insurance Company, a trusted name in the insurance industry, offers a comprehensive array of insurance solutions to meet diverse needs. With an A+ rating from A.M.
Best and with a low complaint level, Strathmore stands as a reliable choice for individuals and businesses alike. From auto, home, health, and business insurance to specialized coverage like pet, umbrella, and cyber insurance, they provide tailored protection for what matters most.
Their competitive rates, bundled policy discounts, and commitment to outstanding customer service make them a standout choice. Whether safeguarding your vehicles, property, or loved ones, Strathmore Insurance Company is your partner in securing a worry-free future.
Strathmore Insurance Company Insurance Coverage Options
Strathmore Insurance Company offers a wide range of coverage options to meet the diverse needs of their customers. Here’s a comprehensive list of coverage options provided by the company:
- Auto Insurance: Strathmore’s auto insurance policies cover various aspects, including liability, collision, comprehensive, uninsured/underinsured motorist coverage, and medical payments.
- Home Insurance: Their home insurance offerings encompass policies for homeowners, renters, and landlords, protecting against property damage, liability, theft, and more.
- Health Insurance: Strathmore provides health insurance solutions for individuals and families, including medical, dental, and vision coverage options.
- Business Insurance: They offer comprehensive business insurance, including general liability, commercial property, workers’ compensation, and business interruption coverage.
- Life Insurance: Strathmore’s life insurance policies provide financial security for loved ones with options like term life and whole life insurance.
- Pet Insurance: Pet owners can protect their furry companions with pet insurance, covering veterinary expenses and ensuring pets receive proper care.
- Travel Insurance: Travelers can enjoy peace of mind with Strathmore’s travel insurance, which covers unexpected events, trip cancellations, and medical emergencies during their journeys.
- Motorcycle Insurance: Motorcycle enthusiasts can secure their rides with specialized motorcycle insurance policies designed to meet the unique needs of bikers.
- Boat Insurance: Watercraft owners can safeguard their boats and personal liability with boat insurance policies tailored to various types of watercraft.
- RV Insurance: For recreational vehicle enthusiasts, Strathmore offers RV insurance to protect against accidents and damages during road trips and adventures.
- Umbrella Insurance: Their umbrella insurance provides extra liability coverage, offering additional financial protection beyond the limits of standard policies.
- Commercial Insurance: Strathmore specializes in commercial insurance solutions, offering tailored coverage for businesses, including liability, property, and workers’ compensation insurance.
- Flood Insurance: Protect your property from flood-related damages with Strathmore’s flood insurance policies.
- Cyber Insurance: In the digital age, Strathmore’s cyber insurance helps businesses mitigate risks associated with data breaches and cyberattacks.
These coverage options cater to a broad spectrum of insurance needs, ensuring that customers can find the right policies to protect their assets, health, and loved ones while addressing their unique circumstances.
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Strathmore Insurance Company Insurance Rates Breakdown
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| Driver Profile | Strathmore Insurance | National Average |
|---|---|---|
| Clean Record | $83 | $119 |
| 1+ Ticket | $146 | $147 |
| 1+ Accident | $167 | $173 |
| DUI | $200 | $209 |
| Poor Credit | $143 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Strathmore Insurance Company Discounts Available
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| Discounts | Strathmore Insurance |
|---|---|
| Anti Theft | 16% |
| Good Student | 21% |
| Low Mileage | 19% |
| Paperless | 10% |
| Safe Driver | 25% |
| Senior Driver | 13% |
Strathmore Insurance Company offers various discounts to make their insurance policies more cost-effective for customers. Here’s a detailed list of the discounts they provide:
- Bundling Discount: Customers can enjoy significant savings by bundling multiple insurance policies with Strathmore. This means if you combine your auto, home, and life insurance, for example, you’ll receive a discount on your overall premium.
- Safe Driver Discount: Strathmore rewards safe driving habits. If you have a clean driving record with no accidents or violations, you can qualify for a safe driver discount on your auto insurance policy.
- Home Security Discount: For homeowners, installing security systems or devices such as burglar alarms or smoke detectors can lead to a discount on your home insurance premium.
- Multi-Policy Discount: Beyond bundling, Strathmore offers multi-policy discounts for customers who have more than one type of insurance policy with them. This can apply to various combinations of policies, such as home and auto or home and umbrella insurance.
- Good Student Discount: If you have a student on your auto insurance policy who maintains good grades, Strathmore may provide a discount as an incentive for academic achievement.
- Claims-Free Discount: Staying claims-free can lead to discounts on your insurance premiums. Strathmore acknowledges and rewards policyholders who haven’t filed claims within a specified period.
- Paid-in-Full Discount: If you choose to pay your insurance premium in a lump sum annually or semi-annually, rather than monthly, you may be eligible for a paid-in-full discount.
- Renewal Discount: Loyal customers who renew their policies with Strathmore can often enjoy renewal discounts as an acknowledgment of their continued business.
- Advanced Quoting Discount: Some customers who request insurance quotes well in advance of their policy start date may qualify for an advanced quoting discount.
Please keep in mind that the availability and specifics of these discounts can vary by location and policy type. To get accurate details about the discounts available to you, it’s best to contact Strathmore Insurance Company directly or visit their website for more information.
How Strathmore Insurance Company Ranks Among Providers
Strathmore Insurance Company faces competition from several key players, each with its unique strengths and areas of specialization. While the competitive landscape can vary depending on the specific types of insurance policies offered by Strathmore, here are some of the company’s main competitors:
- State Farm: State Farm is one of the largest and most recognized insurance companies in the United States. They offer a wide range of insurance products, including auto, home, life, and health insurance. State Farm is known for its extensive agent network and personalized service.
- Allstate: Allstate is another major player in the insurance industry, offering a comprehensive suite of insurance products. They are known for their innovative features like the “Drivewise” program for auto insurance and a variety of home insurance options.
- Geico: Geico is well-known for its direct-to-consumer approach and often boasts competitive rates on auto insurance. They are recognized for their catchy advertising campaigns and user-friendly online tools.
- Progressive: Progressive is a leader in the auto insurance sector, offering a range of coverage options and discounts. They are known for their “Snapshot” program, which tracks driving habits to potentially lower premiums.
- Liberty Mutual: Liberty Mutual is a major insurance company offering a variety of personal and commercial insurance products. They emphasize customized coverage options and have a strong presence in the homeowners and auto insurance markets.
- Travelers: Travelers is a reputable provider of commercial insurance, making it a strong competitor for Strathmore in the business insurance sector. They offer specialized coverage for a wide range of industries.
- Nationwide: Nationwide offers a diverse portfolio of insurance products, including auto, home, and pet insurance. They are recognized for their “On Your Side” customer service promise.
- Aetna (a CVS Health Company): Aetna competes with Strathmore in the health insurance sector, providing a range of health and dental coverage options for individuals and businesses.
- Chubb: Chubb is a global insurance company specializing in high-net-worth individuals and businesses. They are a significant competitor in the commercial insurance market, particularly for companies seeking high-value coverage.
- Lemonade: As an insurtech disruptor, Lemonade offers a fresh approach to insurance with an emphasis on quick online quotes and claims processing, primarily targeting renters and homeowners insurance markets.
- Embrace Pet Insurance: Embrace specializes in pet insurance, competing with Strathmore’s pet insurance offerings. They focus on comprehensive coverage for pet owners.
- The Hartford: The Hartford is a prominent provider of commercial insurance, catering to businesses of all sizes. They offer a range of specialized coverage options and risk management solutions.
It’s important to note that the competitive landscape can evolve, and specific competitors may vary depending on geographic location and the types of insurance policies offered by Strathmore. Strathmore Insurance Company would typically monitor these competitors closely, adapt its offerings, and focus on its unique value propositions to maintain a competitive edge in the market.
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Claims Process at Strathmore Insurance Company
Ease of Filing a Claim
Strathmore Insurance Company simplifies the claims process for its policyholders by offering multiple convenient channels.
Whether it’s filing a claim online through their user-friendly website, reporting a claim over the phone, or using their mobile apps, policyholders have the flexibility to choose the method that best suits their needs. This commitment to accessibility ensures a hassle-free claims experience.
Average Claim Processing Time
Strathmore Insurance Company is dedicated to swift and efficient claim processing. They understand the importance of timely claim settlements, and their commitment to expediting the process helps reduce unnecessary delays. Policyholders can trust that their claims will be handled promptly and efficiently.
Customer Feedback on Claim Resolutions and Payouts
Strathmore Insurance Company values customer feedback, particularly regarding the resolution of claims and payout experiences. They actively seek input from policyholders to continuously improve their claims process. Positive customer feedback underscores the company’s commitment to providing fair and timely claim settlements, reinforcing its reputation for outstanding customer service.
Digital and Technological Features by Strathmore Insurance Company
Mobile App Features and Functionality
Strathmore Insurance Company offers a comprehensive mobile app with a range of features designed to empower policyholders.
Compatible with both Android and iOS devices, the app allows policyholders to not only file claims but also access policy details and perform various insurance-related tasks seamlessly. This mobile app ensures that policyholders have convenient access to their insurance resources whenever and wherever they need them.
Online Account Management Capabilities
Policyholders benefit from Strathmore Insurance Company’s user-friendly online platform, designed for efficient management of their insurance accounts.
This platform enables individuals to handle various aspects of their insurance policies, from reviewing coverage details to making premium payments, all while providing an intuitive and hassle-free experience. Strathmore Insurance Company places a strong emphasis on user-friendly online account management to enhance the overall customer experience.
Digital Tools and Resources
Strathmore Insurance Company goes beyond traditional offerings by providing a suite of digital tools and resources to support policyholders. These resources encompass educational materials, financial planning tools, and other digital assets that empower customers to make informed decisions about their insurance coverage.
Strathmore Insurance Company’s commitment to digital innovation ensures that policyholders have access to valuable resources when navigating the complexities of insurance coverage.
Frequently Asked Questions
How can I get a quote for Strathmore Insurance Company’s policies?
You can easily obtain a quote by visiting Strathmore Insurance Company’s official website or by contacting their friendly customer service team. They will guide you through the process and provide a personalized quote based on your insurance needs.
Are there discounts available for bundling multiple insurance types with Strathmore Insurance Company?
Yes, Strathmore offers discounts when you bundle multiple policies with them. By combining different types of insurance, such as auto and home insurance, you can take advantage of significant cost savings.
What sets Strathmore Insurance Company apart from other insurers?
Strathmore Insurance Company stands out due to its diverse range of insurance offerings, strong financial stability reflected in its A+ rating, competitive pricing, and a commitment to excellent customer service.
How can I file a claim with Strathmore Insurance Company?
Filing a claim with Strathmore Insurance Company is a straightforward process. You can either submit a claim online through their website or contact their claims department for assistance.
Do they offer specialized insurance for niche businesses or industries?
Yes, Strathmore Insurance Company has expertise in catering to niche businesses and industries. They can customize insurance solutions to fit the unique requirements and risks associated with specific business types.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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