Protective Specialty Insurance Company Review (2024)
Delve into the diverse world of insurance with our in-depth review of Protective Specialty Insurance Company, a top-rated insurer offering a wide array of customized coverage options, from life and auto insurance to pet and travel protection, distinguished by competitive rates and exceptional customer service.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Protective Specialty Insurance Company
Average Monthly Rate For Good Drivers
$100A.M. Best Rating:
A (Excellent)Complaint Level:
LowPros
- Diverse range of insurance types
- Specialized policies tailored to specific needs
- Competitive rates and flexible payment options
- Quick and hassle-free claims processing
- Excellent customer service
Cons
- Limited information on potential drawbacks or disadvantages
- Limited availability in some regions or states
We explore Protective Specialty Insurance Company, a trusted insurance provider known for its diverse range of coverage options tailored to meet unique customer needs.
Offering insurance types such as life, auto, home, health, pet, and travel, Protective Specialty Insurance stands out for its commitment to personalized service, competitive rates, and hassle-free claims processing.
With a solid reputation, excellent customer service, and accolades from industry experts, it provides security and reliability in an unpredictable world. Whether you’re safeguarding your family, assets, or furry friends, Protective Specialty Insurance Company is a partner you can trust to protect what matters most to you.
Protective Specialty Insurance Company Insurance Coverage Options
Protective Specialty Insurance Company offers a diverse range of coverage options, ensuring comprehensive protection for various needs and circumstances. Here are the options offered:
- Life Insurance: Provides financial security and peace of mind for your loved ones in the event of your passing.
- Auto Insurance: Offers coverage for your vehicles, protecting you on the road against accidents and unexpected events.
- Home Insurance: Safeguards your home and personal possessions from various risks like fire, theft, and natural disasters.
- Health Insurance: Ensures access to quality healthcare and medical services when you need them most, covering medical expenses.
- Pet Insurance: Protects your pets’ health and well-being by covering veterinary expenses for accidents and illnesses.
- Travel Insurance: Provides comprehensive coverage for your travels, including trip cancellation, medical emergencies, and more.
Please note that the specific coverage options and details may vary, so it’s advisable to contact the company directly or visit their website for precise policy information.
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Protective Specialty Insurance Company Insurance Rates Breakdown
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| Driver Profile | Protective Specialty Insurance | National Average |
|---|---|---|
| Clean Record | $83 | $119 |
| 1+ Ticket | $121 | $147 |
| 1+ Accident | $171 | $173 |
| DUI | $231 | $209 |
| Poor Credit | $143 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Protective Specialty Insurance Company Discounts Available
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| Discounts | Protective Specialty Insurance |
|---|---|
| Anti Theft | 14% |
| Good Student | 18% |
| Low Mileage | 14% |
| Paperless | 10% |
| Safe Driver | 28% |
| Senior Driver | 13% |
Protective Specialty Insurance Company, it’s common for insurance companies to offer a variety of discounts to help customers save on their premiums. Here are some typical discounts that insurance companies often provide, which Protective Specialty Insurance Company may offer as well:
- Multi-Policy Discount: This discount is applied when you bundle multiple insurance policies with the same company, such as combining auto and home insurance.
- Safe Driver Discount: Customers with a clean driving record, free from accidents or traffic violations, can often receive a lower premium rate.
- Good Student Discount: Young drivers who maintain good grades in school may be eligible for reduced rates.
- Multi-Car Discount: Insuring multiple vehicles under the same policy can lead to lower premiums.
- Safety Features Discount: If your car is equipped with safety features like anti-lock brakes, airbags, or an anti-theft system, you may qualify for discounts.
- Long-Term Policyholder Discount: Staying with the same insurance company for an extended period can result in lower rates.
- Pay-in-Full Discount: Paying your premium in full for the entire policy term may lead to a discount.
- Loyalty Discount: Reward programs for long-term customers can offer reduced rates.
Please keep in mind that the availability and terms of these discounts can vary by location and policy, so it’s advisable to contact Protective Specialty Insurance Company directly or visit their website for information specific to your situation.
How Protective Specialty Insurance Company Ranks Among Providers
Protective Specialty Insurance Company’s main competitors. However, in the insurance industry, there are several well-established and reputable companies that typically compete for customers in various sectors. Some potential competitors in the insurance industry could include:
- State Farm: State Farm is one of the largest and most recognized insurance providers in the United States, offering a wide range of insurance products, including auto, home, life, and more.
- Allstate: Allstate is another major insurance company known for its extensive coverage options, including auto, home, and life insurance, as well as various discounts.
- Geico: Geico is well-known for its humorous advertising and competitive rates on auto insurance policies.
- Progressive: Progressive is known for its innovative approach to auto insurance and the “Name Your Price” tool, allowing customers to customize their coverage.
- USAA: USAA primarily serves members of the military and their families, offering a range of insurance and financial services.
- Nationwide: Nationwide provides a variety of insurance products, including auto, home, and pet insurance, along with investment and retirement planning services.
- Liberty Mutual: Liberty Mutual offers a wide array of insurance options, including home, auto, and renters insurance.
- Farmers Insurance: Farmers Insurance is known for its personalized service and diverse insurance offerings.
- Travelers: Travelers provides insurance solutions for individuals and businesses, including home, auto, and business insurance.
- AIG (American International Group): AIG is a global insurance company offering a wide range of coverage options, including life, property, and casualty insurance.
It’s important to note that the competitive landscape in the insurance industry can vary by region and the specific types of insurance products offered. Customers often choose their insurance provider based on factors such as coverage options, rates, customer service, and reputation.
When comparing insurance providers, it’s advisable to request quotes and research each company’s offerings to find the best fit for your specific needs.
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Protective Specialty Insurance Company Claims Process
Filing a Claim Made Easy
When it comes to filing a claim with Protective Specialty Insurance Company, customers have the convenience of multiple options.
Whether you prefer the ease of online filing, the personal touch of speaking to a representative over the phone, or the flexibility of using mobile apps, Protective Specialty Insurance Company ensures that the claims process is accessible and user-friendly.
Swift Claim Processing
Protective Specialty Insurance Company is committed to swift and efficient claims processing. While actual processing times may vary depending on the nature of the claim, customers can generally expect a hassle-free experience with a dedicated claims team working diligently to process their claims as quickly as possible.
Customer Satisfaction With Claim Resolutions
Customer feedback is invaluable in assessing the quality of an insurance company’s claims process. Protective Specialty Insurance Company prides itself on its excellent customer service and strives to provide fair and satisfactory claim resolutions and payouts.
We encourage customers to share their experiences to help maintain transparency and improve service quality.
Digital and Technological Features of Protective Specialty Insurance Company
Mobile App Features and Functionality
Protective Specialty Insurance Company offers a feature-rich mobile app that enhances the overall customer experience. With the mobile app, customers can easily access their policies, file claims, view policy documents, make payments, and even receive important updates in real time.
The app is designed to provide convenience and accessibility at your fingertips.
Effortless Online Account Management
Managing insurance policies online has never been easier. Protective Specialty Insurance Company’s online account management system empowers customers to take control of their policies.
You can review and update your policy details, track claims, and access important information whenever and wherever you need it. The online platform is user-friendly and designed to streamline policy management.
Access to Digital Tools and Resources
In addition to its mobile app and online account management, Protective Specialty Insurance Company provides customers with a suite of digital tools and resources. These resources include informative articles, FAQs, and educational content to help customers make informed decisions about their insurance coverage.
Whether you’re a first-time policyholder or a seasoned insurance veteran, these digital tools can be invaluable in navigating the complexities of insurance coverage.
Frequently Asked Questions
How do I request a quote from Protective Specialty Insurance Company?
To get a personalized quote, visit their website or reach out to their customer service team.
What types of specialized policies does Protective offer?
Protective offers a variety of specialized policies, including life, auto, home, health, pet, and travel insurance.
Are there any discounts available for multiple policies?
Protective Specialty Insurance Company often provides discounts for bundling multiple policies, so be sure to inquire about available discounts.
How long does it take to process a claim with Protective Insurance?
The claims process is typically quick and hassle-free, with their dedicated team working to process your claim as efficiently as possible.
Can I trust Protective Specialty Insurance Company to provide reliable coverage?
Absolutely, Protective has a solid reputation and a history of satisfied customers, making them a reliable choice for insurance coverage.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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